Rebirth of Hong Kong Island, I, the rice class leader

It is not difficult to build a building, but how to sell it is difficult. Therefore, before Gao Yao, real estate developers on Hong Kong Island were already thinking about strata sales. Even in the 20s, Luo Xuhe proposed and promoted the Hong Kong government’s disparity of housing. The response is collected in layers.

Finally, last year, Gaoyao directly launched tiered sales, which became very popular.

The originally tepid housing market is now boiling over, which is a good thing.

But there is a problem. Currently, only wealthy families are participating, and the impact is too small.

It is difficult for the market to truly form.

Since last year, Gao Yao has found that consumption and production on Hong Kong Island are sluggish. He looked left and right and found that the only thing that can drive consumption on Hong Kong Island is real estate.

Since we want to drive the entire Hong Kong Island, we cannot just rely on a small number of wealthy people, but must involve a considerable number of groups.

So after getting Xiao Li's idea, Gao Yao decided to implement the strategy of selling off-the-plan properties.

But as Jian Jianqiang said, selling off-the-plan properties is selling the future, and there are loopholes everywhere. When it is really implemented, there will definitely be people from all walks of life rushing in to cheat money.

This was not Gao Yao's intention, so he needed to take a safety measure.

"Put desire in a cage."

When Jian Jianqiang talked about this, he was full of admiration. Brother Yao was really sharp. He could obviously make money while lying down, but he had to put so many shackles on himself.

He thought to himself, is this the sense of social responsibility that Brother Yao often talks about that rich people should have?

Jian Dongpu, Zheng Tie and others were immediately moved, and they murmured: "Lock up desire?"

Jian Jianqiang nodded slowly: "When there is nothing, you can ask the tenant to collect money. I think it is difficult for most people to control their desires."

Several people nodded. They were right. Money is the most powerful thing in the world. It can corrode people's minds and distort their souls.

If money comes too easily, that may not be a good thing.

"So lock up this desire."

Jian Qiang said: "Dr. Gao believes that anything related to money is not a trivial matter."

"So he hopes that the deposit paid by the client in installments will be deposited directly into the trust account opened by the law firm, and then gradually released according to the progress of the real estate."

According to the preliminary design, the down payment ratio for off-plan properties is generally 10%-25%, and the down payment must be paid within 21 days after both parties sign the purchase agreement.

In the staged payment process, the second and third installments of 6%-24% each will be paid every 5-10 months.

As for the final payment of the house purchase, it is the remaining balance of the house payment when the house is handed over.

The law firm is fully involved in every payment and settlement process and tries its best to ensure that funds are worry-free at every step.

In fact, it would be best if the Hong Kong government could come forward to issue relevant laws, such as confirming fund supervision accounts, etc. With laws as a basis, banks can participate more deeply.

It is a pity that the Hong Kong government has always ignored matters that do not concern itself. It will never come forward on its own before achieving scale effects.

Gao Yao's restraint made Jian Dongpu and others sigh with emotion.

"Doctor Gao."

Jian Dongpu said: "Why are you so cautious?"

"In fact, so far, Hong Kong's real estate market is still very healthy."

The healthy reason is that the participants are all large merchants, because before this, the houses were bought as a whole, and the minimum price for one building was 10,000+.

If you don't build it well, who will pay for it?
It means that the real estate developers have spent their own money to build the houses, and all that is left is to see if the buyers like it. That is definitely healthy.

It's different now. If Gao is selling the future, he's selling air...

Anyone can participate!
Market magnitude is different.

Gao Yao smiled: "Be prepared."

He thought that once Pandora's box is opened, there will be no such thing as health. In future generations, hey, don't learn from the good and learn from the bad.

Jian Dongpu nodded slowly: "This approach completely protects tenants, but only restricts developers..."

He looked at Zheng Tie, Li Guowei, Bank of China and Gao Sheng Bank combined and already surpassed East Asia. In fact, Gao Yao could do it with or without him.

Entrusting myself now is nothing more than expressing my feelings to the house buyers.

"I'm OK."

"Good."

With the participation of East Asia, plus Bank of China and Gaosheng, there will definitely be no problems at the banking level.

Gao Yao nodded strongly to Jian Jian: "Jian Dazhuang, please continue."

The framework has been set up, simple and strong. The next thing to talk about is nothing more than legal protection in each link.

By the time Jian Jianqiang finished speaking, it was almost noon.

Gao Yao then smiled and said: "It's a bit complicated, but it involves money, so you have to be careful."

