Technology company, I will become the light of China!

Chapter 196 Passed fund review and prepared for construction

There were reports one after another, and notifications one after another. The time it took to complete the procedures made Chen Xing wait until noon.

It was approaching lunch time. In order to entertain this "big benefactor", Fan Zhenhua couldn't just order takeout. He could only ask someone to pack it up at a star-rated hotel.

It doesn't matter what Chen Xing eats. Now he just wants to know whether the 100 billion can be loaned. In order to increase his bargaining chip, he brought all the technology patents.

A commercial loan of 100 billion. Throughout the twenty years before and after Longguo, no company could borrow so much at a time. He actually didn't have much confidence, so he could only try his luck.

Of course.

He also has a bottom line amount.

If you can borrow 100 billion, it's best. If not, 50 billion is fine, but if it's less than 50 billion, it's not necessary.

Because if it is less than 50 billion, it will not be enough to support Longxing Technology's mass production of machines. Moreover, he has to consider the market situation in Southeast Asia and the upcoming price war, so 50 billion is the bottom line. If not, Chen Xing needs to consider luring the wolf into the house. Looking for venture capital institutions.

"Mr. Chen, try this plain-cut chicken. It is made from authentic free-range chickens from northern Guangdong. The meat is firm and the bones are cooked. It cannot be compared to feed chicken. It is said that the chef is from White Swan."

"And this boiled shrimp."

"This roast goose is also delicious, Mr. Chen, please eat more. Please forgive me for the poor hospitality."

Fan Zhenhua accompanied the smile.

His office used to be intolerable to the smell of food, but now he thinks it's acceptable.

As long as Chen Xing doesn't leave and as long as the superiors are still following the procedures, then he can hope to complete the entire year's performance in one day.

It’s only February, and after completing the performance for the next ten months, no part-time worker should be able to refuse this temptation, right?

It is no exaggeration to say that even if Chen Xing poops in his office now, he will give a thumbs up and say "It's really stylish!"

……

Chen Xing looked at the table full of delicacies and was not polite. After waiting for almost three hours, he was really hungry. He took a piece of roast goose and put it into his mouth. The aroma of the meat burst out instantly.

I have to say that although the food in the star-rated hotel is not as good as the hidden old store, the heat and taste are basically not disappointing.

After eating a piece of meat, he found Fan Zhenhua still standing next to him, and immediately greeted him: "President Fan, please stop standing and come and eat."

"Then I won't be polite."

Fan Zhenhua also took his seat.

The two chatted while eating, and both were waiting for a reply from the commercial head office.

In addition to Chen Xing and Fan Zhenhua, Ma Tiansheng was also waiting anxiously. When he received the news, it was still being reviewed and approved. The National Bank also held a seminar for internal voting.

A loan limit of 100 billion, if this can really be done.

The quarterly bonus, performance bonus, and year-end bonus for 2015 are basically gone. Employees from their head office to the Shencheng branch will have zero pressure in the next ten months. Now everyone hopes that Chen Xing can successfully obtain the corresponding approvals.

……

Huangtian paid off. While Ma Tiansheng was waiting anxiously, the president personally walked into the office and informed: "The Bank of China has voted to allow patent mortgage lending. Please inform Fan Zhenhua that the quota can be increased again this time."

"Is it still going up?"

Ma Tiansheng was shocked.

100 billion is not the upper limit. How much money will be paid to Chen Xing?

Now it is no longer a matter of whether the debt is bad or not, but he needs to know the maximum loan amount he can borrow.

"Let's give Chen Xing another 20 billion. This year, the bank's quota given to us by the Bank of China has also been completed."

Ma Tiansheng: "..."

Good guy!

He now seriously doubts that the 20 billion was a private decision made by their president!

However, he did not dare to ask his own leader if he was at the top of the official hierarchy. He could only nod his head and replied: "I will notify Fan Zhenhua immediately."

"Ah."

After the notification, the general manager of the commercial bank left the office.

It is true that he has selfish motives for borrowing an extra 20 billion yuan. Leaders are human beings too, and they will also worry about performance. Now that there is a "financier", and he is a big funder who is extremely short of money, his operation will not only gain goodwill, It can also accomplish personal achievements, which can be described as killing two birds with one stone.

the other side.

Shenzhen Commercial Bank.

Fan Zhenhua is still having dinner with Chen Xing, chatting about home affairs, and getting closer to each other.

next second.

The phone's built-in system ringtone rings.

He quickly took it out. When he saw the name in the note, he immediately looked at Chen Xing and said, "Mr. Chen, there is news."

"Take it."

Chen Xing put down his chopsticks and said.

Fan Zhenhua didn't hesitate, immediately pressed the answer button and said: "President Ma, is there any follow-up on the loan?"

"All the procedures of the National Bank have been passed. You can use your words and lend him an extra 20 billion yuan. The interest will be calculated according to the most favorable rate. That's it. Hang up. I'll treat you to dinner later."

"Ah...ah???"

