People in Hongwu, from heavenly master to emperor master

Chapter 544: Ming Dynasty Economics, Piece Rate and Installment Payment

In the later generations where Zhang Yi lived, there were many resource-based cities.

Resource-based cities have a complete trajectory from their rise to their decline.

Zhu Biao couldn't understand what Zhang Yi was doing, but looking back at the bustling streets around him, he seemed to understand a little more.

“The demise of a country begins when the gap between the rich and the poor is too great. When people have no way to survive, they will naturally rebel!

In this world, there are rich people and poor people...

But the rich will eventually leave something to eat for the poor. In fact, the same is true for the economic cycle of the entire country. Just like this mine, there were workers before, but why couldn't a town be formed...? "

Zhu Biao didn't answer because he already vaguely understood what Zhang Yi wanted to say?
“Because they don’t have the extra money and food to support a city’s consumption cycle!

When the miners have money, they will have the motivation to bring their families over. The family members will eat, drink, and have sex here, and they will have employment opportunities. Businessmen will hear the news, or someone will run a business.

However, just satisfying food and drinking is not enough for a town to be formed.

The consumption power here determines the vitality here, but the miners in the past could barely make ends meet..."

Zhang Yi told Zhu Biao about the nearby economic cycle. He rarely talked about the principles of economics before.

What about domestic demand, the gap between rich and poor...

Behind the economy lies the rise, fall and destruction of a country.

The ancients may not have had a relatively clear understanding of economics, but every king and prince was actually exposed to realm studies to some extent.

Zhu Biao didn't seem to understand Zhang Yi's macroeconomics, but he seemed to understand a lot.

He asked and Zhang Yi said.

The two of them had a very happy chat in the noisy briquette factory.

Whoa, whoa, whoa!
After a while, Zhu Biao found that he was coughing. Zhang Yi took a look and decisively found a mask for him to wear.

The two walked outside, and Zhu Biao could see many people queuing up.

They all carried a strange utensil in their hands, and some held two.

Jewelry looked towards the end of the queue and saw a house with a faint smoke not far away.

"That's the water boiling room, and what these people are holding are hot kettles...

The fuel in the mine is cheap, so the cost of the boiling water room we opened can be afforded!
Buying water here is cheaper than elsewhere..."

Zhang Yi gave an example: "In teahouses outside, there are also people selling boiled water, but because of cost, even boiling water only costs one penny for three bowls!

This price is actually mainly to sell people's popularity, but if merchants want to make money, they have to rely on tea!
But here, we sell two pots for one penny, and actually still make a meager income...

This price can barely afford it for miners...

Autumn is coming soon and the weather is getting colder!

Being able to drink a bowl of warm water when you go home is actually very comfortable..."

Zhang Yi also lived in the mines, and gradually understood that the needs of the ancients were different from his own.

The common people who come here cannot afford hot food.

In ancient times, cutting firewood was an occupation that allowed one to make a living, and people could not just cut down trees to get firewood.

The little firewood that I usually pick up or buy cannot support the family's daily hot food.

Being able to have a mouthful of hot rice, and having your mother-in-law hand you a bowl of hot water when you come home from a busy day in winter, for the poor, means indescribable happiness.

Without the experience of living in the market, Zhu Biao probably would not understand this kind of happiness.

He was very curious about the hot kettle that Zhang Yi mentioned.

At this time, someone had already fetched water and was walking outside.

Zhang Yi shouted casually:
"Third Hu!"

Then a man turned around and saw that he was a miner in the mine.

Seeing Zhang Yi, he responded enthusiastically:

"My lord..."

Zhu Biao looked at Zhang Yi curiously. He seemed to be familiar with this worker.

Zhang Yi seems to be approachable, but after all he is also a imperial advisor. His rank, officials of the third and middle grades of the imperial court and below, must be respected and saluted.

In this class-conscious society, it is a skill in itself for a miner to be able to chat with him.

"You boy, are you going to fetch water today?"

"The Imperial Master also knows that my mother-in-law is in poor health. Can she help me..."

