My life has subtitles

When buying financial products from banks, they usually have a fixed term.

Liquidity is relatively poor.

But in comparison, the advantage is that the risk is relatively low and there is a certain amount of protection.

For example, if the amount is less than tens of thousands, the principal will be guaranteed in full.

Therefore, it is more suitable for small households or stable customers.

A systematic customer like Yang Chen

Ok.

He was originally quite interested in this so-called high-end financial product recommendation meeting, but since then he has neglected the relevant financial knowledge.

After experiencing the exciting and exaggerated returns in the stock market.

I have no interest in these financial products.

But now.

He had a little bit of interest again.

That's right.

40 points annualized return?

In the stock market, maybe it's nothing.

After all, some stocks can increase several times, ten times or even dozens of times in a year.

But among low-risk financial products, it is particularly dazzling.

Yang Chen may not necessarily buy it.

After all, he wants to make big money and quick money. With the help of the system, he can do whatever he wants in the stock market.

but.

This can be used as a benefit, allowing friends around you to make a little money.

Also.

That mysterious star financial product, with a guaranteed annualized return of more than 15 points, also aroused his curiosity. What financial product dares to boast so much?

What is the actual situation?

Therefore, Yang Chen must go and take a look at the financial product recommendation meeting on Saturday.

……

The next few days.

Yang Chen spent most of his time at home tutoring on finance and stocks.

Ding Xiaofang was discharged from the hospital.

Yang Chen took her home and still hired the female caregiver to take care of her.

The company's side.

He interviews some senior executives and important positions.

For example, deputy general manager.

For example, the bosses of various departments.

Such as risk control department, financial management department, network technology department, human resources department, logistics department, planning department, etc.

Also.

and his assistant and secretary.

Yes.

That's right.

Yang Chen sometimes lacks the ability to coordinate many tasks in the company, as well as related lock-breaking matters, or cannot think about them. He really needs an assistant secretary to assist him.

As the saying goes: The secretary has something to do.

Nothing to do.

The important positions of senior executives and various departments have been finalized.

However, he has never found suitable assistants and secretaries.

Being a secretary is, of course, a joke.

As someone around him, ability is the most important thing.

If there is no suitable one, it is better to lack than to overdo it!

soon.

It's Friday.

There is a big event today.

That is to sell all the bearer stock futures in hand.

After systematic analysis and judgment.

These stock futures will reach their highest market value before today's close.

The market will be closed on the following weekends.

Then as soon as the market opened on Monday, the decline began.

I haven't gotten up since.

Until international capital entered and cut leeks for a while, the stock collapsed completely, and finally had to go bankrupt and delist.

of course.

This was much later.

Yang Chen only needs to sell these stock futures before the market closes today.

just now.

The market value of these stock futures is close to 2.7 million.

Before lunch, it can reach the highest point of 2.8 million.

After that, it’s the daily limit.

Maintain until the market closes.

In fact.

This stock, including futures, has been very stable in the market over the years.

Steady and slightly up.

It can definitely be considered a high-quality stock.

One that can be held for a long time.

That's why the securities broker Effie, who looks like a fairy sister, persuaded Yang Chen not to rush to sell, but to hold it for a while to ensure maximum returns.

but.

Who can know.

Nowadays.

This is the last highlight moment for this stock.

Yang Chen holds some bearer stocks and futures.

Transactions are very simple.

Hand over the money.

First hand delivery.

No transfer procedures and related fees are required.

and so.

As soon as these stock futures information was posted on the trading floor after Effie received the order, it immediately attracted the attention of many large investors.

first.

This is a high-quality stock that continues to rise.

All experts, masters, financial institutions, including veteran stock analysts, etc., are very optimistic and believe in it.

after all.

There is really nothing wrong with the performance of this stock and the company behind it over the years.

Secondly.

This is a rare anonymous product.

In addition to the lower handling fees, it also has good confidentiality and liquidity.

and so.

Yang Chen's bearer stock futures are very popular.

Less than half an hour after being hung out by Effie, not much was left.

Affected by the enthusiasm of investors, the prices of Yang Chen's stock futures were greatly increased again. If all were calculated based on the latest transaction price, they could be sold for about 3.3 million.

but.

Everything has a cause and a result.

It wasn't Yang Chen's selling, it wasn't the enthusiasm of investors, and it wouldn't have caused a sharp rise.

and so.

