She Song

Chapter 92 Banknote Shop and Clearance of Treasury
Han Xiaoyao was just presenting the facts and reasoning, and Cai You understood a truth.

The 30 yuan raised by selling [-]% of the shares is not much.

The dividend reserve of 12 Guan for at least three months cannot be moved.

[-] yuan has been spent on purchasing related supporting facilities such as the papermaking shop, printing shop, Royal Caipu Public House, Employee School, Caipu Plaza, and employee dormitories.

Three hundred regular employees, fifty handymen, and fifty part-time servants, with a three-month salary of [-] yuan.

The total miscellaneous expenses are [-] yuan.

Cai You asked: "Isn't there still 11 yuan left? Moreover, Caipu makes money every day, how can it be possible that there is no money?"

"see this."

Han Xiaoyao handed another list to the other party.

I saw listed on it the various expenses incurred by Daming Prefecture, Yingtian Prefecture, and Henan Prefecture to open the Royal Lottery Branch. It can be seen that compared with Tokyo, it has been reduced a lot, but the total expenditure still exceeds 15 yuan.

Seeing Cai You's silence, Han Xiaoyao said: "With the four capitals linking up, I can barely do it with an annual income of 300 million. However, due to the huge initial investment and the inevitable process of things being gradual, the growth of profits will follow the principle of focusing on the first and the last." .

The prerequisite for an annual income of tens of millions of dollars is that all prefectures and counties are spread out. Without 40 dollars, even gods can't do it!The British prince is a great figure, can he find a way to raise funds? "

Cai You shook his head. Based on his knowledge, it was absolutely impossible for Zhao Ji to pay for it. Not only that, if the early profits did not meet his expectations, he would be furious.

Because it is a royal franchise, the imperial court, which has no right to collect taxes, will never allocate a penny.

Cai You suddenly raised his head and said: "There is no need to expect any money from the palace for the time being, but the dividends cannot be reduced. A smaller amount is acceptable for the first three months, but it must be paid in full in time, otherwise you and I will be in trouble..."

Han Xiaoyao nodded, thought for a moment and said, "Actually, there may be a way to fundamentally solve the problem of money shortage..."

Ok?
Cai You narrowed his eyes, always feeling that this young man's thoughts were quite strange. No matter how difficult things were, there was always a solution, and he seemed to be trying to seduce him.

He asked calmly: "Tell me about it."

"Open a banknote shop and issue banknotes."

Cai You's tight strings relaxed.

This thing is all over the streets, it is not unusual at all, such as the court's handover, some large merchants also have their own banknote shops, it is not unusual.

What do I think is a new thing? I’ve been waiting for a long time and this is it?What a waste of expression...

Just when Cai You was complaining madly in his heart, Han Xiaoyao spoke.

"If Han Ji's bank account is allowed to place a small table in all Caipu public buildings, not only will the Caipu dividends be paid in full every month, but another million yuan will be donated to the official family, and 20 yuan will belong to the British public."

"..."

Cai You stared at Han Xiaoyao in disbelief.

"No need to contribute money?"

"Not a penny!"

I invested 50 guan in Caipu, but I only got 20 guan in a year. Now I can actually get [-] guan in vain without paying any money?

This kid is probably going crazy. No, I have to stay away from him!

"Ha! I'd like to hear how you can make a million dollars with just one table?"

"Reading thousands of books is not as good as traveling a hundred miles. If you have some free time, the British prince might as well come along and take a look at the beautiful scenery. How about that?"

Cai You became more and more interested in Han Xiaoyao and readily accepted the invitation. Therefore, Han Xiaoyao roped in Shen Sanniang, who had just arrived in Tokyo, and together with Cai You and his old servant went out to Han Ji Caipu.

"Brother Han, where are we going?"

Looking at the bustling street, Sanniang couldn't help but ask.

Seeing how cute she was, Cai You smiled and said, "Brother, let us see what it means to make money today! As Han Ji's little housekeeper, Sanniang, you must learn from her diligently."

Can get rich!
Sanniang's eyes flashed instantly.

The long street in front of the Yamen of Kaifeng Prefecture is densely packed with shops, and the bank note shops and Jieku (pawn shops) are almost next to each other.

Han Xiaoyao bought a bunch of candied haws and stuffed it for Sanniang, and then took the lead in entering the most conspicuous Sihai Bank Store.Seeing that the four of them were well-dressed, the shrewd waiter quickly put down what he was doing and came over to greet them.

