The Great Industrial Ming Dynasty Started from Beiping

Chapter 179 Cash Box and Food Coupons

Li Bosheng came back from his research and brought back many suggestions and appeals from the people below. After summarizing and summarizing, he compiled a booklet and submitted it to Zhu Gaochi.

The two most important things, one is the settlement method of bulk goods, and the other is the appeal of horses.

"Can you build a bank?" Zhu Gaochi suggested.

Zhou Shifeng, Xu Ning, Gao Zhen, Gao Changfang, Wang Ren, Ma Lin, Li Bosheng and others had different expressions upon hearing the words.

Some people had already guessed Zhu Gaochi's thoughts and showed concern.

"I'm afraid this is a taboo." Li Bosheng pointed out.

It's about precious money, even the young prince can't bear this relationship, Li Bosheng is afraid that the young prince doesn't understand the power of it.

Don't look at the treasures of Ming Dynasty, because of the poor financial system, it will withdraw from the stage of history in the later stage, but the current imperial court regards it as a top priority.

"You are right to worry, but the cash drawer will not be open to the outside world. It is only used for internal settlement of bulk commodities and does not flow into the market." Zhu Gaochi explained to everyone.

This method is a disguised form of exploiting loopholes. Whether the court will pursue it is anyone's guess, but there are still risks.

The chief treasurer, Zhou Shifeng, asked cautiously: "Would you like to inform the prince?"

Zhu Gaochi thought for a while, and Zhu Di was indeed qualified for this matter, so he put this matter aside and discussed the rest of the matter.

"Although I have a horse government in my dynasty, the cost of raising horses is high and requires a lot of land. It is better to grow food, so it is best to buy horses from the grassland."

Li Bosheng said with a smile: "This is the suggestion of the station master of Baoding Prefecture."

"Ha ha."

People laughed, "Talents are enthusiastic."

"Write down this person's name. With such knowledge, he can be regarded as a highly motivated talent, and it is worth cultivating." Zhu Gaochi affirmed.

Zhu Gaochi turned his head to look at Li Bosheng again, and asked, "Since you proposed it, what do you think about this matter?"

Li Bosheng did not hesitate, he was no stranger to the situation on the grassland.

"Since Guilichi killed Timur and became self-reliant, he called Khan Quyuan and called him Tatar, so he split into three parts, Tatar, Oara, and Uliangha."

"Because of the imperial court's appeasement strategy, most of them have already surrendered. Ziwu Liangha led 20 people to surrender, and the external situation has calmed down. With the addition of Kaipingwai and Daningwai's guards outside the Great Wall, this strategy can be achieved."

Li Bosheng finished his analysis, and finally made a suggestion: "My subordinates suggest that we cooperate with the Wuliangha tribe first, not only to solve the needs of horses, but also to deepen the control of Wuliangha."

It seems that there is still a level, Zhu Gaochi thought with satisfaction that this person passed his test.

Because this person's analysis is very correct.

Wuliangha was indeed relatively stable, and there was no major movement in the Ming Dynasty.

Speaking of the relationship between the three parts is also very strange.

The Tatar tribe was the strongest at the moment, and later refused to accept the Ming Dynasty's management and rebelled. Qiu Fu died in this fight against the rebellion, and finally ushered in Zhu Di's northern expedition.

Zhu Di was dispatched, and Tatar was naturally pacified. Wala in the distance absorbed the remaining forces of Tatar, felt that he was doing well, jumped out again, and then attracted Zhu Di.

In the end, both Tatar and Wala failed. On the contrary, Wuliangha has achieved considerable development, cooperated deeply with Ming's economy, and obtained a wealthy and stable life.

Later, the Tatars were reunified and divided into left and right wings. The right wing Mongol Altan Khan rose, and the left wing was afraid of being annexed and fled to the east.

Altan Khan ended the military confrontation between Tatar and Ming Dynasty, proclaimed his minister and paid tribute, and got permission to trade with Ming Dynasty.

The left-wing Mongols conquered Wuliangha, which was later known as the Duoyan Sanwei, and secretly traded with Daming in the name of Duoyan Sanwei.

Daming was facing the rise of Houjin at that time, so it was regarded as not knowing, and it was regarded as cooperation with left-wing Mongolia to fight against Houjin.

In the early days of Houjin, it was still a bit economical through the mutual market with Ming Dynasty. On the contrary, because of the long-term economic blockade of Ming Dynasty, Mongolia was so poor that even Houjin didn't look down on it.

There is no armor at all, and they have been reduced to light cavalry, and the horse is also thin, unable to play the role of light cavalry, and also unable to fight against Hou Jin, and unable to run.

However, the two dying forces, among them, Emperor Chongzhen and Lin Danhan are two wonderful things, they often make amazing moves, and the two people with high eyesight and low abilities are indeed not as capable as Huang Taiji.

According to Zhu Gaochi's judgment, the development of Wuliangha is indeed the priority at the moment. Through economic means, Wuliangha will be developed in depth to supplement Beiping's industrial ecological chain.

Because industrial development requires a stable environment, Oala and Tatar are still unstable at the moment, and we will talk about benevolence, righteousness, propriety, wisdom and trustworthiness when Zhu Di is convinced in the future.

After the meeting ended, Zhu Gaochi returned to the palace, met Zhu Di, and raised matters about Qianzhuang and Daningwei.

"Qian Zhuang? You boy, don't mess around." Zhu Di was startled.