Able to make a timely move with 2.8 million.

That's enough.

at last.

before lunch.

In addition to stable bonds, all the bearer stocks and futures held by corrupt officials were sold by Yang Chen.

Profit of 2.88 million.

The numbers are quite auspicious.

Excluding stamp duty, it’s 28/, which is .

Commission, one ten thousandth, 2.

There are still about 2.87 million.

As for personal income tax, according to relevant laws, as long as the price difference earned from buying low and selling high does not have to be paid, personal income tax will be paid, but stock dividends will be paid.

Yang Chen naturally does not pay stock dividends.

So it’s a solid 2.87 million yuan.

Including the nearly 3.8 million deposits previously transferred from China Construction Bank, there is now a total balance of about million.

Also.

CCB sent a message.

The auction proceeds from Christie's were finally received in full today.

Qianlong's imperial dagger cost three hundred million.

One point commission.

300 million.

The Dharani Sutra has been sold by one billion.

No commission.

After deducting related commissions and the 20% personal income tax that Christie's is responsible for withholding, the actual amount is about one billion.

In other words.

There are currently 14 small target deposits in Yang Chen's two bank accounts.

Look at the balance in the account.

Yang Chen's mood was very beautiful.

in the afternoon.

Yang Chen started to open a position to buy stocks.

The system previously provided the ten stocks with the largest gains in A-shares within a month.

The average increase is as high as 180%.

but.

Although Yang Chen had supplemented his stock knowledge before, he still took the stock market a little too much for granted.

These ten stocks are not just for those who want to buy them.

It’s not like you can buy as much as you want.

Check to see if anyone in the hall has placed an order.

Second, it also depends on whether it is trading at the daily limit or suspended.

Third, also see if anyone grabs the order - that is, they will grab the order first at a price higher than yours.

and so.

After some extreme pulling on the trading floor, Yang Chen finally bought only 2.3 million worth of stocks. Compared with the 3 million safety bottom line given by the previous system, there is still 7 million room.

But if you can’t buy it, you just can’t buy it.

Whatever.

After I go back tonight, I will use the system to pick a few stocks.

Maybe not the biggest increase.

But just ensure the highest return.

Contradiction?

Not at all!

If you can’t buy stocks with high growth rates, then buy stocks with large volumes.

As long as the increase is substantial.

The quantity is large.

Make money too!

……

tonight.

Many people have sent invitations to Yang Chen.

There was the person in charge of a CCB branch - after Yang Chen's account had another billion transferred into his account, the person in charge of this branch tried his best to hope to see Yang Chen.

Have a meal to show your face.

Or attend events organized by them.

Then there is the general manager of the securities company to which Effie belongs.

He said that there was a high-end financial salon party in the evening. I asked Mr. Yang if he had time and could he attend as a favor?

Then there is the bank girl Song Yi.

and their bank president.

There is also the Emperor of Shanghai who is about to leave Xingsha.

Deng Shuishui, the boss of Jimei Guild.

The Christie's auction house in the Asia-Pacific region is called Mr. Tony, the trendy old man.

of course.

And his securities broker, Effie, who looks like her fairy sister and has a figure like her fairy sister.

His stock trading volume today reached an astonishing more than 500 million.

Sold 2.88 million.

Buy 2.3 million.

The commission in the unlikely event is more than 50,000 yuan.

Securities brokers generally charge a commission of 15 to 20 points. For those with senior qualifications, strong capabilities, and large business volume, the commission can reach 30 points or even more.

and so.

Effie's commission income from just one of his clients today is more than 7,000 yuan, close to 8,000 yuan.

In Xingsha.

The average monthly salary of an average securities broker is just over 10,000.

Yang Chen's one-day commission accounted for about half of her monthly income - in fact, 90% of her clients were prostitutes for free.

Because the commissions and transaction volume of these customers simply cannot support their income.

Only top customers like Yang Chen are their main source of income.

therefore.

This kind of top customer must maintain a good relationship no matter what.

另外

On the one hand, large customers have high commissions; on the other hand, only by maintaining good customer relationships and winning their trust can we have the opportunity to manage their wealth.

Or do paid consulting, be a financial advisor to clients, etc.

That kind of income can achieve a qualitative leap.

Effie has been in the industry for three years.

The business knowledge and level are relatively solid.

But socializing and maintaining customer relationships are flaws.

no way.

She has always had a natural resistance and rejection towards this kind of culture.

