People in Hong Kong create super chaebols

Chapter 88 Is this money really yours?
The investment of tens of billions of Hong Kong dollars in the oil industry has already caused a stir in Hong Kong.

At this time, Su Cheng and Shen Bi had already met in a teahouse in Xiangjiang.

To be precise, it is not Shen Bi who is engaged by Su Cheng, but Su Cheng who is engaged by Shen Bi.

A powerful person like Su Cheng is worthy of Huifeng Bank's personal efforts to win over him.

"Mr. Su, every time I see you, my understanding of you is refreshed!" Shen Bi couldn't help but say as soon as they met.

"I wonder what Mr. Shen Bi wants to ask me for this time?" Su Cheng asked with a smile.

Originally, he planned to find a time to meet with Shen Bi to talk about the loan. Unexpectedly, Shen Bi came to him first. Now, it became even easier.

"In inviting Mr. Su out this time, I have something very important to tell Mr. Su. On behalf of Huifeng Group, I sincerely invite Mr. Su to serve as a director of our Huifeng Group. I hope Mr. Su can agree." Shen Bi said seriously.

"Well, Mr. Shen Bi, I am neither a shareholder nor an employee of your group. Why do you want me to serve as a director of Huifeng Group?" Su Cheng was a little confused.

Now, my relationship with Huifeng Bank is probably the only cooperative relationship between Hutchison Whampoa and Huifeng Bank.

Based on this relationship, Su Cheng couldn't figure out how he could serve as their director.

He knew that the chartered ship king was a director of Huifeng Group, but that was because the chartered ship king had a close relationship with Huifeng Bank. Huifeng Bank and Global Shipping Company were almost one of you, one of me, and one of you. In the future, Soon after, the chartering king even became the vice chairman of the board of directors of Huifeng Group.

"Mr. Su does not need to be so surprised. In fact, our Huifeng Bank does not require shareholders or employees to serve as directors. Even the Hong Kong government has several officials serving as directors of our Huifeng Group, like Mr. Su We at Huifeng Bank hope to have closer cooperation with you. The position of director is also our sincerity. If Mr. Su is willing, we can sell 1% of HSBC Group shares to Mr. Su at a price lower than the market price. ." Shen Bi explained.

"Mr. Shen Bi should know that I am also involved in the banking industry, right?" Su Cheng asked doubtfully.

Logically speaking, since he entered this industry, he has formed competition with Huifeng Bank.

"Of course, Mr. Su has acquired a small bank called Jiali Bank, and I heard that it is currently undergoing transformation from an ordinary bank to a private bank. This does not pose a big conflict of interest with our Huifeng Bank. ." Shen Bi smiled.

As Huifeng Bank is a big brother in the banking industry in Hong Kong, they are naturally the first to know about any disturbances in the banks in Hong Kong.

It is obvious that in fact Huifeng Bank is not optimistic about the future of Jiali Bank and does not regard it as a rival at all.

Su Cheng began to think.

Your own bank must be developed, so that in the future you will not be stuck when funds are needed urgently, and it will be easier to mobilize funds.

But Huifeng Bank needs to have a better relationship now. After all, they are a veritable leader in the financial industry in Hong Kong, and he still needs help from them. Being a director seems to be nothing. Anyway, it is just a false position, and he has nothing to do with it. Interested in participating in Huifeng Group's board of directors voting.

"Mr. Shen Bi, let's not talk about this for now. I want to get a short-term loan. I wonder how much your bank can lend me at most?" Su Cheng changed the subject.

"Loan? Does Mr. Su also want a loan?" Shen Bi was surprised.

"Yes, I need a very large amount of funds for turnover. I have only raised about half of it so far, so I would like to ask, if I borrow a loan from your bank, what is the maximum amount I can borrow?" Su Cheng asked again.

This time, it was Shen Bi's turn to think.

"I wonder how much money Mr. Su wants to borrow?" Shen Bi asked simply.

"50 billion Hong Kong dollars, borrow for one year!" Su Cheng thought for a while and said a figure that shocked even Shen Bi.

"Mr. Su, with all due respect, I personally have no right to grant you this amount unless approved by the shareholders' meeting. This amount is too high, and the shareholders' meeting will probably refuse the loan unless you have the relevant mortgage." , because of Hutchison Whampoa, if there is no mortgage, I can only approve a loan of 10 billion to you at most." Shen Bi said clearly.Su Cheng also knew that Shen Bi would most likely not be able to satisfy him with this money. After all, the risk was too great unless Su Cheng could prove that he was really capable of paying it back.

Although Huifeng Bank has a lot of money, even they don't dare to move it around at will. For example, they don't dare to use too much money in the acquisition of Meiliguo Bank that they are currently participating in.

"If I mortgage Hutchison Whampoa, how much money can I borrow?" Su Cheng asked again.

He is very confident in this short-term investment, so even if he takes Hutchison Whampoa as a mortgage, he is not worried about losing Hutchison Whampoa if he really can't pay back the money.

Xiao Ai's information is very reliable. If he didn't even believe the information provided by Xiao Ai, he wouldn't have the current family business.

What's more, even if there is no second world oil crisis, crude oil is still very valuable. At most, it will only be sold at a small loss, and it will not reach the point of huge loss at all.

"If Hutchison Whampoa is mortgaged, it can lend up to 30 billion, and the shareholders' meeting will basically agree!" Shen Bi said again.

"Then if I have a huge amount of money in my hand, can I borrow more money?" Su Cheng suddenly asked.

Having funds means you have strength and stronger repayment ability. This must be something that banks will consider when lending.

"Of course, I don't know how much money Mr. Su has in his hands?" Shen Bi asked curiously.

Su Cheng didn't do any ink, so he took out seven bankbooks from his bag and handed them to Shen Bi to read.

Shen Bi looked at the names of the banks on these passbook slips and couldn't help but be stunned. Aren't these all the top ten banks in the UK?And there are branches in Xiangjiang.

He opened the first passbook and saw 8000 million pounds in the passbook.

This is the pound sterling, which is exchanged for the Hong Kong dollar at a ratio of 1:9.

In other words, this passbook alone contains HK$7.2 million.

Immediately, he opened the next bankbook again, which was 7000 million pounds.

Shen Bi opened the book and looked at it. When he finally calculated the total, it actually reached 5 million pounds.

In other words, the funds here alone have reached HK$45 billion.

Shen Bi lost his voice and said, "Mr. Su, is this money really yours?"

Before, he didn't believe that Sioux City could invest 100 billion yuan into the oil industry. Now, he began to believe it.

After all, everyone knows that investing does not mean investing all the money at once, but generally investing it step by step.

After returning to Xiangjiang from Europe, his money has never been touched.

The money for buying companies or buying Hutchison Whampoa shares in the market all comes from Tianyuan Company.

Last time, the Wharf was sold to Charter King, and then Hutchison Whampoa stocks were bought from Huifeng Bank. This time, the net profit was more than 3 million, so Tianyuan Company has very sufficient funds.

"Of course, Mr. Shen Bi can see that the heads of households in the passbook are all under my name." Su Cheng replied with a smile.

(End of this chapter)