Starting from selling lunch boxes at the construction site

Chapter 225 Remarks: Xu An, a particularly troublesome guest

"Boss Xu, the current situation is like this, do you want it here?"

The intermediary brother wanted to persuade Xu An to give up, but when he thought of the price he negotiated so hard, and the commission that Xu An promised, the word 'give up' couldn't be said.

20!The commission is at least [-]!This is comparable to my one-year salary + commission!

"Please go find out who the other owner of this shop is, and what is the price they negotiated." Xu An saw the worry of the intermediary brother: "I have almost prepared the materials, and I will go to raise funds in the afternoon There is no problem with the guarantee company communicating about the loan, cash transactions, and your commission will not be less than you."

"Okay!" As soon as the intermediary brother heard Xu An's words, his fighting spirit rose again.

After the intermediary brother left, Xu An clicked on the background to check the status of the membership card.

It is eleven o'clock now, and an hour has passed since the membership card function went live.At present, the offline membership card processing situation is quite good. There are already 47 cards, and an average of one more per minute.Looking at the number of people queuing outside, it is estimated that there are two hundred people applying for membership cards offline.

Open the takeaway ordering page of Xu's fast food restaurant, enter the backstage, um. The membership card number is actually single digits. Single digits!
Although one of the only three membership cards is a huge membership card with a recharge of 1000 yuan, it is just a drop in the bucket for the total amount of funds I need.

Relying on membership cards to legally raise funds is really wishful thinking. The background of Xu's fast food restaurant is still too bad.If Xu's fast food restaurant is a well-known local enterprise like Qiansheng Group, the membership card must not worry about selling at all.

No, if it is a company like Qiansheng Group, the bank will definitely come to ask for a loan.
Xu An shook his head, threw away all kinds of distracting thoughts in his mind, sighed, and resigned himself to sorting out various materials.

Unlike Haishi Bank, the financing guarantee company has dedicated staff to help sort out relevant materials. Now Xu An needs to sort out all these materials by himself.However, there is not much difference in the materials required by the two, that is, the financing guarantee company needs a few more materials.

Before leaving, Xu An first visited the second floor of No. [-] Store, which was changed from the customer dining area to the lo-mei packaging area of ​​Taobao Store.

After the initial run-in, the ten students recruited by Lao Han are now very comfortable in their work, cutting, weighing, bagging, compressing, packing and other work are carried out in an orderly manner.

Near the stairs, in just over an hour, three large cardboard boxes have been piled up, and the cartons are full of pre-packaged lo-mei orders.

According to their work speed, when the boss of Shunfeng Express came to pick up the packages tonight, they should be able to send out more than 1000 copies, and the remaining orders could be shipped within [-] days.

It was already twelve o'clock after Tang Wen finished all the other tasks in her hands. When she was about to enter the backstage to count the membership card processing data, she suddenly realized that the store's closing time was 02:30. After a moment of hesitation, she decided to wait until the afternoon nap was over. After that, the membership card data statistics will be performed.

When I woke up, it was exactly two o'clock in the afternoon. After sorting out the documents processed in the morning, it was 02:30, the time when Xu's fast food restaurant closed.

Holding the USB flash drive, Tang Wen yawned and walked out of the office, walked behind the cashier counter of No. [-] store, greeted Grandma Xu, opened the background of the membership card system, exported the data to the USB flash drive, and finally The U disk containing the data returned to the office.

线下办理会员卡的人有270二名，140二人充值了100元，84人充值了200元，46人充值了500元，共五万4000元。

This data is quite good. The average daily traffic of the store is more than 500, and two-thirds of the people can apply for a membership card. This ratio is already quite high.

After counting the offline data, Tang Wen logged into the online ordering page of Xu's Fast Food Restaurant and entered the administrator background.

会员卡数量共七百零二张？100元的410七张.200元的两百零五张.500元的75张1000元的居然有五张！

Someone really recharged 1000 yuan, and I still underestimated the customer base of Xu's fast food restaurant!
When I was about to enter the formula to count the total amount of online membership card recharge, my elbow accidentally touched the mouse, and the administrator background page appeared at the top of the screen.When I held the mouse with my right hand and was about to close the browser page, by accident, I tapped the right button with my middle finger to refresh the page.

