Emperor Chongzhen of the Ming Dynasty

Chapter 72 The Central Bank of Ming Dynasty
Before Shi Kefa became a eunuch, he had a very bad relationship with Han Shoujing.

After all, one used to be the Shangshu of the Ministry of War in Nanjing, and the other used to be the eunuch guarding Nanjing. They are both the leaders of Nanjing City.

Now, although Shi Kefa and Han Shoujing have both become eunuchs, they have both become ceremonial supervisors Bingbi.

Therefore, Shi Kefa still couldn't understand Han Shoujing.

Of course, Shi Kefa could also hear Han Shoujing's sarcasm in his tone, but what Shi Kefa wanted to know more was what Han Shoujing was telling His Majesty Zhu Youjian, which made His Majesty Zhu Youjian smile.

Shi Kefa thought to himself that there is no need to guess that he was bewitching the king to do something wrong.

Shi Kefa couldn't help cursing inwardly that it was because of the presence of a minister like Han Shoujing that Daming was brought to this point today.

Han Shoujing ignored Shi Kefa's staring eyes, and now he replied to Zhu Youjian with a flattering smile on his face: "Your Majesty dare not miss your Majesty's business, Your Majesty wants some reliable people who understand money, and this servant will bring you gone."

Zhu Youjian knew that if he wanted to implement currency reform and open a bank, he had to find a few giant merchants who were familiar with the business of money houses and had experienced bulk goods transactions.

It is impossible to find court officials to do these things. These people who have read poetry and books basically have no idea about these things.

What's more, Zhu Youjian doesn't want civil servants to intervene in Daming's future financial institutions. This kind of future may control important departments that control the lifeline of Daming's economy. He has to control it in his own hands.

Therefore, he chose the loyal and flexible Han Shoujing to preside over the matter.

The first thing Zhu Youjian asked Han Shoujing to set up a bank was to recruit a few wealthy businessmen who were familiar with the business of banks and business activities.

Han Shoujing has been in Nanjing for so many years, and has also owned many private properties, and has quite a lot of contacts in the business world. Naturally, it is not difficult to find a few conscientious businessmen who are familiar with bank business and reliable.

Zhu Youjian couldn't help becoming excited when he heard this: "Quick, send someone to call them into the palace immediately, and at the same time, you first introduce these two people to me."

"Zunzhi, one is Wang Jiaqin. This person is a student of Ningbo Prefecture. His ancestors were Huizhou merchants. His maternal grandfather was Yin Zhengmao, Minister of the Nanjing War Department in the Wanli Dynasty. This person has a close relationship with Zheng Chenggong, the son of Zheng Zhilong, and Fang Yizhi, a student of Fushe. You are good at miscellaneous studies, and became a giant merchant in Ningbo in two or three years, and he is quite proficient in business;
There is another person named Yang Mingshen, after Yang Bo, Shangshu of the Ministry of War of the Wanli Dynasty, a wealthy family of Shanxi merchants, and his family has the most bank accounts in the entire Ming Dynasty. This person is quite loyal, unlike other Shanxi merchants. Banks in Northern Zhili and Shanxi and Shaanxi have been stopped, and now they have also moved their industries to Nanjing. "

Wang Jiaqin, Zhu Youjian knew that he was one of the six righteous men who fought against Qing in Ningbo in history, but Zhu Youjian did not expect this person to have such a background.

Zhu Youjian didn't know much about Yang Mingshen, the son of an official, but he knew about Yang Bo. Even Yan Shifan in the Jiajing period was afraid of this person, which shows how extraordinary this person is.

As soon as Zhu Youjian returned to the Qianqing Palace, he had just finished washing and tidying up his clothes under the service of Chen Yuanyuan, when he saw Han Shoujing leading the two middle-aged men in square scarves in.

However, Zhu Youjian found that these two people seemed not surprised by the furnishings of the Qianqing Palace, they were very calm and even disapproved.

"Student Wang Jiaqin has met His Majesty!"

"Student Yang Mingshen has met His Majesty!"

The two saluted Zhu Youjian very politely.

"Be flat, how poor I am, you two should have seen it, as far as I know, Yin Zhengmao, your grandfather of Wang Jiaqin, and Yang Bo, your great-grandfather of Yang Mingshen, both participated in the Wanli New Deal. Reformists of the Wanli Revolution, now, as descendants, do you have the ambition to follow me in another vigorous Ming self-rescue movement?"

