Chapter 328 Financial Issues
Zhang Lan was sitting in front of the desk, holding a brush in his hand, writing calligraphy on the table one stroke at a time.

There was a knock on the door. Qin Yongjun opened the door and walked in. Zhang Lan put the brush on the pen holder aside.He smiled and asked, "Wen Ran is gone?"

Sitting down on the chair next to him, Qin Yongjun nodded and said, "Let's go and buy a piece of five-color jade."

Zhang Lan said with a smile: "The five-color jade is very good. It has the function of refreshing the mind and is suitable for her."

Qin Yongjun thought for a moment and asked, "When are you going to deal with the situation in the suburbs of Beijing?"

"You can wait until the ritual work over there is completed, anytime." Zhang Lan replied simply.

"Do you need to prepare anything?"

Zhang Lan said with a smile: "Don't worry, the suburbs of Beijing are probably very lively these two days. You stay at home for two days, and then you can go there after the matter is completely settled."

Qin Yongjun pursed his lips and said, "What you want is for me to lie down at home and wait for news. This is a business partnership between Wen Ran and I. How can we do this?"

"You don't have to worry about Wen Ran. It will be difficult to deal with it if you are there." Zhang Lan said casually.

Qin Yongjun nodded and said with a slight hesitation: "Then I'll call Wen Ran later. If she says she doesn't need help, I won't go."

"If you have nothing to do, just go to grandma's house and see the two children. Don't worry about anything else for the time being." Zhang Lan said casually.

The next afternoon, an acupuncture patient had just left.Zhang Lan simply tidied up in the acupuncture room and came out of the acupuncture room.Looking up at Feng Yuzhi sitting on the chair, Zhang Lan was stunned and asked with a smile: "Aunt Feng, are you here? What's wrong?"

The person sitting on the chair is Feng Yuzhi, who handles the accounts of Zhang Lan and Qin Yongjun's leather bag companies.However, Feng Yuzhi just checked the accounts with Zhang Lan and Qin Yongjun in the acupuncture center two days ago. Today has only been three days, and it is not the weekend yet. Why did it come at this time? Zhang Lan was a little confused for a while.

After leading Feng Yuzhi to the back room and sitting down on the sofa, Feng Yuzhi told Zhang Lan about her visit today.

Feng Yuzhi had nothing else to do today. Zhang Lan called her and mentioned that Huang Yuanxiang planned to send Zhang Lan to the community hospital for consultation after the National Day. The main reason was how to manage the income of the acupuncture clinic after Zhang Lan joined the job. suitable.

Feng Yuzhi called people in the past two days to understand the tax issues. Today she came here to explain the difference to Zhang Lan.

Another point is that Zhang Lan and Qin Yongjun now have too much miscellaneous income. The average monthly income is several million. When making payments, Zhang Lan will use the company's account for a while, and then use a private account for another time. This goes on. When it comes time to pay taxes, not only is it difficult to avoid taxes reasonably, but tax evasion may also occur due to an unexpected income.

Feng Yuzhi meant that Zhang Lan had better sort out the various relationships and keep it simple on the company's side, otherwise it would be very troublesome to file taxes.

Feng Yuzhi took a briefcase, pulled out a piece of A4 paper, and explained the differences to Zhang Lan item by item.After listening for a while, Zhang Lan somewhat understood.

He stretched out his hand to stop Feng Yuzhi from speaking, rubbed his forehead, Zhang Lan sighed and said: "Aunt Feng, I roughly understand what you mean. In fact, the main problem is just one. Now Yongjun and I have too much miscellaneous income, and there are some sources. It's unclear. It's best to find someone to sort out my family's financial situation. After sorting out everything, we can then see where we can reasonably avoid taxes, and then we can save more money, right?" Feng Yuzhi clicked. He nodded and said, "That's basically it."

"And Aunt Feng, the main reason here is that sometimes the company's account will receive income, but it is difficult to do the accounting, and it is also difficult to pay the taxes, right?" Looking at the A4 paper in his hand, Zhang Lan gradually explained the links Come to understand.

The main issue is income, including income from magic weapons, medicinal wine, and golden sore medicine. Although most of it went directly into the two people's personal accounts, some went into the company's account.

Mainly because of Qin Yongjun's side, sometimes she would use the company's account to collect money or buy some things. In fact, there was no problem, and the accounts were quite clear.But the problem is that the money received is sometimes hard to explain.

Now Zhang Lan and Qin Yongjun's financial situation is in a mess.In the past, Zhang Lan mostly chose after-tax transactions, and the rest was to go to the tax authorities, ask about the situation, and pay directly.

It's different now that she has a company. Feng Yuzhi works with money, so she naturally thinks about how to reasonably avoid it in the company.

Zhang Lan and Qin Yongjun's daily expenses are not low, and their two children are still young. They spend more than 10,000 per month easily, and they don't know where they spend it.

There is also the acupuncture parlor. After Feng Yuzhi explained it today, Zhang Lan found out that Zhang Lan in the acupuncture parlor is actually a sit-in clinic, and the income from acupuncture is directly transferred to the company's account. After various deductions, the income from the acupuncture parlor is Basically, there is no need to pay taxes, because with deductions from the rent and Yu Lingling's status, the acupuncture studio actually makes a negative profit every year.

Zhang Lan didn't quite understand how Feng Yuzhi operated. Anyway, her various operations were within reasonable and legal limits, and Zhang Lan paid much less tax than before.

Looking at Feng Yuzhi in front of him, Zhang Lan understood what she meant.Feng Yuzhi is deliberately showing her value and intends to have a long-term cooperation with Zhang Lan.

Apart from anything else, Zhang Lan and Qin Yongjun now have almost 5000 million in liquidity at their disposal.With this large sum of money, the two of them didn't even buy many stocks except for depositing some funds on a regular basis.

Qin Yongjun likes to use a large amount of funds to make short-term regular deposits to receive gifts. Zhang Lan occasionally buys some treasury bond reverse repurchases, but more often he chooses direct deposits for regular deposits.

With such a large amount of working capital, Zhang Lan and Qin Yongjun basically don't need to buy small gifts for their families during the holidays.If Zhang Lan hadn't rejected it directly several times and expressed dissatisfaction.Normally, Zhang Lan's family might be stepped down by people from the bank.

Zhang Lan thought for a while and said to Feng Yuzhi: "Aunt Feng, I will discuss this with Yongjun later to see how to do it appropriately. Then please pay more attention to the company, and then we will sit down together to discuss it in two days. Let’s talk about this.”

After seeing that Zhang Lan understood what she said, Feng Yuzhi said nothing more, left the folder in her hand, got up and left the acupuncture hall.

After seeing Feng Yuzhi off, Zhang Lan sat on the sofa and looked at the folder she left behind. The A4 papers inside simply and clearly described the situation of Zhang Lan's various companies.

The problem now is that Feng Yuzhi was originally a part-time accountant for Zhang Lan's several leather goods companies, but Zhang Lan's here is actually a small workshop. She and Qin Yongjun are both generous and carefree, so Feng Yuzhi also helps them when she is free. I also took care of my personal finances.

(End of this chapter)

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