"Two high-ranking officials, your nickname is a century-old sign. You are a child and no one can bully you. But if you have orders, I will definitely satisfy you."

As he spoke, he led everyone to sit down at the coffee table, and quickly brought tea and fruit snacks.

Han Xiaoyao saw that the store was spacious and beautifully decorated, and the customers were coming and going very happily.

Then he asked, "May I ask how to cash your bank note?"

The skilled clerk opened his mouth and said, "I've always received thirty cash for one tael of silver."

Charging a service fee of [-]% should be industry standard.

Han Xiaoyao asked again: "Can the four capitals be exchanged?"

The clerk smiled and said: "Not only the four capitals, but also Zhending Prefecture in the north, Jiangning Prefecture in the south, and Chengdu Prefecture in the west. All the famous state capitals in the world have ticket numbers from all over the world!"

"Sure enough, it has access to the whole world!" Han Xiaoyao nodded and continued to ask: "Can the smaller and remote military states such as Qinzhou and Quanzhou be accepted?"

The waiter was a little unsure and wary of inquiries from strangers. Although he was smiling, he asked a little coldly: "May I ask how many silver notes you want to exchange and where can I exchange them?"

Han Xiaoyao didn't say anything, but Cai You couldn't bear the anger. He immediately squinted his eyes and asked in a deep voice: "Since your account has access to the world, then it should be able to be redeemed by the [-] military states of the Song Dynasty, right?"

At this time, the shopkeeper who was paying attention saw that the atmosphere was not good, and immediately rushed over to reprimand the clerk.

"How did you treat the guests? Why don't you go down?!" He smiled and said to Han and Cai, "I, Xu Bin, the shopkeeper of Sihai, just now I offended two officials because of my lack of discipline. Yan, please bear with me!"

Cai You didn't have time to waste, so he asked directly impatiently: "To be honest, how many states can your banknotes be redeemed?"

This official tone made Xu Bin's heart tremble and he believed in his judgment even more.

"To my officials, my bank note can be redeemed in 22 well-known prefectures. I will write it down for you two later..."

Han Xiaoyao said, "No need, if it's a 10 tael banknote, can your account redeem it?"

Large-amount redemptions are something that every bank account should be wary of. Since Cai You's official power has been revealed, I would be sorry if I didn't take one.Therefore, Han Xiaoyao took advantage of the situation and asked so that Sanniang and Cai You could intuitively understand the restrictive terms.

"Within the four capitals, 10 taels can be redeemed at any time. If it goes to other military states and it exceeds [-] taels, it is safer to make an appointment three to five days in advance."

Later, Han Xiaoyao chatted about whether he could join Sihai or even invest in it.

Xu Bin obviously didn't dare to answer the conversation, and just said that his boss was not here and had no right to make the decision.

So, a group of people left the banknote shop, walked two steps, and then entered a warehouse.

This place was obviously more lively than the banknote shop. The waiters invited them to sit down, served them refreshments and were busy greeting the guests.

"According to Wang Huan, the antiques in his home that he pledged are here, and he will earn [-]% interest in six months."

Cai You had no worries about food and clothing. He had never been to Jieku and was indifferent to this.

Sanniang also didn't understand the rules, but she knew that Han Xiaoyao would not make random mistakes, so she asked: "Is the interest rate... high or low?"

"According to the rules of the capital, it is not too high, otherwise Wang Huan would not come here to pledge."

While he was talking, Lao Chaofeng on the counter said to a frowning guest: "Sir, your land deed for 300 taels is absolutely impossible. I can see that you have visited many houses, and 200 taels is already the highest bid. If it is If you don’t want to, you can go to another place and ask.”

The customer hurriedly explained that he was a businessman and had a batch of goods that he was rushing to hand over. He was temporarily short of 300 taels, so he could please provide some accommodation.

Jiekuku is not a poverty alleviation society, so naturally he refuses.

The businessman was exhausted mentally and physically, but he was helpless with the land deed in his hand. In the end, he hurried out and left, probably wanting to try his luck in other Jieku.

Sanniang looked at it for a moment and felt that the man was very pitiful.

"A penny really stumps a heroic man!"

Han Xiaoyao smiled and said: "Sanniang, please remember, if Hanji Banknotes spreads, we will need customers like him!"

(End of this chapter)