Rebirth of Hong Kong Island, I, the rice class leader

Chapter 203 Chapter 203: A first of its kind!Sales lady!

The intention is always good, but it can change.

Gao Yao also knew very well that there was never a perfect world, and he couldn't become a bitch and still want to build a memorial arch.

From the current point of view, Zhou Xinian is actively showing goodwill to himself, so in Gao Yao's eyes, there will be no boundary between the Chaozhou Gang and the Dongguan Gang.

"I heard that Mr. Gao's construction permit for the land in Causeway Bay has been approved?"

Zhou Xinian was full of praise. He knew early on that in order to become famous, he needed to have amazing ambition and performance that was different from others.

Zhou Xinian gradually understood this truth after he became an otolaryngologist. After he realized it, he decided to join politics. For this reason, he was even willing to give up his career as a doctor with a successful career!
It's just that Zhou Xinian didn't expect that the young Gao Yao seemed to have touched this path, which made people a little emotional.

"Correct."

Gao Yao smiled bitterly: "Before I did it, I always thought it was just a man scolding Fang Qiu."

“When I finally passed it, I realized that it was really a mess with so many clues.”

Zhou Xinian laughed loudly, that's right, you act like Governor Zhou in Feather Fan Turban every time, which makes everyone a little difficult to deal with.

"There must be extraordinary people in this world, and then there will be extraordinary things."

Zhou Xinian smiled and said: "HSBC only has 12 floors. Now you want to build 21 floors. This is the first floor since the opening of the port. No one has experience."

“It’s bound to be a little bumpy.”

"But I think with Mr. Gao taking charge of the overall situation, the results will naturally be good."

"Thank you for your good advice from the doctor."

Gao Yao said: "I just want to make a big name so that Westerners know that I, the Chinese, are not incapable."

Zhou Xinian nodded. The groom was trimming Daxue'er's hooves. He really liked watching people trim horses' hooves. He felt relieved every time he watched it.

It was as if some pressure had escaped from my body.

"I remember my dad saying that when they came to Hong Kong Island, the local area was just the size of a slap in the face."

In fact, Hong Kong Island used to belong to Dongguan. During the Wanli Period of the Ming Dynasty, part of Dongguan was carved out to establish Xin'an County. Hong Kong Island has always been part of Xin'an until it was re-divided after the Gui Lao lease.

So before that, the most people coming to Hong Kong Island were Dongguan people, and of course the most celebrities were from Dongguan.

Zhou Xinian pointed blankly: "Then I watched it slowly turn into a fishing village, and then it developed to what it is now."

He said quietly: "It's true that things are different and people are different."

It has been a hundred years since the Zhou family came to Hong Kong Island. By the time Zhou Xi was the previous generation, after many years of accumulation, the Zhou family had finally become extremely wealthy.

Especially Dafang, Zhou Xinnian's cousin Zhou Junnian, whose reputation can be said to be hardly inferior to that of He Dong.

He has countless honors. To put it simply, Zhou Xinian's position as president of the Dongguan Chamber of Commerce was given to him by Zhou Junnian.

"I think Hong Kong Island will be really great in the future."

Zhou Xinian changed the subject and asked for advice: "The last time I had a drink with President Jian, he said, Mr. Gao, have you established a tiered sales? It's amazing, it's really amazing."

Gao Yao thought that Zhou Xinian was going to hollow him out this time?
He smiled and said, "Actually, I saw that the neighbors probably didn't have that much money in their pockets, but they didn't have a place to protect themselves from the wind and rain, so I thought it would be better to cut the contract into pieces like a mooncake."

"Wonderful, wonderful."

The metaphor of cutting moon cakes is really vivid, and Zhou Xinian was full of praise: "If my uncle were still here, just for this reason, he would insist on dragging you to drink together."

Sometimes business is a matter of course, or a line.

For example, in the Zhou family, Zhou Xinian's uncle Zhou Shaoqi was the first to realize that foreign insurance companies not only charged high fees for insuring Chinese people, but also had harsh conditions.

So Quan'an Fire Insurance Company was founded, specifically to protect Chinese cargo, water, land and house fires.As a result, when applying for water transportation insurance, he discovered that there was a large market for transportation in this city, so he founded two shipping companies, Yuan'an and Zhao'an, and entered the shipping industry.

Then I was doing fire insurance, because there were many wooden houses on Hong Kong Island at that time, which were extremely prone to fires. Many Chinese people often suffered from lack of funds when building their homes after disasters, so they founded the Kowloon Real Estate Mortgage Company.

When making mortgages, he often had to deal with the financial industry. Then he discovered that the financial industry was also an industry that made a lot of money, so he founded Taixin Bank...

Kowloon property mortgage?

