Emperor Liu Hong

52 Bank opening

() Chen Fan's actions are right or wrong, and the two factions are still arguing.But Liu Hong had no intention of paying attention to all of this.Because the sample coins of the coins he transformed have already been minted.

The new coins are all imperforate round coins with text on one side and patterns on the other.The text is on the front, which changes slightly according to the different currency values. The upper part is the Han Empire, and the middle is different currency values.The copper coin is ten Wen, the small silver is fifty cents, the big silver is one yuan, and the gold coin is ten yuan.At the bottom, it says to report counterfeit money and reward the other party with half of the family property.The reverse side is a pattern, all of which are a five-clawed golden dragon.

"That's right. The size of this new coin is suitable, the material is fine, and its appearance is quite exquisite, especially the design, which is very pleasing to the eye." Liu Hong affirmed the new coin.

Liu Hong originally wanted to put his face on the coins, just like those silver dollars in later generations.But now he is not yet an adult, and his appearance is too young, so it is a bit nondescript on the coins, so in the end he can only be replaced by a golden dragon.

Liu Hong picked up a silver coin, put it to his mouth and blew it, then quickly put the silver coin to his ear, and heard a "buzzing" sound from the silver coin.

"That's right, just like Yuan Datou in later generations, now I don't have to worry about anti-counterfeiting anymore."

The most worrying thing about currency issuance is counterfeit currency.If there is a flood of bad money, it will be a devastating blow to the real money.Therefore, Liu Hong must guard against it no matter what.

There is no need to worry too much about the anti-counterfeiting of gold coins.In ancient times, it was impossible to imitate gold. If there are too many impurities in gold, the gold will become hard and easy to distinguish. As long as it is publicized, counterfeiting can be prevented.However, copper coins do not have much profit, coupled with severe punishment measures, the problem of eliminating counterfeit coins is not very big.The most troublesome thing is the silver coins.Fortunately, Liu Hong thought of it. He had seen Yuan Datou's production method before, and he could make silver coins that could blow, so he would not be afraid of counterfeiting.

Looking at these sample coins, Liu Hong felt very satisfied, and felt that it would be enough to finalize the shape in this way, and the next step is the large-scale casting.

The department in charge of minting coins in the Han Dynasty was called Biantong, and it was under the control of the Shuiheng Duwei under the Shaofu.But now the royal family's property and treasury are all separated. Although the Shaofu is still one of the nine ministers, he has actually become an internal affairs department of the royal family.For such a big matter, the imperial court had to be involved anyway, but in that case, it would have to be negotiated with Da Sinong.

As the puppet emperor Liu Hong, it is somewhat difficult to send other ministers.But the current Da Sinong is Liu Shu, who is completely his own.If Liu Hong has any ideas, just talk to him.Therefore, the casting of money went smoothly.

As for the casting of coins, as long as the quality can be guaranteed, it doesn't matter who casts the coins.So what needs to be solved is just how to supervise the quality of coinage.

This thing is easy to handle. Liu Hong asked Shaofu and Dasinong to spare some manpower to set up a special department to supervise the coinage to ensure the quality of the coinage.And as long as it is under the supervision of this department, both Shaofu and Dasinong can mint coins.

After this matter is settled, coins can be minted next. In order to mint coins faster, Liu Hong wants Shaofu and Dasinong to mint coins together.There is no problem here in the Shaofu. He was originally the imperial housekeeping department, and he listened to the emperor's orders at any time, but Liu Wei was in trouble.

Now the national treasury is tight, although the officials have returned some money, but this little money is completely a drop in the bucket for the disaster of the big man.Although the ministers also wanted to help the disaster, they were really powerless. In the end, in desperation, they just opened two more porridge sheds outside the city.

The disaster relief work is too busy, so Liu Shu is not in the mood to care about the minting of coins.In the end, Liu Hong thought about it, and the matter of minting coins could not be delayed. Anyway, the minting of coins was under the management of the Shaofu before, and now the Shaofu is in charge of it for the time being.

In order to facilitate the exchange of coins, Biantong has coin minting locations in various parts of Dahan, which saves Liu Hong a lot of trouble.However, the casting process of distinguishing copper is not good enough to meet Liu Hong's casting requirements, so Liu Hong has to upgrade their casting process.

