The Industrial Giant Reborn.

Chapter 448: Taking the bait
On December 12, at the headquarters of Hisense Bank, Chen Zhiwen was sitting at his desk. On the desk were two pieces of information. One was a page of details of the loan list of D&A Bank, which included US$10 million lent to Land. The other one is Land's information on all overseas bank loans, and there is no Thai bank.

Both documents have their own seals on the sides. If these two documents are put together, there must be something wrong with one of them.

"This is the irrefutable proof. Choose one of the two, this time Land Land finally let us grasp the handle." Chen Zhiwen said with a smile.Documents with seals have legal effects. Two conflicting documents have legal effects, and Hisense Bank obtained them in a legal way. Even if it is taken to the court now, it is enough to buy a bottle of land. .

"Sheng Chen, now that the evidence has been obtained, how about lending our funds to Land? They are pressing hard now. It is estimated that the capital chain is really unbearable. I heard that the Keswick family in the UK also They began to agitate for a shareholders' meeting to overthrow Newbijian's board of directors and management," Huo Jianning said.

"The more times like this, the more cautious we have to be. If we are too quick, it will make Landlord people suspicious." Chen Zhiwen smiled and said: "I have two requests from Newbijian. First, the loan interest needs to be increased by 2- Three points, you can talk to them about the details. Second, just say that I want the Golden Gate Tower and the Prince's Building now."

"Okay, I understand." Huo Jianning said.

Zhou Jiayang on the side said: "It is said that Simon Keswick will come to Hong Kong before Christmas, and a shareholders' meeting may be held. If we cannot show up by then, I am afraid that Newbijian may not be able to keep his position."

"Then we need to go faster, but Niubijian is definitely more anxious than us. This may be his only chance to turn around." Chen Zhiwen said with a faint smile: "I have to press it, but we still have to complete this deal as soon as possible. As long as It’s done, even if Simon Keswick drives away Newbikin, the rest will not be able to escape our grasp.”

The debt problem will not change due to changes in the company's management. The debts that should be owed are still owed. Even if the previous management's criminal behavior was committed, the current management will not be held accountable, but they will still have to bear all the debts. responsibility.

"Two buildings in Kinmen and Prince Edward?" After seeing the request, Niu Bijian breathed a sigh of relief and said, "It seems that Chen Zhiwen knows the solidity of our Yiji Mutual Control and also knows that it is difficult to succeed, so he only asked Prince Edward With the Golden Gate Tower?"

"But don't you think that with Chen Zhiwen's worth, only two buildings are a problem?" Bao Fuda was still a little worried.

"It's a bit small, but Chen Zhiwen may also know that if he asks for too much, we will definitely not agree. Now we have to move two buildings, plus lend us 30 billion Hong Kong dollars, and the interest rate is 2.6 points higher than normal. You can make a lot of money, and it can also solve the current situation of Hisense Bank having too much funds." Niubijian said after thinking for a moment.

They also have their own news channels in Hong Kong. Hisense Bank transferred Hong Kong dollars before the Hong Kong dollar exchange rate crisis, and then exchanged them for Hong Kong dollars at a high price. They must have made a lot of money in tandem, and through the exchange, they gained a large number of deposit users. At present, many people know that the funds in Hisense’s bank account are in urgent need of loaning out.

This makes many people envious of Hisense Bank, but there is nothing you can do about it if you envy them because they have good taste.

"That's all I can think of." Bao Fuda said.

"Are you sure there won't be any problems with the accounting?" Niubijian was still a little worried and asked again.

"There will be no problems. The logic and data are consistent. Unless Hisense re-examines our actual debt, it is impossible to find our problems." Bao Fuda promised: "But even the Hong Kong government has no reason to do so. They may forcibly check our financial data. The only thing that needs to be noted is that this year’s financial report also needs to be modified appropriately, otherwise there may be conflicts.”

When you lie about one thing, you may need to tell more lies to cover up the matter, but it doesn't matter to the top management of Jardine. After the loan is obtained, who will still use the money from the previous loan?The bank will not check internally, and a lot of his funds are borrowed from overseas. As long as they are returned on time every month, overseas banks will not be idle to check information. For example, Chen Songqing is constantly checking the information. Borrowing loans from overseas banks and then developing in Hong Kong, the former is the foundation for him to become bigger. Otherwise, Hong Kong banks would not be so stupid. It is because there are overseas loans for which the specific conditions cannot be found that Chen Songqing has the opportunity. Can be multiplied.

Of course, there must be FB issues too.

"The financial report should be blurry. You can't write obvious false numbers. Let's leave it like this for now." After thinking for a moment, Newbijian said: "Hisense can be agreed to in terms of interest, but we can only sell one of the two buildings. Otherwise the market will be suspicious of us."

