The leisurely life of rebirth

Chapter 9 Allocation of Funds
Yesterday, I was drunk a lot by Da Tou, but in the end I paid for the tour.

Da Tou was really depressed and complained that he didn't tell him when he bought lottery tickets, otherwise he could make some money by flying with him.

Zhou You laughed and said that he almost lost everything and didn't dare to gamble anymore.

Datou just said that, after all, for the Luzhou natives, one of the parents is visiting the work, and the other is doing some business. In addition, they bought a house early, and they have at least 5 houses at home, so the money for traveling around is not enough for a large pocket money. The envy of money is enough not to lead to jealousy.

There is a joke about buying lottery tickets in later generations:

The eldest brother won 500 million in lottery tickets. He looked very calm on the podium. The reporter came to the stage to interview: How are you going to spend the money? The eldest brother said calmly: Buy a house first!The reporter asked again: What about the rest? The elder brother did not answer immediately, but slowly took out a box of Hongtashan from his pocket, lit one, looked up at the sky at a 45-degree angle, and said leisurely: The rest. . .I'll pay back the rest slowly. . .

In future generations, if you win the lottery, after deducting taxes, the down payment will not be enough in first-tier cities.

When I woke up in the morning, Zhou You was thinking about the allocation of his funds.

According to 4000 million, 1000 million is deposited in the bank. This is a guarantee. My life has changed, but I am not sure whether I will use this money in the future.

2000 million was used to buy stocks, part of which was to buy Moutai and part of which was to buy Tencent.

Tencent is now less than 30 yuan, and will rise to 700 yuan at its peak in later generations. But he is not greedy. He will ship the goods in batches between 500 and 600 yuan. If there is time in the middle, he will make a price difference and buy the shares at 20 times the price. Let alone 1000 million.

Moutai is now around 80 yuan, which has been underestimated throughout history. Later, it rose to a maximum of 2500 yuan. He planned to sell it for 2000 yuan, which is also considered a 20-fold share.Also buy one for 1000 million.

Both of these stocks pay dividends, and the money paid out every year is basically enough to travel around and live a leisurely life.

After Buffett bought it, BYD Hong Kong stock has skyrocketed for two years. Now it is really not a buying opportunity. Let’s wait until it falls later before making swings. BYD Hong Kong stock is very suitable for making swings, with relatively large fluctuations. You should buy some of this stock, mainly. There is no future, because BYD is getting bigger and bigger in the later period. Before its rebirth, BYD even sold 108 million U8, and I don’t know what its future development potential will be.

Bitcoin has just emerged not long ago, and I plan to buy 2000 spare coins. I don’t want to cash out, but just want peace of mind.

Calculating it this way, if there are no surprises, there will be at least 5 million in income in the future, which will be enough for myself.

There are more than 1000 million yuan left for consumption, which can be spent flexibly to satisfy your own hobbies and leisure time. You can no longer aim at making money after rebirth. You must not let your life down.

If you have a house, how can you not have a car?

Zhou You likes off-road vehicles the most because they feel safe. When he first bought a car, he was limited by funds and could only buy a sedan.

When I first got my driver's license and started driving, all the cars on the road were full of hostility. I was particularly afraid of death and had a very low sense of security.At first I wanted to buy a tank or a bulletproof vehicle to take to the road, but it was just a thought.

Now that you have money, what kind of car should you buy? You can’t buy something too expensive in a short time.

Otherwise, it is difficult to explain the source of funds for buying a car and a house. You can't just tell everyone that you won by gambling, and he still wants to be famous.The budget for buying a car should not exceed 50. It is neither too expensive nor cheap, just in line with your status as a lottery winner.

There are many choices at this price range, including Wrangler, Explorer, and Audi and Mercedes-Benz, but the first thing that comes to mind when traveling around is the Wrangler. I have seen it many times on the road before. It has a tall body, a domineering appearance, a hard-core style, and a high rate of turning heads on the road. And there is no need to repair minor collisions, which gives people a sense of security and is very suitable for him.

Then Zhou You checked a lot of information about the Wrangler on the Internet. The more he checked, the more disappointed he became, and he found many shortcomings.

Poor comfort: The interior design and materials of the Jeep Wrangler are very simple, the seats and steering wheel have no heating function, and the space is also very cramped.Its suspension is also stiff, resulting in a bumpy and noisy ride.This is very uncomfortable for long journeys or daily commuting.

Poor safety: The Jeep Wrangler's safety rating and configuration are very low. It only has two airbags and does not have any active safety systems, such as brake assist, lane keeping, blind spot monitoring, etc.Its braking distance is also long, requiring 41.4 meters to decelerate from 100 km/h to a standstill.This is very dangerous for emergencies.

High price: The price of the Jeep Wrangler is not cheap. Its starting price is 40 yuan, and the top-end version is as high as 50 yuan.At such a price, you can buy better off-road vehicles or luxury cars, such as Toyota Prado, Audi Q5, Mercedes-Benz GLC, etc.These cars are superior to the Jeep Wrangler in terms of performance, comfort, safety and brand value.The price/performance ratio is too low.

The more I looked around, the more confused I became, and the more I looked, the more depressed I became. Buying a car is so troublesome, why can’t there be a perfect car? Hey, it’s so painful to spend money.

Suddenly I hit my head and thought about the cost-effectiveness. I just want to be happy. I have never driven it before. Now I want to buy it and play with it. I will treat it as a big toy and come back again. I am so troubled even to realize my small wish. Sure enough, It was still my thinking that limited me before. Now that I have money, my thinking does not change. My perspective on the problem is still the same as before, and I have trapped myself.

The Wrangler is just a toy, a toy that men like. Even though it has all kinds of bad qualities, at least I like it at this moment. It is a dream from my previous life, and I have fulfilled my dream.

He is determined not to worry about it anymore. He will still buy more cars in the future. If he doesn’t like luxury cars or sports cars, he will take good care of them and live a good life. Then he will buy another U8 in the future.

"Are you up? I'm almost there" Datou called

"I got up early and am packing my things. Come here and help me move them. I'll take you to the new house later," Zhou You said while packing.
"Okay, just in time to take a look at your new home," Da Tou said and hung up.

In fact, there is nothing to clean up. It is most convenient for college students to move. There used to be a term on the Internet called running with a bucket.When migrant workers go out to work, what they pay attention to is convenience, efficiency, simplicity and speed, and not too many things, otherwise the cost of silence will be too high and it will be difficult to escape.

How is it like when I moved back and forth in my later life? The more I moved, the more things I moved. At first I just carried it and ran away, then gradually I needed a small car to pull it, and then I had to use a pickup truck. Finally, I couldn’t move anymore, so I gritted my teeth and bought a house, and I was completely cheated. He became the good grandson of the employer and a good employee of the boss, and he no longer dared to give the boss any shame.

After packing, the two of them carried a bag and went downstairs.

When I got downstairs, I said to the dormitory aunt: Auntie, thank you. I moved out today. I don’t want any of the things above. You can take care of it. "

The aunt was also polite, "Teacher Zhou, it's okay to leave so soon. Please stay here for a few more days and come back often if you have nothing to do."

All stages of life are different. The student stage is over and social training begins.

(End of this chapter)