From the gate of heaven

Chapter 88 [Liuliyu Ruyi's meeting, the idea of ​​opening a gold bank]

The backyard of the county government, the residence of the county magistrate.

In the lobby, Li He and Mrs. Li sat upright, and beside them stood the eldest brother and second uncle who came back specially for their sister's engagement.

Lin Ze was accompanied by a matchmaker.

In the hall, there are many gifts wrapped in red silk. This is the betrothal gift brought by Lin Ze today.

At this moment, the matchmaker had already delivered Lin Ze's letter of engagement, and began to read the book of ceremonies that recorded the name and quantity of the betrothal gift.

The first is the dowry, the dowry gift as the saying goes, ten thousand taels of gold, which symbolizes Li Yunhua's status as a daughter.

Then there are benefactor cakes, seafood, three animals, melons and fruits, wine, sugar tea, and other gifts that symbolize auspiciousness.

Then came the gift specially prepared by Lin Ze for Li Yunhua, one pair of feet and eight inches long, polished crystal clear, engraved with the Ruyi symbolizing the pattern of a hundred years of love and marriage.

This pair of Ruyi was packed in a gift box. As soon as Lin Ze opened the gift box, the glazed Ruyi lying on the silk immediately attracted the attention of everyone present.

At this time, whether it was Li and his wife, or the two uncles, even the matchmaker who was reading the book of ceremonies, all showed shocked expressions at this moment, looking at the pair of bright red couples in Lin Ze's box. Liuli Ruyi.

This is a precious colored glaze product, and it is not a small thing that is the size of a finger and is only worth a few taels of silver, but a large colored glaze product that is one foot and eight inches in length. meaning.

Such a gift, even if it is used as the finale gift at the royal wedding, does not look shabby.

If this pair of jade Ruyi is put up for sale, even if it is 30 taels of silver, others will rush to ask for it. It is a treasure with a price but no market.

"This pair of Ruyi is given to Yunniang. If there are children in the future, Yunniang can decide who to pass this jade Ruyi to."

Lin Ze smiled.

"Good, good, good!"

Li He said goodbye again and again, looked at Lin Ze with kindness, and directly ignored the two sons next to him, as if Lin Ze, the son-in-law, was his own son.

Mrs. Li raised her sleeves to cover her face, so that no one could see her crying with joy.

If the son-in-law is willing to give such a precious gift, it means that the daughter will not have to worry about it for the rest of her life. There is nothing more gratifying for a mother.

Li Yunhua, who was listening to the book of rituals behind the screen in the lobby, was dragged by the maid next to her and rushed out without being rude.

"Yunniang really found a good husband."

On the side, uncle Li Heng looked at the pair of Yu Ruyi, and said a little sourly.

Second uncle Li Li didn't speak, but nodded in agreement.

When they got married, they didn't have such ostentation. After all, they were only the sons of magistrates, not the sons of some big officials.

"Lang Jun loves the eldest lady so much, and he will grow old together in the future."

On the side, after the shock, the matchmaker kept saying good things.

When she read the ceremony book before, it only said a pair of Liuli Ruyi. She thought it was the kind of small Ruyi, but she didn't expect it to be such a precious gift. In her so many years of matchmaker career, this is also an eye-opener. something happened.

The only regret is that such a thing worth bragging about for a lifetime cannot be talked about nonsense.

Otherwise, if she caused trouble to Mrs. Li's family, she would probably be the first one to sink to the bottom of the river.

Lin Ze smiled and said nothing, accepting everyone's praise.

In fact, he felt a little helpless in his heart. Among the betrothal gifts he gave today, this pair of Liuli Ruyi was probably the cheapest.

Ten thousand taels of gold is worth more than 3888 million yuan in the main world, and the current handicraft Liuli Ruyi, including the extra money for customization, has a total price of [-] yuan.

But, how he thinks about the value of these dowry gifts is not important, what others think about the value of these dowry gifts is the most important.

This pair of Liuli Ruyi, in the current era, represents the face-to-face.

Ten thousand taels of gold let people know that Lin Ze valued this wedding, but it didn't move people very much, but this pair of Liuli Ruyi made Lin Ze the most beautiful boy in the field.

After the excitement, the next appointment and engagement continued.

After the letter of appointment is issued, it is time to apply for the fifth step of marriage.

That is to set a specific wedding date, and then when the time comes, Lin Ze will bring his new wife home, which is the last step of the wedding.

At this time, the matchmaker smiled and said: "When I combined the horoscopes for my uncle and miss, I have already seen the wedding date together. The ninth day of the next month will be an auspicious day, and it is suitable for marriage. During this period, there is no time to prepare for the marriage."

