Douluo: Strange Fire Martial Spirit, starting with a 10-year soul ring

Chapter 274 Wuhun Bank
Everyone calculated for a long time and finally came to a conclusion.

With so many sets of numbers, people who buy in each issue may not be able to buy all the numbers.

Moreover, the lottery does not have to be drawn every day, it is enough to draw the lottery every three days.

"It's best not to give the winning numbers to your own people, keep it random, and let civilians win more prizes, so that this game can last forever."

At this time, Demon Bear Douluo scratched his head and said: "When I was young, I liked gambling. As long as I got into it, I couldn't stop at all. I always felt that I would be able to make money back. If these fifty thousand gold soul coins were sold throughout the continent, I would throw them away After removing operating costs, we can not only give out bonuses, but even have a lot left over.”

Han Yu nodded with a smile and added: "However, the gameplay of this martial spirit ticket is just to supplement the sales of newspapers. The excess money will be used to fund the construction of some places or build roads. In this way, everyone who purchases the martial spirit will People who vote feel that they are noble. At least, they won’t worry about money so much.”

"I agree. The people's livelihood project improves the foundation of Wuhun Palace's influence, and it can definitely be done." Qian Daoliu nodded.

"But in this case, we still won't be able to make up for the money lost from the first two reforms." Bibi Dong has been thinking about the problem for a longer time.

Han Yu said: "Your Majesty, don't worry, the last reform is the key to profitability. In addition, regarding the Wuhun Ticket lottery, you can use soul guides to broadcast live across the continent to ensure fairness and justice."

"Since terminal soul guides have been rolled out on the mainland, why not use them?"

Han Yu's idea quickly gained support from everyone.

Isn't it just to buy a martial soul ticket to buy a thrill? If they can know the winning number before the lottery is drawn, then they will also buy a hammer.

Finally, after a show of hands, the proposal was unanimously approved.

"The Wuhun News Department needs people to manage it. I think it should be managed by an agility and attack system soul master. Once the communication soul guide fails, the news can be sent to the editorial department in time." Qian Daoliu said: "I I won’t assign people to the job. If you think you are qualified for the job, just ask for it yourself.”

As soon as he finished speaking, Qingluan Douluo stood up.

Over at the Pope's Palace, Ghost Douluo volunteered.

This job naturally fell on them.As for the staff, the previously abolished communication staff are to be incorporated into them.

……

Next, it’s about the last reform.

Han Yu said with a smile: "Haha, the next reform is about making money. Please listen carefully."

When they heard about making money, everyone had smiles on their faces.

The previous reforms undoubtedly consumed a huge amount of wealth for Wuhun Palace.Since the last item is a profitable business, this project must be very profitable.

"I plan to establish a Wuhun Bank, or Wuhun Trading Company. Its function is to absorb depositors' money, ensure the safety of their money, and at the same time pay them a certain amount of interest annually." Lion Douluo continued: "Eight offerings, you Are you sure you are correct? Some people in mainland China are also doing this by keeping money for others. But without exception, they have to pay a considerable amount of money to protect their property. Not only do we not charge storage fees, we also pay Are depositors’ interest rates crazy?”

"Or are you planning to seize depositors' principal?"

I thought it was a profitable business, but it turned out to be a money-burning business, and the elders started talking about it.

Han Yu looked calm. The discussion among the elders gradually subsided, and he said: "With interest, depositors are more willing to deposit money. And with the money deposited, we will naturally not let him just lie in the insurance." In the treasury. We can use this money to lend money. As long as the interest on the loan exceeds the interest on storage, the result is obvious, we will make money."

Lion Douluo snorted coldly, "There are loan lending groups in every city. Let's not talk about interest rates. If someone doesn't pay back the money, should Wuhun Palace, like the gangsters on the street, violently collect money?"

Han Yu said: "If you want to get a loan from China, you first need to use assets as collateral. The most common one is a land mortgage loan. If the other party cannot repay on time and refuses to repay, then we can forcibly take back his land or collateral. .”

"If the other party refuses to implement it, we may not have to use coercive measures."

"As for unsecured loans, it is not impossible. But the amount of our loan will be reduced accordingly, and the interest will be increased accordingly. If the other party cannot repay, the mines under Wuhundian need someone to mine them, so let them Use your labor to mortgage the debt you owe!”

Bibi Dong felt that Han Yu's method was very novel and effective. She asked, "Do you have any ideas about the interest on deposits and loans?"

Han Yu said: "The interest on the deposit is to deposit one hundred gold soul coins. After one year, with the principal and interest, a total of one hundred and three gold soul coins can be withdrawn. The interest on the mortgage loan is to borrow one hundred gold soul coins. Within one year, To pay it off, you need to repay 110 gold soul coins with interest.”

"And as the repayment period increases, the interest will increase accordingly. The increase will be an increase of [-]% of the principal for each additional year. The repayment method is set to repay part of the interest and principal every month. If it is overdue, additional detention fees will be charged.”

"Before lending money, you must check the qualifications of the other party. If it is a gambling loan, it will not be approved."

Han Yu said a lot in one breath. In short, loans will be very profitable.

Another very important point is that the land of the two empires, Tiandou and Xingluo, is privately owned and has a lot of mortgaged land. For Wuhun Palace, it can invisibly control the lifeblood of the two empires.

After Qian Daoliu heard this, he expressed his doubts, "Eight sacrifices, setting up a bank, and protecting deposits from loss require a lot of investment. And after the bank is opened, the location is fixed. If someone wants to seize it, Property, what about that? Our operating costs are going to increase again.”

Han Yu smiled and said: "The vault can not only store gold soul coins. If you want to deposit items other than money in the bank, you need to charge storage fees. Moreover, who said that banks can only be used for deposits and loans?"

"On the mainland, many soul masters who want to hunt souls spend money to find the soul hunting team. However, not everyone in the soul hunting team is very reliable, and they accept money without doing anything. There are also many people who cross the river and tear down the bridge after entering the forest. few."

"We might as well standardize all the soul hunting teams on the mainland. The employer can first hand over the money to Wuhun Palace. After the matter is completed, the employer will confirm that the team has completed the task, and then Wuhun Palace will hand over the money. Soul Hunting Team. And during this period, we charge a [-]% handling fee."

"If the employer does not show up after the scheduled time, we will send people to check. Once it is determined that the soul hunting team killed the employer, we will avenge the employer."

(End of this chapter)