Quickly wear salted fish, she won by lying down

Chapter 69 Doomsday and Card Draw 9
Lin Lang nodded and said, "Yes, I think so too."

At that moment, Zhang's father and Zhang's mother came to the county to see the new house bought by their daughter, and found that the new house bought by their daughter was very good, brand new, and it was also an elevator room, unlike the previous rented house, which was a step-up room. It's still on the fifth floor, that kind of house, because of his daughter's mentality of not wanting to move, let that landlord Cai take advantage of it for such a long time, otherwise who would rent such a high-rise house without an elevator, and it would cost a month With so much money, after all, the house is now the price of cabbage.

Even better than the house my daughter bought by herself before.

At that time, the daughter bought the house by herself, because she didn’t have enough money, so she bought it in a more remote place, one kilometer beyond the city center—obviously, her ex-husband’s family didn’t have much money, so she bought it in a more remote community , That's it, it's five or six million. So, the house price in the small county town before was ridiculously expensive-and it was also a step-up house.

But now, Linlang's newly bought house is less than one kilometer away from the city center, and it is an elevator room, and it is brand new, much newer than the second-hand house she bought before. The house is still such a good house, Zhang's parents and Zhang's mother can't help being happy for Linlang.

Linlang then called his sister, brother-in-law and others, and the family had a meal together to warm up the new house.

According to the rules of the older generation, you have to choose a good day when you move into a new house. Fortunately, on the day Lin Lang moved, the day was not bad, so Zhang's father didn't blame Lin Lang for moving too fast. Father Zhang believed this.

After the original sister arrived, she sighed and said, "Oh, I had known that house prices would plummet all the way. I shouldn't have bought a house the year before last, but now it has dropped like this."

Yuanben's younger sister and his wife are both iron rice bowls, with high income and high provident fund. When they were rich, they wanted to invest, but big cities restricted purchases, so they could only buy locally. Seeing that the housing prices dropped slightly at that time, I thought the drought would not last. After waiting, the house price will rise back, so if they buy it when it falls, won't they make a profit?So I bought a two-bedroom apartment in the center of the county seat.

Since it is a house in the center of the county, it is naturally the most expensive house, costing 100 million at the time.

And now the house in the center of the county, the three-bedroom is 20, and the two-bedroom can only be sold for 15. Even though their mortgage is not repaid with money, it is covered with provident funds, which is almost equivalent to no money, and the original sister Looking at the current housing prices, I feel very bad. After all, since it is an investment, I want to make money, not lose money.

Father Zhang saw that his little daughter was distressed, so he said, "Just sell it and forget it. If you lose money, you will lose money. I see house sellers everywhere. If you keep it, don't be unable to sell it in the future. It will be bad."

Linlang thought, her sister's family has two children, and the house will be kept. In the future, it will be given to each of the two children. No matter how cheap it is, it is also a house in the center of the county, and it can always accommodate people.

But she didn't say this because she was afraid that if she did, Sister Zhang really didn't sell it and regretted it in the future, and she would have to blame herself.

Fortunately, sister Zhang didn't want to sell it either, so she immediately heard sister Zhang say: "If you sell it, the money you sell is not enough for the loan, and you will have to post money to pay back the loan. If you don't sell it, you will spend the money from the provident fund." , at least we don’t need to pay other money, we thought about it, let’s forget it, and keep taking it.”

In fact, both left and right are losses. After all, the provident fund is also your own money, isn't it?It's just that they really don't want to sell that house, they can't make any money, and they have to pay their cash to repay the loan, which makes the feeling even worse. Anyway, now they use the provident fund to repay the loan, and they feel that they are not spending their own money.

What Sister Zhang said made sense, so Father Zhang stopped persuading him. After all, he is a countryman and doesn't know much about provident funds.

Only Zhang's mother said: "Actually, you are better. I heard that the two sons of your aunt's family plan to repay the loan in advance, so as not to pay too much interest and lose too much. They asked us to borrow money that day. How can we have money?" , I don’t even want to buy a catty of meat with the little money in my hand, I want to keep it in my hand for emergency, so I returned it to them, I’m afraid they will ask you to borrow money.”

Lin Lang knew that the two sons of Yuanchen's aunt's family were the best two children on Yuanchen's father's side. I heard that they bought several houses in the provincial capital. I flattered them a lot, praised them for their ability, and even one family can buy three houses in the provincial capital.

But now, the three houses bought with loans have caught them deeply.

Basically, they bought their first home when they first went to work in the provincial capital, and the mortgage has been paid off long ago.

But the second and third houses were bought a few years after they got married. At that time, housing prices in the provincial capital were rising. They were optimistic about the rise, so they bought two houses in succession, one for about 150 million and one for about 200 million. , obviously, they must not have repaid the loans for these two houses. After all, although they have a good job, their annual income is only about 20, and it has only been a few years, so how can they repay the loans completely.

You must know that in order to be able to repay the loans for two houses, they stretched their fronts. The first loan was for 30 years, and the interest was exorbitant.

Now that the housing price has fallen to the floor, it is normal for them to choose to repay the loan in advance if they want to reduce their losses.

It’s just that they don’t have any money, so if they want to borrow money from their relatives and friends, it’s going to be embarrassing, because relatives and friends are not willing to lend them a lot of money. After all, the price of goods is soaring now. You may be able to buy a hundred of something when you buy it, but you may only be able to buy ten when you pay it back, and the value has depreciated by [-]%. This is terrible, and who is willing to borrow money?

Of course, the main reason is that when they had money in the past, they only knew how to show it off to their relatives. In the past, those relatives in their hometown needed money, and when they asked them to borrow money, none of them succeeded in borrowing money. When you ask someone to borrow money, who is willing to lend it to them?
People, help is mutual, if you only ask others, when others ask you for help, you will not be happy, feel that others are using you, if you don’t help, then in the end when you need to ask others for help, others will not help you. won't help you either.

In Yuanshen's world, the two cousins ​​of Yuanshen's aunt's family also asked Yuanshen to borrow money. Fortunately, when Yuanshen was buying a house, he asked two people to borrow money, but neither of them borrowed money, saying that they also wanted to buy a house soon and had no money. Borrow, so the original person thought at that time that when these two people asked her for help in the future, she would not help.

Although at that time, the two cousins ​​were developing well, they might never ask Yuanshen to borrow money, and Yuanshen's idea would not come true, but Yuanshen did think that way at the time.

Unexpectedly, this idea would come true in a few years. It would be ridiculous for two very wealthy cousins ​​to borrow money from the original body.

Since the events of that year were left there, the original person naturally refused openly and openly.

(End of this chapter)