The best eunuch

Chapter 73 Royal Bank, Gao Lian's First Victory

Song Shenzong once said: "There are many evils in the world, and we must reform. For those who are important to the country, financial management is the first, and talents are the foundation." However, although there are many talents in the vast Song Dynasty, those who can manage money and dare to reform How can it appear casually?

Zhao Ji never expected that he would meet such a person when he was emperor, but now that Liang Xin was talking about the state treasury, Zhao Ji's heart was pounding, and he immediately became interested in listening.

Zhao Ji pulled Liang Xin to sit down in Xianyun Pavilion.After waiting for Zhao Ji to nod, Liang Xin began to talk about his plan.

No one can deny that the economy of the Northern Song Dynasty was developed.According to the statistics of later generations of historians and economists, the annual revenue of the Ming Dynasty was only a few million taels, and at the peak of the Qing Dynasty, it was only 4000 to [-] million taels of silver.The Song Dynasty has exceeded [-] million since the beginning of Zhenzong.Although the income was high, the expenditure in the Northern Song Dynasty was also large.For example, Liao Xia threatened.For long-term battles at the border, the annual fee is increased every year.

For this reason, the Northern Song Dynasty had to pay high "military expenses" and "yearly expenses" every year.Military expenditure refers to the expenditure of the garrison troops to prevent the invasion of Liaoxia.The annual fee is the money that Song Dynasty gave to Liao and Xixia every year to buy peace.This money is not only given every year, but also keeps increasing.

these years.The Northern Song Dynasty has always focused on the people as the main source of national taxes. National taxes include taxes on public land, private land, city walls, and Dingkou.Among them, there are as many as fourteen kinds of miscellaneous taxes in the case of miscellaneous changes.Coupled with the fact that officials collected taxes in clever names and increased taxes from top to bottom, it can be said that the taxes of the Northern Song Dynasty can be regarded as one of the dynasties with the most exorbitant taxes in history.

When Liang Xin opened his mouth to talk about the state treasury, the first thing he wanted to say was of course that he could not continue to increase taxes. On the contrary, he wanted Zhao Ji to gradually reduce taxes for the people.His eyes were fixed on four aspects first.Salt, iron, sea, edge.

salt tax.The Northern Song Dynasty implemented the official selling method.Any merchant who wants to sell salt must first obtain the salt merchant qualification issued by the Metropolitan Salt Institute, and then spend money to buy salt.Finally, buy and sell refined salt according to the quota of Yanyin.

This kind of salt method is considered scientific in the first place, but it ignores one point, that is the human heart.Who in the whole world can live without salt every day?There are hundreds of millions of money involved in the matter of salt.Almost anyone in the officialdom of the Northern Song Dynasty had a little relationship with salt, that is, the wealth was so rich.

why is that?It's nothing more than officials randomly issuing salt and filling their own pockets.Some officials even cover up and invest in private salt with great fanfare, which leads to the decrease in the salt tax collected every year in the Northern Song Dynasty, and it is pitifully small when it comes to Zhao Ji.

iron.I believe that many people know that Liao and Jin are mostly grasslands, and it is easy to produce some sheep and horses.But when it comes to iron, those two countries produce almost no iron.So the merchants of the Song Dynasty set their sights there, and there were not many merchants secretly selling iron in the customs transactions at the border.Behind this is also the support of the officials of the Song Dynasty.

It can be said that a large part of the reason why Song could not beat Liao and Jin was because Song officials secretly sold countless refined iron to Liao and Jin.

In addition, Liang Xin has his own considerations for shipping and border customs. On the one hand, it is for finances, and on the other hand, it is also for the future of Song Dynasty.

Liang Xin just briefly talked about his plan, but it took more than an hour.After finishing speaking, Zhao Ji frowned and said: "Liang Xin, the four points you said are indeed insightful, but I have to remind you. These four are very involved, and if you get involved, one of them will affect the whole body. Be careful and it may be unavoidable.

in addition.I'm very curious, the treasury will naturally become full if these four are sorted out, but I don't think it should be possible to reach the point where the treasury will never be empty? "

"Of course." Liang Xin sighed and said, "I know that the four of Yan, Iron and Sea are deeply involved, but I think that the current internal and external troubles in the country need to be determined to cut the mess quickly. Naturally, I can't rectify the four by myself. , but if there is unlimited support from the emperor, I am willing to be a pawn of this indomitable horse.

In addition, the minister didn't even think about relying on these four to keep the treasury never empty.These four are only the first step of the minister, and the second step is to open the Royal Bank. "

"Royal Bank?" Zhao Ji was stunned. He knew the meaning of each of these four words separately, but when they were put together, he was blinded.

Liang Xin nodded slightly and said: "In terms of image, it is called Tianxia Qianzhuang. After Weichen has rectified the four parties of Yantiehaihai, he will have money in his hands. If he has money, Weichen will open a bank in Tianxia and send it to the royal lottery.

