Rebirth of Hong Kong Island, I, the rice class leader

Chapter 238 Chapter 238: This bank is called Gao Sheng, and it belongs to Mr. Gao!
Sometimes when an opportunity comes, it's like this, and you can't stop it.

A grain of sand thrown away by Gao Yao is gold to others.

Cai Shuimei is like this, and Li Guowei is like this too.

With the resources to build up, Li Guowei quickly decided on the bank address, Tsim Sha Tsui!

Banks on Hong Kong Island are open and all that is required is the safe, which is easy.

According to Li Guowei's estimate, he thinks it can be done in half a month at most.

In other words, Li Guowei's most important work at the moment is recruiting people and decorating.

"Where's sister-in-law?"

Gao Yao smiled and added a third job to Li Guowei: "Don't delay important events in your life just because you start work. I can't bear it."

Brother Yao has been through 996. He never thinks that work can override major events in life. There is something wrong with him!
Li Guowei scratched his head shyly: "Boss, Allen and the others are very satisfied with your help."

"Mom said she would take care of these things and let me get back to work."

"That won't work."

Gao Yao said: "Emotions can be cultivated. In this way, from now on, you must get off work before 5 o'clock every day, and you must look your best when meeting my sister-in-law."

"Watch a movie, dance, etc., and be happy after all."

Li Guowei thought that it was impossible for his boss to stay by his side, so he agreed wholeheartedly.

He followed: "Boss, I recently discussed with my colleagues that in the early stage, we can use the Bank of East Asia method to absorb deposits with slightly higher deposit interest rates."

In fact, it is enough to only increase someone's own capital. However, since it is a bank and it is oriented to society, it must mainly absorb deposits from the market and then lend the money out. The interest difference in the middle is the bank's income.

Of course, this is just one of them.

Gao Yao nodded: "Don't worry about the early deposit."

He said: "I personally will put 500 million in cash in it."

The Bank of East Asia opened in 19 with a capital of 60. Hang Seng Bank opened in 33 with a capital of 10.

500 million is definitely a large sum, but it is incomparable to the benefits.

Li Guowei was moved. The boss was really a pig in water. With these 500 million, and the boss's own influence, he was very confident that he could absorb more than 500 deposits in a short period of time.

By then, the deposits in Gaosheng Bank will exceed [-] million, and this amount alone will be able to surpass many banks at that time.

Li Guowei thought about it and decided to do the right thing with the right person. He chose Mr. Gao. This was the right path.

At least taking the bank accounts and banks he is currently in contact with as an example, even Hang Seng Bank does not have such a big hand.

"Boss, Gaosheng Bank will definitely become a well-known brand on Hong Kong Island."

Li Guowei was full of confidence, and his eyes were filled with self-confidence.

"Okay, I admire people most when they have confidence."

Gao Yao smiled and said: "When the time is right, we will hold a press conference and then we will introduce you to the stage."

The hearts of Li Guo were beating wildly. Everyone knew that Mr. Gao liked to bombard the whole city with newspapers. When the time comes, Mr. Gao's reputation will be there, and he will definitely be famous in the whole city.

He was actually a little nervous!
Gao Yao said warmly: "Now that you are a banker, you must get used to being exposed under fluorescent lights."

Li Guowei nodded, fame is profit, he knew this very well.What I didn't expect was that the boss was better at this than me.

He thought that with the boss here, the bank would have a bright future.

"Mr. Zheng is an expert with many years of experience. There is no harm in asking for advice if you have nothing to do."

Gao Yao added: "As for how to develop, I suggest you have a chat with Mr. Liao."

He smiled and said: "Although Mr. Liao likes to fight against the wind and waves, some of his ideas are still very good."

Li Guowei couldn't help but laugh: "Old Liao likes to take the wrong approach."

"Before we talked about how to attract deposits, he said that low amounts would be used to gain popularity with high interest rates. Unexpectedly, he actually started doing it."

Liao Baoshan is indeed a talent. This guy started to use the power of the media to promote Xiaoyao.
Kang Yujian, wealth Yutian, and set their sights on the common people.

He pioneered the unique trick of opening an account with a minimum deposit of HKD 100. The smaller the deposit, the higher the interest rate. Within the range of HKD 100 to HKD 1000, the monthly interest rate is as high as 6%.

For a time, people from Shengdou who went to Liao Chuangxing to make deposits flocked to him.

Gathering sand into a tower, Liao Baoshan's family fortune is like a pyramid.

Li Guowei almost knew it. Although his boss said he would not interfere in the bank's transactions, he was actually very concerned about it.

