Chapter 49 The forced perfect ending
  In the violent debt collection yard, there are no more ghosts and wolves howling in the past, and there is no longer the ferocious roar of Dongchang Fanzi. The whole atmosphere is just like the gentle early summer breeze in the yard, gently blowing the willow paper strips, becoming There was gentle wind and drizzle, a peaceful atmosphere.

All the Dongchang fanboys, with gentle and meek attitudes, started to promote the loan business of British public banks.

As soon as he heard this method, Mr. Zhao, who was in debt, grinned in pain: "The interest on private loans can kill me. I have paid off the debt to the treasury and I will no longer be chased by you." , but I jumped into that fire pit. My father-in-law must know that the British father-in-law is not a good person. I think back then, when you asked around the city, who didn't know the name of Zhang Zhiji, the number one dude in the capital? He fell into his hands. Here, it is really doomed. Also, even if I want to borrow money from the British government, I no longer have any assets to pledge."

The eunuch laughed again: "That's not what you said. Didn't I just say that at that time, the British princess was known as the number one dude in the capital. It was all a self-destructive trick played back then. But you have to admit, The British public is generous and generous.

This time, he took action to help his colleagues. So starting from this point, he does not need you officials to find physical mortgages, but uses your future salary to repay, and the interest is set at an extremely low rate, and the interest for a year is only a mere cent. He also thoughtfully takes care of the livelihood of his colleagues and implements monthly mortgage repayments. "

Upon hearing this, Mr. Zhao's eyes immediately lit up, and he couldn't help but sigh: "The Duke is really unparalleled in his righteousness, and he can be said to be a hero in the world."

"Master Zhao is right. For example, if you still owe two thousand taels of silver to the treasury, then you can go to the Duke's bank and borrow two thousand taels to repay my debt. Then according to the rules of the Duke, He deducts half of your salary every month as the principal and interest for repaying the loan. This gentleman's annual salary is 500 dan of rice, and the salary is 600 taels of silver. The total is 1,110 taels. You can be a Install it in three years, and then use half of it to repay the loan. It's just that your life is tighter, and you can easily repay his loan. Why not?"

Mr. Zhao looked troubled: "This is a good idea. But it is common for our court to owe salary. If we fail to pay it, wouldn't we betray the integrity of the country?"

The eunuch smiled and said: "The Duke said that a good man will stick to the end. Since he wants his colleagues to use their salaries as collateral, then whether or not they receive their salaries in the future is his business and has nothing to do with your colleagues. As long as your loan is due , even if the two are cleared."

After saying this, Mr. Zhao truly sighed: "Master Guo is really kind and kind. Okay, you will go to Guo Gong's bank with me to go through the formalities now. I haven't been home for almost half a month. I have returned home." Like an arrow."

The loan business of Guogong Bank on Wangfujing Street is really booming now.

Those officials who were still in debt came to go through the formalities and repay the terrible debts owed to the treasury.

After signing the last name, Dongchang Fanzi, who was looking after them, smiled and handed over to this person: "Thank you for your support, sir. My family has been wrong to you in the past half month. Please don't hold grudges, sir." , when I have free time, I will treat this gentleman to a drink to apologize."

"You invited me to drink? Are you going to apologize to me? I'm really afraid of you. We will be strangers from now on. Please don't say that I know you."

The eunuch of the East Factory laughed and was not angry, and then walked away so easily.

Then the official came to the British Duke with a heart full of gratitude and bowed deeply: "Thank you so much, Duke, for your generous help and resolving my troubles. This kindness will never be forgotten."

Zhang Zhiji drags his belly and laughs: "That's not necessary. I still charge you one cent of interest after all. I charge this cent of interest just to prevent you from thanking me. It's a good relationship between us. It’s a normal business transaction, not a favor.”

The official was even more moved and burst into tears. What a considerate person, he gives kindness to others without expecting to receive the favor, so that the person receiving the kindness has no psychological burden. A rare good person in the world. The British Duke smiled and revealed: "Although I ask everyone to use half of their salary as repayment, everyone will be very difficult in life. But I can quietly reveal a message to you. Our king has already requested and discussed with the emperor. I will give everyone a double salary increase. Then everyone’s life will be easier.”

When all the officials heard the news, they all cheered up: "Is there really such a benefit?"

The British public smiled and said: "Our salary is too low. The low salary has already reached the point where we are allowed to be officials. If we cannot live a decent life, we can only borrow money to survive. King Ding said that the court cannot allow people who want to be upright officials. He would starve to death. So he promised the emperor that he would be responsible for raising the salary of officials by raising their salaries and doubling their salaries. He also guaranteed that the full amount would be paid out in cash every month, and he would not use those moldy things again. The rice is replaced by Jiaozi, which is like waste paper. Everyone, please work hard and sincerely to serve this Ming Dynasty. Our good days are coming."

With such good news, when the officials were forced to do so by Dongchang, their infinite resentment towards King Ding subsided a bit, and they unknowingly commented on King Ding: "This little bastard is actually quite sympathetic." It’s human, not bad.”

At the same time, there were also businessmen who had difficulties in running funds on hand and quietly came to Zhang Zhiji to discuss the matter of loan turnover.

Zhang Zhiji just laughed and said: "I don't care about external loans. You can discuss it with my housekeeper. I will be a hands-off shopkeeper."

This made those businessmen feel confused, doesn't this bank belong to you?

After a few days, the one million silver dollars that Lu Mou planned to take to the bank were put into the treasury before leaving the palace.

The officials paid off the loan, and Lu Mou had a loan document worth one million in his hand, as well as a large sum of interest in the future. Everyone is really happy.

All the officials paid off their debts at once. But in order to pay off the loan, no one resigned, and they worked hard, working together to ensure the survival of Ming Dynasty, for fear of losing their jobs.

Officials who were under house arrest in the palace were also released and returned to their posts. Some people have also been promoted and reused.

The government agencies of Ming Dynasty were running smoothly again.

As for those official positions that were vacant due to death and escape, Lu Mou took the opportunity to quietly streamline the army and streamline administration. Many bureaucracies that were bloated and idle were abolished and merged. The originally huge bureaucracy was quietly reduced by two-thirds, greatly reducing financial expenditures.

Since one person has done the work of three people, why not pay him the wages of two people? We cannot exploit and oppress people. You have to be kind, right?

(End of this chapter)

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