Land has historically sold properties in Central. The real estate crisis is still going on. It would not be surprising to sell one building to alleviate the situation. But if two buildings are sold at once, it may cause problems. At this time Point, Land cannot have this kind of problem, because once the stock price falls, the value of collateral for many bank loans will decrease, and it will be necessary to repay the loan in advance or increase the mortgage, which Land Land cannot afford at present.This is why even though the rise and fall of stock prices have nothing to do with the company's finances, many companies still care about the stock price, because it affects the company's debt ratio and financing capabilities.

"Okay, the biggest thing now is to solve the current debt problem. Even if we know that Hisense Bank may have problems, we can only jump in." Bao Fuda sighed.Everyone in Hong Kong can guess that Chen Zhiwen must be planning to land a land, but so what if he knew that Yi Zhi Mutual Control can indeed prevent others, but now he has a big problem. Without external help, it is not certain whether the land will fail, but they Now this group of management must be doomed. Not only have they lost the once largest consortium that controlled Hong Kong, but they will also have to retire immediately in the future. Because with the success of Jardine Land, no company will invite them in the future. , unless you start your own business.

Therefore, they who still hold the highest power of Jardine Land will never let go, so they would rather take a gamble and ask for Hisense's HK$30 billion, because if the bet is right, the Land problem will be solved, and the Keswick family will There may not be anything they can do about it. After all, although the Keswick family is known as the major shareholder of Jardine, they only only have 10% of the shares. Normally Newbijian would naturally give them face and discuss some matters with them, but now it involves If you seize power, you will definitely be in trouble.

Anyway, even if Hisense takes some medicine, their result will not be worse than not being able to borrow money.

"Sheng Chen, Bao Fuda responded that they can accept the interest, but they can only sell one building in Central, but Land can sell several of their medium-sized properties in Admiralty and Tsim Sha Tsui to us. Based on the current value, It's not much worse than another Central building." Huo Jianning said.

"It seems that they are worried that selling the two buildings together will cause worries in the market." Chen Zhiwen smiled and said: "If the prices are similar, then agree to it and let Hutchison Whampoa buy it at a suitable price." ”

On the surface, the proposed acquisition is to take advantage of others' danger. In fact, it is just to put up a satellite to make the Landlord think that it has no other intentions. However, it is impossible to really reassure the other party, but if there is no such request, the other party will immediately change the situation. Doubted.

As for which one to acquire now, it doesn’t matter. If you can acquire land in the future, it will be yours no matter what. If it fails, those properties will actually be meaningless. There are many opportunities for you to acquire other properties.

"Okay, in that case, I will follow the procedure and issue the 30 billion loan to Land." Huo Jianning said.

"Okay." Chen Zhiwen nodded and said, "Give it to them. The Keswick family will come to Hong Kong in half a month. With this money, Newbigan will definitely spend it quickly to ensure that there is no chance of failure in the board meeting." After being overthrown by the Keswick people, once the money is almost spent, it’s time for us to take action.”

For an enterprise like Tushu Land, especially when the other party has also created a Yizhi Mutual Control, there is no way to attack it in the normal way. The Wharf before could be said to be a sneak attack, but now the only way is to storm the fortress.

The fortress is too big to be attacked by force, but the losses will be huge. Therefore, the best way is to let the fortress cause problems on its own.

Land's problem is that it has too much debt, so now that I have added more debt to it, and at the same time found out about their illegal operations when borrowing, then I can directly force the debt. And if other banks also join in, then Land and even Yi behind it will He will undoubtedly die. This will be a case that is several times larger than the debt of He Ji, and no one can save him.

At that time, either Real Estate will be acquired, or it will go bankrupt, or it will go bankrupt. Chen Zhiwen will also win these high-quality businesses and properties at the auction.

After three days:
In Kangle Building, Bao Fuda walked to Newbridge's office with joy and said: "Newbridge, the first tranche of HK$10 billion of Hisense Bank's loan has been received."

"The speed is really fast. It seems that it is true that there are too many funds from Hisense Bank that were uploaded to the market before." After listening to this, Niubijian said with a smile, one billion can at least solve many problems in the short-term. This makes His pressure decreased a lot, and then he asked: "Where is the remaining 20 billion?"

"After we need to complete the property transaction with Hutchison Whampoa, we are still bargaining with Zhou Jiayang. The price they set is quite ruthless," Bao Fuda said.

"That's almost enough. The most important thing for us now is that we have cash. If the transaction is successful, after deducting the mortgage, we can also get some extra money." Newbijian said.

"Okay, I'll try my best." Bao Fuda nodded and said.

(End of this chapter)