The Age of Awakening: From the Young Runtu

Chapter 111 New Business
It's been a few months, and it's the end of the year.

Business is getting bigger and bigger.

With the help of Cao Gang to transport goods, it is more convenient to travel between Jiangsu, Zhejiang and some places in Shanghai.

The current silver has reached 8 to [-] taels, mainly earned by Shanghai Bund David.

David estimated that he could earn tens of thousands of taels of silver.

Started to open a bank in Kuaiji.

The treasurer of the bank arranged for Degui.

The facade is very well decorated.

There are five or six guys in the bank.

Zhang Degui has been working with him for a year now, and his ability and temperament have been cultivated.Wearing a long gown and mandarin jacket, with a red face, he greets customers in person with vigor.

As for some of the bigger bosses in Kuaiji and the magistrates of the county, Runtu entertained them.

Many businessmen came here.

First, Runtu was originally a Juren.What's more, he has a very good relationship with the county magistrate, and he can talk.It is inevitable that there is something to ask for Runtu, and Runtu is very popular, and the big businessmen in Kuaiji all support him.

There are only 8 to [-] taels of silver. If you want to open a bank, you will first consider Kuaiji for the time being.

Then Shaoxing Hangzhou, and finally spread throughout Jiangsu and Zhejiang.

Now the main thing is to win over the people who are coming now.

A large banquet was set up.

With the reputation of a big pharmacy and Runtu himself, there are many people supporting this bank now.

The name of the bank is called Nongshang Bank.

Before the agricultural release, there are the most farmers in this year.

To create this bank, Runtu has two plans, one is to make a lot of money.Second, to provide some convenience for ordinary people with surnames Bai.

Farmers alone are not enough. Business can only be carried out if there are big customers and several big accounts.

The most important thing is reputation, not to mention the national reputation, at least one or two years of work to make the reputation of Jiangsu and Zhejiang.

This bank, Runtu, is still more important.

Opened accounts for many bosses.

Among them are magistrates and masters.

More or less saved some money.

In Kuaiji, Runtu is now very famous.

"Wakamatsu."

"My lord the county."

"Open an account for me, and the name is Xiaohua. There are 200 taels of silver in total, and you can withdraw ten taels of silver every month."

It was prescribed by the county magistrate to his little wife.

There is also a big wife at home.

Men like young ones.

Dozens of accounts were opened on the first day.

Very nice.

All of a sudden, several thousand taels of silver were collected.

In troubled times, there will be wealthy families who are willing to deposit their silver in the bank, even without interest, as long as they keep their capital.

Runtu paid interest on those put into the bank.

In particular, the interest paid by those who entered in the early stage is higher, which is almost double that of other banks.

Zhang Degui: "Boss, people save money with these interest rates, we are at a loss."

Runtu: "Anything in the world has two sides. If one side takes advantage, the other side will suffer. This is especially true in business. Buyers and sellers, once in and out, are naturally hostile. Sometimes buying and taking advantage, Sometimes selling takes advantage, and those who know how to do business want to take advantage of it on both sides. When it rises to almost the same level, sell it. When it falls to almost the same level, buy it. This is taking advantage of both sides.”

I have played a lot with stock promissory notes, so I know a little about these ups and downs.

Zhang Degui was not a stupid person either, he felt a little benefited from listening to Runtu's words.But how to know the ups and downs.Naturally, we have to rely on our own vision and cognition.

Runtu dialed a little more, "It's nothing to be a shrewd businessman, who knows how to plan. The important thing is vision. The bigger the business, the farther the vision is. For small businesses, for example, this year The weather is hot early, and it seems that this summer will be very long. Put in more cattail fans early, and put them there. If you can see the world, you can do business in the world. If you can see foreign countries, you can do business abroad. Doing what you like is easy to get twice the result with half the effort. Market demand. Where there is demand, there is a market, and it is easier to generate profits. Business thinking , product quality, conformity to the trend, price, and geographical location. Don’t be too fussy, there are gains and losses.”

These words have been said to the students in the school.

I said it to Ergou, and now I say it to Zhang Degui.

a few days later.

Jiangxi's adjutant came again.

This time I came here to place an order for military supplies.

Asked for several thousand taels of silver.

"Master Zhang, I didn't expect you to open a bank."

Runtu: "Adjutant Li, why don't you open an account at the bank. Save some money."

"It's easy to say. Shopkeeper Zhang even passed the Juren exam. I haven't seen you for a few months, and you have such a great fortune."

The adjutant came over with a big bag of things.Inside is a pile of silver, including ingots and broken silver, which looks like it has just been dug out of the soil.And banknotes.

"The bank note is 2000 taels. According to the scale, there are about 1000 taels. Boss Zhang, I keep it with you. It doesn't matter if you give the interest or not."

Runtu became more and more strange. He couldn't see that the green battalion officer whose salary was less than twenty taels of silver a month would have a deposit of three thousand li silver. "Adjutant Li, thank you for your respect. Naturally, there is interest. How long do you want to save?"

The money from the bank is relatively fast.

This adjutant must have used some tricks to earn so much money.

"deadline."

Runtu: "That's the survival period. No matter when, you can withdraw money with the passbook."

"Thank you."

He has long had the idea of ​​saving money.

I have more trust in Runtu.

After dealing with him a few times, he has more trust in Runtu.

Drank some more wine with him.

When saving money, only Degui, Runtu, and the adjutant were present.

Most of the money came from bad sources.

ate the vacancy.

The current army has a lot of vacancies for officers.

There are everywhere.

There are two to 3000 soldiers under a general soldier, and many of them will pretend to be paid for the vacant soldiers of three to five hundred people.

accounted for more than ten percent of the total number of troops.

Then the guards below, Mr. Qian and Mr. Ba, they will not stand by and watch spotlessly clean, and will follow the example of their superiors.

Basically, dozens of vacancies will be taken.

A total of 3000 teams.

Even up to 1000 vacancies.

In addition to the officer’s impersonation, there is also public rations, which are used for common purposes in the battalion, such as the repair of military uniforms, school grounds, and government offices, etc., and expenses for receiving salaries and reimbursements, etc., or apportioned within the soldiers’ rations, Let the soldiers and soil bear the burden directly, or withhold famous food.

Basically everywhere, repeatedly.One of the important reasons is the low salary.

In the Song Dynasty, an official's salary may be tens or hundreds of times that of an official in the Ming and Qing Dynasties.

Even if you are an official now, your annual salary may only be around a hundred taels of silver.

It must be enough for ordinary people, more than enough, and life is good.

For those who are officials, there are too few, and life will be relatively difficult and simple.

(End of this chapter)