There is a bit of pressure, but he is more motivated.

"Boss, you may need to apply for some publicity funds at that time."

Li Guowei's idea was somewhat similar to Liao Baoshan's, but he planned to use Gao Yao's most familiar plan.

Deposit and get free grain and oil!
What the hell!

Hearing these familiar words, Gao Yao was in a daze: "You will get grain and oil for deposit?"

Not only do they give grains and oils, they will also give eggs in future generations!Didn’t expect to start now?Gao Yaoxun thought that there really was nothing new under the sun.

Li Guowei said with a smile: "The money is all in the hands of the master. The master does not understand what interest is and what is not, but they care about daily necessities, so I want to give it a try."

"Then try."

Gao Yao made the decision directly. He looked at Li Guowei with admiration. What a good boy, he is really close to life.

"The most important thing is to create a good reputation. Remember to guard against arrogance and impetuosity, and never treat the teachers as fools."

In fact, Liao Chuang Hing Bank could have developed very well, but it was too eager for quick success, and Liao Baoshan took too risky a step.

Because he made a lot of money by speculating in real estate, in later generations this guy took the bank's money to buy land in Western District, so he went bankrupt because he couldn't withdraw the money...

Gao Yao said to Li Guowei: "Ah Wei, remember, money is very important, but in fact it is not that important."

"Names are important."

Li Guowei nodded solemnly, this should be one of the boss's ethics.

"Boss, I've been watching the real estate market these days."

"I think you are right, boss. Real estate mortgages do have corresponding prospects. We will follow the real estate and industry sectors in the future."

Gao Yao waved his hand: "You, the manager, decide how to run the business, so don't talk about it."

He asked: "Has the date been set?"

Li Guowei was startled, and then he realized that he was asking about his wedding. He couldn't help but blush.
"not sure yet."

"but…"

He hesitated: "It should be the end of the year."

Gao Yao slapped his thigh: "That's good, Mr. Lei may be back by then."

Of course, Mr. Lei is Lei Guantai. Now Dongfuhe no longer exists, and Dongyingshe has also been renamed Dongxing.

The victims are all gone. Lei Guantai could have come back a long time ago. He is still there just because there are some things that need to be dealt with by him.

For example, go interview Jack, then open a branch on Wall Street, purchase, etc.Li Guowei didn't know about Lei Guantai, but he thought that the person who could be specifically mentioned by the boss must be an important figure in the company, so he kept it in his mind.

Gao Yao smiled and said: "Our Gaosheng Group's business is a little scattered."

"You are the person in charge of our group bank, and you will often deal with them in the future. I just want to tell you something."

In fact, it is also Gao Yao's fault. He has not formally established a headquarters until now, and he has even stuffed some businesses into Sihaihang.

From the current point of view, Gaoyao's development route is still real estate + shipping + entertainment. As for breweries, power plants, etc., there may be an industrial department in the future?

Then there are banks, Tsuen Wan Reclamation...

As for the pharmaceutical industry, it is classified under the Four Seas Industry.

Moreover, some aspects of the subsequent real estate, entertainment, shipping and other businesses may also need to be divested to Sihaixing.

There is no other way, mainly to avoid possible sanctions.

After doing this calculation, Gao Yao was a little confused. Damn it, he didn't know. He was shocked when he calculated it. Unknowingly, he had so much property in his hands.

Li Guowei was also shocked. He only knew that his boss was a super big water pipe, but he didn't expect that the water was stacked to such an extent!

"boss."

Li Guowei stammered: "You have so many properties, why don't you build an administrative center?"

In fact, this is what Axia and Liu Meiren do...

"No rush, no rush."

In fact, the main reason is that these industries under Gao Yao are managed separately, and most of them are in the construction stage, and it will take some time to reap the benefits.

It's totally in time!
But Gao Yao remembered it, and he warned: "Awei, we are eager for talents to be promoted, and we do not avoid relatives when recruiting talents. If there is anyone suitable, just recommend it from within."

"correct."

Gao Yao remembered something, which will be quite important in the next few years, so he talked about the shipping department: "I first went to talk to the Sandus manager of HSBC to get a loan using the long-term chartered cargo ship as collateral. "

"At that time, it was not considered that everyone had reached their intention."

"But I think if the boat is regarded as a property on the sea, it should be able to be mortgaged."

"You can go to Yulong Shipyard to talk to Mr. Li later and communicate."

"After it is implemented, HSBC and you can talk about it."

Boats are expensive!A second-hand boat can easily cost hundreds of thousands or millions, let alone a new one.

