From the gate of heaven

Chapter 90 [Gold Bank Preparation, Four Hundred Guards]

The topic is here, and it is temporarily over.

Next, start your own preparations.

While Xu Sheng is urging the chariots and horses to ensure the coal supply of Mingyuelou, he is preparing for the establishment of the Escort Bureau, while Lin Ze is busy with the establishment of the Gold Bank.

A normal gold bank generally operates three types of business.

One is the mutual exchange of gold and silver, the second is the mutual exchange of silver and copper coins, and the third is the mutual exchange of copper coins and gold.

According to the commonly used ratio, one tael of gold is equal to ten taels of silver, which is equal to ten thousand copper coins.

During the exchange process, the gold bank will charge a certain handling fee. Generally, it charges [-]% of the handling fee for each exchange. For example, if you want to exchange a tael of gold into copper coins, you can get [-] copper coins in the end. .

These fees are the source of profit for the gold bank. In theory, the more exchanges are made, the more profitable the gold bank will be.

In Fengping County, if you want to do a gold bank to make money, you must go to the wharf where people come and go to attract customers.

So don't look at Lin Ze's setting up the Gold Bank store in the city, but this is for the sake of money safety. Later, he still needs to go to the dock to open an office to undertake business.
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To establish a gold bank, there are three things that need to be prepared.

First of all, it is naturally a strong money bank. This job was handed over by Lin Ze to the three master craftsmen in his family who were about to help him build rail mine cars. The secret rooms of the Ze family are connected.

Fearing that these master craftsmen were not good enough, Lin Ze also went to the main world to download some materials related to the safety of mine road construction to supplement the knowledge of these master craftsmen.

For the sake of completeness and confidentiality, after the design of the money bank and tunnel was completed, the actual construction work was carried out by servants in Lin Ze's house.

At the same time, a small amount of decoration will be carried out in Lin Ze's home to cover up the movement and extra earthwork produced by the construction of tunnels and secret rooms.

The second thing that needs to be prepared is the treasurer who operates the gold bank.

This requires a talent who understands the world, has accounting skills, and overall planning skills.

However, Lin Ze only intends to open the business of exchanging silver and copper coins for gold, and does not get involved in other businesses. After all, his purpose of opening a gold bank is to use silver to search for gold in other worlds, so the requirements for the shopkeeper can be lowered.

But the shopkeeper is required to have a certain learning ability.

You can exercise and grow yourself in the actual work, and after a period of experience, you can reach the level of being fully competent for gold banking work.

Finally, after some consideration, Lin Ze found the right candidate. It was a family member of a servant in the family, a 14-year-old boy named Huang Dongsheng.

Huang Dongsheng was originally arranged by Lin Ze to serve as a mine guard team in the coal mine. Apart from practicing martial arts, his usual task is to learn arithmetic and accounting skills, and help supervise the coal mine's accounts without errors.

It has been more than a month since the coal mine was opened. During this work experience, Huang Dongsheng has shown a strong learning ability. Of course, the most important thing is that he has a strong respect for Lin Ze, the owner.

Therefore, he was selected by Lin Ze as the treasurer of the Gold Bank that was about to start operation, and together with a dozen other teenagers with similar backgrounds, he joined the management team of the Gold Bank that was about to be established.

In order to guarantee the smooth operation of the Gold Bank, Lin Ze also found a gentleman to conduct further study and training for them before the Gold Bank opened.

And the third point that Kaijin Bank needs to prepare for is naturally the guard.

It is not difficult to recruit guards directly among the miners.

In the coal mine director's office.

Zhang Daniu stood in front of Lin Ze somewhat awkwardly, this is a big man in charge of his way of life.

As the saying goes, serving people's rice bowls and serving people's management.

Zhang Daniu is very satisfied with his current work and life. As long as he works hard, he can have enough food and meat, and occasionally improve his mother's life. If he saves his monthly wages, he will be able to marry a wife in a few years.

Therefore, Zhang Daniu has a deep awe and obedience towards Lin Ze.

"Don't be nervous, it's not a bad thing to come here this time, but I want to ask you something."

Lin Ze comforted him with a smile, and then asked, "Daniu, what do you think of the mine guard team?"

Hearing this, Zhang Daniu said without hesitation: "If you go back to Master Lin, it's very prestigious. You don't have to work hard to dig mines every day, and you can practice martial arts with food and shelter."