"Okay, good man, I heard that your piece-rate salary is quite high this month. Next month, you can pay off the debt for the kettle, right?"

"The King of Medicine still bless me!"

Hu Laosan and Zhang Yi were chatting, and Zhang Yi suddenly said:
"I have a friend who wants to take a sip of hot water. Please give me this kettle. Tomorrow you can find Wu Bao, another kettle, and the money for tonight's water..."

"National Master, you are looking down on me. I can still afford to buy the Imperial Master a drink of water!"

Hu Laosan heard that Zhang Yi wanted to greet his friends. He came back from work in the mine and did not see Zhu Biao.

Zhu Biao was not wearing a Gonglong suit. For a moment, he just felt that the other party was a noble person.

"This is His Royal Highness the Crown Prince..."

Zhang Yi naturally introduced him to Hu Laosan.

"It turns out to be His Royal Highness the Crown Prince!"

Hu Laosan grinned, but his smile soon froze on his face...

When he turned around and realized who the person in front of him was, Hu Laosan almost cried.

"Caomin, meet His Royal Highness the Crown Prince!"

As soon as he knelt down, people on the street suddenly looked back.

Your Royal Highness?

The people were frightened when they heard this and quickly knelt down.

The street suddenly became silent, and Zhu Biao didn't know whether to laugh or cry.

"Excuse me, please get up!"

He glared at Zhang Yi, stepped forward, and gently helped Hu Laosan up.

"His Royal Highness..."

Hu Laosan was so moved that he was at a loss and stammered, unable to speak.

"I am curious about the structure of this thermos kettle. I want you to get a thermos. I will personally send one to you later. Okay..."

Pfft!
Zhu Biao's gentle words frightened Hu Laosan.

He knelt down again, Zhihu didn't dare.

"Your Highness, let's go. If you act like this, they probably won't be able to get up..."

"Isn't it your fault?"

Zhu Biao turned around and gave Zhang Yi a stern look, but Zhang Yi's attitude of breaking the jar made him helpless.

He gave Mao Xiang a look to indicate to him to remember what he said, and then pulled Zhang Yi forward on his own initiative.

The mining area is not large, and the city centered on the mining area as mentioned by Zhang Yi has not yet been formed.

This is not a county town, and it doesn’t even have a serious place to stay.

However, Zhang Yi had his own place to live, so he took Zhu Biao home directly.

When he got home, Zhang Yi personally opened the piston on the kettle and poured a glass of water for Zhu Biao.

Zhu Biao took a sip of the hot boiling water very seriously.

Although it is not as sweet as mountain spring, it has a touch of warmth.

This was not the first time Zhu Biao drank boiled water. In fact, all drinking water in the palace was now replaced by boiled water.

He doesn't just need a kettle because he has countless people waiting on him.

But this object still made him very satisfied.

"This liner is made of glass..."

Out of curiosity about the kettle, he studied its structure.

Zhang Yi nodded and said:
"Through some special processes, the thermal insulation effect can be achieved..."

"I think this thing can be popularized. Later, you can send me a hundred hot kettles and I will bring them back to the sky!"

Zhang Yi nodded when he heard the words:

"If His Highness needs it, I can also give you the recipe..."

"It's so good. You can give up the benefits in your hands. You must be very compassionate..."

A small object like a kettle, which may seem ordinary in later generations, can indeed improve the quality of life for the people at this time.

It's just that the price...

"Compared with this, I care more about your chat with Hu Laosan. I know the piece-rate salary. Where is the other one?"

Piece-rate wages are something that Zhang Yi mentioned long ago to improve production efficiency.

Part of the income Zhang Yi obtained from the mine for the court was not distributed as fixed expenses, but on a piece-rate basis.

He has his own method of calculating output to ensure workers' income.

If someone like Hu Laosan is good at work, his income will indeed be much higher than that of ordinary people who farm.

Only with money can miners consume. In this small town built by Zhang Yi himself, only the residents and families here have needs.