But actually.

She also admitted that the leader was right.

In an industry like theirs, business capabilities are important, but sometimes maintaining customer relationships is often more important than business capabilities!

and so.

These days.

Effie is also trying to compromise.

Maybe, as my sister Song Yi said, Yang Chen doesn't look like a man who thinks with his lower body.

Yang Chen is certainly not a man who thinks with his lower body.

He usually moves with his lower body!

Guangye Bank.

The VIP room of Huali Securities.

After receiving Effie's invitation to have dinner with him, Yang Chen asked straightforwardly: "Is there any chance for physical communication tonight?"

"If yes, make a price."

"No, let's not waste each other's time."

As soon as these words came out.

Effie's pretty face suddenly turned red.

Ashamed and angry.

I am a professional securities broker with a certificate.

We can provide you with business consultation on securities-related matters, help you analyze and judge the direction of the financial market, and even help you walk your dog, pick up your children, and even talk about life, philosophical ideals, etc.

Be pure, be simple, and make friends, right?

Why does it have to be so dirty?

What about next work?

In the past few years of working in the industry, this is not the first time she has encountered a customer like Yang Chen.

But those customers will maintain due propriety and decency.

And he is indeed the first to be so straightforward, unabashed and naked.

Effie took a deep breath, and her plump chest also rose and fell, which was quite spectacular. She forced out a smile, although it was uglier than crying:

"Mr. Yang, I think you misunderstood. I am not that kind of woman."

Yang Chen smiled.

He took out a cigarette and lit it: "Do you think I'm rude?"

"Very abrupt?"

"Very obscene?"

Hear the words.

Effie bit her lip lightly and said nothing.

obviously.

Silence is the best answer.

Yang Chen nodded: "I am a very direct person and don't like beating around the bush. I also hope that you can be honest with me and don't pretend or play hard-to-get tricks."

Having said this, he said seriously:

"It can be seen that you are not very good at socializing and entertaining, and you are not good at customer relations."

"But that's okay."

"It doesn't matter to me at all."

"I will not comment on your business ability or professionalism for the time being."

"I don't need a very capable securities broker, nor do I need an all-around social butterfly."

"I just need an obedient tool!"

"Yes."

"You heard that right."

Yang Chen knocked on the table and said in a serious tone: "Tool man!"

"so."

"In the financial field and the stock market, you don't need to provide consulting, analysis and other such services, because in these aspects, you are nothing in front of me."

"in addition."

"You don't have to work hard to please me."

"Well, unless."

Having said this, Yang Chen smiled ambiguously: "I may be different from other rich people."

"They appear to be sanctimonious on the surface, but in fact they are full of male thieves and female prostitutes."

"I am more real and superficial. That's right, unless you are willing to communicate with me physically."

"otherwise."

"Spend your thoughts on how to be a qualified tool man."

"As long as you can do it."

"Not only will I not abandon you, I will also reward you with a bonus in addition to the commission, and perhaps, I can also reveal a little bit of gossip."

"Let you make a little money in the financial market."

Done.

Yang Chen pinched off the cigarette butt.

Get up and leave.

Looking at Yang Chen's back.

This beauty Effie, who has a similar appearance to the fairy sister and a better figure than the fairy sister, suddenly has mixed feelings in her heart.

This Mr. Yang is indeed a little different!

Is what he said true?

if it's true

It seems that he is not so annoying anymore.

……

For rich people.

Beautiful women are not a scarce resource.

but.

She looks like the fairy sister and has a better figure than the fairy sister. This kind of top-notch girl is relatively rare.

Of course.

Reached a certain level of strength.

It is not impossible to recruit the immortal sister here.

but.

Ok.

The price/performance ratio is too low!

Men all have a dream of a female star.

To be precise, lower class men.

Even though Yang Chen is now worth billions, he comes from the bottom, so he is no exception.

Effie is a pretty good girl.

Very cost-effective.

but.

This kind of thing depends on your own will.

Throw money at it?

can.

Brainless smashing, no!

So he doesn't use his status to force others to force him.

There are plenty of tools.

Just like Deng Shuishui, the president of the Jimei Guild who invited him tonight, his two little tricks are also pretty good!

So Yang Chen refused other invitations, but went to see off the Shanghai Emperor Qin Hai who was about to leave Xingsha, and by the way, he found those two little showmen to talk about life and ideals... (End of this chapter)