Jia Yujing of Red Mansion

Chapter 211: Testing the waters of banking business
Someone jumped out to accuse, which was within Jia Qiong's expectation.

Facing He Zhongdao's question, Jia Qiong smiled lightly and said: "I originally planned to renovate these two squares and build them into standard residences and small houses.

But the purpose of renovating this place is not to make money. This kind of small residential house cannot be sold for a lot of money.

I just want to improve the environment of these two workshops, and at the same time, I can also provide the victims with work so that they will not have nothing to do.

However, with such cheap and high-quality materials as immortal mud, and the land here being worthless, you can still make some money.

It happened that someone was buying real estate in two cities at a high price, so I took advantage of the good market and ordered people to sell the acquired land.

The money we can earn in this way is more than what we would earn by building a house and selling it, and it also saves time and effort.

We are holding a dividend meeting today. There are still some houses in Shuangquan Town that have not been sold and cannot be settled.

What we want to share today is the dividend from the land sale. "

Many shareholders looked at Jia Qiong's smile and felt as uncomfortable as eating a fly.

Many of them also bought the houses in those two squares with the intention of making a lot of money.

Now it seems that not to mention making money, the capital may be folded into it.

Dai Quan, who was standing at the edge of the venue, almost spat out a mouthful of blood when he heard Jia Qiong's words.

In order to make a big profit, he had all the coffins covered, and now the whole set was in.

At this time, I heard Jia Qiong continue: "Okay, now let's distribute the dividends.

The Freemasons purchased a total of more than 48 acres of land in Da'anfang and Changlefang, with an average acquisition cost of [-] taels of silver per mu.

In the past few days, 710 acres have been sold one after another, with an average price of 310 eighty taels of silver per mu, and a profit of about [-] million taels.

In addition to the 94 taels turned over to the internal treasury, each share will receive 400 taels of silver.

There is too much money to carry around. The Freemasons have now opened a central bank, and I have deposited all the money in the bank.

Our central bank is different from ordinary banks. When depositing money, instead of giving you a bank note, we will set up an account and issue a passbook.

From the passbook, you can see the status of your account very intuitively.

You can deposit in small amounts and withdraw in whole amounts, or you can deposit in whole amounts and withdraw in small amounts.

However, you need to deposit at least 100 taels of silver to open an account, and the amount of each deposit or withdrawal must be at least [-] taels of silver.

When depositing or withdrawing money, just bring your bankbook with you.

You can also set a password yourself, so that when withdrawing money, you must accurately state the password before you can withdraw money, which will be safer.

In addition, we also have transfer business, which means direct transfer of funds between two accounts.

For example, Mr. Zhang Ge has 100 million taels of silver in his account, and he wants to transfer it to Mr. Luo Ge.

As long as he knows Luo Gelao's account number, he can transfer the money directly to him.

You can transfer it whether Mr. Luo Ge comes or not. When Mr. Luo Ge comes again, this sum of money will be automatically added to his bankbook, which is very convenient.

Another very important point is that our central bank does not charge any fees. Whether it is deposits, withdrawals, or transfers, everything is free.

From now on, we will only post announcements about dividends. All shareholders are very busy, so there will be no special meetings.

The dividends of each shareholder will be deposited into your respective accounts in full, and you can withdraw them at any time. "

Jia Qiong said another new thing. In the past, everyone had to pay a lot of storage fees when going to a bank account to deposit money.

The bank opened by the Freemasons actually charges no fees, and also has many services that other banks do not have, which made everyone feel very fresh.

Luo Jin, the Secretary of the Ministry of Revenue, had a very solemn expression. He was from a wealthy family in Shanxi and was the spokesperson of Shanxi merchants in the court.

Today, [-]% of the banks in Dachu are opened by Shanxi merchants.

Others may not have felt it yet, but he immediately felt that Jia Qiong's move to open a bank would have a huge impact on the bank account industry.

He no longer has the mind to think about the losses suffered by Shanxi merchants in the two markets. Once the bank is enlarged by Jia Qiong, there will be no room for other bank accounts to survive.After Jia Qiong finished speaking, she waved her hand, and Zhou Xi, Han Wei and others who were waiting on the side stepped forward and distributed the bankbooks in their hands to the corresponding officials one by one.

The central bank passbook was made by Jia Qiong after the passbooks of later banks. The whole thing is very beautiful.

The cover has a red background, with four large gilded characters of the Central Bank printed in the center, and a set of black Arabic numerals below.

All the ministers felt very novel and took the passbook and looked at it carefully.

Jia Qiong personally presented Emperor Longqing's bankbook. Emperor Longqing took it, opened the cover, and saw a line of small words printed with a seal on the first page inside.

Current deposit, 12 taels (120000), balance 12 taels (120000).

He nodded with satisfaction and then asked: "Jia Aiqing, what does the row of Western Region numbers below the Central Bank mean."

Arabic numerals had been introduced to our country during the Song Dynasty, but they were not promoted and applied on a large scale. Emperor Longqing was aware of them.

Jia Qiong explained: “Back to the emperor, this is the number of each account.

One number corresponds to one person. Even if the passbook is lost, it can be replaced. "

……

After the shareholders' meeting, Emperor Long Qing patted Jia Qiong's shoulder affectionately and said: "Jia Aiqing, you did a good job.

If you need to turn over the interest money to the internal treasury, you should allocate it directly to the Ministry of Revenue. Nowadays, a lot of money is needed for disaster relief in various places.

The money in this passbook will be placed in the bank first, and I will have someone pick it up when I need it. "

"Yes, I will do it immediately."

"Okay, I will go back to the palace first."

"I will send you off to the emperor respectfully."

As soon as Emperor Longqing left, the originally quiet venue immediately became lively.

Except for a few princes and a small group of officials who left directly, most people would say hello to Jia Qiong before leaving.

After all, when they bought the shares, they basically didn't have any hopes, and they thought they were lucky to be able to protect their capital.

As a result, in just three months, they had recovered [-]% of their capital from their first dividend.

According to the plan mentioned by Jia Qiong, the profits can be made several times in the future.

Especially the group of nobles who were forced to invest a lot of money were all smiling from ear to ear, and the more they looked at Jia Qiong, the more they liked her.

Beijing Wang Shuirong pulled Jia Qiong in an unusually affectionate manner and said, "Brother Yujing turns his hand to make clouds and his hand to make rain. It's really a good skill."

"The prince is ridiculously complimentary, but Qiong really doesn't dare to accept it."

"I have always admired my wise brother's literary and military talents. If we have the opportunity in the future, we must get closer and closer."

"Haha, I will definitely visit you more often in the future to ask for advice."

"My dear nephew, thank you for being the matchmaker. My daughter is getting married next month. You must honor her."

"Congratulations, Lord Marquis, I will definitely go get a wedding drink at that time."

"Master Jia, you are really benefiting everyone. We should all thank you."

"Haha, the Chamber of Commerce can only operate because of everyone's support. Marquis Jingnan doesn't need to say thank you."

……

These princes and important ministers maintained their identities, chatted with Jia Qiong for a few words, and then left.

Many low-level officials deliberately fawned over him and said a lot of nice things to him, fully demonstrating what it means to follow the crowd.

Jia Qiong still greeted everyone with a smile and politely sent everyone away one by one.

(End of this chapter)