Food and clothing is one of them. After food and clothing, low-end entertainment and service industries will also flourish.

This is the first time Zhang Yi has tried to build a city in the north. Unlike Shuntian Mansion, Zhang Yi only built a city in Shuntian.

This mine and everything around it was a town formed by Zhang Yi's attempt to use his own economic policies to form an economic model that the emperor could recognize.

Revitalizing the northern economy is not just empty talk.

It would be best to place the focus of industry in the north and cut it off from the land of plenty in the south.

"What you are talking about is installment payment. It is actually very simple. I am the guarantee. For workers who cannot buy a kettle, they can lend money to them to buy it. They can repay the payment in six or twelve installments. I will collect the money appropriately. Points of interest, not just private loan sharking...

There is no solution to this matter. Although Pindao is optimistic about the future prospects here, many families cannot afford to buy a hot water kettle!
This winter is probably the best time to sell hot water kettles. What Pindao really wants is to make the people affordable to drink boiled water..."

installment……

It was to promote the market. Zhu Biao listened carefully to Zhang Yi's approach.

The way he looked at Zhang Yi actually had a subtle change, but Zhang Yi didn't notice it.

If you want to develop industrialization, raw materials, water sources, energy, and transportation must be considered comprehensively.

Zhang Yi chose this place because he started from the steam engine and mining industries and solved the energy problem first.

If briquettes are regarded as a product, places close to coal mines are also very close to raw materials.

Energy, raw materials, products…

Coupled with his own policies, boosting the economy of a place is the best answer for the emperor.

In his plan, when the coal mine production capacity increases, the economic center of gravity will radiate in all directions with this place as the center.

And important products like briquettes can gradually be sold from near the mines to other state capitals, and even...

These things can be sold to further places through canals and sea transport.

Coal mines have been mined in all dynasties since ancient times as long as there are conditions.However, simple mining and utilization are completely different from the industrial chain formed by Zhang Yi.

"In fact, the nearby state capitals have also used our briquettes. This seems to be more expensive than firewood, but it has better combustion efficiency, so it is still cheaper...

It’s just that the current loss and logistics costs are still a problem. There is not enough volume and it cannot be reduced for the time being!

But I believe that if we continue to implement this method, we can see results in three to five years at most..."

Zhang Yi described his plan to Zhu Biao. He chose Shandong instead of Shanxi. Logistics cost was the most important consideration.

Once the Ming Dynasty embarked on its great voyage, the most important thing was to export goods.

Ming Dynasty tea, porcelain, cloth, and other places in the world are all affected by dimensionality reduction.

But Zhang Yi felt that this was not enough. Various industrial products with high added value could also become cheaper commodities.

Luxury goods such as tea can only affect the upper class of a place.

And many industrial products that are closely related to life are the basis for controlling the economy of a local country.

Ming Dynasty may not necessarily turn each of these places in Southeast Asia into its own territory, but it will have an economic and cultural impact.

Letting them become a part of the Ming Dynasty's economy is the key to firmly controlling these places.

Zhu Biao didn't smile when he saw him getting further and further away from each other.

Prime Minister in Tsing Yi!

His political methods may be immature, but as far as the country is concerned, his abilities as the younger brother of the Zhang family are fully worthy of the title of prime minister.

But he was also depressed. Zhang Yi always had a trace of distrust towards his father.

This also led to him not wanting to become a legitimate prime minister completely under his father's command.

It was Zhu Yuanzhang's thorn in his side that he was talented but unwilling to serve the imperial court.

What he can do now is to mediate so that his father and him will not have irreconcilable conflicts.

"By the way, the economics you mentioned reminded me of another thing!

It’s about my father’s preparation to issue banknotes…”

Zhang Yi was stunned when he heard this, but immediately understood what Zhu Yuanzhang meant.

In fact, the Ming Dynasty treasure banknotes should have appeared several years earlier, but Zhang Yi's influence and Japanese silver have alleviated the problem of Ming Dynasty currency scarcity to a certain extent.

