Chapter 139 Gold and Silver Coins

"Well, the nature of money."

This philosophical question is obviously difficult for Chen Jingwan.

Money has always been used by people as a necessity in daily life, and no one has thought about its essence.

Chen Jingwan fell into thinking again. The conversation tonight caused her brain cells to die.

"It should be that the value of gold, silver and copper can be exchanged for things."

Han Chufan shook his head and said meaningfully: "The essence of currency is actually credit."

"Credibility." Chen Jingwan repeated this word repeatedly, still confused.

"Is the earliest currency of the human race, gold, silver and copper coins? No, according to historical records, the earliest currency used by the human race was shells.

Later it developed into bronze coins and now gold and silver.

The reason why shells became currency in the first place is because people have consensus and credit. Shells can be exchanged for food, cattle and sheep, so it became currency.

The same goes for gold and silver. People agree that they can be exchanged for the necessities of life, so gold and silver have become currencies.

Therefore, currency is the function that people assign to it, rather than the value it has in itself.

Only when everyone uses it and trusts it will it become currency.

Since shells can be used as currency, why not paper? "

Han Chufan took a sip of tea and explained to Chen Jingwan.

In the economic field, the person he relies on most is Chen Jingwan, which is why he talks so much with Chen Jingwan.

Han Chufan's words were like a bolt of lightning that flashed through Chen Jingwan's mind.

Chen Jingwan felt suddenly enlightened.

"So it is."

Chen Jingwan was deep in thought, sorting out her thoughts. The conversation with Han Chufan tonight contained too much information.

It takes some time for her to digest and absorb.

Han Chufan drank tea and gave her time to digest what she just said.

"I still don't quite understand what your lord said." Chen Jingwan said with a frown.

After all, Han Chufan's thinking is too advanced.

"Haha, take your time, you will understand later. You are the only person I can trust in terms of finance and business.

The main purpose of calling you here today is to tell you that I will establish the Mint and the first bank in Daxia.

They will all be assigned to your Finance and Taxation Department, which is also your main job next.

The work in the cigarette factory and the winery can be put aside for others to keep an eye on.

Your main task is to do these two important things for me. "

"Thank you for your trust, sir. Jingwan will do her best to live up to your trust." Chen Jingwan stood up and said solemnly.

Han Chufan smiled gently at her, "You have never let me down."

Then, Han Chufan looked at the bright moon in the sky.

"Jingwan, we are creating a new world."

Chen Jingwan looked at Han Chufan, her eyes full of reverence.

The man in front of me is full of mysterious aura and always has some shocking ideas.

Han Chufan's Mint and First Bank were officially established ten days later.

Both were placed under the Department of Finance and Taxation and were personally managed by Chen Jingwan.

With the efforts of Liu San and others, new coin-minting equipment was created according to Han Chufan's ideas.

The new silver and gold coins came out soon, divided into one tael and ten tael.

It is engraved with [One] and [Ten]

The silver and gold coins were beautifully made and were made of sufficient silver and gold.

"These gold and silver coins are so beautifully made." The fat man couldn't put it down when he saw the new gold and silver coins.

"This is much better than the ordinary money and treasure money used now. Not only is it beautiful, but the weight is also sufficient. It is full of gold and silver."

"Yes, Mr. Han is really a genius, he can actually make such gold and silver coins." Liu San said with admiration. "From now on, we will give these new coins to the soldiers as part of our new army's salary. What do you think?"

"Of course that's a good thing. Everyone will like this kind of exquisite gold and silver coins."

"I think it won't be long before our Qingxiang Guards will all choose to use your lord's new coins."

Seeing how everyone couldn't put it down for the newly minted gold and silver coins.

Han Chufan nodded with satisfaction.

The new type of gold and silver coins will be tried out in Qingxiangwei, and then slowly pushed to Yunzhou, and eventually to the entire Great Xia.

"Boss, give me a stone of rice."

An old woman came to the rice store to buy rice.

"Okay, one stone and two taels of silver."

"Give."

The old woman took out two new silver coins from her arms and gave them to the owner of the rice store.

The rice shop owner took the new silver coins and was a little confused.

"Ma'am, what kind of money did you give me?"

"You don't know this? This is my son's salary last month. It is said to be a new type of silver coin issued. This is a full amount of silver. Each coin is a full amount of one tael of silver."

the old woman explained.

After hearing this, the boss looked at the silver coin in his hand and was first attracted by the appearance of the new silver coin.

The new silver coins are minted very delicately and shine brightly in the sunlight.

Then the rice store owner weighed the weight and looked at the quality, with a look of surprise on his face.

"Well, it's indeed good money. It's quite substantial. It's more substantial than even the best treasures."

The rice shop owner turned to the old woman buying rice.

"Auntie, you just said that this is our Qingxiangwei's new money?"

"Yes, I heard from my son that this is a new coin designed by Mr. Pingbei Bohan himself. Now only the army gives out such coins.

It doesn't matter if you don't charge new money, I'll go to another store to buy rice. "The woman said impatiently.

"What are you talking about, aunt? How can I not accept such good money?

I won't take advantage of you, auntie. The amount of money is so sufficient, I will give auntie another liter of rice. "

The owner of the rice shop poured another liter of rice for the woman.

After the woman left, the rice shop owner stared at the silver coins in his hand, and the more he looked at them, the more he liked them.

"That's really good money."

In a cloth shop in Pinganbao, the owner put up a big sign in front of the door.

It read: "Use the new gold and silver coins to settle, and get a [-]% discount on all the cloth in our store."

Many people came to the store curiously and asked.

"Boss Sun, what are the new gold and silver coins?"

The cloth shop owner was playing with the delicate gold and silver coins in his hand and explained.

"The new gold and silver coins are a new kind of money cast by Lord Pingbeihou, just like the ones in my hand."

After everyone saw the gold and silver coins in the boss's hand, they were immediately attracted.

This money is too exquisitely made, and I heard from the owner of the cloth shop that the gold and silver coins are full gold and silver, without a trace of adulteration.

"Boss Sun, where did your new money come from?"

"Now this new money is only given to people in the army. They came to my shop to buy fabrics and gave it to me."

"Only those in the military are given it. I also want this new money."

"Yes, such good money is much better than the money we use now."

"It would be great if I could exchange the money in my hand for this new type of silver coin."

Gold and silver coins became popular in Qingxiangwei within a few days.

(End of this chapter)

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