A leisurely life that begins with the possession of a game character

Chapter 673 Notice
Soon we arrived at Wang Lan's house, where both the couple were at home.After a brief exchange of polite greetings, Zhang Lan and Wang Lan talked about Tang Jiajia's affairs.

At the beginning, when they heard that Tang Jiajia owed money outside, the expressions of Tang Guoxing and Wang Lan did not change.

Tang Guoxing took out his mobile phone and let Zhang Lan take a look. Tang Guoxing's mobile phone text messages were already filled with many messages, which clearly marked Tang Jiajia's name and information about the amount owed.

Zhang Lan probably had to read a few of them. Some said they were owed money, and some said that a law firm wanted to come to collect compensation.Zhang Lan handed the phone to Tang Jiajia: "Take a look, some things cannot be hidden."

Wang Lan sighed and said: "When I first received the text message, Jiajia's father called him, but the other person only said that Jiajia had borrowed money and asked him to pay it back as soon as possible, and said nothing else. Originally, it was I wanted to call Jiajia, but I stopped her and told her to wait, and she went home within two days."

Zhang Lan shook his head and said: "Let's put it this way, in fact, Jiajia's choice now is the right one. We are farmers, different from those who open factories. Sooner or later, we have to pay back the money we owe, but if we owe more, The interest alone will be tens of thousands a year. As long as you don't pay it back all at once, you will be overdue and you won't be able to borrow it again. The rest is just to make money to pay off the debt with peace of mind. This penalty interest Don't worry about it. For financial disputes, except for the bank, if the delay lasts for a long time, just pay back the principal."

Originally, Zhang Lan planned to take out two pieces of paper with the statistics of arrears to let Wang Lan and his wife understand the situation, but later thought about it and let it go.It just adds to the worries, as long as you know you owe a lot of money.

Although the paper was not taken out, Zhang Lan actually mentioned the approximate figures for credit cards and bank loans, and told Wang Lan that it would take at least five or six years to pay off the money, so that Wang Lan and his wife could be mentally prepared.

After hearing that the money owed was relatively large, Tang Guoxing said that he still had some money at home, and if it didn't work, he would advance some money first.Apart from anything else, at least it’s early and you don’t have to pay so much interest.

After being rejected by Zhang Lan, she explained to Tang Guoxing that it was enough to keep the money in his hand. Now that Tang Jiajia was just about to go ashore, you suddenly took out your family savings, and then borrowed things from here and there to pay her back. In fact, it was Didn't receive any lessons.

When Tang Jiajia can make money with peace of mind for two years, if any bank needs to pay off the money in one go, it will not be too late to help her pay it back.

As for the online loan, Zhang Lan absolutely disagreed with Wang Lan and his wife repaying it in one lump sum to Tang Jiajia.

How should I put it, spending money in advance is addictive. Now Tang Jiajia has just learned a lesson, and her family will pay her off the debt.

Maybe Tang Jia can gain some consciousness in a short period of time and know that he shouldn't owe money anymore.But in fact, it won't be long before she continues to borrow money.

Once she got used to this kind of thing, unless it was really overdue and she couldn't borrow money, she would find a way to borrow money if there was a chance.

So the best way is to let Tang Jiajia work hard to earn money for a few years and pay off the credit card.Then the online loan was delayed like this, and it didn't affect anything anyway. At most, it would be frozen and unable to consume at a high rate.

Tang Jiajia is not a public employee, so the freeze is just a matter of changing her salary card and using other people's information to register for WeChat work. It will not affect anything in her daily life.

Later, Zhang Lan talked about the arrangements for Tang Jiajia. Now that the debt collection information is so serious, it may be a bit difficult to enter the company normally.Online loans are okay, but you may not be able to find the information.But the bank will definitely be able to find out where he can join the job, and the information may then be sent to Tang Jiajia's new workplace.The result at that time is that a company cannot last long, and Tang Jiajia will have to leave.

After Tang Jiajia followed Zhang Lan to the clinic in Kyoto, among other things, she saved a lot of money on renting a house, and it was easy to say that wages and other things were not in Tang Jiajia's name.

Even if the debt collector finds out and calls Zhang Lan's clinic, it will be a family member, so there will be no problem.After stabilizing like this, you can at least save money.

Wang Lan didn't care about this. After hearing Zhang Lan ask Tang Jiajia to follow him to the clinic in Kyoto to work as the front desk, Wang Lan nodded in agreement.

Still smiling, she said: "Zhang Lan, you don't have to say anything else. As long as you are willing, you can rest assured here at Jiajia. Don't say a year or two, just work for as many years as you can. It's best to follow you." Learn to see and treat diseases. It doesn’t matter if you owe money, it’s good to learn a skill.”

Tang Guoxing also said at the side: "Zhang Lan, don't worry, the money will take care of her food and drink. You just said you owed the money. If you delay for a while, only the principal will be repaid. In the next two years, you will pay back the principal." If you can’t afford it, then the family can pay it off with just one dollar for three or four years. Having a craftsman by your side is better than anything else.”

Zhang Lan hurriedly waved her hands and said: "You can't say that, it's whatever it is. As for whether to study medicine or not, it just depends on Jiajia's own preferences when the time comes. In fact, Jiajia has a teacher's certificate now. If she didn't owe money, Go to a school and stay there for two years, and then you'll be stable when you become a regular student."

Wang Lan shook her head, sighed and said: "The teacher's certificate is no longer valid now. It's hard to get into good schools. Postgraduate and doctoral students have to sign up for any position. After entering an ordinary school, she can't even take care of herself. There’s not much of a future, I just want to be stable so I can get married in two years. But for this, I still need to find an acquaintance, but now there’s no need to find someone for her.”

Zhang Lan said with a smile: "It's okay. As long as we can learn from the lesson and save money for two years, it will be fine. We owe money but not life, so we don't need to have such a big burden."

Tang Guoxing nodded and said helplessly: "That's what I said, but in our rural area, how much does it cost to build a house? Now there are almost no houses left."

It’s not that there is almost one apartment, but one apartment is already gone.Now in Zhang Lan's hometown, on his own homestead, a two-story house with a single courtyard costs only more than 30 yuan, starting from laying the foundation and finishing it with rough decoration and moving in.

But things have already happened, and there is no point in worrying about it anymore. I hope Tang Jiajia can remember this lesson.

Zhang Lan sat at Tang Jiajia's house for two hours, explaining Tang Jiajia's affairs to Wang Lan and his wife in general.He also told them about when to leave after the new year, and it would be best for Tang Jiajia to follow Zhang Lan there.

In the end, Zhang Lan specifically said that it was best not to tell the people on the street about this matter. Although owing money is not a rare thing nowadays, and every village has several famous people who owe money to others, but if it is not really impossible to hide it, oneself If you can't go out and talk about it at home, then don't go out and talk about it.

(End of this chapter)