Zhang Yike knew the influence of this currency issued by Lao Zhu.

In short, it was the scene of a disaster.

To put it bluntly, few emperors in the ancient times could understand economics, and as the emperor of the world, there were also few who could bear to harvest the people of the world without using money.

Finance is an invisible sharp knife. Without strong self-control, it will also become a magic knife that confuses the king's mind.

From Lao Zhu to Zhu Di, the credibility of Ming Dynasty Baochao belongs to the avalanche level.

Zhang Yi lowered his head, thought for a moment, and said:
“The issuance of banknotes is essentially the issuance of government credit.

If His Majesty breaks his word, I am afraid he will chill the hearts of people all over the world..."

Break your promise?
Zhu Biao was stunned when he heard this. Did Zhang Yi want to say something?

Zhang Yi didn't talk nonsense. He instilled knowledge about economics, the issuance of banknotes, and inflation into Zhu Biao.

"Inflation is actually a disaster caused by the supply of money being greater than its actual demand. This situation is actually equivalent to the emperor using his coinage power to harvest the people of the world.

This approach seems very pleasant, but in fact it is to exchange the economic sovereignty of the empire and drink poison to quench thirst..."

Regarding money, goods, market supply...

Zhang Yi tried hard to recall what he had learned about red light economics.

He is not an expert in economics, but he can just give some warning to rulers, or future rulers.

The more Zhu Biao listened, the more solemn his face became. It turns out that currency has such great power?

"Did you mean something?"

Zhang Yi hinted that Zhu Biao had actually had a misconception for a long time.

"It is not easy to control the hand that issues coins, especially His Majesty..."

He told what he said about Zhu Yuanzhang and Zhu Di during that period of time and space. Zhu Biao lowered his head and thought for a long time.

Paper currency, the right to issue currency.

The benefits of this power are undoubtedly huge, but everything is a double-edged sword.

Without knowing how to exercise restraint, an emperor would have a magical weapon in vain, but he would destroy it into scraps.

But if paper money is something that will inevitably appear after the development of social production.

Precious metals such as gold and silver will gradually fail to keep up with the development of trade, and banknotes are bound to appear.

In fact, starting from Jiaozi, banknotes have actually taken shape.

The same is probably true for the official banknotes from the Ministry of Revenue that Zhang Yi often uses, or the banknotes from some large private banks.

But what will happen to the credibility of the imperial court's Ming Dynasty treasure banknotes?
After all, it still depends on the level of the emperor.

"You mean, using gold and silver to anchor banknotes...?"

"Um!

The essence of banknotes is credit, but credit is not empty talk!

Without an anchor, why do people believe that the piece of paper issued by the court can buy things?

By using coins to harvest the people, the people may suffer temporary losses, but the imperial court has truly lost its credibility and can no longer establish a monetary system that is conducive to the development of the world...

In the end, the one who really suffered was the court itself! "

"I understand. You can write a letter to me later and propose a monetary system!
I will definitely report this matter to the emperor!
However, there are too many trivial matters involved in setting up this economic system, and I’m afraid I’ll have to work hard for you again…”

Zhang Yi also had a big headache when he heard this.

He doesn't want to get involved easily in things like finance.

If he really does this, I'm afraid he won't be far away from becoming prime minister.

But since he brought it up, he had the obligation to handle it well.

"People can't be distracted. What Pindao is busy with now is also a big thing. Your Highness, if you really trust me, Pindao will recommend someone to you..."

"Who?"

"Yao Guangxiao!"

Zhu Biao had a look of embarrassment on his face. He also knew Yao Guangxiao's fate.

A lunatic who thinks about rebellion all day long, but Zhang Yi wants to recommend it to him?
"Yao Guangxiao may be a madman, but he is also a genius. Your Highness, I can guarantee one thing!

His talent is definitely superior to that of Hu Weiyong, Wang Guangyang and others.

Even compared to Liu Ji, Li Shanchang will never be inferior!