"I will put the full package on the front page of the newspaper for several months."

Jian Dongpu and others couldn't help laughing. Dr. Gao wanted to deepen the impression of the general public through publicity, so that everyone would recognize this sales routine and create an established fact.

In this way, if other real estate developers are opportunistic when selling off-the-plan properties, citizens will be able to detect it immediately and decide whether to buy or not.

They believe that some people will take risks, but under this plan, they should only be in the minority.

Luo Wenjin sighed with emotion: "If everyone could follow the rules like Dr. Gao, the world would be much more peaceful."

They all believe that in this link, the interests of customers, law firms, and banks can be protected, and the only restriction is the developer.

They all expressed their appreciation for Gao Yao's noble behavior of being willing to restrain his own hands.

But for Gao Yao, he believes that building a house is the same as opening a factory. If you open a factory, can you ask the buyer for all the money before the goods are produced?

How can it be!

Fortunately, the current real estate market in Hong Kong Island is still in a tepid state. Gao Yao believes that the system he promotes should be acceptable to all parties.

Gao Yao smiled and said, "It seems you have no questions?"

Several people nodded: "Jian Dazhuang explained it in detail, it is difficult for us to have any problems."

"Good."

Gao Yao turned sideways: "Then next, I will ask you to be my background board."

Everyone laughed and walked out.

Unknowingly, dozens of reporters were standing outside. It seemed that everyone from the Hong Kong newspaper office was here.

The leader was none other than reporter Sun Liren from Gao’s Yuanfang Daily!By his side were Hu Zhengzhi and Li Xiawen from Ta Kung Pao...

As soon as Gao Yao and others came out, the reporters waved excitedly.

"Dr. Gao, everyone says you have made big moves."

"New year, new atmosphere, I wonder what the big move is?"

It was clear that the senior official was going to start speaking later, but the reporters could no longer hold back.

Gao Yao smiled slightly. He first invited Luo Wenjin, Jian Dongpu and others to fight, and then said: "Good friends, don't be anxious."

"I'll answer any questions later."

The reporters were inexplicably excited. Luo Wenjin, Jian Dongpu, Zheng Tie...

They are all big shots in the vanity fair, but at this moment they are honestly serving as Dr. Gao's background. It seems that something will happen later.

After the noise subsided, Gao Yao began to speak: "Everyone, we, Standard Real Estate, are based on the development of Hong Kong Island and are determined to provide quality and reliable housing to the general public. We hope that everyone will have a house to live in."

"well."

The crowd applauded loudly.

If other people said this, everyone would just think they were talking big words, but if Dr. Gao said this, everyone would believe it.

After all, Dr. Ko's first phase of public housing in Sheung Lei Uk Estate has been completed, and the residents who were selected spent the New Year there.Some of this group of reporters also visited.

Yes, the house is a bit small and a bit crowded, but there is no worry about fire, it can keep warm, and the family can live happily together.

There is also a place to take a shower and a public toilet, which is dozens of times better than squatters built with broken wood and other junk.

And they also asked about the rent. The cheapest one was only 3 yuan a month...

3 yuan, as long as you move your hands and feet, you can definitely make this money.

What's the difference between this and getting it for free?
And now public housing has water and electricity. According to Hong Kong government regulations, public housing water and electricity are only charged at cost price...

The general public wants to move there...

"In view of the surge in the number of people in Hong Kong."

Gao Yao said slowly: "Due to the previous war, the number of houses in Hong Kong is very low."

"This will lead to a problem. It is difficult for everyone to have a place to stand up."

"As the saying goes, if you have thousands of mansions, you will be able to shelter all the poor people in the world with joy."

"Standard Properties is willing to set an example and hope that all parties can participate in the event of rebuilding Hong Kong Island."

Currently, there are many problems that need to be solved on Hong Kong Island, such as the sanitation problem that is of great concern to Grantham. Even because of this, Gao Yao organized people to fight against the Hong Kong government.

Another problem with drinking water...

Water problems not only affect people's livelihood, but also affect industrial development.

There is also the issue of housing…

But in the final analysis, for Gaoyao, it is all a question of economic stimulation.

If entrepot trade is to be carried out, it will not only last for a few years, but it will also be difficult to spread to the whole of Hong Kong.

That is to say, the housing problem will make the current group of citizens feel the same and have a high probability of joining.

After all, for many years, what the Chinese people have been pursuing is nothing more than a bowl of rice to fill their stomachs and a roof to cover their heads.

