She Song

Chapter 112 Fengsheng Bank borrows money to open a branch
The spring is warm and everything is nourishing, and the city of Tokyo seems to have a new look.

There are sparks flying in the back hall where the golden beads are flowing, and the scorching temperature is like a scorching summer heat.

Seeing several uncles arguing endlessly, Yuan Xiong, the shopkeeper of Fengfengshang, shook his head with a trace of disdain in his heart.

A group of short-sighted people!
He looked at his father, Yuan Shouhe, who was the head of the family. The gray-haired old man actually turned his back and closed his eyes to meditate.

The old man in this room was also a heroic man who broke into Liaodong back then, but now he doesn't have the all-powerful momentum of the past...

The older you are, the less courageous you are!

Yuan Xiong thought a little sadly.

However, he believes that he is no worse than his father's generation. After ten years of training, he has made preparations in all aspects.

His father led his uncle to fight life and death to create a family business. In 20 years, he earned a fortune of [-] yuan, which can be called a grassroots rise. Yuan Xiong admires this from the bottom of his heart.

But, times have changed!

One hundred thousand guan can only be regarded as a small fortune in the city of Tokyo, not to mention that it has to be shared by four families. If you work slowly and steadily according to your uncle's wishes, when will you be able to make a difference?

Either you are famous all over the world, or you go back to your hometown to farm, and you are not a little-footed grandma, so why bother groping forward with trembling half-steps?

Beside him, Yuan Heng, the uncle's third brother, touched him gently with his arm and whispered: "Dalang, if this continues, it will take a whole day..."

Yuan Xiong knew that his third brother and a group of brothers would support him today, at least they were not willing to live in the shadow of their fathers.

Why can you go to Liaodong and work hard, but you don't allow us to carve out a world?
Yuan Xiong decided to show off.

"Father, my son has something to say."

The quarrel stopped and everyone focused their attention on Yuan Xiong.

Yuan Shouhe opened his eyes as usual, looked at his son who was getting ready to go, and asked: "As the chief shopkeeper, if you have anything you want to say, just say it!"

The eyes of the younger members of the Yuan family suddenly lit up. Fengfeng Jinzhu Company was finally going to take off again, and their opportunity to make a difference came.

"Now that the world is peaceful, Fengfengshang has a good reputation in the industry. My son thinks that he can open up branches to occupy a larger market, such as Nansanqiao, and even expand to Sanjing!"

Yuan Heng waited for his elder brother to finish speaking, and immediately agreed: "What Dalang said makes sense, Fengfengshang should have opened a branch long ago!"

The uncle of the Yuan family turned his head and glared at his son, scolding: "Shut up, how can you speak?"

Yuan Heng was not afraid of his father. He twisted his head and still said: "Dad, what did my son say wrong? How much money can a store make after working hard for a year? Now the land prices have doubled several times. If we don't expand the branches, sooner or later others will Squeeze it cleanly, what will a family of hundreds of people eat and drink in the future?"

Yuan Shouhe smiled. How could he not know what these young people were thinking, and asked, "Dalang, can you tell me your specific plans?"

"In addition to the head office on Mhang Street, Tokyo can open at least three branches in Fuqian Street, Zhouqiao East and Xishizi in Kaifeng. One can be opened in Dongji outside the city. One must be opened in Nansanqiao... As for Sanjing You can wait a little longer before opening it, and then open it again in the second half of the year..."

A group of time-honored brands laughed, and Yuan Heng's father nodded and said, "Dalang's idea is a good one. I wonder if you have calculated how much silver is needed?"

Yuan Xiong said: "The first batch will require [-] guan, and the second half of the year will be roughly [-]."

Yuan Shouhe shook his head: "Opening eight branches at once, you juniors are really brave! But to be honest, our Yuan family can't raise [-] yuan by selling iron and steel. Moreover, what if the branch loses money? You guys Do you want the whole family to drink Northwest Wind?"

The elders of the Yuan family all nodded slightly, what they said makes sense: In business, there are profits and losses, so you can't just think about good things!

Yuan Xiong said confidently: "Father, uncles, it would be nonsense to say that business is risk-free, but since I started working as a clerk in the shop, I have never lost money even in the most difficult and difficult times.