Hearing this, Li He nodded and said: "Then set the auspicious day on the ninth day of the next month, and let Yunniang and Ziyi get married at that time."

Mrs. Li also had no objection, and naturally nodded in agreement.

This engagement is over, and of course the banquet will follow.

Lin Ze had just toasted his father-in-law, mother-in-law and uncle, but before he could move his chopsticks, he was dragged away by Li Yunhua's personal maid holding the piano.

"This Yunniang is too impatient."

The family did not object to this, but Mrs. Li said something jokingly.

In Li Yunhua's boudoir, as soon as Lin Ze entered, he felt a soft body fall into his arms.

Immediately afterwards, Xiangxiang's soft lips pressed against her.

This is the platoon brought by 3888 yuan glass crafts, which is far better than ten thousand taels of gold.
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After carefully checking Li Yunhua's developmental status, Lin Ze confirmed that this girl is a relatively introverted girl. Although she looks unobtrusive on the outside, the two pet bears that have been raised for more than ten years are actually not small in size.

In the end, Lin Ze went back to drink with his father-in-law, mother-in-law and uncle.

It can't really be that the fiancée's family is not doing something, Lin Ze still has to face.

After lunch, Lin Ze was dragged by his two uncles to Cuihonglou for the second round of drinking.

Refused the number one technician that my uncle arranged for me. Although it is quite normal and common for my uncle to take his brother-in-law to visit the Cuihong Mansion and even be a fellow worker in this era, Lin Ze still has to face the same sentence. of.

After the initial pleasantries relieved the unfamiliar atmosphere, Lin Ze chatted with the two uncles.

I know that the nickname of the eldest brother Li Heng is Zhending, and the nickname of the second brother Li Li is Qihong. Both of them are studying in Lanjiang City. Can't win.

The higher-level administrative unit of Fengping County is Qianqiu City, the county seat of Qingyu County, where the sheriff is set up.

The superior unit of Qingyu County is Mingguang Prefecture, which has set up a prefectural animal husbandry to manage a state. The capital is located in Lanjiang City, where next year's rural examination will be held.

"Hey, Ziyi, you don't know that Lanjiang City is very lively. Every once in a while, there will be an oiran award. Twenty or thirty houses and boats in Lanjiang City will unite to compete for the number one oiran in the East China Sea."

"Every time there is such a grand event, not only many beauties show up, but also many heroes with superb martial arts skills spend a lot of money. Although my brother does not know martial arts, he also has strengths. At the beginning of the year, he wrote A clear poem, won the appreciation of the young girl Qing, the oiran of Qingyanfang."

"You know, it costs a lot of money to stay overnight at Miss Qing's place."

Li Heng boasted.

Li Li on the side sighed and said: "It's a pity that I am not as good as my elder brother. I can write clear words, otherwise I can also be the guest of the Oiran girl."

While speaking, Li Li revealed his deep yearning for prostitutes.

Lin Ze could only smile at this.

Aside from taking sneak shots with drones in the past, today is the first time he has visited brothels in the field. As a newbie, he can only listen to the bragging of these two old drivers.

You can't tell the two uncles that in fact, handsome guys like you go to brothels, and the oiran secretly feels that he has made money.

And it can also collect money, which can be said to earn twice directly.

After the two uncles had finished bragging, Lin Ze began to ask what he was interested in: "Those high-flyers in Lanjiang City spend a lot of money, do they bring cash and silver with them, or use silver tickets and gold tickets?"

In the territory of Mingguang Prefecture, the most famous bank is the Dazhong Bank.

The headquarters of Dazhong Bank is located in Qianqiu City, Qingyu County.

In Fengping County, there is a branch of Dazhong Bank, but the business of this branch cannot be said to be on the verge of bankruptcy, or it can be said to be empty.

Except for some big households in the city, as well as occasional wealthy customers from other cities, basically no one will take care of the bank's business.

This made Lin Ze a little curious about the business of the Dazhong Bank in Lanjiang City, and what people think about the use of credit currencies such as gold and silver tickets.

"Zi Yi doesn't know that during the Oiran Contest, the gold and silver costs in one night are tens to tens of millions of taels. Even if those heroes have amazing arms, they don't have to carry tens of thousands of catties of gold with them." If you want to go to the grand event, you must use gold and silver tickets."

"However, these high-flyers are not very at ease with the Dazhong Bank. Generally, they deposit their money in the bank before the oiran competition, and when they have had enough fun and go home, they go to exchange the remaining gold and silver tickets for Cash in cash."