Gao Yao sighed in his heart, this is the human heart.

Normally it is invisible and intangible, but when necessary, it will turn into a sea of ​​fire.

Mr. Gao thought about what he had done in the past year. He believed that he was worthy of his father and fellow villagers. The money was neither earned nor spent in vain.

Gao Yao pressed down his hands, the cheers subsided, and he continued to preach: "To rebuild Hong Kong Island, all parties must participate."

"I'm not very talented, but I have an idea. Please help me announce it to all directions!"

When there is a problem, it is solved.

If there is no industry, then create one. Gaoyao's restrictions on selling off-the-plan properties are not actually a shackles at present.

Because the original real estate development in Hong Kong Island is to collect money after the construction is completed...

By doing this, the real estate developers can see the money growing in their bank accounts.

Soon, Gao Yao's speech in front of Causeway Bay spread throughout the country along with overwhelming newspapers.

“Let ordinary citizens also buy properties and become property owners?”

Just these words made the grocery shopping ladies, shirt menders, barbers, porters, etc. stop in their tracks.

When will I have the opportunity to buy a house?
"Pujie, are you talking big words?"

Grandma said: "Four-eyed boy, don't think that you can tell lies in front of blind people like us just because you know a few words."

Most of the people who came to Hong Kong after Chongguang were illiterate. To read or listen to newspapers, they either asked literate neighbors or went to teahouses.

"Grandma, there is a god three feet above your head."

The four-eyed boy shouted: "This is what the newspaper said. Now, it clearly stated that it was Dr. Gao's idea."

"It said that buying a property can be done in installments."

In fact, this was what Standard Real Estate did before when it was developing Sham Shui Po, but at that time, it started to pay a corresponding part of the money after the project progressed to some extent.

Now the deposit is collected when the project is first established.

The cycle is lengthened and the risks are different, so it needs to be emphasized again.

And this time, Gao Yao directly bypassed middlemen such as Kowloon Mortgage and Real Estate and let banks come out to provide mortgages to the general public.

The difference is still huge.

"For example, a building costs 2."

"Go and grab it."

Grandma said: "I heard that one floor now costs at least 3 yuan."

The New Year has just begun, and land prices across Hong Kong Island are rising. When land prices rise, property prices will of course also rise...

"but."

Grandma said to herself: "Since it was Dr. Gao's idea, it is still very right."

No matter what you say, everyone still believes in Dr. Gao.

After all, I have never seen such a big shot dive into the water to save others...

"Yes Yes Yes."

The four-eyed boy apologized, then looked at the newspaper and said, "Dr. Gao said that only when the general public buys properties can the property market be prosperous. If the property market is prosperous, Hong Kong Island will be prosperous."

"If Hong Kong Island is prosperous, then everyone will naturally be prosperous."

He was shaking his head so much that the grandmothers were almost confused as he spoke.

Grandmas only know one thing: "Dr. Gao said this is good?"

"correct."

Siyanzai vowed: "Consumption lies in circulation."

"It's so babbling that I can't understand it anyway."

Grandma interrupted: "What did Dr. Gao say?"

These are the four-eyed boy's parents. He coughed and said hurriedly: "Dr. Gao said that the money to buy a house is earned by everyone, and it must be paid properly."

There was a lot of discussion on the streets here, and the foreigners over there were also extremely curious.

"What on earth is Gao Yao up to?"

Those who would say this were of course the Keswicks and others who were very wary of Gao Gao. They were also reading the newspapers, but they just scorned what the newspapers said.

"Houses are for rich people, not for poor people."

"It's really funny that Gaoyao wants everyone to have a house to live in?"

Among them, Keswick couldn't help but complain: "If everyone has a house to live in, how can I develop the land behind it?"

Land was founded in January 1889 as a partnership between Chater and James Keswick, director of Jardine Matheson & Co.

Established, it was the largest registered company in Hong Kong Island at that time (note: at that time, large commercial banks were generally dispersed into multiple companies).

However, the Land Company at that time was not a real estate company. It was actually a reclamation and land engineering company.

He presided over the reclamation project from the Western District to the Eastern District, acquired a large amount of high-quality land, and became the land king of the Central District.

Afterwards, Real Estate took advantage of the trend and began to develop real estate. However, the buildings it built were usually for rental purposes and were rarely put up for sale.

Now I heard that Gao Yao wants everyone to have a house to live in, so no one will rent their own house?

It's strange that Keswick can't complain. (End of chapter)