The Road to Rebirth Finance

Chapter 279 Bridge Funding
When I got home at night, even Zhang Yiru, who is usually not interested in stocks, chatted with Gu Junhao about stocks, and by the way, teased Gu Junhao for being on the hot search list with a market value of over [-] million.

The fervor of the market can be seen. When most people who don't pay much attention to stocks talk about it, the risk also means that it has arrived. Tong Huashun, who has a daily limit, is obviously on the cusp.

According to Gu Junhao's impression, Tong Huashun's stock price at the beginning of 2015 should be below 50 yuan?If I remember correctly, based on today's closing price, there should be a retracement of about 30%, and the adjustment range is quite large.

"It's all fake. I want to sell it, but I haven't paid the pledged money, so I can't sell it even if I want to." Gu Junhao said with a wry smile.

Thinking that the current market value of 3000 million will be withdrawn by more than [-] million yuan in less than half a month, Gu Junhao feels heartbroken for no reason, and redeems his pledged equity, just the extent of these withdrawals can Deal with current debt.

At present, without calculating interest, Gu Junhao has a total of 2100 million yuan in debt. If he wants to release these pledges, he must raise cash flow of more than 2100 million yuan before the stock price retreats to redeem the shares.

"Do you really want to sell stocks?"

"Yes, if I can get more than 2000 million now, I will sell the stock."

"More than 2000 million is a bit much. Your company can raise funds, but the procedures are a bit troublesome. If it doesn't work, just go through the bridge fund, but the interest rate is higher."

In Zhang Yiru's view, Gu Junhao's judgment on the trend of stocks is still very accurate. Every time he sells, there will be a big adjustment. Now that the market value is so large, the adjustment is a very large number. up.

"Well, bridging funds is one way. I'll ask my big clients to see who can help me solve it. You can also help me inquire about it. Let's try to get it done this weekend."

"Okay, I'll ask my colleagues in the loan department for you later." Zhang Yiru said happily.

Since dating Xiao Gu, he has never allowed himself to provide much help. It is really rare to have a chance to help him this time.

After dating for more than a year, although they are close to getting engaged, there is very little mutual support. Xiao Gu may be used to being lonely since childhood, and he is used to solving everything by himself.

The so-called bridge fund is a short-term financing method, which is a financing method connected with long-term funds. Through the financing of bridge funds, it is connected with long-term funds, and the general period is within six months.

It can be an individual or an enterprise. Generally, small and micro enterprises use bridges to cross the bridge, and the interest rate is relatively higher; This method is used less.

As for the cash lying in the Junshi capital account, Guo Yuanwei even thought about using a bridge loan to provide part of the company's hematopoietic capacity, but these were rejected by Gu Junhao.

In Gu Junhao's view, it is the old man who borrows money nowadays. Any individual or company that lends money must be prepared for bad debts. The probability of a pit is still not small.

If you borrow the money in the company's account for this bridging interest, it may affect the normal operation of the company if you are cheated and cannot get it back. This is not a good thing for the company and yourself.

But it's another matter to borrow money from others. People have such double standards, and Gu Junhao is no exception.

Due to the problem of bridge funds, on Friday morning, Gu Junhao did not go directly to the company to work as usual, but followed Zhang Yiru to the bank.

As a bank, it is very happy to provide loans to high-quality customer groups like Gu Junhao, and from the past exchanges, the bank can also see that Gu Junhao has always been more resistant to loans.

At ten o'clock in the morning, through Zhang Yiru, Gu Junhao and the manager in charge of the bank's loan business were sitting face to face in the reception room, discussing the amount of the loan and the interest rate.

This time, Gu Junhao plans to make a one-time loan of 2500 million yuan, which can replenish a certain amount of working capital while paying off the previous loan.

"Last time, if Mr. Gu listened to me, it would be fine if he took the loan directly and didn't pledge it." Manager Liu, who was in charge of the loan business, said with a smile.

"Can it be the same? You couldn't have lent me 2500 million yuan last time." Gu Junhao said with a smile, Tong Huashun only had a market value when he came to pledge last time.

If you want a one-time loan of 2500 million yuan, no matter how loose the policy is, you can't pass the risk control; but this time it's different, after the pledge is released, Gu Junhao will find an opportunity to sell some stocks, and he can easily repay the loan amount.

The whole process of the conversation between the two was relatively harmonious. As the manager of the loan business, Gu Junhao's risk control and credit extension are very good. There is no need to worry about bad debts for this 2500 million yuan loan. Send performance yourself.

To some extent, he even hoped that Gu Junhao could borrow more; after talking, the two had a full exchange on the specific details, and then entered into negotiations on the details of the contract through the legal affairs of both parties.

