Kowloon wins

Chapter 521 Financial Storm ([-])

It was extremely hot in July, even though there was a big ice basin in the room, and there were two maidservants playing fans beside him, Kang Wanming still felt that it was too hot, so he simply unbuttoned his clothes, shy With a big belly, while leaning on the rocking chair and swinging, while holding a small pot full of sour plum soup, he poured it into his mouth vigorously.

To be honest, Kang Wanming's image is really sloppy, and it doesn't match his status as the owner of the world's number one bank. No matter how you look at it, he looks like a rich man from the countryside, but Kang Wanming himself doesn't care, how comfortable he is, Nothing else, Kang Wanming felt that he had the qualifications to do whatever he wanted, probably because he was the number one person in Taiyuan City, and even the governor had to be polite when he saw him. As for those officials below the prefect If you want to see him, it depends on whether Kang Wanming is happy to see him. Who would dare to read his jokes.

Kang Wanming's mood today is really not very good. The hot weather is certainly one of the reasons, but it is more caused by the fire. There is nothing else. A month ago, he went to the capital to participate in the investment promotion meeting of the Ministry of Industry. Kang Wanming took it with him He paid millions of taels of silver bills. Before he went, he confidently promised to cover all the items. In the end, he spent a lot of money, but he couldn't get back even a single item. On the contrary, he always A few business owners who are not very valued have reaped benefits. It is said that those few plan to unify the foundation stone laying ceremony today. Isn't this just adding salt to Kang Wanming's wounds or something?
"My lord, Cheng Chungong, the manager of 'Chengji Company', Wan Deshan, the manager of 'Ningcheng Company', Li Dasheng, the manager of 'Desheng Company', and Sun Shigao, the manager of 'Longsheng Company' are here."

Just when Kang Wanming was restless, he saw the second shopkeeper who was in charge of dispatching at the front desk sweating profusely from behind the screen, and reported with a gloomy face.

"not see!"

When he heard that these merchants who had won the bid at the Merchants Promotion Meeting of the Ministry of Industry came, Kang Wanming's already bad mood immediately became worse. He scolded unceremoniously.

"My lord, they are all here to pick up the silver. There is not much silver left in the treasury. Look at this..."

The second shopkeeper did not go to the capital with Kang Wanming, and he didn't know much about the business affairs of the Ministry of Industry, but he still knew the general situation. He knew why his master was so impatient, but the matter was urgent, but the second shopkeeper was Not daring to conceal it or not to report it, he could only hurriedly speak out to explain under Kang Wanming's angry eyes.

"Ok?"

Kang Wanming originally thought that these four people came to invite him to participate in the foundation laying ceremony, but he didn't expect that they came to withdraw the money they had saved, and he really couldn't recover for a while.

"Master, there are only 38 taels of silver in the treasury now, and the four of them have to withdraw the full amount of silver, a total of 7000 taels of silver. If they are all given, if someone else comes to pick it up, it may not be enough. of."

Seeing that Kang Wanming didn't respond for a long time, the second shopkeeper couldn't help feeling a little overwhelmed, so he hurriedly explained the matter in detail.

"How can there be only such a small amount, sir, didn't I just transfer 60 taels of cash the day before yesterday, why is there such a small amount left in only two days, huh?"

"Risheng Bank" is not only the largest bank in Shanxi, but also the No. [-] bank in the Qing Dynasty. Its business spreads all over the world, and the people who come and go are rich merchants. There is never a shortage of cash. Of course, although there is a lot of silver, there is It is impossible to put them all idle in the warehouse, and most of them have been lent out. As for the spare silver stored in the warehouse, it is only a small amount, which is less than one-tenth of the size of the bank. "'s reputation has always been excellent, and I'm really not afraid of a wave of runs, but now the four firms suddenly come together to withdraw money. For "Risheng Bank", it's either a run or a run, and Kang Wanming can't be free. .

"Master Mingjian, someone from the 'Kirin Company' came yesterday, saying that he needed to withdraw silver for urgent use, and transferred 20 taels of cash. I thought that there was still a little over 40 taels in the warehouse, which should be enough. Yes, I didn't think much about it, but I didn't expect that tens of thousands of taels were used one after another this morning. If shopkeeper Cheng and the others transferred the money again, this matter would be difficult to handle. Now only you can come forward to stabilize the situation .”

As soon as Kang Wanming asked about this, the second shopkeeper's face immediately turned bitter, and he hurriedly explained carefully.

"Well... here!"

Kang Wanming has been in charge of the bank for more than [-] years, and he is naturally not someone to wait for. Hearing so many coincidences coming together, how can he not be vigilant? The problem is that Cheng Chungong and others are all well-known businessmen in Taiyuan Prefecture. If they come to adjust the money, if the bank cannot give it, then the consequences will not be easy to play. No matter how difficult it is, this reputation must not be lost. Thinking of this, although Kang Wanming was very disturbed, he still gritted his teeth and gave it. answered.