This view not only represents Zhang Daniu's thoughts, but also the views of the entire miner group on the mine protection team.

Don't worry about the low wages of the mine guard team, but everyone can see that once these mine guard teams are trained, they will definitely be reused by Master Lin, and the salary they will get at that time must be comparable to those skilled guards. The division is on par or even higher.

Taking at least five taels of silver every month is much easier and more decent than mining.

Because of this employment prospect, this is also the reason why Zhangjiaquan's martial arts business has endured for a long time.

"Da Niu, how about letting you join the mine guard team?"

Seeing this, Lin Ze asked with a smile.

"Thank you, master. Thank you, master. Daniel will definitely listen to his words in the future. If you tell me to go east, I will never go west."

Hearing this, Zhang Daniu was immediately overjoyed.

He envied the mine protection team, but he never thought that he could become a mine protection team, because he was the confidant of Master Lin.

But now, being hit on the head by this huge surprise, Zhang Daniu was immediately blessed, and knelt on the ground and kowtowed to Lin Ze again and again.

The performance of this kind of obedience is not how powerful Lin Ze's personality is, but Zhang Daniu's sincere yearning for a better life in the future.

"Okay, get up, since you are willing to join the mine protection team, then I will write down your name first, and make arrangements later."

"Go ahead, what should you do for the next period of time."

Lin Ze asked Zhang Daniu to get up, smiled and told him to leave, and continued to screen other guard candidates.

Facts have proved that Lin Ze does have a strong prestige in the coal mine now.

Those who were selected by him to ask if they would like to join the guards basically agreed without even thinking about it.

After some screening, Lin Ze quickly picked up [-] suitable guard candidates.

Their common feature is that they are down-to-earth, friendly to their families, and they are at the most vigorous time in their lives.

In addition, the most important point is that these guards have admiration for Lin Ze, the owner, and are willing to do things for him.
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After recruiting the guards, Lin Ze gathered them together and began to lecture them.

"In the next period of time, my lord, I have a new business partner to start, and I need a lot of guards."

"You were selected today to be the guards of these new businesses."

"But you also know that apart from a handful of strength, I don't have the ability to fight people."

"So in the next period of time, master, I will arrange for the martial arts instructor to train you, and you will still live in the mine for the time being."

"During the training period, I will give you food and housing, two taels of silver a month, and at least five taels of silver a month after you pass the training. If you die and become disabled while working for the master, you will be paid two years of salary. pension, and the family arranges work.”

"Practice hard for me in the future, or you will lose your life. Master, I will certainly give your family a pension, but you will die yourself."

"have you understood?"

Finally, Lin Ze asked loudly.

In name, the rail mine car is not integrated with the coal mine, but in fact, these guards spend most of their time patrolling between the coal mine and Fengping County.

Therefore, Lin Ze does not need to accommodate these miners, and just put their residence and canteen together with the coal mine.

"Go back to what Master Lin said, I understand."

Four hundred miners who were about to transfer to armed militias answered loudly and neatly.

The other mine personnel who were watching the excitement looked at the selected miners with envy at this time, envious of their better future.

"Work hard in the future, work hard, master, I must think of you when I have good things."

"Of course, if you are lazy and slippery, don't have this daydream."

At this time, Lin Ze turned his head, half serious, half joking, and said to the people watching.

"Hahaha, I see, Master Lin."

People laughed and answered Lin Ze.

I couldn't help but have some expectations for the big cake that Lin Ze casually drew.

If he works hard, Mr. Lin may really think of himself next time something good happens.
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Back in the coal mine director's office, Lin Ze saw Li and the three of them drinking tea here.

Four hundred guards are to be recruited today. Of course, such a big matter needs to be communicated with the three officials in advance, otherwise it is easy to cause misunderstandings.

"In a blink of an eye, the people Ziyi can mobilize are almost catching up with me."

Liu Pei looked at Lin Ze and joked.

He has only 500 soldiers under his command, but Lin Ze has [-] guards under him.

Although Liu Pei knew in his heart that there was a huge gap in combat power between the two sides, it did not prevent him from feeling sad.

Lin Ze's ability is too strong, so good that Liu Pei feels like he has lived half his life in vain.

"Where, where, Lord Liu's men are all elites, and these brave men are nothing more than a mob, even if they come dozens of times, they won't be enough to fight against your elites."

