Goku, it's up to you

Chapter 7 Wukong, it's up to you

"This monkey doesn't seem very smart"

Looking at the red monkey butt, Chen Xuan couldn't help but laugh.

Originally, seeing so many monkeys in Monkey Mountain, I was prepared to be picky, but I didn't expect to rule out a 'wrong answer' first when I first came, and I was lucky.

"How about this one?"

Bai Chuan picked up a stone monkey whose whole body was weak from laughter, and recommended: "It doesn't look big, but it's dead when you hold it. The quality and quantity of hair are obviously better than other stone monkeys. The defense should be quite good. .”

"not bad."

Chen Xuan looked up and down, nodded in approval, but then asked in doubt: "The hair on the top of the head seems to be a little sparse, and there is a tendency to be bald?"

"Oh, before No. 256 was weaned, its mother was very rare for it. Every time it was fed, it would be the first to eat, and it would always be picked to lick its fur."

The staff looked at the number on the stone monkey's collar and explained, "After a long time, the body will naturally develop well, but the price is that the top of the head is a little bald."

Although getting bald is always accompanied by getting stronger, but the thought of standing next to a monkey with a Mediterranean hairstyle is still unacceptable.
Chen Xuan silently rejected No. 256 in his heart.

After accompanying Chen Xuan to observe a few more stone monkeys, Bai Chuan suddenly said: "You choose first, I'll go and bargain, and I'll be back later."

After finishing speaking, he walked towards the staff not far away.

Sensing Bai Chuan approaching, he originally wanted to light a cigarette, but immediately squatted down, touched the back of a stone monkey, and commented with a look of vicious eyes: "This stone monkey is not bad, its skin is thin. Ah no, rough skin and thick flesh."

"It's good."

Bai Chuan nodded seriously, "If the price is 7 yuan, I will definitely buy it without saying a word."

Hearing this, the staff made a painful expression almost reflexively: "We will lose money if we sell 7 yuan, and we will give you a month's premium ration at most."

"Then it's 6."

Bai Chuan smiled.

"Wow, there's no such thing as bargaining. Let me calculate the cost of raising a stone monkey for you."

"6."

"Our cultivation base is the largest in the city."

"6."

"Brother, don't make trouble. The minimum is 7. It can't be less, or I have to pay for it myself."

Faced with this terrorist-style bargaining, the staff were helpless.

"Don't you have a commission? Just make less money."

Bai Chuan shrugged.

"I also want to support my family. Xiaona's bag, Xiaodan's lipstick, Ahwei's high-heeled shoes... These are all places to spend money."

The staff complained, "In this way, I can use my personal authority to send an extra month of high-quality rations, right? There are two months in total, and I can almost eat the winter vacation. If I buy it outside, it will cost at least 2000 yuan."

Bai Chuan didn't speak, but stared straight into his eyes.

He didn't look away until the other party was a little hairy.

After confirming that this is the lowest price that can be offered, Bai Chuan nodded lightly: "All right, then buy it for 7."

"How do I pay? Cash or transfer?"

The staff hurriedly asked.

Bai Chuan bared his white fangs and said with a smile:

"loan."

".The records here show that you had an exclusive student aid agreement for the police academy when you were in high school. The Huaxia Police Academy Foundation provided the 'Zhonghua Dog' as your imperial spirit, as well as a stepped monthly subsidy .”

The staff held a tablet to check, "But these are not free, but you need to repay them every month after you officially work. So the name is called an agreement, and it is essentially a loan. You should be clear about this, right?"

"clear."

Bai Chuan nodded, "If you haven't been admitted to the police academy, you will have to repay with interest after work, and you won't be able to apply for a house loan or car loan until you pay it off; but if you are successfully admitted to the police academy, not only can you get interest-free, but the principal can also be halved , and on this basis, normal loans can still be made.”

"Okay, it seems that you had a good understanding of it before you came here."

The staff member nodded, "However, there is one thing I still need to correct. 'Normal loan' just refers to the formalities and handling conditions, and does not mean that the interest rate is also calculated according to the normal situation."

"Are interest rates going to be higher?"

"It's about 2 points higher, because you are in debt and have no assets to mortgage. The loan is based on the status of a police student as a credit guarantee. The bank also needs to consider potential unexpected risks. There is nothing wrong with raising the interest rate."

