Dark Fairy

Chapter 62 Want to find a new way
After just one day, Bailang's weak state improved greatly because his spiritual energy was almost drained. After two days, he was no different from usual.

But Bailang didn't see Lingyu appear again in these two days.

In the morning, Bailang went to Qianfang for a walk as usual.In the past few days, the decoration progress in the Qianfang was very fast, and the decoration of the wing rooms was basically completed.Only some of the remaining decorations have not yet entered the venue, and they will not be moved in until the venue is fully organized. If it is too early, I will worry about damage.

Together with the wing rooms, there are three public rooms of different sizes.It is reserved for the treasurer, the treasurer and the town hall.Bailang's room was the smallest, but iron cabinets, tables and chairs were kept inside according to his requirements, and it was a simple decoration of a small study.And Bailang has started to deal with some preparatory matters related to the town hall in the past few days.

It's coming to an end in the hall.According to Liu She, all decorations will be completed and officially opened by the middle of this month.

Therefore, Bailang is constantly putting more burden on the discipline of the knives around his waist.

Walking is fine.Zhang Wu picked 21 knives from the refilled waist knives after replenishment, and went out.Seventy percent of them came from the former Qianfang.Whether it is experience or knowledge of all aspects of the people in Yongchuan City, the old and the new can fully handle all kinds of relationships in the following scenes.

The trouble actually lies with the gut scraper.

Unlike Zoutang, the scraper in the new place does not start anew, but inherits many accounts from the previous two money houses.There are normal and abnormal.

Normal accounts belong to living money, whether it is repaying the principal with interest or barely maintaining it period by period, it is a normal account.

Abnormal accounts are dead money.Accounts that have been overwhelmed by interest compounding and cannot be repaid in normal ways, and even the interest has been cut off, are collectively referred to as dead money.

Living money is easy to rush, but dead money is hard to collect.This kind of work is impossible for a novice.It can only be used to revitalize money.Those who collect dead money are veterans.And these veterans also need Bailang, the town hall, to intervene in person from time to time, and even to urge them personally.

It can be said that collecting dead money is the biggest and most troublesome task in Bailang, a Qianfang Town Hall.

"Zhentang, these are the accounts that were collected yesterday. I took it to the affairs hall and checked it three times, and there is nothing missing."

Wang Bing is in charge of scraping intestines, and eight of the ten people who follow him are veterans who have been scraping intestines for six or seven years.

Bailang had previously asked Wang Bing to sort out the relevant accounts. Since they were the accounts of two money shops, it took a lot of time to sort them out. In the end, it was Bailang's connections that made the Affairs Office open up and allow Wang Bing to bring the accounts for verification. .All reports submitted now have been verified.It is also the account that Bailang needs to take over in the future.

"What did Master Liu say?"

"Master Liu explained that these accounts have now been transferred from the original town hall to your head. But because you are new to take over, the knife hall will give you a lenient period for you to adapt, which lasts for one month."

Bailang flipped through the accounts that Wang Bing had collected and sorted out, and said, "Is there only one month to get used to it? That's still a bit tight. Have you read it carefully?"

"Yes, the town hall. Half of it is the accounts that I knew before, and the other half was collected from other money workshops. I carefully went through them one by one when I sorted them out."

"Tell me what you think."

"Zhentang, in fact, there are not many dead accounts in Qianfang, and now the number of dead accounts is only ten after the collection, and the rest are live accounts. The difficulty of taking over the whole is actually not that big. But there are at least [-] dead accounts in the live accounts. The seven are already slowly transferring to dead accounts, which is a trouble.

In addition, taking over so many accounts at one time, and taking into account the familiarity time, the manpower may not be enough.Do you think it is possible to ask for more staff from the knife shop? "

Bai Lang shook his head and said: "It is impossible to increase the manpower. Where is there something that is too busy before it is done? Ignore the dead accounts for now, and focus on the accounts that are changing towards dead accounts as you just mentioned. Also, could you please tell me how you usually deal with such accounts that turn from good to bad?"

"If you go back to the town hall, there are generally only two ways to deal with this situation. Either directly collect the previous principal and interest, and then tie it into a dead account. Or intervene in advance to completely close the account before it becomes a dead account.

The former method is the easiest.The latter method is much more troublesome, and generally such accounts have been searched long ago, and it is almost impossible to find a way to complete the accounts in advance. "

Sure enough, simple and rude.Bailang thought to himself.

Although Bailang had no problem, Wang Bing didn't say anything.But Bailang understood why Qian Fang didn't fight for the account that was turning to death, but directly tied it into a dead account.rather than trying harder.In addition to what Wang Bing said was "squeezed dry", the reason is that turning into a dead debt does not mean that it is a "bad debt", and there is one of the simplest ways to deal with dead debts: pay off the debt with your life.

Bad debts are accounts that cannot be counted in and out, and losses cannot be reversed.

Dead debts can no longer be collected, and debtors have been squeezed out, and they can no longer spit out more profits under the infinite burden of rolling interest.

There is no profit, and the debt is dead. In order to maintain the fierce face of the knife shop, they finally pay off the debt with their lives.So thoroughly put an end to this period of accounts.It also announced that an unlucky egg was completely squeezed out to squeeze out the last trace of value.

So you can't take water money?Once you touch this thing, unless you have a background like Zeng Fei, or have a super-profitable and stable source of income, you can pay back the water money with interest in a short period of time.Otherwise, the final family ruin will only be the inevitable result.

Not to mention far away, in the past two years after Bailang merged with this body, he heard on the street that because of taking water money and being cornered, the whole family swallowed drugs, hanged himself, etc., and died. time.

"What about you? What do you think is the most appropriate way to do it?"

"The town hall is above, it's not the younger one's turn to say this. Everything is subject to the town hall's decision!" Wang Bing is very oily, he can handle things honestly, but he won't talk too much What kind of "opinion" do you want to express?

Bailang didn't think he was disobedient either.He waved his hand and asked Wang Bing to leave a thick stack of accounts before leaving.Look carefully at yourself.From morning to afternoon, I even forgot lunch.

When Bai Lang locked the account and came out of the money shop, the expression on his face was still serious.What I was thinking about was the accounts that were turning from living to dead.Although the safest way is to go with the flow.But Bailang didn't want that.

Firstly, Qianfang’s previous practices may have missed profits; secondly, Qianfang’s previous practices were too extreme and evil.Bailang still has a lot of resistance in his heart to the thing of forcing people to ruin their families.

So Bailang wanted to think about it again, to see if he could find a new way of thinking.

(End of this chapter)