I, Zhu Houzhao, join the US imperialist chat group

Chapter 104 Jinling’s money shortage! The first economic crisis in Ming Dynasty!
"I want to exchange money for it!"

"This banknote was obtained by your Chase Bank. Isn't it possible to exchange it for silver?"

"Did you swallow my money?"

Xu Yunmiao rushed to his bank immediately. As soon as she entered through the back door, she heard Prince Ning's shouting.

"Your Majesty, I don't dare to make the decision. I have already asked my boss for instructions. Please wait a moment. If my boss agrees... we will exchange it for you, Your Majesty."

The shopkeeper could only appease Prince Ning with a smile, not only Prince Ning, but also several other big customers.

"Shopkeeper Wang, what exactly is going on?"

Xu Yunmiao did not come forward. After the shopkeeper calmed everyone down, he called the shopkeeper and asked directly: "Why are so many people coming to withdraw cash at once?"

"Miss... I don't even know! In short, just half an hour ago, many people suddenly came to exchange a large amount of cash. At first, I didn't feel it yet, but several people came in succession, and they were all several Tens of thousands of dollars in exchange... This situation is absolutely abnormal, and now, Prince Ning and the others are here too..."

The shopkeeper looked very innocent, and this sudden rush situation directly blinded him.

"Then can we ask them to come back tomorrow or the day after tomorrow?" Xu Yun miao asked.

"Miss, that's not possible. Those people are determined to cash in immediately, and they can't wait at all!"

The shopkeeper was even more helpless: "Besides, I have sent people out to inquire about the news. Not only our bank, but also Chengguo Gong's bank, no, it should be the entire Jinling bank now, all have big customers exchanging large amounts of silver!"

"The entire bank in Jinling?!"

Xu Yunmiao's expression changed, and what Zhu Houzhao had said to her before the strange coincidence appeared in her mind.

No!
The emperor acted so quickly?
"Miss, what should we do now? This situation seems to have never happened before. We do have a lot of money in the bank, but we can cash it out at once..."

Shopkeeper Wang Liushenwuzhu obviously encountered a run for the first time in peaceful times.

"Change! Give it to Prince Ning first! Close the door immediately after you finish the payment!"

There was no time to think carefully about why Zhu Houzhao took such unreasonable behavior, Xu Yunmiao immediately made a decision and chose to keep the money in their bank.

"But...what about the others?"

Shopkeeper Wang's scalp was numb and he glanced outside: "They are all big customers."

"Don't worry, wait until I go get some information."

Xu Yunmiao couldn't sit still and wanted to go into the palace to see Zhu Houzhao almost immediately.

But as soon as she left the house, she went directly to the Duke's Mansion. It was not good to go to the palace at night.

She soon met Zhu Fu, who did not hide it from her and told him the truth directly: "Niece, it is His Majesty who wants to close all the banks in Jinling in the next seven days. I advise you, it is best to guarantee cash now. , close the door and wait until this period of time has passed."

"But this will ruin the reputation of our bank!"

When Xu Yunmiao got the answer, she was even more puzzled: "Uncle Zhu, didn't any of you stop His Majesty?"

"How to stop it? Your Majesty just asked the bank to close down... He did not prohibit private exchanges, especially large-amount exchanges, which can still be done quietly."

"But we can only go out but not come in. Our bank does not have that much silver. By then, the entire Jinling... I am afraid there will not be that much silver, right? Do we need to mobilize silver from various places to supplement it?"

Xu Yunmiao still had vision and could foresee the future situation at once.

"This...this is incomprehensible. We can only cooperate."

Zhu Fu smiled bitterly. To be honest, the sudden shortage of money caught him by surprise. He had even been in a meeting with Zheng Ji and the others before.

Someone came to tell him that there was a run on his bank.

He could only subconsciously resort to closing the door.

"Cooperate, yes, we can only cooperate..."

Xu Yunmiao also quickly expected this situation. Their bank was only private.

If the emperor wants to issue such an order, they can't stop him at all.

But Emperor, why do you want to do this?
She couldn't figure it out.

With this question in mind, Xu Yunmiao counted the cash in her bank while comforting her big customers.

Almost stayed up all night.

It was just dawn the next day, and she didn't even take a long rest. She was ready to see Zhu Houzhao and ask him clearly. …

"Sisters, His Majesty has given us a task today!"

"Let's go directly to various places in Jinling, especially the local banks to see the situation..."

"Also, take the treasure money and try to see if you can buy things directly."

Under the leadership of Jin Yiwei, she came to Leng Palace immediately, but as soon as she arrived, Chaitou gave them a task.

She also received a hundred gold coins.

This time, she temporarily gave up the idea of ​​meeting Zhu Houzhao!
Because the matter was obvious, Zhu Houzhao seemed to have anticipated the situation in their bank.

She had no choice but to temporarily follow the others outside the imperial city to conduct on-site research.

"What? You are trying to steal our money! If you don't do it, we won't leave if we can't exchange it today!"

"Yes, you unscrupulous merchants want to steal our money! How can we live without money!"

"We are going to the Yamen to sue you!"

As soon as she arrived at a bank in Jinling, she saw a scene of excitement.

Obviously, it was a big customer who came to redeem money last night.

But after a night of deliberation, everyone knew the news that the bank was going to be suspended.

Almost all of them took the same action as Prince Ning and the others and came to exchange the money as soon as possible.

"Everyone, calm down! Calm down, we won't exchange it."

"We only redeemed 10,000 taels of share today! But just before, it was already redeemed by a big shot!"

"Everyone wants to redeem, come back in seven days! We don't really want to close the door, we just want to cooperate with the Taizu worship ceremony!"

"I hope everyone understands! This is an imperial edict!"

Almost all banks in each household have taken the same or similar measures. They do not exchange money for small customers, but instead try to make customers understand.

This matter was decided last night after Xu Yunmiao discussed it with several of his shopkeepers.

"Nonsense! Understand, why don't you understand us!"

"Also, is this an order from His Majesty? Don't fool us with Your Majesty, His Majesty did not take our money!"

"This is our hard-earned money!"

However, how could the excited people understand Qianzhuang.

My first reaction was that the bank was going to close down and run away, which made me even more excited.

Some people even started throwing vegetables and stones, which directly forced banks everywhere to close their doors.

This is not the case for one family. Xu Yunmiao visited several houses and found that they were all like this.

As soon as this situation occurred, she felt cold all over. She realized decisively that the emperor's move had suddenly reduced the reputation of their bank to a freezing point.

I'm afraid that when this kind of activity ends, their money bank business will cause a crisis of trust!
However, the house leaked and it rained all night, and soon Xu Yunmiao got even more horrific bad news.

"Shopkeeper, do you know that our Jinling Bank is going to be closed now?"

"I know, why don't I know! Those damn banks are trying to directly embezzle our money!"

"You shouldn't, you shouldn't believe them!"

"The shopkeeper, we don't have enough money anymore. Do you accept treasure notes?"

"Take it! Why don't you accept it! Now treasure banknotes can also be used as money. His Majesty still cares about the people...I heard that he has already known about this situation and wants to establish the First Bank of Ming Dynasty! Give us some treasure banknotes at a low price!"

"I finally understand that these businessmen cannot be trusted! If you want to trust me, just trust Your Majesty!"

After Xu Yunmiao used the treasure money, she asked a few words, but the owner of the silk and satin shop immediately said something, which made her even more stunned.

Suddenly, she seemed to know Zhu Houzhao's intention!
(End of this chapter)