Wolf of Xiangjiang

Chapter 75 [Borrowing money everywhere]

"FHM" magazine has even been sold to middle school campuses. Many middle school students regard Lin Zhengjie as their idol, because some of them will not be admitted to college and will enter the society. It is the time to long for a better life.

On campus, Guan Jiahui couldn't help but buy a copy of "FHM" magazine. Recently, she finally learned from the newspaper that Lin Zhengjie's true strength was that he was the chairman of the board of directors of a listed company.

And now, through the column in FHM magazine, she clearly understands how powerful Lin Zhengjie is!
And she knew better than others - Lin Zhengjie was not in his twenties or sixties, or in his twenties or seventies, but only 21 years old (in February 1958).

Because Guan Jiahui once asked Lin Jiaxuan, 'How old is your brother?', so she was sure.

"I graduated from middle school at the age of 18, and in just two and a half years, I have already become a Wei Li guy. Brother Zhengjie is so awesome!"

"It would be great if I could marry him!"

Thinking of this, the expression on Guan Jiahui's face became anxious. In her opinion, Lin Zhengjie is handsome, mature and steady in his work, but not boring. He is simply a perfect man.

The key is, I don’t have a girlfriend yet!
Thinking of this, Guan Jiahui decided to take the initiative and not give other women a chance.

You have to get the treasure first!
"Father, the price of Yiren Real Estate has risen to 18 yuan!" Huang Chuangming hurried into the office and said to Huang Qisong.

Huang Qisong's hands trembled. He had already sold off 16%, and the cost price was already lower than the current price. I wanted to sell high and buy low, but I didn't expect Yiren Real Estate's stock to skyrocket in just three trading days.

"Lin Zhengjie is still awesome!" Huang Qisong had to admit.

Huang Chuangming said: "He is not powerful, but reckless. He promotes himself in such a big way without worrying about his own safety."

Huang Qisong glanced at his son and felt a little disappointed. If his eldest son had half the skills of Lin Zhengjie, he would not lose Yiren Real Estate.

"You don't understand! Lin Zhengjie is already famous, and his move is just to add fuel to the fire. What's more, the more famous a person is, the higher his security. Do you understand what 'rich but not powerful' means? What's going on here? 'Position', doesn't Lin Zhengjie have it now? His current partners are all descendants of prominent families, and the bosses favor him. He is also the chairman of a listed company, and he has become the idol of young people in Hong Kong. This is 'power'."

Huang Chuangming was unable to refute immediately.

This is the truth!
(This is how Chen Qingsong built momentum for himself in his previous life, which is similar to how Lin Zhengjie is building momentum now.)
“So are we going to keep selling stocks?”

Huang Qisong waved his hand and said: "Don't sell anymore! We only have 20% of the equity left. If we sell again, we will be kicked out of the board of directors. What's more, I am also optimistic about the future development of Yiren Real Estate."

He knew very well how powerful Lin Zhengjie was. Once his equity was insufficient, he would immediately remove their father and son's board seats.

Of course, he hopes to invest in this part of the equity for the long term.

On Friday morning, Lin Zhengjie came to the Bank of East Asia Building and visited Deputy General Manager Li Guobao.

In recent days, Lin Zhengjie has become famous in Hong Kong, and now it's time to start borrowing money from everywhere.

His first stop was the Bank of East Asia. After all, his rise was related to the Bank of East Asia.

in the office.

Li Guobao said with a smile: "Lin Sheng, you have been very popular in recent days. I didn't expect to come to my office!"

Lin Zhengjie said modestly: "It's all exaggerated by the media. I'm still young, so there's no way it's that exaggerated!"

Of course he won't say that he is the biggest 'pusher'.

Although "FHM" is its own magazine, the article was not an 'exclusive interview', and the imitation of the 'Godfather''s back made it difficult to tell that it was Lin Zhengjie.

