Rebirth: My 80s

Chapter 734 Banks open in the Special Administrative Region

"What does Manager Li think of some scholars describing Huadian's recruitment as capital poison?"

"A self-righteous fake scholar. People who can say such things can be said to know nothing about sociology, economic rules, including human nature. If the behavior of improving employee treatment can be regarded as poisoning, it will be regarded as helping others. What’s the difference between acting with ulterior motives?”

"But some people have pointed out that Huadian's recruitment is tantamount to poaching the country and will cause ideological corruption among scientific researchers."

"First of all, I want to make something clear: Huadian Company in the Special Administrative Region is a joint venture. The state occupies the majority, so what kind of poaching is it? Anyone who suggests that this will corrupt the minds of scientific researchers is very bad. First, he underestimates those scientific researchers who loyally serve the country. Secondly, this seems to mean that our scientific researchers only need to tighten their belts and do their work."

"But to be honest, in comparison, Huadian's salary is indeed ridiculously high. Listening to what Manager Li said, including Huadian's move, it seems that both you and your company have objections to the original income level of our scientific researchers? "

"Reporter Liu's words are a bit malicious. The country's economic situation is such that the wage system was formulated after strict and proper analysis. We have no objection. However, scientific progress is the cornerstone of a country's progress. We cannot represent everyone. We are just Is it wrong to try to improve the welfare benefits of scientific researchers to the best of our ability?"

"I wonder if Manager Li has ever heard of a saying that has been circulating recently, saying that those who hold scalpels are not as good as those who use razors, and those who make atomic bombs are not as good as those who sell tea eggs. What do you think of this?"

"I study economics, and I see two sides. One is that our country's economy is booming, and all walks of life have great potential; second, this is a necessary process in trying to reform the market economy, and it undoubtedly reflects some Question, I personally believe that no matter how the economic situation changes, important career fields should not become the bottom stream of society, such as the scientific research field."

“Is Huadian’s extremely high treatment for scientific researchers based on this consideration?”

The effect is there, but some things are not said out loud. These days, unlike later generations, people really don’t understand many things. For example, it turns out that joint ventures are dominated by the state. The public opinion situation has improved.

"Building a 'Chinese core'. I need to mention one thing: this matter is not easier than building an atomic bomb."

"Mr. Li is being humble. Let's talk behind closed doors. This money will definitely not be a problem for you. You can use it for a few days and get a 10% return rate. I think even Mr. Li can't refuse this. Good deal, right?" Stone King was full of confidence, which was why he dared to come and borrow 20 million.

After taking some time off, Li Jiankun planned a trip to Qiongdao.

"Mr. Wang thinks too highly of me." In the office, the door was closed, and Li Jiankun was holding a plain white business card. The name on the business card was "Pengcheng Modern Scientific and Educational Instrument Exhibition and Sales Center". The energetic guy opposite was the general manager. manager.

This is determined by the nature of the transaction. If there is no public involvement, the operation will be safer.

"Last question: Huadian is building a huge engineering project in the special zone and recruiting scientific research talents with super high welfare benefits. What exactly does it want to do?"

At this moment, an unexpected person came to the door. Frankly speaking, Li Jiankun was not familiar with him and had only met him once.

Perhaps it was the fact that he repeatedly mentioned the importance of scientific research talents in interviews, or perhaps it was the dignity issue he mentioned when responding to the statement "those who make atomic bombs are not as good as those who sell tea eggs" that made the scientific community empathize with the current environment. , several scientific leaders published signed articles, including praise for Huadian.

This guy was not polite. When we met for the second time, he borrowed money whenever he asked.

There are many people like this in the world: if you ignore them, they will think you are guilty and become more aggressive.

Li Jiankun recalled Lin Xinjia. He, Lin Xinjia and Ji Meixian were all responsible for recruitment matters. They were very busy. As more and more talents were recruited, the number of idle houses in Waterfront Palace gradually decreased, and at the same time, they "owed" Many cars got off.

As the saying goes, unintentional intervention can lead to negative consequences. What Li Jiankun did not expect was that this interview would also have an unexpected gain - attracting strong support from the scientific community.

The interview was not long, but Li Jiankun responded to the current mainstream negative public opinion.

As of June, the vigorous recruitment work has come to an end for the time being, and the number of applicants has gradually decreased. However, this recruitment is effective in the long term, and there will definitely be more people applying in the future.

"Ouch!"

Twenty million.

