The sun never sets in the Ming Dynasty

Chapter 580 Exile on Hainan Island

The common people exchanged the broken silver at home for copper coins and silver coins one after another, and safely deposited a little bit of silver that was not needed for the time being in the "Huaxia Big Bank" to earn a little interest.

Due to the widespread improvement in credibility, the deposit and exchange business of the "Huaxia Big Bank" has surged, and even the government's tax bank has gone through the "Huaxia Big Bank".

The "Huaxia Big Bank" bank note, a paper currency, has long been accepted by merchants and governments.

The denominations of 100 taels, 1000 taels, and 1 taels of universal deposits and withdrawals are convenient for too many merchants who need large sums of cash in and out.

This kind of bank note can be endorsed according to the user's request, leaving a code word or agreeing on the drawee, and it can also be circulated unconditionally like gold and silver coins, but there is a risk here. If the owner is stolen and the bank note without endorsement is equivalent to Yu lost so much money.

Even if the "Huaxia Big Bank" knows that the unendorsed banknote is not from the right place, it can only cash it to someone who comes. There is no way, reputation is the foundation of the bank's development, and it is the responsibility of the government to solve cases and catch robbers.

Of course, the "Huaxia Big Bank" will not swallow their anger and let Xiaoxiao run rampant. Suspicious withdrawals will be investigated by the special agents of the Military Intelligence Department. Can't tell.

Now the capital's grain business has been managed by the Huang family for a small part, and the Huang family actually has enough strength and ability to monopolize the grain market.

But Huang Sheng didn't allow this. Huang's Grain Company only sells refined grains, rice and white flour, and the price is fair and fair. It is converted into stones in Ming Dynasty, which is two silver coins per stone of rice plus five hundred copper coins.

However, the Huangjialiang Bank does not accept silver and low-quality copper coins, but only accepts Huaxia Tongbao series gold, silver, and copper coins.

This is another dark game played by Huang Sheng. The purpose is to highlight the existence value of currency and not just represent the value of precious metals it contains.

At the end of the Ming Dynasty, there were turmoil and natural disasters, and the price of goods would be chaotic immediately, and the price of food would remain high. However, the Huang family had the convenience of sea transportation and the grain base of Cochin Province, and a large amount of rice from the south would be shipped to the north for sale.

Even if the price of grain in the market reaches seven or eight taels of silver per stone for rice, the Huang family will still maintain it at two and a half Huaxia Tongbao silver coins per stone. At this time, the value of Huaxia Tongbao is reflected.

Without Huaxia Tongbao, you can't buy rice noodles from Huaxia Grain Bank. You have to go to the "Huaxia Big Bank" to exchange it. Not everyone can exchange a silver coin for a tael of silver.

Only the depositors and customers of the "Huaxia Big Bank" enjoy such an exchange ratio. They have no relationship with the bank at ordinary times. Now they need Huaxia Tongbao to buy food and think about exchanging it. How can there be such a good thing? "Huaxia Big Bank" will not accept it.

The staff of the bank will also publicize their rights and obligations. How can there be such a cheap thing without burning incense?
At that time, the black market exchange will intensify. One silver coin may be exchanged for two taels of silver. It is unknown. After this gust of wind passes, who would dare to use unreliable silver?
Who would not come to "Huaxia Big Bank" to open an account and handle storage business?Huitong Tianxia comes naturally, and everyone trusts and uses Huaxia Tongbao.

When the currency is based on the reputation of the Huang family, not many people will care about the use of precious metals. Unifying the currency can also stabilize prices. In fact, it was relatively easy to manage prices in the Ming Dynasty. As long as the price of grain is strictly controlled, the problem will be solved. Most of the problems.

To control the price of grain, one needs to have a large amount of grain resources. If there are profiteers maliciously buying and driving up prices, the Huang family can mobilize hundreds of thousands or even millions of shi from the south and release them to them.

At the same time, a large number of them were sold to the market at a par price, so that the profiteers who dared to take food, which is related to the survival of ordinary people, lost their money by hoarding and earning black-hearted money.

To engage in business competition, one must have sufficient strength. The Huang family's strength may not be behind others in today's world. There are too many farms in the system, and there are countless grains that can be allocated. It is not a challenge to vomit blood from unscrupulous businessmen.

The Huang family's commercial competition will not make Shengdou people unable to survive. The poor who have no food for the next day will receive the relief rations of the Huang family. However, in order to prevent fraudulent claims, the hungry people can only eat it on the spot in the form of porridge.

Want to get rid of the miserable fate of starvation?No problem, go to Cochin, go to Hainan Island, and soon immigrate to Malacca, where everyone will definitely get jobs and food and clothing, as long as you are not lazy, a well-off life will be waiting for you.

The Huang family system brought a variety of commodities to Daming, brought the idea of ​​managing the city, and carried out financial reforms, and there were countless beneficiaries.

Even the royal family is covered. The internal money managed by Wang Chengen has already reaped 8 to 10 taels of interest. So far, the amount of internal funds deposited in the "Huaxia Big Bank" has increased to more than one million taels, and the interest income is expected to exceed [-] by the end of the year. two.

Huang Dongshan has been in Hainan Island for more than a year. He is a pragmatic leader, and he hardly sits in the government office of Qiongzhou.

The basic investment in Hainan Island is constantly increasing, the Kangzhuang Avenue naturally extends in all directions, and the management of small watersheds has been effective. Too many small and medium-sized reservoirs have sprung up like mushrooms, and a large number of hydraulic machinery has liberated too much labor.

In busy ports and relatively advanced wharves, the use of manpower, animal power and pulley blocks to lift soil booms and gantry cranes is not worth mentioning in later generations, but in this era, the work efficiency has also increased by three or four times under the premise of the same labor.

The output of the United Iron and Steel Plant led by Gu Shanhai is increasing day by day, and the engineers of the Huang family are willing to use a large amount of steel and rebar for concrete.

Due to the sufficient reinforcing ribs in the concrete, the length and span of the bridge's load-bearing girders have made breakthroughs, and the bridges built by Huang's family have become longer and larger.

Building bridges and paving roads for development, Hainan Island can now be described as a road that leads to the ring road. There are no ferries that need to be ferried, and they are replaced by solid concrete bridges.

At the end of the fifth year of Chongzhen, Yazhou escorted six or seven hundred family members of criminal officials who were mourned and exiled to Hainan Island. This is the beginning of the exile of the three families of criminal officials to Yazhou.

Most of them are relatives of Sun Yuanhua and Zhang Tao, and a small half of them are the family members of two county magistrates who fled when Kong Youde broke the county. Everyone was dumbfounded.

Just as Sun Yuanhua got off the boat, Gu Shanhai rushed over to invite him to visit the steel factory. This boy intentionally dressed in six-rank civil official costumes to receive Sun Yuanhua.

He knew Sun Yuanhua, but others didn't know him at all.

(End of this chapter)