Lin Ze said modestly.

It can be seen that Liu Pei really has some pantothenic acid in his heart.

Lin Ze was afraid that he would be unwise and cause trouble, so he smiled and said:
"In fact, the increase in the number of guards under my command is also a good thing for Mr. Liu. This month, the coal mine should be able to turn a profit. With a large taxpayer like the coal mine under your rule, you can increase the number of soldiers under your command according to actual needs. of."

"It just so happens that Uncle Li is going to be promoted to a sixth-rank magistrate soon. Mr. Liu, you can apply to your superiors, and you will expand your army and be promoted in place."

"There are local taxes to support the army, and the superiors don't need to allocate additional money and food, and can still receive benefits from your management. There is nothing to disagree with."

Liu Pei's job is a military commander, and the official position of the eighth-rank school lieutenant can command two or three hundred troops. However, Fengping County is located in an important traffic road, and the regular army of two or three hundred people is not enough, and it cannot make the military officer disobey the local officials. Manage trouble.

So in the end, the current situation appeared. Liu Pei commanded 500 troops, and the school lieutenant also served as the county magistrate.

And now that the county magistrate has been upgraded in situ, then Liu Pei, the school lieutenant, can also be upgraded in situ.

Sure enough, Lin Ze's comfort was very effective.

Liu Pei immediately forgot the sour feeling in his heart just now, and asked eagerly: "Zi Yi, how much do you think I will get this month?"

This will determine how much money Liu Pei has to manage his superiors, and whether Liu Pei can directly transfer elite soldiers from other places to expand his strength.

"Although [-] miners have been recruited to change jobs as guards, the number of miners has been increasing slowly because these miners have called their friends to mine recently. The loss of these [-] miners will not affect the overall production. amount of coal."

"If this continues, our coal production will increase."

Lin Ze glanced at Gao Fei who had been hesitant to speak, and relieved the doubts in his heart one step ahead.

After a pause, he continued: "Under the condition of fixed production, the profit that can be generated this month can be about 7 to 3 taels, and then count the surplus coal from last month, and distribute it to you, Mr. Liu, to guarantee the bottom line." There can be two or thirty thousand taels of silver."

Hearing this, Liu Pei was relieved.

Enough is enough. Enough is enough.

After taking care of the Shangguan, he can be promoted in place, and he can also leave a lot of money to improve his life.

The eyes that looked at Lin Ze were extremely kind. The God of Wealth came into play too quickly, and it didn't take long for him to be promoted and make a fortune.

"Zi Yi is really the God of Wealth descending to earth."

Liu Pei said with emotion from the bottom of his heart.

"Actually, I called all of you to come here today. Apart from telling you that I am going to recruit many guards, another thing is that I have a new business to cooperate with you."

Lin Ze said with a smile.

Seeing the three people looking at him curiously, Lin Ze didn't hide anything, and told the three people about the wooden rail mine car that was about to be built.

After a pause, after the three of them digested it, Lin Ze continued: "This transportation business has huge costs and meager profits, and it involves a peerless master of Mingyue Tower. I will give enough benefits to the three adults, and please take care of me when the time comes."

Shipping business?

Upon hearing the name of the project, the three officials immediately became less interested.

Especially when it is related to the peerless masters of Mingyuelou, a holy land of martial arts, it is even less interesting.

As Lin Ze said, the cost of transportation business is huge and the profit is meager. It is better to get fixed interest fees than dry stocks.

"Don't worry, Ziyi, I'll make all the servants under my command be honest and not mess around with this wooden minecart."

Li He promised.

"Many tenants of my Gao family live outside Fengping County, and I will ask them to help keep an eye on the rail mine cars near their home to prevent people from making trouble."

Gao Fei also said where he could help.

"When the army is patrolling, in addition to protecting the merchants near the coal mines in the past, they will also protect the rail mine car by the way."

Liu Pei also opened his mouth to promise.

The three officials agreed so readily, in addition to the benefits Lin Ze said, but also because the wooden rail mine car is beneficial to the coal mine business, and protecting the mine car is also a disguised form of protecting their own interests.

　It's not that I don't want to code, the grades in this book are not bad, I write more and make more money, don't worry about my eunuch.

　　It's really that my physical condition has been poor these two days, and I've been groggy all day long. I'll adjust it as soon as possible.

　　
　
(End of this chapter)