Back then, His Majesty used an imperial edict to forcibly turn him into a poor disciple.
Pindao has been getting along with him for these years, and he feels more and more terrifying about him.

You have only seen the vigorous development of Spring and Autumn College in these years, but you also know Pindao's lazy temperament.

The one who truly promotes the development of Spring and Autumn College is actually him..."

Zhang Yi's opinion of Yao Guangxiao has not changed as he has spent time with him day and night over the years.

On the contrary, after dealing with many historical figures, he found this legendary demon monk more and more terrifying.

Yao Guangxiao's evaluation in his heart has gradually increased to the level of Liu Ji, or even... higher.

He has high achievements in mathematics, but has little interest in subjects such as physics and chemistry.

What this guy likes to study most is philosophy, especially Marxism-Leninism that Zhang Yi has deleted and revised...

But in fact, as a genius who is determined to govern the world, Yao Guangxiao also has high attainments in economics.

Even better than him!

Zhang Yi has a clear understanding of himself. His advantage lies in his abnormal memory and the vision of future generations.

But in many subjects, you can’t learn them thoroughly just by memorizing them.

The reason why he rejected Lao Zhu's decision to become Qing Yi Prime Minister was that he knew his limitations.

Yao Guangxiao is better than himself in governing the country.

There is nothing to be ashamed of.

Zhu Biao saw that Zhang Yi was very serious about recommending, and he himself fell into deep thought.

"Your Highness, in the time and space I have seen, although this person did participate in the rebellion, it was only because Zhu Yunwen was too brainless!"

Zhu Biao looked embarrassed. Zhu Yunwen, this non-existent child, was also his son after all.

It was really hard to bear being scolded by Zhang Yi while pointing at a non-existent son.

"And after Yao Guangxiao came to the throne with the new emperor, the emperor seduced him with a beautiful woman, but he still did not change his ambition. When he entered the court, he became a monk, and when he came down, he became a monk!
Isn't this kind of person who cares about the world but doesn't admire power the best candidate in His Majesty's mind? "

Zhu Biao recalled how Jin Yiwei had monitored Yao Guangxiao over the years.

As a rebel who was verified by Zhang Yi himself, Lao Zhu was actually a little curious about him.

Zhu Yuanzhang saw Yao Guangxiao's ability, and Zhu Biao also knew it.

"When you say that, I really want to get in touch with this person. How about you come with me to Beijing to have a look?"

Shuntian Mansion was also officially named Beijing by the emperor at this time.

Only then did Zhang Yi realize that Zhu Biao was just passing by to see him.

The place he really wants to go to is Shuntian Mansion.

"If I become the emperor, I would be interested in using him. However, I dare not say anything about my father...

Since you admire Yao Guangxiao so much, why don't you go to Peking with me? "

Zhang Yizheng was about to say that he was busy, but Zhu Biao interrupted him with a smile:
“You yourself have said that an organization that cannot function without someone is a failure…

In this mine, you have done everything you need to do. Let's do this. I will call the shots and assign a capable person to you. He promises to cooperate with you to carry out this matter! "

Zhang Yi nodded. Since Zhu Biao said to find someone for him, it proved that the emperor had already found this person.

"You should take a rest first. He should be here tomorrow!"

Zhu Biao gave up and the two started chatting.

It had been a long time since we last saw each other. Zhu Biao and Zhang Yi chatted happily. On the second day, Zhang Yi was awakened by the noise outside.

Zhu Biao was much more diligent than Zhang Yike. He got up early and walked around the places in the mine that he had not visited yesterday.

What Zhang Yi said was relayed to the people around him through Zhu Biao's mouth.

The man was dressed in official clothes and seemed to be of low rank.

"Kongyin Case, my father thought you were a talented person and did not deal with you.

But you will inevitably lose your position as a prefect and can only start from a petty official.

Now that he has transferred you here, he is also giving you an opportunity to protect and witness everything here..."

After Zhu Biao finished speaking, the official lowered his head and agreed.

Next to the official, there was a young man.

He turned around first and found Zhang Yi getting up. (End of chapter)

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