The new page shows that there are 730 membership cards in total.

730 three?Wasn't it seven hundred and two just now!
Tang Wen's breathing was stagnant, and she quickly called up the form, and looked at the column of the number of membership cards. The three data of '702' appeared in front of her eyes very clearly, which made her open her mouth and mutter to herself: "Short In 5 minutes, a full 31 membership cards have been added?"

In order to determine whether it was a coincidence or the membership card data was soaring rapidly, the mouse flicked back to the administrator background page, and right-clicked to refresh again.

The number of membership cards is 730, and in less than a minute, another five have been added!

Tang Wen exported the background data again, this time, even the recharge time column was ticked.

十点钟到10:30、三张；10:30到十一点、十二张；十一点到十二点、38张；十二点到一点、230七张！一点到两点、220九张！两点到两点四十分、220二张！
The number of online membership cards seems to have entered a growth phase from eleven o'clock, and continued to grow at a high speed since twelve o'clock!
Tang Wen also noticed another piece of data, which is the video playback volume of [Brand Story], which has been watched by more than 8000 people so far!

She quickly opened the [Xu's Catering] account that uploaded this video almost at the same time, with [-] likes, [-] forwards, and [-] comments!
Could it be because of this video?Did it lead to a surge in the number of online membership cards?
You have to tell the store manager!If it is really because of the video, then the growth rate of the membership card will definitely not be weak!Standing up from his seat abruptly, he wanted to go downstairs to find Xu An.

As soon as she took a step, Tang Wen suddenly remembered that Xu An had something to do, and she seemed to be going to a financing guarantee company to help them with the loan
Tang Wen quickly picked up the mobile phone on the table, found Xu An's number and pressed the dial button.

Hannan Finance Guarantee Company.

A loan of more than 100 million is not a small order for this financing guarantee company, but it is not a big order either.Therefore, the attitude of the staff sent was not very enthusiastic, and of course they were not rude, they were just extremely polite.

"Boss Xu, I have already understood the situation on your side. According to the operation of your store, the current assessment is that the amount of your guarantee will be between 100 million and 120 million. If it exceeds 120 million, the bank needs to Fixed assets can only be handled as collateral.”

The man took out a piece of document paper that said Hannan Financing Guarantee Company, and quickly slid a black signature pen on it.

"At present, the bank's one-year interest rate is 6.58%, and the one-to-three-year rate is 6.4%. We are now mainly dealing with one-to-three-year loan business guarantees. Calculated based on a loan amount of 100 million, the three-year interest is 19 yuan , Our company's handling fee is half of the loan interest, and you need to pay a handling fee of 2000 yuan. Do you agree with this, Boss Xu?"

Xu An stared at the man for two seconds before asking, "Can't I apply for a one-year loan?"

There was a formulaic smile on the man's face, he crossed his fingers, put them on the table, and said in a serious manner: "The situation of your store, we can only handle one to three years for you."

Now I have something to ask for, and the initiative is in the hands of others. Faced with such a strong rejection of the staff, Xu An has nothing to do. Who knows that his store is not a well-known big company.

"If it's confirmed, can the money be remitted to my card on September [-]?" Xu An asked after thinking about it.

"Well, time is a bit tight, it's not impossible, but an expedited fee is needed"

The man didn't say the specific expedited fee, but from the elongated ending, it can be known that the expedited fee is definitely not low, and the two suddenly entered a stalemate.

Xu An glanced at the man, then at the document paper full of calculation formulas, and finally at the huge wall clock hanging in the lobby. The current time is 32:[-] noon, and it's lunch time.

"I need to think about it again, and I'll give you a specific answer at two or three o'clock in the afternoon." Xu An took back all the materials placed on the table one by one, and said this politely after standing up.

"No problem, Mr. Xu, here is my business card. You can contact me anytime after you think about it." The man handed the business card to Xu An with one hand, and suddenly lowered his voice and said in Xu An's ear: "You need the money?" Urgent, the handling fee will be doubled one day later. You also know that the approval time of the bank is not short, even if our company cooperates with the bank, we still have to go through the process.”