Fan Zhenhua was stunned.

Someone came to borrow 100 billion, which is already an astronomical amount. How could he, Karami, persuade them to lend another 20 billion?

good good!

They all want to complete their performance, right?

"Dududu-"

There was a hang-up sound from the phone, and Fan Zhenhua didn't know how to talk to Chen Xing.

He felt like a nurse in a blood donation van. He obviously only wanted to donate 200 yuan, but after inserting the needle, he persuaded him to donate 400 yuan. The main thing was that performance was king.

Chen Xing looked at Fan Zhenhua's confused and hesitant expression, and couldn't help frowning secretly: "What did the head office say? President Fan just says it."

"Just...how to put it." Fan Zhenhua organized his thoughts and said with some difficulty: "The higher-up...has approved a quota of 120 billion. Mr. Chen, please see...if you can help me."

Chen Xing: "..."

That's it?

He thought it would not be approved!

As long as the quota can be released, let alone 120 billion, he will accept 240 billion. Now the more money, the better for Longxing Technology.

Money is bullets, and no one knows how many bullets it will take to open up the Southeast Asian market, but as long as Chen Xing establishes a foothold, all the money will be withdrawn in an instant, breaking the joint stranglehold of Western gangsters.

However, as a qualified entrepreneur, happiness and anger will naturally not show up on his face, because he is still on the negotiation table.

The interest on a 120 billion loan is an unimaginable astronomical figure, and he must try to keep it as low as possible.

"President Fan, you..."

Chen Xing looked embarrassed and started to act.

Seeing Chen Xing's expression, Fan Zhenhua had already greeted Ma Tiansheng. You really don't treat your subordinates as human beings!

"I know this is difficult to handle, but Mr. Chen, please help me. I will give you the lowest interest rate possible and extend the repayment period."

Fan Zhenhua said with a grimace.

This is what Chen Xing wanted. He was already happy in his heart, but his tone was still slightly reluctant: "Alas! President Fan has to give you face, so let's lend an extra 20 billion, just treat it as a friendship between friends. Helped."

A few words bring us closer together, and we don’t forget to mention friends to help.

Fan Zhenhua also understood that he owed Chen Xing a favor this time, and said with tears of gratitude: "Thank you, Mr. Chen, for being willing to sell me this face. I will give it a try when it comes in handy in the future. I can still say a few words in Shencheng." "

"Then I'll remember it."

Chen Xing smiled lightly.

……

After confirming the loan of 120 billion, Fan Zhenhua also tried his best to help Chen Xing save money. The repayment period was extended to fifteen years, and the interest rate was reduced to 4%, which was 15% less than the last loan of 0.5 billion!

Don’t underestimate this 0.5%, 120% interest on 0.5 billion. The money saved is measured in hundreds of millions, and the repayment period is fifteen years. Based on the current inflation rate, the money saved is far more than of interest. "There is indeed a discount on interest, this old fox." Chen Xing complained silently in his heart.

At the beginning, Fan Zhenhua said that 4.5% was the lowest, but now he can still calculate 4%. As expected, everyone has an abacus in his heart.

However, 4% is acceptable. After all, the repayment cycle is 15 years. If you repay once a year, you need to repay 10.6 billion every year. Compared with the 120 billion loan, this repayment amount is acceptable. After all, the annual interest rate is higher than that of a house loan. Low.

After signing the contract, Fan Zhenhua also went back and forth to apply.

Half an hour later.

He walked back in with a contract.

"We've got it all done, Mr. Chen. Please sign here to confirm and keep the contract information. The loan will be released within seven working days at the latest."

"Row."

Chen Xing confirmed quickly.

This is not his first time taking out a loan, so he is still very familiar with the process.

After signing, he also handed the briefcase to Fan Zhenhua and said: "Then these patent documents will be handed over to your bank for safekeeping."

Because the patent has already disclosed the principle, these are just certificates and have no actual value even if they are leaked.

If you want to check the principle, you can just look it up online, so Chen Xing has no worries.

Fan Zhenhua took the briefcase, nodded and said, "I will hand over the patent certificate documents to the headquarters for safekeeping. Don't worry, Mr. Chen."

"Well, then I'll leave first."

Chen Xing didn't want to stay too long. He had been waiting all morning.

Seeing that Chen Xing was in a hurry to leave, Fan Zhenhua did not try to persuade him to stay. Instead, he quickly came to his desk, opened the drawer, grabbed a large handful, touched about ten or twenty oil cards and said:

"These 3000-yuan fuel cards are exclusive to large customers. Don't be polite, Mr. Chen. It's my compliment."

"Then I won't be polite."

Chen Xing was not polite. He took out a 120 billion loan, not to mention a gas card, and a few laptops were not too much.

Because just to repay the interest in the future, he will have to pay back several billions. He deserves these things and there is no psychological burden.

After getting the gas card, Chen Xing left Shencheng Commercial Bank with Fan Zhenhua and two lobby managers seeing him off.