"I don't deny it, yes. Let's put it this way, the popular saying you just mentioned cannot be spread in China. People with real talents here will always be respected. I hope that the whole society will also respect talents and value talents. Talent. Huadian is not a charity. We offer such benefits because we believe that the scientific research talents we need are worthy of this treatment."

Li Jiankun agreed to accept this interview because he didn't want to stand at attention and let others criticize him. After all, Huadian is a company and needs a social image. He cannot allow others to slander or even lead public opinion.

The benefit of this is that the number of scientific researchers applying for jobs at the Huadian Factory in the Special Zone has increased sharply.

King Shitou just said it very bluntly. He borrowed money from Li Jiankun, not from SAR Huadian Company.

Li Jiankun is not modest, but in front of unfamiliar people in the mainland these days, who dares to easily admit that he has 20 million? However, it is obvious that some of the things he wants to hide don't make much sense to a shrewd man like Stone King.

He clicked his tongue twice and asked, "I have to know what the deal is, right?"

While he was saying this, he was still rubbing Stone King's business card in his hand. He had some unintentional understanding of this Vanke's predecessor in some information in his previous life.

This company is not that simple.

On the surface, it is a company born based on a special policy of the special zone. Currently, the special zone has a policy: foreign products imported into the special zone cannot be sold outside the special zone, but it does not restrict the shipment of goods purchased by customers outside the special zone within the zone. Special District.

In this way, international trade in the special zone will have unique advantages.

To put it bluntly, its business model is not much different from reselling corn. The basic operation is: first find customers in the mainland who are in need and collect a 20-30% deposit, then place an order with a Hong Kong businessman and pay the Hong Kong businessman at the same rate. After the goods arrive in the special zone, the buyer comes to pick up the goods and settle the balance.

The key to the transaction is: you receive soft currency, but you have to pay the Hong Kong businessman in Hong Kong dollars or US dollars.

Do you think this company makes money by reselling scientific and educational equipment? No, not really, its core profit actually comes from its ability to acquire foreign currency.

It is not easy to open such a company. First, you need to obtain an import license, and secondly, you need to establish close cooperative relationships with units that have a share of foreign exchange export earnings. To put it bluntly, without a strong background and strong public relations capabilities, ordinary people cannot open such a company even if they understand this model.

Stone King sat on the wooden sofa, resting his elbows on his knees and crossing his fingers on his chest: "I can promise not to break the law."

"But it may not be legal." Li Jiankun said.

Stone King: "..." He found that he couldn't be at odds with the other party. It wasn't surprising when he thought about it. The other party was a mysterious person whose abilities and wealth were impossible to guess. Sometimes Stone King even felt that this young man existed. , extremely unreasonable, because he has not missed any money-making opportunities since the change, but compared with the other party, he is still like a firefly to a bright moon.

"It's like this. I have exact information and channels. There is a person from the capital who came to the Special Administrative Region and has 30 million US dollars in foreign currency retention..."

The so-called foreign exchange retention is not cash, but a quota indicator. It was supposed to belong to a large state-owned foreign trade company, but was eventually transferred to a corrupt person with a background in a very gray way.

King Stone finally decided to be frank and told the story: "As you know, the current official exchange rate is 1 US dollar to 2.3 yuan, and the market exchange rate is much higher. I am sure to get million US dollars from this person." If you want to retain the foreign exchange profit, you need to pay him million yuan. The exhibition and sales center has just been established and does not have such financial strength. Loan is the last option. Before that, I thought of you first..."

Li Jiankun thought to himself that it was indeed a reverse transfer. He had already made some speculations before, otherwise how could such a high rate of return come from?

20 million funds, used for a few days, net profit of 2 million.

And Stone King's profit is even more exaggerated. According to the current market exchange rate, it is not difficult to exchange one US dollar for four yuan of soft sister coins. This means that after such an operation, apart from the two million profit allocated to himself, Stone King can still make a huge profit. Fifteen million.

It may not be as fast as grabbing money.

Reverse transfer, reverse transfer... Li Jiankun thought silently in his heart, whether he should say it or not, Stone King's sudden visit inspired him. This was a financial path with a high rate of return that he had ignored before.

And if he comes to remit money, he doesn't even need to play around in the gray area.

He does not have to think about "retaining foreign exchange profits" at all. He has his own way of absorbing foreign exchange reserves. Given that domestic foreign exchange resources are so tight, if he obtains foreign exchange from outside, it will still be beneficial to economic development.

It’s both beneficial and you can get super high returns, so why not?