"For the Dazhong Bank, although it is a bit troublesome to keep depositing and withdrawing gold and silver, the handling fee alone can make a lot of money."

Li Li explained with a smile.

They met Lin Ze for the first time today. In fact, they were not optimistic about this young man who wanted to abduct his sister at first, and were even hostile.

But Lin Ze's shot was ten thousand taels of gold plus precious colored glaze Ruyi, which immediately calmed down these two arrogant uncles, and Lin Ze's status in the hearts of the two of them suddenly rose.

Therefore, it is extremely honorable in the hearts of the Li family brothers to show what they know in front of Lin Ze at this moment, and to clear up Lin Ze's doubts.

"So that's it. Thank you, brother, for helping me out. Let's have a drink."

Lin Ze raised his glass.
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In the middle of the night, Lin Ze sent the two uncles who were drunk back home.

Afterwards, drive home in a horse-drawn carriage.

On the way, he was thinking about what he had asked from his two uncles.

"If you want to establish a money bank, that is, a bank, you can roughly divide it into two parts, one is to absorb savings, and the other is to invest."

"Storage is to save the user's cash and silver, and then issue the corresponding gold ticket and silver ticket, and investment is to invest the cash and silver in hand to make a profit."

"The role of the bank in the different world is mainly to facilitate large-value transactions. Because depositing and withdrawing gold and silver is very troublesome, users need to pay a certain amount of handling fees to deposit money. There are many investment channels in the main world. So there is no charge for the step of absorbing reserves.”

"Even, interest will be given to attract others to deposit money, so that the bank can use the depositor's funds to invest and obtain more benefits."

"Chatting with my two uncles tonight, I can learn that the banking industry of the Great Zhou Dynasty is still in its infancy, not only the bank business in Fengping County is not doing well, Qianqiu City and even the capital of the county In Lanjiang City, the business is actually average."

"I'm going to start a bank now. If I do it on a small scale, I can't change the current situation that the banking industry is in its infancy. But if it gets bigger, I can't keep it with my strength."

"At least I can't start this business until I have a group of powerful guards under my command who can protect the money bank of the bank."

"However, some preliminary preparations can also start at this time. The first thing is to have a strong enough money bank, and then you don't need to open a money bank, but simply open a gold bank first to provide a small amount of gold for silver. Serve."

"In this way, we can use the silver in the main world to search for gold in the other world on a small scale, and make profits in a steady stream."

"When the force in your hand becomes abundant and the principal is more sufficient, you can further upgrade the gold bank into a money bank, directly absorb the capital of the Great Zhou Dynasty on a large scale, and then invest in your own industry to earn more money. More profits to increase their power."

Thinking here, home.

Lin Ze got a little angry today, so he made an exception and called all four concubines.
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The next day, Lin Ze started to act directly.

Shi Shanbao from Yaxing was called by Lin Ze. On behalf of Lin Ze, he would persuade a shop about 100 meters away from Yunyan Lane to move.

After paying a premium of 20.00%, Lin Ze bought this big house with shops and a backyard for 1000 taels of silver.

Then, Xu Sheng, his wife and a three-year-old son were placed in this big house by Lin Ze.

"Brother Lin, how can this be, I'll just live in the guest room of your house."

"After a while, when I make money, I can buy a house and settle down."

Xu Sheng was a little embarrassed when facing Lin Ze's behavior of arranging a residence for him. At first, he felt that he owed Lin Ze a lot, but now he is not paid for nothing.

Hearing this, Lin Ze squinted at this brother who felt relatively good about himself, and explained: "I plan to open a gold bank and do some business of exchanging silver for gold, but put tens of thousands of taels of silver directly in the bank. I'm not at ease in the gold bank."

"So I arranged for you to live in this shop, one is to have a place of my own, and the other is to help me guard the gold and silver."

"Next, I will dig an underground vault under this store to store gold and silver. At the same time, this vault will lead to the secret room in my home, so that I can transport gold and silver back and forth to this gold bank vault for safekeeping, so as not to let Outsiders coveted."

Lin Ze plans to put 5 to [-] taels in the gold bank's treasury for daily operations for a long time, and a larger amount is to let the treasurer of the gold bank go back and ask him for instructions before conducting business.

Put three to fifty thousand taels, and with the rail transportation business, Lin Ze can still trust that Xu Sheng will not guard against theft.

But if he released three to five million taels, Lin Ze couldn't guarantee whether Xu Sheng would run away with the money.

After all, human nature cannot withstand temptation.

(End of this chapter)