Gao Yao thought about it. Currently, banks on Hong Kong Island do not have the concept of mortgage. Those who do this are private financial companies, such as Kowloon real estate mortgages.

However, it is limited by its own scale and market, the help it can provide is limited, and its coverage is not wide enough.

Unlike banks, good guys, after it was developed to sell off-the-plan properties, this mortgage method directly stimulated the boom of the banking industry and followed it fiercely, which directly triggered a wave of squeezes and withdrawals, leading to a large number of bank closures.

Daxue'er's four hooves were finally repaired, and Zhou Xinian looked much more relaxed.

"Dady, Mr. Gao."

Zhou Xueer and Lei Luo walked side by side. Their expressions looked very ordinary, but just this ordinaryness made Zhou Xinian and Gao Yao, the masters of flowers, notice something strange.

"Are you happy?"

Zhou Xinian looked at his baby daughter dotingly: "Da Xue'er's hooves have been trimmed. Once the horseshoes are mounted on the back, she can run two laps on the field."

"Would you like to try it first then?"

Gao Yao asked curiously: "Miss Zhou wants to be a jockey?"

At that time, betting on horse racing had been opened at this racecourse, but the situation was not considered professional horse racing. For example, most of the jockeys were part-time, and some even had horse owners who participated in person.

Zhou Xueer introduced herself generously: "I practiced horse riding when I was in London, so I wanted to give it a try on the track."

"That must be great."

Gao Yao smiled and said: "I will ask my wife to come over and support me when the time comes."

It was Lei Luo, not Gao Yao, who wanted to seduce Zhou Xueer. Naturally, Gao Yao would not come in person. Being able to mobilize the wife's group was enough to give him face.

"I'm really happy today."

Since Lei Luo and Zhou Xueer had come back from a circle, and judging from the situation, it seemed that there was no incompatibility between them, Gao Yao, who had initially achieved his goal, was about to leave.
"Sir, next time you have time to bring your wife over and play mahjong together."

Gao Yao said with a smile: "My wife always dislikes me for not being able to play cards?"

"That's terrible."

Zhou Xinian laughed: "My wife said the same thing about me. When the time comes, I will sharpen my skills before the battle."

The two looked at each other and smiled, and Gao Yao took Lei Luo away.

"How about it?"

Zhou Xinian looked away: "I think you are different from what your family said."

Zhou Xueer thought about it and said, "Dady, this Lei Luo is quite different and very motivated."

Zhou Xinian laughed: "That handsome man is not motivated? Do you think people from rich families are playboys?"

"What's more, there is something unusual about him being favored by high officials."

Zhou Xinian recalled that Lei Luo was a senior detective in Sham Shui Po, and the detective in Sham Shui Po was Liang Delin from the Wuyi Gang...

So far, I haven't heard anyone from the Wuyi Gang say that they have captured Sham Shui Po, which shows that Lei Luo, a young boy, has certain skills.

"Did he ask you out?"

Zhou Xueer pursed her lips: "Invite me to watch a movie tonight." Zhou Xinian smiled: "Strike while the iron is hot, you move quickly."

"Dady, you don't object?"

"Children and grandchildren will have their own blessings. As long as you are happy, of course I have no objection."

Zhou Xinian also has a son, and there is indeed no suitable match for Zhou Xueer among the families in Hong Kong with the same family background as his, so he really doesn't care too much about it.

"But you have to be careful."

Zhou Xinnian warned: "Those who work in the miscellaneous errands are all old people. They eat a lot of salt and make a lot of money. Don't be fooled easily."

"I know Dady."

Zhou Xueer said calmly and generously: "I just agreed to go to the movies with him, but I didn't say that I would definitely fall in love with him."

"If you say that, I feel relieved."

Gao Yao was also asking Lei Luo: "How do you feel?"

A middle-aged daughter of a rich businessman's family, for a barefoot Lei Luo, it was impossible to find her even with a lantern.

Lei Luo smiled bitterly: "Brother Yao, I think she may not like me."

It's a bit self-aware.

Gao Yao smiled and said: "Although you don't have Pan An's appearance, you are still a handsome guy. You also carry two guns. What are you afraid of?"

He knew that Lei Luo had actually fallen in love with Zhou Xueer, so he added, "A fierce woman is afraid of being entangled by a man. Just remember, the most important thing is to show your manhood in front of women."

"When the time comes, I'll teach you some heroic tricks to save the beauty."

Lei Luo has indeed fallen in love with Zhou Xueer. Are you kidding me? This is the delicate daughter of the Zhou family. If he can marry her home, it will mean that he has directly entered the upper class society. Will he still be a member when he gets a job?
Hearing this, he humbly accepted: "Knowing that I want brother, I will definitely be shameless, extremely shameless, have no self-respect, and stalk you. I will never give up until I can catch up with Miss Zhou."