"Is the foreign exchange black market very popular in various special economic zones at present?" Li Jiankun asked knowingly, mainly wanting to explore the specific situation. He had not paid attention to it deliberately, and Stone King was eating this, and I'm afraid no one knew it better than him.

"It's not just the special zones. Which part of the country is not popular? Nowadays, economic policies are loose. Factories with development vision want to import equipment, improve products, and increase production capacity. No one wants our country's money when it is taken out. Using foreign exchange is the only way to buy it. Way, there are too many people who want foreign exchange.”

Stone King paused and continued: "However, the economy of the Special Economic Zone is more dynamic, the demand for foreign exchange is greater, the competition is fierce, and the exchange ratio continues to rise. Most people who have foreign exchange retained in their hands are willing to come to the Special Economic Zone to trade. As long as they come here, they will receive After receiving the news, a group of people will gather together and treat him as an uncle."

That's great...Li Jiankun thought to himself.

He owed a lot of debt, and he didn't like owing money to others, so he couldn't wait to save up enough to pay it back.

Although there are a lot of money-making stalls on hand, starting from the planning and construction of the chip industrial park at the beginning of the year, it can be said that every day is spent and money is made, and it is somewhat unsustainable.

There are never too many ways to make money.

As for the business of reverse transfer, the profits are quite considerable, so if you don’t do it, it’s for nothing.

After understanding the idea, Li Jiankun was in a good mood and agreed to Stone King's request for cooperation. It must be the benefit of his inspiration.

That night, after Li Jiankun made contact in advance, he rushed to Shekou and met Mr. Yuan.

The purpose of this trip is only one: to open a branch of Huaqiang Swire Bank to the Special Economic Zone through the relationship between Mr. Yuan and China Merchants Bureau.

In fact, he had this idea a long time ago. Even if it is not for repayment, once this thing is done, the benefits will be endless.

"Jiankun, if you don't come to me today, I will definitely come to you in a while. To be honest, I have been thinking about this matter for a long time." In the night, the China Merchants Bureau's headquarters in Shekou has a simple room. In his office, Yuan Geng laughed and said.

Li Jiankun started laughing. Isn't this a coincidence?

But it’s not surprising that Yuan Geng has such thoughts.

The major shareholder of Huaqiang Swire Bank is Quinlan Investment Company, and China Merchants Group is the second largest shareholder of Quinlan Investment Company. It means that Huaqiang Swire Bank is its own bank. Of course, you should think about good things, and you have your own bank around you. , many things involving money will be convenient.

The two hit it off instantly.

This is not the first of its kind.

Since Nanyang Bank can open a branch in the SAR, why not Huaqiang Swire Bank, which has a purer bloodline?

There is no doubt about the influence of China Merchants Group in the Special Administrative Region. Later, under the arrangement of Mr. Yuan, China Merchants Group specially set up a supervision team to take charge of this matter. Opening a bank is naturally not a trivial matter and requires approval procedures. There are a lot of things, but with the China Merchants Bureau taking the lead, progress is also rapid.

Li Jiankun was not idle here. After seeing that things were close to one another and that there was only one process left, he began to organize people to prepare for the opening of the branch.

There is nothing big going on here - these days, it is unrealistic for outside banks to build a bank building in the Special Administrative Region. The principle can be summed up in four words: "taking precedence over the host". For example, Nanyang Bank's branch in Luo Wu is closely related to the 18th Line in later generations. A bank branch in a small county town is no different. The branch of Huaqiang Swire Bank in the special zone can only be of this size at best.

But cumbersome.

Li Jiankun arranged two teams of people: the people here in the special zone are responsible for hardware preparation, such as renting, renovating, decorating and other matters; there is another group of people in Hong Kong City to carry out employee mobilization, training and other matters.

According to feedback from Huaqiang Swire Bank in Hong Kong, when they first heard that they were going to work in the Mainland, no employee was willing to sign up. Everyone was even afraid of being selected and avoided the job.

It's not possible to transfer employees from Hong Kong cities. It's impossible to recruit relevant talents in the mainland these days. To say the least, even if we can recruit bank practitioners, the working model of mainland banks is very different from that of banks in Hong Kong cities.

Finally, add money.

There must be a brave man under the heavy reward. It is said that it was easy to gather the people, most of whom were single young people.

Li Jiankun thought that a younger team might not be a bad thing, so he said nothing more.

Time is rushing, midsummer is here, and amid full-scale preparations, the Huaqiang Swire Bank branch in Pengcheng Special Branch is about to open.

(I also drank too much yesterday...)

(End of this chapter)