It’s not because our Fengsheng Store has a good reputation and outstanding craftsmanship. I have visited all the gold jewelry shops in Tokyo. The products of our Fengsheng Store are definitely among the best and are very popular.

But Tokyo is such a big city, with a population of millions, and only one shop. Isn't this golden sign in vain?I believe that as long as we open a branch, we will definitely make money! "Yuan Shouhe frowned. His son kept saying one thing today and seemed determined to open a branch. This is not normal.

In fact, he didn't know that Yuan Xiong would go to Hanji Bank whenever he had free time during this period to discuss with the other party's investment manager about opening a branch of Fengsheng Bank, so he learned a lot of new vocabulary.

"Da Lang, what you said may make sense, but this matter is absolutely impossible at the moment. I might as well give you a thorough explanation. So far, after the purchases made a year ago, the balance on the account is only more than 8000 yuan. Let's talk about opening a branch later. …”

The older generation of the Yuan family nodded happily.

Yuan Xiong naturally knew what his elders said. In fact, if he really wanted to raise money, he only needed to take out the money from the public fund, and each household would pool some more, and he would still have twenty or thirty thousand yuan.

He and Yuan Heng looked at each other, and then asked: "If so, is there someone willing to help us?"

Yuan Shouhe frowned, then calmed down. He still understood his son and would not do anything to cheat him.

Without waiting for other elders to ask, he said with a smile: "This is not a small amount, and it is neither a relative nor a friend. Why did that person want to lend you money?"

But Yuan Heng couldn't help it anymore.

"Hanji Bank opened its pledge loan business the day before yesterday. It is interest-free for the first time and the VIP interest is halved. The same is true for Shiji. I don't know how many people have borrowed money to go back to work... Where can I ask for relatives?"

"Oh!"

Yuan Heng ate his father's chestnut on the spot.

"When is it your turn to chime in?"

Yuan Heng rubbed his forehead and muttered in a low voice: "Dad, this is true, why are you hitting me again?"

Yuan Shouhe turned his attention to his son, and Yuan Xiong immediately explained in detail the policy of the Han and Shi families on pledges and loans.

At the same time, he also specifically mentioned the Nansanqiao Business Center and suggested that the elders must grab a shop in Haoshikou as soon as possible.

For Yuan Shouhe, the interest rates for normal loans from Han Ji and Shi Ji are not high, especially the first interest-free loan is very exciting.

He didn't quite believe in the sudden rise of Han Ji, but Shi Ji Jieku had a history of hundreds of years. After being a famous founding general, the invisible boss of Tokyo City naturally had credibility.

As for opening a branch, Yuan Shouhe had already planned it.

My nephews have been working as apprentices and clerks in the shop for ten years. Now that the government is well-connected and the dignitaries are spending more and more money, it is indeed time to open a branch and train a successor.

The best way to test is to open a branch and let them start from scratch. After a year or two, it will be clear who is better and who is worse.

Originally, the money in the accounts was only enough to open one store, but both brothers Yuan Xiong and Yuan Heng performed well. It was inevitable that there would be disagreements about who should manage the branches. Now if they can open two stores, they can avoid trouble.

As for the eight branches my son mentioned, he took it for granted. He always had to eat the food one bite at a time.

Therefore, after some discussion, Yuan Shouhe finally made the decision to open two branches first, and went to Hanji Shiji to discuss loan matters in the afternoon.

When they transferred from Shi Ji to Han Ji Bank, they learned that Fengsheng Bank was engaged in Liaodong's acquisition of Jinsha, Dongzhu and fur raptors, and received unusual courtesy from Han Ji.

As a result, Zhang Cheng, the manager of Hanji, who rarely showed up, came out together with the head of the investment department and led Yuan Shouhe and others to the reception room in the back hall to receive them in person.

The loan was only [-] to [-] yuan at best, so there was no need to alarm the other party. Just when Yuan Shouhe was puzzled, he was startled by the other party's inquiry.

"Dong Yuan, are Fengsheng Bank willing to accept Han Ji's share exchange?"

(End of this chapter)