Zhu Youjian asked the two people straight to the point, and it was an encouragement for them to mention the proud figures in their families.

Wang Jiaqin and Yang Mingshen were originally crazy students. They were despised by their families because they failed to enter the official career due to their lack of fame. In the end, they had to embark on the business path. Now, the emperor Zhu Youjian asked them to match up with the most powerful figures in their family. Naturally, he became impassioned: "Students are willing!"

"Student is a very good title. Although you are students, you are not regarded as Jinshi, but today I will give you the same Jinshi background, as my emperor's disciples, pass the decree to the cabinet, and give Wang Jiaqin and Yang Mingshen the post of head of the household department. , together with Han Shoujing, the eunuch of Bingbi, the supervisor of etiquette, and Qi Biaojia, the right servant of the household department, to handle the affairs of the Central Bank of Ming Dynasty."

When Zhu Youjian said this, Wang Jiaqin and Yang Mingshen hurriedly thanked him.

And Yang Mingshen obviously has an intuitive sense of familiarity with the Daming Central Bank mentioned by Zhu Youjian:

"May I ask what His Majesty refers to by the Central Bank of Ming Dynasty?"

Zhu Youjian could understand that they didn't know this kind of modern vocabulary, so he explained in person: "It's similar to your bank bank. I will ask Han Shoujing to give you the information later, and you can get it yourself and study it carefully. What's the matter?" If you don’t understand, you can ask me directly.”

With that said, Zhu Youjian asked Han Shoujing to give the two gold medals for entering the palace gate.

Although Zhu Youjian knows that the currency reform is imminent, he also knows that many times he can't rush for success, especially this kind of new thing, even if he has already had his embryonic state, it may be counterproductive if he is too hasty.

Therefore, Zhu Youjian did not urge these two people, but slowly worked out a plan with these two people and Han Shoujing seriously.

After all, what Zhu Youjian asked for was to use the currency of the Central Bank of Daming for transactions in all places in Daming in the fastest time, which is not difficult at all.

This means that the central bank cannot have only one location in Nanjing, it has to have multiple branches and establish exchange credit in the fastest possible time.

Wang Jiaqin and Yang Mingshen are not stupid people, and they have been in business for a long time, so they can understand some financial concepts.

Moreover, Yang Mingshen even ventured to suggest that the Daming Central Bank be established on the basis of his Yang Family Bank, so that the Daming Central Bank can be opened throughout the whole of Daming in a short period of time, and has the first batch of fixed currency exchange customers, and the shopkeeper apprentices who handle specific affairs They are all ready-made, and it is much less difficult to train, and there are even specialized training institutions.

Yang Mingshen is obviously a wise businessman. He sensed the opportunity here. In order to become Zhu Youjian's imperial businessman and the agent of Daming Finance, he expressed his willingness for the Yang family to give up [-]% of the profits, and even to operate all the shops and stores for the Yang family. The servants of the estate work for the royal family.

Zhu Youjian couldn't let Yang Mingshen be so casual, and directly lowered it so that the Yang family could only get [-]%.

Wang Jiaqin was also unwilling to let the Yang family make a fortune with the royal family alone, and expressed his willingness to contribute 200 million taels for half of the shares.

Considering that once a big capitalist like the Yang family appeared in the future, Zhu Youjian agreed to Wang Jiaqin's request, but rejected the Yang family's request to continue to invest money in the shares.

And Han Shoujing was also allowed by Zhu Youjian to hand over 100 million taels to get half of the share.

In addition, Zhu Youjian gave some shares to civil and military officials above the fourth rank in Beijing and local civil and military officials above the third rank, and soldiers of the Guards and craftsmen managed by the Ministry of War and Industry also had part of the share.

These shares are not high, and it may not be a big deal for many current rulers of the empire.

But they will know in the future that this is actually the high salary Zhu Youjian gave them to support Lianyin, and it is also the beginning of Zhu Youjian's intention to tie them to the chariot of external expansion that pursues interests with Daming.

Zhu Youjian got most of the profits himself.

It doesn't matter if a selfless emperor who handed over all the commercial taxes and tariffs that should have been attributed to domestic funds to the treasury will get more benefits in the future.

After all, it will cost money to build gardens, open museums, and establish science academies in the future.

(End of this chapter)