Li Guobao said: "Youth is an advantage. I believe in Lin Sheng's ability!" Believe it or not, he is one of the people who understands Lin Zhengjie. There is no water in "Crossing Five Levels".

Lin Zhengjie was overjoyed when he saw this. As expected, these bankers wanted his current 'personality'.

So he made his purpose clear: "Li Sheng, I want to come and borrow two funds from the Bank of East Asia!"

Li Guobao nodded and said, "Please tell me!"

Lin Zhengjie continued: "The first fund is my personal loan. I use all the 'Taifu Group' stocks in my hand. The current value is 6800 million Hong Kong dollars. I hope to get a mortgage loan of 5000 million Hong Kong dollars. The second fund is 'Taifu Group'." For the group's capital allocation, Taifu Group has been purchasing stocks worth HK$5000 million, and its investment targets include Chinese real estate giants such as Cheung Kong and Sun Hung Kai, so we hope to obtain capital allocation worth HK$5000 million."

After listening to this, Li Guobao fell into thinking.

The Bank of East Asia has loaned 1 million yuan to 'Taian Development', and the current situation of 'Taian Development' is pretty good. The market value of Taizhou Yingni in its hands has reached more than 6000 million Hong Kong dollars; including the Railway Bank Building, the value should increase to 1.8 Looks like billions.

"The shares of Taifu Group worth HK$6800 million are mortgaged with a loan of 5000 million. This really does not meet the valuation. Unless Lin Sheng also mortgages Tai'an Development's shares with us." Li Guobao said seriously.

Although Lin Zhengjie is currently in the limelight, after all, 2 million was loaned to him at once, and Li Guobao is also risk-aware.

Lin Zhengjie suddenly became a little nervous. It was as if he had set up four "guarantees" for himself, and he pledged two of them at once, so he inevitably hesitated.

But soon, he decided to 'take a gamble' and said, "Yes! However, the 5000 million Hong Kong dollars of Taifu Group's capital allocation must be released to me at the same time."

Li Guobao felt more relieved this time. The 'Taifu Group' and 'Taian Development' in Lin Zhengjie's hands were all his wealth, all of which were mortgaged in the Bank of East Asia, so he decided to fully support this young man.

"No problem, I will lend you a loan next Monday! But as you know, interest rates have increased recently, and the 'best interest rate' I can give you is 11%."

It went up a bit!
However, Lin Zhengjie also knows the market situation. Hong Kong's interest rates are very volatile.

For example: in the early 16s, when real estate was at its peak, the interest rate might have reached around 10%; after the Sino-British negotiations concluded, the interest rate was once only less than 5.25%; after the stock market crash, the best interest rate was once only %.

The better the situation of the stock market and real estate, the higher the bank's interest rate; the worse the situation of the stock market and real estate, the lower the bank's interest rate.

"I agree!"

Lin Zhengjie agreed without thinking much about the interest rate of only 11 cents.

Next, the two discussed the details of the loan.

Lin Zhengjie personally mortgaged 5000 million of the shares of the two companies. Li Guobao didn't say anything. Lin Zhengjie could spend the funds however he wanted!
The 5000 million funds allocated by Taifu Group require the Bank of East Asia to supervise Taifu Group's stock account. Once the market value drops to a certain amount, the position will be forced to be liquidated.

After securing these two loans, Lin Zhengjie walked out of the Bank of East Asia Building in high spirits.

Next, he has to borrow money.

Borrow a lot of money.

Otherwise, why would he make his own affairs into a 'legendary story'!
All this is to package him as a 'promising and capable young man'.

As for the two HKD 5000 million borrowed from the Bank of East Asia, the HKD 5000 million borrowed by 'Taifu Development', which is a personal loan, will be used to cash out spot gold and deposited in HSBC; the HKD 5000 million allocated by the listed company 'Taifu Group' will be Buy Wharf, Sun Hung Kai, and Cheung Kong, among which Wharf bought about 2000 million (currently HK$30 per share).

(End of this chapter)