my financial empire

Chapter 46 Fund Investment Risks!
After Fu Xinhai finished shopping, he walked out of the jewelry store and joined Su Yue and the other three.

I saw the three of them sitting in the coffee shop, chatting about the future prospects and outlets of the live broadcast industry. Su Yue spoke seriously, and Xu Juan listened attentively.

"Su Yue, are you saying that the live broadcast industry will have explosive development in the future?"

Xu Juan asked after listening to Su Yue's analysis.

Su Yue nodded slightly and responded: "This is inevitable. With the further expansion of the mobile Internet user base and the full use of the 4G era, intuitive information dissemination and interaction methods such as video and live broadcast will definitely become more and more frequent. , is more and more accepted by people, but it is possible that the operation method and monetization model will undergo great changes.”

"Agreed, I also think this market is huge." Fu Xinhai sat down beside Su Yue, and ordered a cup of coffee for himself, "Video, live broadcast and other intuitive ways of disseminating information and interacting really outshine traditional graphics and texts. There are many ways to disseminate information and interact, and now that 4G transmits data so fast, it doesn’t make sense that the application of this area will not be fully developed, so, Miss Xu, the future and prospects of your career will definitely get better and better.”

"Thank you!" Xu Juan glanced at Fu Xinhai and responded.

From Xu Juan's point of view, social elites like Su Yue and Fu Xinhai, who graduated from double first-class universities and worked in large financial institutions, do not look at her career with colored glasses and do not despise her This kind of vocational school student who didn't even go to a serious university made her very happy.

"By the way..." After a pause, Xu Juan continued, "I remember that both of you work in fund companies, so... can I ask you a question?"

"Miss Xu, tell me." Fu Xinhai replied positively.

Xu Juan asked: "If I want to invest in funds, how should I buy them?"

After signing a contract with Douyu for more than a year, she also earned some money, and saved a lot of money in her card. Recently, a friend in her circle of friends seemed to have made a lot of money by buying funds, which made her feel a little itchy Therefore, when she thought that Su Yue and Fu Xinhai were both working in a fund company, she instantly wanted to ask them for information about fund trading.

Hearing this question, Fu Xinhai quickly turned his gaze to Su Yue.

When it comes to fund sales, ten Su Yue can't catch up with him, but when it comes to fund investment and stock investment, his research level is really not one-tenth of Su Yue's.

Su Yue noticed Fu Xinhai's eyes, but still pretended not to see them, and remained silent.

In Su Yue's view, recommending funds and recommending stocks are actually the same thing. If you make a profit, everyone will live in peace, and if you lose, it will be completely thankless.

He and Xu Juan are not as familiar as Fu Xinhai, and at the same time, the other party does not have this understanding of Fu Xinhai.

In the absence of these two points, it is impossible for him to do such a thankless thing.

"Actually, when it comes to investing in funds, we must first look at what Ms. Xu's investment demands are, so that we can prescribe the right medicine." Seeing that Su Yue was silent, Fu Xinhai pondered for a while, and could only deal with it by himself, "Passive funds and active funds, They are also completely different in terms of investment appeal, investor risk tolerance, and future rate of return.”

"What are passive funds and active funds?" Xu Juan looked curious.

Fu Xinhai responded: "Passive funds refer to fund products with fixed income. The main product directions are bond funds and currency funds. Active funds refer to fund products without fixed income. The main direction is a mixture of stock funds. investment fund."

"It feels so complicated." Xu Juan couldn't help retreating when she saw so many doorways.

Fu Xinhai said: "Actually, it's not very complicated, the main reason is that Ms. Xu has never been in this industry before, so it sounds hard to understand.

But if you want to know more about it.

When I have time later, I can explain it to you in detail.

There is a saying in our industry that "invest only in projects that you know well". I think that if Ms. Xu's understanding of the fund industry is still completely blank, she is actually not suitable for investing in any fund products or other financial products. product.

After all, in the investment business.

Without a complete understanding of a financial product, it is difficult to gain insight into its hidden investment risks. "

"Okay, then I'll get to know you better." After hearing Fu Xinhai's advice, Xu Juan completely dismissed the idea of ​​investing in funds.

Originally, she thought that 'buying funds' was a matter of buying, no matter how much or how much, she could make some money.

Listening to Fu Xinhai's explanation now, it seemed that this was not the case at all, which dispelled her great enthusiasm.

During the chat, the four of them sat in the cafe for a while.

Then, seeing that it was getting late, Xu Juan proposed to eat hot pot together.

The four of them had just left the cafe and drove to a Sichuan-Chongqing hot pot restaurant that was said to be relatively authentic about 2 kilometers away from the shopping mall.

During the trip, Xu Juan and Gu Qingmei saw that Su Yue had picked up a new car, and this car was not low-grade.

There is some surprise in the eyes.

After all, according to their previous understanding, the family backgrounds of Su Yue and Fu Xinhai are actually similar to theirs.

And looking at the ages of Su Yue and Fu Xinhai, they are about the same age as them.

At the same age, with the same family background, and also struggling in the bottom of the metropolis, Su Yue can afford this kind of car at this time, which makes the two of them feel that they are very powerful people.

After eating the hot pot, Gu Qingmei rushed to pay the bill.

Su Yue knew that she wanted to repay the 1000 yuan favor he had given her to buy the computer with her, so he didn't fight her much.

Afterwards, the four left the hot pot restaurant and returned to their residence.

Before entering the house, Xu Juan stood at the door of the room next to the corridor and invited Su Yue and Fu Xinhai to her birthday party tomorrow night again.

Fu Xinhai naturally agreed.

Su Yue thought that he didn't have any plans for tomorrow night, so he nodded and agreed.

The next day, at nine o'clock in the morning, Su Yue woke up, washed up, had breakfast, went downstairs to a supermarket near the community, and bought some fruits, gifts, and presents.

Then, as previously agreed with Master Wang Liling, I drove to Master's house for lunch.

Once again into the master's house.

Before he could react, Master's daughter Yaoyao ran over and hugged his leg, there was a clear look of joy in Shui Ling's bright eyes.

Su Yue handed her a new huggable bear and a box of candy.

She happily hugged the present, blinked her eyes, and finally stopped calling him 'uncle', but was able to call him 'Uncle Su' accurately.

(End of this chapter)