Zhu Gaochi explained his thoughts, but Zhu Di didn't believe him. The eldest son was the one who gave the ladder to go to heaven.

He didn't believe that the eldest son would stop here, he must be eyeing the treasure.

Ge Cheng was also on the side, helping the prince to persuade Zhu Gaochi, "The matter of precious banknotes is a matter of great importance to the saints. It is related to state affairs and should not be acted rashly."

Seeing that Zhu Di was not fooled and Ge Cheng did not cooperate, Zhu Gaochi could only tell the truth.

It is true that the treasure banknotes are not easy to handle, but I must hold them in my hands, because industrial development cannot be separated from finance.

The role of finance in industrial society is equivalent to adding leverage, and the original power of one point can be magnified ten times.

It can even distribute dividends through railways and absorb a large amount of private equity. This is what the United States did in the first place, forming a huge capital market.

In essence, sell the benefits of the railway for the next 30 to [-] years at a low price, and obtain a huge amount of funds in a short period of time.

The principle is to concentrate our efforts to do big things, and to use abundant funds to develop all walks of life and form a virtuous circle.

Let the industrial economic model of industrial commodities and industrial commodities, industrial commodities and agricultural commodities get "oxygen".

Zhu Gaochi pondered for a while, and said in plain language: "My father and Ge Changshi already understand the operation of the economy, so let's give an example."

"The principal of one yuan, after social division of labor, in the cycle of agricultural society, the total production value obtained is ten yuan, of which five yuan is agricultural products."

"Then through the role of the bank, we can provide ten yuan of principal, and finally get a total production value of 1000 yuan."

"Five yuan of agricultural products remain the same, providing food for the same population, but there are 950 yuan of industrial goods."

"These 950 yuan of industrial goods have enriched the goods in the homes of the common people, which is equivalent to increasing the wealth of the common people."

"When the common people have more wealth, they can buy more commodities, and the rich mineral resources of the land will be fully developed, which will eventually make the total social product exceed the previous dynasties."

"If the current Daming's agricultural-based GDP is one, then after industrialization, the industry-based GDP will be one hundred, and it will keep getting bigger and bigger."

This is the essence of the industrial sea.

In the world war, it doesn't matter how many people die, as long as the factories are running, they can continuously produce all kinds of materials.

Lost 100 million troops, lost the materials and weapons to equip 100 million troops, immediately re-produced, continued to equip 100 million troops, and then put them on the battlefield.

But the agricultural society is not good, because the industrial output value of the agricultural country is low, and it cannot replenish the materials needed by the new army.

Zhu Di is a little unbelievable. According to the boss, after industrialization, the national power will be a hundred times what it is now.

What is the concept of a hundred times?
When conquering Wuliangha, the father spent many years, from the eighth year of Hongwu to the 20th year of Hongwu, saving up in Daning and Liaodong, establishing various guards to supplement the army, and transporting food, cloth, soldiers and armor as reserves, and finally achieved success. hang into.

According to the understanding in the boss's words, it only takes one month for Daming to mobilize a hundred times the national power.

With this efficiency, Zhu Di didn't even dare to think about where the Ming army could reach.

Ge Cheng was so surprised that he couldn't close his mouth from ear to ear, the little prince was talking nonsense, right?

Zhu Di did not dare to agree, nor could he bear to refuse.

After thinking for three days, he let go and agreed to Zhu Gaochi, and solemnly explained that he must not flow into the people.

……

"Qianzhuang?" Zhang Dehui was in a daze.

He understands the principles of Qianzhuang, and there was also the theory of banks in the Song Dynasty, but he doesn't know what methods the young prince is going to use.

"Every family can provide silver taels and put them in the bank in exchange for food stamps from the bank, or they can use the mine as collateral in exchange for food stamps from the bank. Then food stamps can be used for each settlement."

Zhu Gaochi didn't dare to take too many steps, so he used the most conservative means.

In the early days of the bank, there was also a management fee for depositing money. Zhu Gaochi did not intend to charge it, but he did not intend to engage in lending business either.

For the loan business, wait for the food stamps to gain the trust of the merchants and have the value of money before implementing this business. At that time, the loan will naturally be the loan of food stamps.

Zhang Dehui is already the largest mine owner in Beiping and also the largest party B of China Heavy Industry. He purchases countless coal mines from his mine every year.

"The food stamps provided by Zonghua Heavy Industry can be exchanged for grain. The food stamps with a denomination of two stones can be exchanged for one tael of silver from the cash drawer according to the current market price."

"What do you mean?" Zhang Dehui didn't understand, it was different from the cash box he imagined.

"Businessmen in the south, because they opened China and France, transport grain to the north every year, so they can exchange grain for food stamps, and use grain stamps to settle railway freight."

"Businessmen in Peiping can exchange silver for food stamps, and use food stamps to settle railway freight, or settle with China Heavy Industry Iron Works and Coke Refining Plant."

After hearing this, Zhang Dehui said in disbelief, "This is a good idea."

It fully combines the advantages of north and south commodities, supports the function of swap, provides the value guarantee of food stamps, and also solves the settlement problem for merchants.

Zhu Gaochi showed a smug smile.

Merchants and railways in the south settled freight charges, and were troubled by bulk silver transportation. They directly exchanged grain for food stamps to settle freight charges, which did no harm to the southern merchants and had no risk at all.

Merchants in the north exchanged silver for food stamps, which could not only settle expenses, but also exchange for grain, which was equally beneficial and harmless.

(End of this chapter)