This is not an easy task. Liu Hong's coinage has been completely mechanized, using steam engines and stamping machines.In this way, not only the speed of coinage is fast enough, but also the cost can be greatly reduced.

However, to install steam engines and stamping machines, it is necessary to renovate the former copper casting site, which is quite troublesome.Finally, Liu Hong thought, anyway, his bank can open after the coins are minted, so he just integrated the place where the coins are minted with the bank's vault, so that once the coins are minted, they can be put directly into the vault, which is safe. Greatly improved.

Liu Hong's bank is now under intense preparation.This is mainly due to the time-consuming construction of the treasury, thanks to Liu Hong's invention of reinforced concrete, which can be used as concrete.Otherwise, it would be even more troublesome to build a safe vault.

Originally, Liu Hong's money was not enough to fully expand the bank's business outlets, but due to the acquisition of a large number of Huangzhuang, the business outlets are no longer a problem.

Speaking of this, I have to thank those eunuchs and relatives.Originally, eunuchs and relatives were deadly rivals, and if one party agreed to something, the other party would definitely oppose it.However, on the matter of dividing Huangzhuang, the opinions of the two parties were unanimously unified.

The eunuch wanted to curry favor with the emperor Liu Hong, and his relatives wanted to curry favor with the Empress Dowager Dou Miao. In addition, the current Longting Marquis Liu Zhong was too afraid to live in poverty, so he desperately helped Liu Hong plan his family business.Therefore, the scale of the royal family's Huangzhuang has been expanded over and over again.

In this way, not only every city and county has a business point, but also Liu Hong has a large number of shops and industries in every city.These are nothing, Liu Zhong has rowed over nearly a thousand farms across the country.Not only all those that Liu Hong wanted to use as bases were drawn over, but many others were also drawn over.

For such a thing, Liu Hong is happy to see it succeed.He will not pretend to be arrogant and give up the meat that reaches his mouth.

Although the relatives also contributed to this matter, Liu Hong pretended not to see it, and blindly favored those eunuchs, creating conflicts between the eunuchs and relatives, so that the two gangs would bite dogs.

After Liu Hong stirred up the eunuchs and relatives, he didn't care about it. He wanted to urge the Shaofu to mint coins on a large scale so that his bank could open as soon as possible.

Liu Hong has high expectations for the bank, and he is counting on this project to make a lot of money.But Liu Hong also knew that the bank was a new project, and almost everyone except him didn't understand it.

In the past, Liu Hong had no good solution, he couldn't just explain it to others, but now that there are newspapers, this is no longer a problem.Liu Hong asked the newspaper to reserve a special section to introduce the bank, so that people can understand what the bank does.

Although Liu Hong's newspaper is only a trial operation, but because it is distributed free of charge, and there are many drafts on it, almost everyone who can read has a copy. The current circulation is nearly [-] in the capital alone. share.

With so many people seeing the report on the bank, coupled with their comments, even more people knew about it. It didn't take long for the word bank to become a fashionable word among big men.Almost everyone is talking about depositing money in the bank and earning interest.

What is the difference between saving money for interest and making money with money? Believe it or not, anyway, in people's discussions, banks are completely popular.

Compared with the uncertainty of ordinary people, those aristocratic families have no doubts about it.Because they know that the bank is the property of the little emperor Liu Hong.

It's not that they have confidence in the profession of the emperor, but that they all know Liu Hong's background now.

In the past, Liu Hong was quite low-key because he had not yet become the emperor. Not many people knew how much property he had.However, after Liu Hong became the emperor, there was no need to keep a low profile. All industries expanded outwards on a large scale, allowing these aristocratic families to understand Liu Hong's economic strength at once, and at the same time admire Liu Hong's ability to make money abnormal.

Liu Hong was able to develop a Hou Mansion that was on the verge of bankruptcy into a wealthy country in just a few years, so the bank that Liu Hong built is quite credible.Moreover, Liu Hong is now the emperor, and the face of the royal family must be maintained, so the bank is even safer.

There are no fools in these aristocratic families. You can get nothing but rust if you put the money at home, but if you put it in the bank, you can generate money, so as soon as the bank opens, the aristocratic families desperately deposit money in the bank. .

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