The staff member explained, "Furthermore, you are only a sophomore now, and your job position after graduation is still uncertain. If you want to apply for Yuling Loan, you can only set the interest rate according to the standard of 'searchers' with the highest casualty rate.

During the school period, it should be difficult for you to repay the loan. After all, the income of part-time jobs is not only limited, but also unstable. The best way is to apply for deferred repayment.

But if you want to postpone the repayment, the interest rate has to be increased, and it will be nearly 18 points in the end.

It should be noted that this is not the total interest rate, but the annual interest rate, so when calculating the total interest rate, it must be multiplied by the number of years of the loan term.

With your current credit authority, you can only do it for a maximum of 5 years. If you calculate this way, if the loan is 7, the final principal plus interest will total 5 yuan

In other words, after graduating from university, you will need to repay 1893.24 yuan per month.

In addition to the student agreement you completed in high school, within five years after graduation, you will also need to repay 2123 yuan per month, so the final total monthly payment is 4016.24 yuan. "

After counting this, the staff couldn't help feeling a little sympathetic to the guy in front of him.

Even police students, not everyone can get a high salary.

For some poor positions, just started working, and the salary is only four to five thousand a month.

And faced with a monthly repayment of 4000 yuan, that is almost the rhythm of surviving for five years after graduation.

Furthermore, if you want to advance your position, the first few years are precisely the most critical moments.

If there is not enough capital investment at this time, let your strength continue to improve and show your potential to the leaders.

Then, it is basically impossible to go up in the future.

The guy in front of me chooses to take such a loan. Unless he takes advantage of his handsome face and gets close to a rich woman, his future prospects will basically be ruined.
"learn."

Bai Chuan nodded in understanding, "Can I borrow a little more? It's best to cover the subsequent training costs of the stone monkey as much as possible."

He himself also has imperial spirits that need to be cultivated, and he is already short on money, and now he needs to support Chen Xuan to apply for the imperial examination, which is even more stretched.

If you can borrow a little more, at least it can solve the immediate urgent need. As for whether you can repay the loan smoothly in the future, that is a matter for the future.

"Uh yes yes yes."

The staff was a little surprised, "But you can't borrow much more. Even if we do some bundled sales, we can only help you increase the loan amount to 10 at most."

"Then let's make a loan at 10."

Bai Chuan arranged it in an orderly manner: "For the extra 2, first buy high-quality rations that can be eaten before the college entrance examination, and then apply for a membership card for the training hall that can be used until the end of the college entrance examination summer vacation, and the rest will be Replace it with a tonic like Qinggang jade."

"OK, please sign here"

Chen Xuan, who listened to the whole conversation behind a rockery, lowered his eyes, and silently walked back to the place where he had chosen the stone monkey.

In order not to collide with Bai Chuan, he took another path, and what he saw this time was no longer the monkey butt in the waterfall, but an angry monkey face.

"So you are number 500"

Chen Xuan squatted in front of the stone monkey, and glanced at the collar on its neck.

However, when he got too close, the stone monkey grinned uncomfortably and let out a low warning sound.

Chen Xuan was not afraid of this, instead he rubbed the monkey's head with his hands.

This also caused the stone monkey to struggle and shake its head.

But after a while, after realizing that resistance was useless, it had no choice but to lower its head depressedly.

However, the anger in those eyes did not diminish in the slightest.

"All troubles come from lack of ability."

Chen Xuan scratched the stone monkey's chin lightly, and muttered to himself, "If you are strong enough, this mountain can't trap you, and those monkeys dare not laugh at you. The sky is big and the earth is big, and you can swim with a somersault."

Naturally, the stone monkey couldn't understand what he was saying, but seeing Chen Xuan's distraction, he quickly saw the opportunity and bit him on the tiger's mouth.

Feeling the sharp pain like an electric shock, Chen Xuan didn't care, looked down at the few drops of blood falling from the palm of his eyes, and couldn't help laughing with satisfaction: "Very well, we must maintain this kind of anger in the future, Tiangong and others I'm making a fuss with you."

Saying that, the other hand condensed a piece of Yuling Talisman, and gently stuck it on the stone monkey's forehead:
"Wukong, it's up to you."

　(～￣▽￣)～seeking collection~seeking investment~seeking ticket~
　　
　
(End of this chapter)