"This……"

10 taels of silver is already an astronomical figure for small and medium-sized merchants, but for "Risheng Bank", it is nothing at all. If you move casually, the cash of 10 taels of silver will be exhausted , this point, the second shopkeeper knew it very well, and when he heard that Kang Wanming agreed to let Cheng Chungong and others transfer the money, he couldn't help but panic.

"It's okay, master, I'll go to the 'Huicun Bank' to find Lao Xiao to adjust some positions, and I'll hold it for a few days, and then the master will go to transfer the cash later, so it's settled!"

Although Kang Wanming was also in a panic, he was not just waiting for nothing, he was able to hold his breath, he raised his brows, and he already had an idea, so he hurriedly gave an order to put the half-clothed clothes on his body. Pulling off the clothes, Huo Ran stood up and shouted loudly: "Come on, change clothes!"

"Okay then, master, you go and come back quickly, and I'll send someone to transfer the silver."

Seeing that Kang Wanming had already made a decision, the second shopkeeper didn't dare to say any more, so he hurriedly responded, and hurried to the counter in the front yard...

In a secret room in the backyard of the "Kirin Company" Taiyuan branch, a strong man in his early forties sat expressionlessly on the Taishi chair. Sitting opposite is a round-faced man, chubby, with a friendly smile on his face forever. This man is Zhao Jiaxin, the shopkeeper of the Taiyuan Branch of "Kirin Company". Although the two belong to different systems, they can They have been cooperating with each other for many years, so they are very familiar with each other. In the past, they always talked and laughed freely when they met, but now the two of them have their lips tightly closed, and there is a hint of nervousness between their brows.

"I'm reporting to Rudder Master, Shopkeeper Cheng and others have already started transferring money, please let the Rudder Master know!"

While He and Zhao were sitting silently facing each other, they heard the sound of hurried footsteps, a big man in a well-dressed hastily rushed in from the outside, and within a few strides, He Tao was snatched away. In front of him, he bowed, clasped his fists in salute, and hurriedly said a word to report.

"Well, shopkeeper Zhao, look..."

He Tao was not in a hurry to make a decision, but asked Zhao Jiaxin politely.

"Well, let's get started."

The matter was so important, Zhao Jiaxin couldn't help but hesitate a little, but he didn't hesitate for long, he gritted his teeth and made up his mind.

"Okay, pass on the order and act according to the plan!"

Seeing that Zhao Jiaxin had no objection, He Tao didn't delay any longer, and with a wave of his hand, he gave the order boldly.

"twitter!"

As soon as he heard that He Tao had given the order, the strong man who came to report the matter dared not delay a little, and after he hurriedly responded, he left the secret room in a hurry, and went to arrange related matters without mentioning it.

"Master, master, it's not good, it's not good..."

In a study room in the backyard of "Huicun Bank", visiting Kang Wanming was chatting with "Huicun Bank" Xiao Lufeng with a smile on his face. He was obviously in a good mood, and there was nothing else, because Xiao Lufeng had agreed to lend him 20 The request of ten thousand taels of cash, once he was worried, Kang Wanming's hanging heart was mostly let go, but unfortunately he didn't last long in such a good mood. When he came in, he was still yelling anxiously.

"Bastard Xingzi, panic, what's the matter? Tell me!"

Kang Wanming is a person who really cares about face, when he saw his assistant lose his composure in front of Xiao Lufeng, he immediately became angry, his complexion sank, and he scolded mercilessly.

"My lord, something has happened. The shopkeeper Cheng and others have not finished withdrawing the money. Suddenly, many people who pick up the money flooded into the bank. Rumors arose in the city. The people who came to withdraw cash have already blocked the bank. Sun The shopkeeper couldn't stop it anymore, so he sent the young man to ask the master to go back quickly."

The guy was obviously in a hurry, even though Kang Wanming's face drooped, he still didn't restrain himself, and yelled in a panic.

"What? How did this happen? Damn it! Brother Xiao, this time, Brother Xude has extended a helping hand. Can the previously agreed 20 taels of silver be transferred to the younger brother? The interest is negotiable. How about doubling it? "

Those who run a bank are most afraid of this kind of run-on trend. Once encountered, no matter how big a bank is, it is difficult to get out of the predicament by itself. Kang Wanming was really anxious, and he didn't care to reprimand the guy again, so he jumped up , looking expectantly at Xiao Lufeng, he bowed his hands, discussing in a small way.

"Brother Kang, it's not that I won't help you because of my brother. With the wind of running, I'm afraid that my brother's office is doomed. You should hurry up and adjust your position elsewhere. You have to make preparations for your brother, so I won't keep you any more."

After all, Xiao Lufeng has been the owner of the bank for many years. Although the business is not as large as Kang Wanming's, it can be regarded as one of the largest banks in the Qing Dynasty. How could he not be aware that when there is a run on bankruptcies, all banks will not be spared? At this moment, let alone double the interest rate, even if the interest rate is doubled ten times, it is absolutely impossible for Xiao Lufeng to give up his lifeline. Eviction order.

"Ugh……"

Xiao Lufeng's words had already been said so deadly, Kang Wanming knew that it would be useless to ask again, he had no choice but to sigh, stomp his feet, angrily left the room, and hurried to his bank...

(End of this chapter)