As soon as he walked off with his front foot, Fan Zhenhua couldn't hold back the corner of his mouth and laughed: "This year, our bank's loan task has been exceeded."

"President, how much did Mr. Chen borrow?" a lobby manager asked curiously.

"Yes, yes, I also want to know how much he borrowed, but he actually had to review it for three hours." Another lobby manager agreed.

Fan Zhenhua glanced at them, gave a vague figure and said: "Let's put it this way, based on your monthly salary, even if you start working as a caveman on the top of the mountain, you may not be able to earn an amount."

Two lobby managers: "..."

Although it is telling the truth, why is it so hurtful?

During the caveman period, Chen Xing could not earn enough money even if he started working tens of thousands of years ago. How much did Chen Xing borrow? ? ?

……

And at the same time.

When he learned that the entire area of ​​Paogouling, tens of thousands of acres of land, had been granted to Longxing Technology, Lei Bing took a special leave and came to visit Chen Xing at the headquarters of Longxing Technology Company.

Telephone notification and face-to-face notification are not equal in sincerity.

This is the same as picking up something with one hand and picking up something with both hands. It's the same as picking up something, but picking it up with both hands is obviously more likely to gain favor.

As soon as I walked into the rented office building of Longxing Technology, the girl at the front desk immediately greeted me: "Hello, how can I help you?"

Although she watches Korean dramas all day long and fantasizes about Mary Sue-style love, she still has the ability to recognize people that a receptionist should have.

Let's not talk about Lei Bing's age, but just talk about his administrative jacket and party badge. No one can tell who he is.

"I'm looking for Chen Xing, Mr. Chen."

"Mr. Chen hasn't returned to the company today. How about I help you contact our vice president and ask him to contact you?"

"That's okay too."

"I'll call and ask first."

The girl at the front desk called Zhang Heting and briefly explained the situation.

At first he didn't think so, but when he heard the word "not simple", he immediately came to the front desk on the first floor, planning to meet this extraordinary person.

The moment he and Lei Bing looked at each other, he felt an inexplicable sense of familiarity.

"Is this the vice president?"

The next second Lei Bing spoke, the familiar tone made Zhang Heting widen his eyes and say, "You...are you Director Lei of the Land Bureau?"

"you know me?"

"I must know you. I went to the Land Bureau to work some time ago and passed by the door of your office. I met you once."

"I see."

Lei Bing suddenly realized.

"Bureau Lei came to our company to find our president?" Zhang Heting is also a good person, so this is an opportunity to make friends with big bosses.

"Yes, I came here specifically to deliver documents to him, but I didn't expect him to go out." Lei Bing raised his hand, revealing his black leather bag.

Good guy!

The director personally delivered it!

Zhang Heting secretly marveled at how deep Chen Xing's network was that he was able to trouble Lei Bing Dajia, but he realized what he was doing and said quickly: "Then I'll give him a call."

"Don't worry, maybe he is busy. It's not good to interrupt him rashly. What are you doing at the Land Bureau?"

Behind Lei Bing's seemingly asking, the meaning was obvious.

Zhang Heting was not a fool. He immediately realized that he was going to get involved with Chen Xingguang and quickly invited him: "Let's go up to the office and have a chat. It's not a big deal."

"Okay, let's go up and have a chat."

The two of them went to the vice president's office to discuss in detail.

……

the other side.

After Chen Xing completed the loan, he immediately approached Lin Tian to discuss the photolithography factory and inquired about related construction matters.

Even though Lin Tian spends all day living and drinking, he secretly wants to get involved.

When Chen Xing asked about the preparations, he took out the drawings he drew and said: "This is the prototype drawing of the photolithography factory."

Hearing this, Chen Xing looked at the drawing. It was an oval building, somewhat similar to a gymnasium track.

The internal structure is divided into two layers. The outer layer is the photolithography area, and the innermost layer is the electron acceleration track.

Chen Xing has a good memory. He still remembers what Lin Tian said at the beginning. The accelerated movement of electrons will produce electromagnetic waves, and the electrons will be restrained by the magnetic field in the accelerator, which will cause the electrons to rotate in the ring memory to form accelerated motion and radiate electromagnetic waves.

After looking at the design drawings, he roughly understood the principles of the photolithography factory.

The inner ring area allows electrons to accelerate, which is equivalent to a runway. When it reaches a certain speed and radiates the required electromagnetic wave band, the outer ring area can be used for photolithography.

"The president knows the principle. You should have a rough understanding after looking at the design drawings, right?"

Lin Tian asked.

Chen Xing: "I generally understand."

After knowing that he understood it, Lin Tian picked up several other design drawings and said: "Building a lithography factory requires not only a particle accelerator, but also a laser modulator, a long pulse injection system, a linear induction accelerator..."

After listing the remaining equipment, he added: "These equipments will be available at the Institute of Physics of the Dragon Academy of Sciences. It shouldn't be difficult to get them based on the president's connections."

(End of this chapter)