A Husband Who Traveled Through the Famine and Developed a Chronicle

Chapter 122 The IOU
Li Xiuyuan didn't put down his chopsticks until his stomach was full.

“This tofu is so delicious”

He had never eaten such a delicious thing.

His eyes were blurred. In his previous life, he was also a porridge and a side dish. He was not treated badly, but he definitely didn't have a good life.

"If there are garlic sprouts, more oil and a little chili pepper, it will taste even better."

Bai Xia may not have eaten such delicious food for a long time. As soon as he was full, his mind couldn't help but think of the various soy products he had eaten in his previous life. He could think of many ways to eat tofu alone.

Among them is a kind of fragrant tofu, which is sold at street stalls. Take soft tofu and cut it into pieces, place it on an iron plate, fry it slowly on a low heat, sprinkle with chili and cumin, and finally add some shallots. The taste is incredible. have eaten.

Suck it up, don't think about it anymore.

Thinking about it again made me hungry again.

"Garlic sprouts?"

"I'm afraid everyone doesn't have any seeds in their hands, right? Especially vegetable seeds"

"Liu Yunzhai's land is not abundant. Those who are assigned to fields or open up wasteland will choose to grow food instead of garlic seedlings."

"Don't talk about garlic sprouts, you don't even know how to grow vegetables"

"It doesn't matter if you eat vegetables or not, but if you don't have food, you will die."

Li Xiuyuan shook his head, thinking about everyone's situation, he felt strangely uncomfortable.

"By the way, what exactly do you do about the IOU you mentioned?"

When you are full and full, you have to solve the current major issues.

When the people have no food in their hands, it is easy to cause chaos.

"It's simple. Let's first lend the seeds to the villagers, and then charge the loan at a relatively low interest rate. After the grain is harvested, the people can return the seed money with money or with grain of the same price."

"This... isn't this just usury?"

Li Xiuyuan's face turned pale.

Many rich and noble families, in order to increase their income, will lend the money in their homes to those who are short of money, and then charge interest.

This thing is commonly known as usury.

"This is not usury"

Bai Xia rolled his eyes, usury is called usury, whoever borrows it will lose all his assets and cannot afford to pay it back.

"This is called a loan to assist farmers"

Bai Xia thought for a while, and thought of a nicer name.

After all, what they loan out is not silver, but grain seeds, and the requirement for repayment is not only silver, but also grain at the same price. There is nothing wrong with calling it a loan for agricultural assistance.

"Agricultural loan? How do you say it?" Li Xiuyuan's complexion improved a bit, and he thought about Bai Xia's words carefully, and it was still somewhat different from lending loan sharks.

"To put it simply, when we plant seeds, we sell seeds. If we have money, we can buy them with money. If we don't have money, we can come to us to borrow on credit. Anyone who borrows on credit needs to sign an IOU. The money for buying the seeds and a small amount of interest will be returned.”

"What if someone doesn't pay it back?"

"Don't pay back?" Bai Xia laughed and said again: "Write the punishment for non-repayment on the IOU. If anyone doesn't pay back, they will be made to work as coolies until they pay back."

Li Xiuyuan frowned even tighter.

"If this is the case, I'm afraid many people will not pay it back."

He sighed, very sad.

Seeing Bai Xia looking at him suspiciously, she couldn't help but said: "Liu Yunzhai is only so big, and every household has nothing to do except farming. If you arrest them as coolies, not only will they have no loss, but there will be one less in the family." People who eat will not pay back the food."

Oh, I got it.

To put it bluntly, they can't find work and arrest people to do hard labor. Instead, they have work to do and can earn seed money. In this case, how can anyone pay back the money.

"Isn't that nice?"

But Bai Xia was not worried. The coolie meant that he could be given the lowest wages and allowed to do the most tiring work.

Suppose, there are a lot of trees in the back mountain, and one person is arranged to cut down ten trees a day, and each tree can be exchanged for more than ten yuan with her. Ten trees cost more than 100 yuan, or even two hundred yuan, but they You can only pay ten cents a day.

In this way, they also made money.

It’s not that the conversion pool cannot be used, it’s just how to use it.

Bai Xia shared her thoughts with Li Xiuyuan, Li Xiuyuan thought about it, and found that what she said was quite reasonable.

"Moreover, it doesn't have to be just coolies, you can also make them serve in the military"

Liu Yunzhai is still a village now, but if it wants to form a force, it must be rectified. First of all, it must form its own armed force. The dozen or so guards alone are not enough.

"military service?"

Li Xiuyuan thought.

"We are not a government government, so it would be difficult for them to serve in the military."

"Young man, the situation is bigger"

Bai Xia reached out and patted his shoulder, cleaned up the bowl, grabbed Li Xiuyuan back to the room, and explained it to him in detail.

"Liuyunzhai is easy to defend and difficult to attack. It is a rare and good place. It just happens that there is chaos outside. No matter what we do, these villagers will not run out looking for death. If you want to rule a village, you must first let them see the benefits”

"It's not enough just to have benefits, you have to have a certain amount of force to suppress them"

"Isn't there someone in the Liu clan? These days they are being supported to work. Although there is food and drink, there is a lot of work every day, and everyone, old and young, have to do it."

"If you tell them at this time that as long as they serve in the military, you can give them back their freedom, do you think they will do it?"

Bai Xia spoke a little dry, took a sip of water, and looked at Li Xiuyuan.

Li Xiuyuan frowned.

After thinking about Bai Xia's words carefully, she summed them up in her heart.

"Before we do this, do we have to choose a village leader?"

He thought for a while, and felt that Liu Yunzhai was in disarray now, and there was no reason to serve in the military. He should first choose a village owner to preside over the overall situation, and then issue some government orders as the village owner.

"After becoming the owner of the village first, then build a grain station, where you can sell all kinds of seeds and grains"

"Food must be bought with money, but seeds can be borrowed"

"When borrowing for the first time, households are the unit, and each household can only borrow as many seeds as there is land"

"Before that, we must first register the land of each household. Anyone who reclaims wasteland must register it. Only when it is recorded in the record can it become their own land."

"To set up land deeds and land deeds"

"Then the point system can continue to be used. You can get a small amount of points for daily training, and the points will be deducted if you don't repay the loan. Those with high points can buy more food at the grain station, and those with low points can only buy less."

"Food is the most important thing now"

……

Li Xiuyuan thought, the rebellion cannot be completed overnight, he has never learned any strategies for governing the country, even if the rebellion succeeds in the future, he will not know how to manage a country, it is better to start now.

The more he thought about it, the brighter his eyes became. One of Bai Xia's ideas opened the door to a new world for him.

For the messy situation in front of him, he sorted out his thoughts clearly.

Just do it if you want to. Seeing that it's not dark outside, Li Xiuyuan ran out immediately. Bai Xia was a little stunned. She just said that she would do a seed loan. Good guy, this kid even figured out the credit score. Not only In this way, he planned to become the king of the mountain without any teacher.

(End of this chapter)