As for the specific details, as long as there is nothing wrong with the legal affairs, Gu Junhao doesn't care much about the interest rate. The only requirement is to get it as soon as possible. If it is delayed for too long, then the loan will be meaningless.

"Don't worry, Mr. Gu, we'll do something special, and try to pay you today or next Monday, so as not to delay your business." The manager said straightforwardly.

"Then thank you very much. Since this is the case, I will not disturb your work for the time being. You can go to our company for a while when you are free."

"Sure, this is also our job. I'll go to the president right away and try to approve it for you."

"Okay, then I'll go first, so I won't delay your work."

"Aren't you going to see Xiao Zhang?" Seeing that Gu Junhao was about to leave, the manager also joked, and the engagement of the two was also raging inside the bank.

"Haha, I'll go; I'll go find her for lunch before I go back; I'll ask Manager Liu to give me a glass of water and wine, and we'll send you an invitation later."

The manager of the loan business department, surnamed Liu, named Liu Jun, is a kind-looking fat man; but to be able to achieve this position, his ability is naturally not simple, and Gu Junhao naturally wants to establish a good relationship with him.

"That's necessary. It's my honor to be able to attend Mr. Gu's engagement banquet." Liu Jun said happily, and he didn't appear to be displeased by Gu Junhao's temporary invitation.

"You are overrated, then I will go first."

"Okay, bye."

After leaving the loan business department, Gu Junhao came to Zhang Yiru's office. Seeing Gu Junhao coming in with a smile on his face, Zhang Yiru could naturally guess that things were going well.

"Are you ready?" Zhang Yiru said with a smile.

"Well, the talk is over. Lao Liu is very talkative and will handle it for me as soon as possible. However, I have to go to Brother Xu in the afternoon. I want to try to release the pledge before this weekend. I am afraid that the bank's funds will not delay me so soon. time."

The brother Xu that Gu Junhao was talking about was Xu Dong, the boss of Xushen Auto Parts. Since the two met during the first fundraising process, the relationship between the two parties has been very harmonious, which seems to be a year-end friendship.

The first fund was sold for 400 million yuan, and the support for Gu Junhao was still very strong. When the second fund was issued, based on the principle of mutual benefit, Gu Junhao would still bring him along.

In this way, among the two funds, Xu Dong subscribed for a total of 1000 million yuan, and the profit is still very considerable at present. When he thought of using the bridge funds last night, Gu Junhao was the first to think of him.

At present, I have a good relationship with myself, and he is the only one who can provide short-term bridge funds of more than 2000 million yuan. Some other people are not wealthy enough and do not have so much cash flow in their hands.

But Xu Dong has this kind of ability. Xu Dong, whose business has grown bigger and bigger in recent years, is suffering from no funds and nowhere to invest. Otherwise, he would not have applied for a private equity fund worth nearly [-] million yuan from Gu Junhao. The idea of ​​listing the company.

It is naturally best to solve it through the bank, but the procedures for the bank are relatively complicated. Although Manager Liu's words are pretty, there is no guarantee that there will be any surprises.

In order to prevent missing time, Gu Junhao also made double preparations. After finalizing the loan with the bank, he took a short-term loan from Xu Dong, and he could repay it to him immediately after the bank funds were transferred.

Last night, Gu Junhao asked Xu Dong about the plan he had in mind, and asked him for help. As the big brother, Xu Dong readily agreed, and the two made an appointment to meet at his company this afternoon.

"Just finish it, but you are in such a hurry, are you afraid that the stock price will fall sharply? Hasn't it been rising recently?" Zhang Yiru asked with some doubts. Although Xiao Gu pays attention to efficiency in doing things, it seems that he has never done so before. eagerly.

For this reason, Zhang Yiru took a special look at the market and the trend of Tonghuashun this morning. The current rise is not bad. Tonghuashun has already surpassed the price of 70 yuan in the morning.

"Basically, the market is too hot. My previous pledge and Tong Huashun's recent surge have caused a lot of noise. I want to cool him down." Gu Junhao rubbed his forehead and said.

It stands to reason that although his market value will form a certain degree of heated discussion among fans, it is not enough to be on the hot search list. At most, it will have a certain degree of popularity among the peach stocks.

In stock trading, there is no such thing as a benevolent person; without any public relations, the popularity is so high, Gu Junhao really suspects that someone is using him to divert attention to achieve the purpose of smashing the market.

For the stock price of more than 65 yuan, for next year's market, although investors who buy will not lose money or even make a lot of money, relatively speaking, it can be regarded as the high level of this round.

The stockholders who take over after chasing high positions and adjusting are the easiest ones to cut their meat. Gu Junhao doesn't want his influence to mislead his fans.

(End of this chapter)