Lost eight hundred million at the beginning

Chapter 109 Chapter 109

"Zhang Huanyu, what do you want to learn when you come to work here?" Lin Ruoyan didn't go around in circles, and asked her curious part directly.

Zhang Huanyu could hear the hidden meaning in this sentence, Lin Ruoyan didn't seem to think that he came to the hotel just to work.But he never made it clear to anyone that he asked his mother to help him find the way, and he only said that he wanted to work part-time in different types of jobs to find the direction of future development.

Since he entered the freshman year, he has tried tutoring and various regular part-time jobs, and each job didn't last too long, just one or two months.

The mother thought her son was immutable, and now that the summer vacation is less than two months away, she suddenly came to the B&B because the working conditions are better and she can watch over her as a mother.Although I think that my son will not only be a homestay manager in the future, but I can't figure out his real intention of taking various part-time jobs.

Zhang Huanyu didn't understand why Mr. Lin, who had never been in contact with him before, seemed to see through his heart all of a sudden?

Lin Ruoyan thought to herself, this investment genius has used part-time jobs to experience various jobs since college, and it is definitely not just for making money.The salary she gave Liu Yunxia was enough to support him to concentrate on his studies without having to work part-time.

If it was Hua Mengmeng who asked, Zhang Huanyu might not tell the truth, after all his ideas are immature.Now Boss Lin also asked, he hesitated for a moment, thinking that compared to Boss Lin who runs such a big company, his level must be limited, as a rare opportunity for juniors, he still told his plan and asked him for advice : "I think the homestay business is very interesting, and I plan to try to start a business from this in the future."

"What's your business idea, and how much start-up capital do you need?" Lin Ruoyan pondered, isn't there already the spending goal for August?She asked this very seriously.If it was someone else, she might not vote, but Zhang Huanyu is different.

Zhang Huanyu was taken aback. President Lin wanted to invest money before he said anything?But he didn't want a large amount of investment. He said: "Mr. Lin, let me talk about the idea first. In fact, it is still an immature idea. You can also listen to whether this kind of idea can work."

"Okay." Lin Ruoyan saw that the other party was a little embarrassed, and with the shyness of a young man, she quickly adjusted her expression, not like a wolf who saw a lamb.But people like investment geniuses who spend money and tools come to her on their own initiative, how can she not be tempted?
Zhang Huanyu said: "There is a beautiful mountain forest in my hometown. The village has always wanted to build it and turn it into a resort, but it can't get developers to invest money. Those who are willing to invest have to give them free space to build large villas and sell them to the city. There are rich people in the village, or the village must contribute money and effort, and most people are also worried that our place is not well-known, and the resort will not have tourists in the future. Therefore, it has not been developed until now, and it is still deserted.”

Lin Ruoyan remembered that it was mentioned in the original book that Zhang Huanyu started his own business while he was studying in university, and he seemed to have made a name for himself, earning his first pot of gold, which attracted Li Yiqi's attention.Is it such a project?But isn't it a common project to build a resort in a scenic spot?Give money if you are short of money. If you can't agree, you must still have enough money.

"I don't need a large amount of start-up capital." Zhang Huanyu paused and said, "I just need a promotional website, which I can do by myself, and it may be a bit difficult to gain the trust of investors with the endorsement of a large company. According to my With the idea, I can do it for less than a few dollars, and it can also guarantee the source of customers.”

"Ah? You mean empty-handed white wolf? Looking for an investor, or a bank to borrow money?" Lin Ruoyan said in her heart that she really studied finance, and she didn't need much start-up capital to start a business. It's easy to build a website. How much is the initial investment?
"I made a plan. The initial need is 400 million. But looking for money in the traditional way, such as convincing one or two investors or borrowing from the bank, this is not the effect I want."

Lin Ruoyan was a little disappointed with the amount of 400 million, it was too little.But she also heard the key point, that he didn't want a few people or an institution to invest.Could it be that Zhang Huanyu already had forward thinking and planned to engage in crowdfunding?

She tentatively asked, "Are you going to crowdfund?"

"Crowdfunding? This word is very appropriate." Zhang Huanyu's eyes lit up, "It has a similar meaning. I want to find 2000-[-] investors, or more than [-] people. These people only need to invest a small amount about [-] yuan, but I will design a reward system for investors, so that they can feel that the money invested has a great return.”

In the face of a big businessman like Lin Ruoyan who invests tens of millions or hundreds of millions at every turn, Zhang Huanyu will not worry that his small business will be learned by others. Mr. Lin has already mentioned crowdfunding, maybe she has already understood This concept.

So he narrated what he had been pondering for a long time.

When Zhang Huanyu thought about this question, it came from his own family that was not rich.His father died of cancer, and the lingering illness had almost emptied the family savings.After his father died, he was admitted to a boarding middle school in the county, and his mother also went to work in a big city.The mother's income has increased year by year, and their foreign debts were paid off in the year he was admitted to university.Life may be much better than staying in the village.

However, among the people he came into contact with, most low-level migrant workers could hardly invest more than 3 yuan.But they also want money to make money.The stock market is in a slump, and people who have no financial knowledge rush in will be cut off. What about other businesses with a small initial investment, what can they invest in?

So he used his spare time to work, trying to use this method to find entrepreneurial opportunities that are more suitable for ordinary people.

It turned out, he proved, that if the initial investment is low, the money to be made is also low.Those industries with low barriers to entry are also very competitive and highly substitutable.The prerequisite for upgrading to only play money is that he has more money.

He has been thinking about entrepreneurial methods that are different from traditional models.So he set his sights on emerging industries, and he thought of a project that he might be able to make.Just like Mr. Lin summed it up in his words: crowdfunding.

Divide a large investment into hundreds and thousands of shares and invest them in the resort he wants to build.What he can give back to investors is that in addition to distributing vouchers for resort consumption every year, he can also design a more active investment income model.For example, if an estimated annual turnover exceeds this amount, he will return 6 points of investment income that year, and an annual turnover greater than this amount corresponds to a higher investment income of 7 points or 8 points.

Lin Ruoyan also understood the general pattern when she heard this: "I understand, the investors themselves are also customers who come to the resort. It provides free publicity channels. So you need more investors, so that you can save a lot of publicity costs yourself, and you can also guarantee the number of customers.”

"Well." Zhang Huanyu smiled shyly, "In addition, the turnover must be calculated. The operation of the resort is similar to that of the homestay here. I think a lot of content can be used for reference, so I have the audacity to ask my mother to find a way to come to you. homestay internship."

Lin Ruoyan asked curiously: "I understand the truth, but this kind of small investors may not receive returns in the first few years, how do you convince them to invest money with confidence?"

　Today is the third update of the third update.

　　
　
(End of this chapter)