Gao Yao's eyes widened, he didn't expect A Luo to be so virtuous.

But then again, for a person who has been in society for 7 or 8 years and has experienced all kinds of cold looks, what does this mean?
"Okay, I want my brother to support you."

Gao Yao and Lei Luo returned to Sham Shui Po together. Lei Luo returned to the miscellaneous room, while Gao Yao went to the construction site.

That's right, the construction of the Sham Shui Po Tenement House has officially started. As the head, Gao Yao has to come and take a look.

The construction site was in full swing, but Gao Yao did not go in. He just asked Xiao Li, who was in charge of sales: "How is the situation now?"

Xiao Li pushed down the glasses on his nose, took out his notebook and began to report based on the records above: "Boss, after the construction site started, an average of 3 groups of customers came to visit every day."

He pointed to the signboard erected not far away, which had floor plans and floor plans drawn on it.

"The neighbors are very new to this, and they are very concerned about the price."

The price is changing at any time, so the price will not be announced to the outside world until the sales plan is clear.

Gao Yao looked at the dense memories in Xiao Li's notebook, and he couldn't help but secretly nod. Young people are not only motivated but also very well planned.

Then he asked: "Now that you are in direct contact with customers at Gaosheng Real Estate, customers should ask you many questions. Which one do you think is the most important?"

Which else?

The most important thing when buying a house is definitely the price. Only if you can afford it, can you have time to consider the floor plan, orientation, etc.

If you don’t have any money, why do you care?

"price."

Xiao Li's eyebrows were raised: "Most of the people who come now are junior nurses. I think it's a bit difficult for them to bear the tens of thousands of expenses given their family background."

This is normal.

However, things were better around the 50s, because those who came to Hong Kong Island now were either strong or wealthy.

It's not like a few decades later, when everyone came to Hong Kong Island in droves. We were so poor at that time that we couldn't even afford a house without a mortgage.

"Then what do you think?"

Xiao Li bit down the end of his pen. He had been racking his brains recently to think of a solution. Not to mention, he really thought of some ideas.

Xiao Li opened the book and found a cut newspaper inside. He handed it to Gao Yao to read: "Boss, I think we can cooperate with these mortgage companies if necessary."

Mortgage companies are actually loan companies. They rely on their connections to ask banks for loans, and then lend the money to property owners.

Essentially, what you eat is the interest difference in the middle, which belongs to the second-hand merchant!

Because before Gaoyao, everyone sold buildings one by one, often requiring loans of 10,000+, which was naturally not something ordinary people could afford, nor could they borrow money casually.

Take Zhou's mortgage company as an example. They usually only lend money to people from Dongguan, and only those who know the basics are the best.

In fact, the same goes for banks. For example, the Bank of East Asia, which is willing to lend money to Chinese people, never gets involved in the odd business. Even if there is a guarantor or property mortgage, they will not lend money.

They often only lend money to familiar customers, and even if they are familiar customers, they have to visit them frequently to know whether they should borrow or not.

"Not bad."

Gao Yao couldn't stop praising him. With Xiao Li's current knowledge and experience, it was already extraordinary for him to think of this level.

"Then you must have a corresponding idea?"

Xiao Li did have some ideas, but they had not yet been formed. Hearing this, he said: "Boss, give me some time and I will visit and sort it out."

Really good!

Gao Yao nodded secretly, there are only a few people in the world who have become rich, so it is no accident that someone like Xiao Li can succeed.

"Kowloon Real Estate Mortgage Co., Ltd."

Gao Yao said: "When you go, tell me my name and we can discuss it with them."

When they were at the racecourse, Gao Yao had already seen that Zhou Xinian was interested in cooperating with him in this regard. Although it was not necessarily necessary, there was no problem in talking about it in the early stage.

If you want the real estate market to flourish, all parties must actively join in, and the banking industry is absolutely indispensable.

"You can also go and have a chat with the Bank of East Asia."

Gao Yao smiled and said: "They may not be able to do it, but they definitely have a certain idea."

Xiao Li nodded repeatedly. This was the importance of connections. If it were him, he would not be able to get in without high-ranking officials speaking up in these places.

"Boss, I'll be there later."

"and also."

Gao Yao saw that Xiao Li was very motivated, so he was ready to put more burdens on him.
"Gaosheng Real Estate will start building a large number of properties in Sham Shui Po and Tsim Sha Tsui. You can't be the only one in the sales department."

"You pick and choose."

Gao Yao said: "Find some tall and beautiful young ladies to be the sales girls."

Xiao Li was stunned and asked, "Sales lady?"

Simply unheard of.

(End of this chapter)