In the end, after the man gave Xu An a 'you understand' look, he formally sent Xu An outside the door.

Xu An stepped out of the gate with his front foot, and the glass door closed with his back foot.Looking back, the man just turned around and walked into the company.

It seems that this small business of mine can't catch the eyes of this staff member, and his attitude is also quite bad.

After leaving Hannan Financing Guarantee Company, Xu An found a nearby restaurant for lunch, took out his notebook and pen, and started a quick analysis.The guarantee company’s handling fee is almost [-] yuan, the intermediary brother’s commission is [-] yuan, and the membership recharge promotions are almost worthless
Hmm. With such a series of operations, not only did I not save money, but I also had to pay for it!

But now I really need a large office space, the current office is too small, and I can’t recruit a series of important personnel such as administration and finance that I need; cooking hell-flavored meat is also a very difficult problem. After it was finished, we moved it to the back alley to disperse the smell and pack it. The surrounding shops have already complained a lot.
Moreover, the value of that store far exceeds these handling fees, interest, and expedited fees; after having fixed assets, if you encounter an urgent need for money in the future, you can use the fixed assets as collateral to apply for a loan from the bank , no longer need a surety company
Hey!
After the black signature pen in his hand finally wrote a large word [Buy] on the notebook, Xu An put the notebook and the pen back into the bag, drank the lemonade in front of him, got up and left the restaurant, heading to Hannan The financing guarantee company went.

When I sat down at the negotiating table again, the huge wall clock on the wall showed that it was exactly two forty.

"Mr. Xu, have you already made a decision?" The man folded his hands in front of his chest, looking confident, as if he had expected that Xu An would go and come back: "If you have made a decision, we can discuss specific cooperation."

Jingle bells - jingle bells -

The sudden ringtone of the mobile phone interrupted the man's speech, a flash of displeasure flashed in his eyes, and when he was about to ignore the ringtone and continue talking, Xu An gave him an embarrassed look, holding the phone He left the meeting table, walked to a remote corner of the lobby, and pressed the answer button.

"Hey, what's the matter?" Xu An lowered his voice and asked.

"Boss, membership card." Tang Wen started talking and then stopped, and then Xu An heard the sound of the mouse'clicking'.

"What happened to the membership card?"

"Now the number of online membership cards has exceeded 20, and with the addition of offline membership cards, the recharge amount has exceeded 1!" Tang Wen took a big breath before continuing: "And the number of membership cards is still above 3.5." The speed of [-] sheets per minute is increasing!"

In less than four hours, the recharge amount of the membership card has reached 20, and it is still growing rapidly!

This shows that my membership card top-up activity, which was done in a hurry, even to raise funds without making any money, has paid off!

Although it is still far away from my goal, there is still one and a half days before the end of the event. I can choose to wait and see and make a decision tomorrow!

It's a big deal, it's just a higher handling fee!
"okay, I get it."

After saying that, Xu An hung up the phone, took a deep breath, showed a standard smile, turned around and walked back to the meeting table to stand still, and answered the question asked by the man just now: "Yes, I have thought about it, and decided to think about it one night , if there is a need tomorrow, I will come to your company with all the materials at ten o'clock tomorrow morning to go through various cooperation procedures."

After finishing speaking, Xu An stretched out his right hand representing friendship to the man, quickly shook hands with the bewildered man, turned around and left the guarantee company, leaving behind the man who stood there stunned.

No, there is something wrong with this person!Especially come back to find yourself, just to tell yourself to decide to think about it?Isn't this a bit of a joke!

Depend on!Isn't it just a loan business of 100 million, let alone a small amount, you have to be in a hurry, so I don't want to serve you!

Whoever picks up tomorrow, I will definitely not pick up!

The man returned to the office cursing and cursing. The more he thought about it, the more angry he became, and he silently gave Xu An a one-star rating in the system, and noted it as [very troublesome].

"Next time you come here again, I'll see who will pick up your [specially tricky] customer's order. At that time, when you beg me, I will definitely charge you the highest handling fee! A small broken fast food restaurant , actually came here to play tricks on me.”

　Chapter 2 a little later

　　
　
(End of this chapter)