Gao Yao is self-aware. He does not think that Gao Sheng Bank can develop to the point where it can immediately provide loans to his own shipping department. Therefore, large foreign banks such as HSBC and Yili are his goals.

Ideas are about collisions. Li Guowei found that the more contacts he had with his boss, the more fantastic ideas he had, and the sharper his brain became.

Shipping is a blacklist among blacklists in the banking industry, but the boss was actually able to persuade HSBC and Yi to relent?
He was immediately interested!
Li Guowei started to make a living after graduating from middle school. He was accustomed to working and knew the rules of the workplace. He knew that anything his boss said might have a purpose.

Even if it is just a casual sentence, it should be carefully considered and implemented seriously.

Seeing that the boss specifically talked about shipping, Li Guo walked out and drove to Yulong Shipyard.

Before we arrived, we heard the shouting of one, two, one, two from far away.

The driver knew a little bit, so he said: "Mr. Li, it should be to expand the dock."

It is indeed an expansion of the dock, with two main purposes. One is to welcome the ten giant ships preparing to return from the ocean.

One is building hydrofoils.

Before World War II, the shipbuilding industry on Hong Kong Island was very developed, and there was a sufficient reserve of excellent engineers and workers.

Hydrofoils are not too new. For these people, it is not difficult to imitate them.

For Gao Yao, a 500 million hydrofoil boat is still a good deal even if the cost is reduced to 400 million...

In this environment, the people at Yulong Shipyard are full of energy!

There was a clanging sound in the shipyard, and the workers shouting slogans had throats so big they could burst a person's eardrums. Li Guowei, who came with a life expectancy, led Li Mingzhi who came out for questioning, and first walked around the entire shipyard, and then Just entered the office.

After learning that Li Guowei turned out to be the future God of Wealth of Gaosheng Group, Li Mingzhi became very attentive. He was self-aware and knew that he was able to get in because of his cousin.

Unlike Mr. Li, you can tell at a glance that he has won Brother Yao's trust based on his true ability.

"Mr. Li, what would you like to drink?"

Li Mingzhi often entertains the little devils who come here and other guests who want to rent a boat. Coffee, soda, tea, candies, etc. are all available here.

"Coffee, thanks."

Li Guowei needed a cup of coffee to refresh himself. He first talked about his situation, and then asked: "Mr. Li, how many ships does our shipyard have at present?"

"There are 4 that have been launched into the water."

Li Mingzhi took out a book and read it while saying: "There are still 10 2-ton victory type, which are expected to arrive in Hong Kong in 3 or [-] months."

"The docks built outside are just for them."

Now that he knew the purpose of Li Guowei's visit, Li Mingzhi spoke in detail. He said: "The four boats in front were all rented to Lianhe, and then Lianhe ordered the next three."

"As for the remaining 7 items, 5 of them have been booked by Dongyang merchants. I predict that the next 2 items will also be ordered by them."

Li Guowei was secretly surprised. He originally thought that the boss's shipping might have just started, after all, he had never heard of it on the market.

Why do you think the total tonnage exceeds 10 tons?
He blurted out: "The total tonnage exceeds 10 tons?"

Li Mingzhi said with a proud smile: "12.8 tons, and I'm still buying it."

Li Guowei was stunned, 12.8 tons?

He had read the newspaper and found that Mr. Dong, currently known as the new generation of shipping king, had a fleet of only 10 tons.

"This…"

Li Mingzhi said: "If you want me to be humble, I don't like to be high-profile on this kind of thing."

Li Guowei thought about it carefully and agreed, but he immediately realized that the Mr. Li in front of him probably had a close relationship with his boss.

Now that he knew that his boss owned such a large property, Li Guowei, who was full of confidence in his future, began to inquire about the lease.

Li Mingzhi felt a little pity about this. He said: "Brother Yao seems to like to live a long life."

"In fact, short-term contracts are more flexible and the rent can be much more expensive."

Li Guowei smiled while reading the lease contract: "A boat is a walking property."

"Although the price of short-term contracts is high, the wear and tear and empty shipping period after stopping are also terrible."

"You also have to include the cost of crew and other costs."

"Actually, in the long run."

From the perspective of a banker, Li Guowei agreed with Gao's vision of doing things long-term.

"The boss is a man of great courage. Only in this way can he find a regular business partner without having to worry about the wind and rain."

Li Guowei almost knew what he was doing. His boss was both unexpected and thoughtful. There was no need to worry about the future when working with such a boss.

You need to work harder, otherwise it will be easy to fail to keep up with the boss!
(End of this chapter)