Imagine the emperor, if there is a treasury as a guarantee to issue money.All the people in the world deposit their surplus money in the Royal Bank, so is it true that paper money is used instead of silver and copper in the world's property transactions in the end?Will the court never be short of money by then? "

"That's natural." Zhao Ji rubbed his hands excitedly, and he said, "Once there is no money, I will order someone to print and distribute the money, can't it be enough?"

Liang Xin nodded slightly, and couldn't help worrying in his heart that if he said this future, would it lead to the collapse of the inflationary currency system?But right now he couldn't care less.If he doesn't get some more money, what will he use to buy troops and recruit troops?No soldiers?How can he defend the border against foreign enemies?

"That's not right. All the people in the world don't necessarily deposit their money in the Royal Bank, do they? Is it necessary to order them to deposit it?" Zhao Ji, as an emperor, is naturally not low-minded, and he immediately saw a crux of the matter.

Liang Xin smiled slightly and said, "There is no mandatory requirement. You only need to promise to deposit silver and copper, and the withdrawal will increase the profit next year. In addition, silver and copper are inconvenient to carry, so people will gradually get used to using Qianyin."

"We help the people save money and things, and we also give them interest? Then don't we lose money?" Zhao Ji asked again.An emperor asking this question is enough to show that he is a frightened emperor.

Liang Xin shook his head and said, "How can we lose money? I can lend the money that the people keep with us to businessmen for business. After the businessmen make money, they can charge high interest and return the principal. Only interest, the bank will not lose money."

"Then what if the merchant doesn't return it?" Zhao Ji continued to ask.

Liang Xindao: "When borrowing money, we asked him to use valuables, such as real estate stores, as collateral. Once the repayment is overdue, we will auction off their real estate stores to pay off the debt."

"Oh. So it can be done like this." Zhao Ji nodded thoughtfully.Then he clapped his hands excitedly and shouted: "Liang Xin. Your idea is really wonderful. I can predict that my treasury will be full in the future."

A smile appeared on Liang Xin's face, he was not as excited as Zhao Ji.Because he knows better than Zhao Ji what a financial turmoil is, what is currency flooding, and what is currency depreciation and inflation.

Seeing that Zhao Ji was interested in this matter, Liang Xin took the opportunity to finalize with Zhao Ji.Once the Shandong matter is settled, we will wait for the opportunity to start this matter.Zhao Ji nodded without hesitation.But for specific matters, Liang Xin had to submit a detailed memorial for Zhao Ji's reference.

In addition, Zhao Ji is also hesitating whether he can hand over the rectification of the Yantie seaside to Liang Xin, which is not only the power, but also the lifeline of the country.Once the rectification starts, the entire Song Dynasty may set off a bloodbath.Either Liang Xin killed the other party completely, or the other party killed Liang Xin.

Just when Liang Xin was about to resign and go back to the West Factory to inquire about the war ahead, he was sent to Zhao Ji by a small yellow gate in front of him eight hundred miles away.

Liang Xin was curious about what was said in the urgent battle report, so he stopped to look at it, hoping to wait for Zhao Ji to tell him what was inside.

As soon as Zhao Ji opened the urgent battle report, he slapped his thigh excitedly and said, "Okay. Gao Qiu really lived up to my expectations. He killed more than [-] enemy heads in the first battle and won his first victory."

What?Liang Xin was slightly taken aback, full of doubts in his heart.How did Gao Lian win the first battle?Could it be the opponent's enemy's trick to lure the enemy to go deep?After thinking about it, Liang Xin suddenly thought of a possibility.That might make Liang Xin's heart suddenly cold.

Liang Xin thought to himself: "Gao Qiu, don't let me guess how you won the first battle."

Liang Xin wanted Zhao Ji to resign with a cold face, and he hurried to Xichang after leaving the palace.As soon as he walked to the gate of the West Factory, Liang Xin saw Cao Yuan running out.

As soon as Cao Yuanzheng saw Liang Xin, he ran over in a hurry, and after running in front of Liang Xin, Cao Yuan said with a worried face: "My lord is not good. Things are going to be bad.

Gao Qiu lost more than 800 soldiers and horses in the first battle, and now he has led his troops to flee, and Fengxiang Mansion has been breached.In order to cover up his fault, Gao Qiu even lied about the battle situation, slaughtered two villages along the way and took [-] heads, saying that he had won the first battle. "

After hearing this, Liang Xin felt a sense of powerlessness all over his body. After sighing, he squatted on the ground in frustration and said softly to himself, "I really guessed right."

ps: bad luck.Today's two chapters are an important transition for the next volume of "Tianxia Qianzhuang".But today I am not in good health, and the code word is not in good condition.These two chapters were extremely difficult to write.I hope everyone can bear with me, and I will hide it below.Last but not least, don’t forget to collect and redeem tickets~~~ Thank you......

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