Chapter 4 Century City

If the neighborhoods around the University of Southern California are the streets in the gangster rapper’s MV, and Koreatown, where BCD Tofu House is located, is the most familiar second home for Asian immigrants in the City of Angels, then Century City is the world’s romantic fantasy of Los Angeles. concrete manifestation.

It is adjacent to Rodeo Drive in Beverly Hills, a world-famous luxury distribution center in the east, and borders on the UCLA campus in Westwood District and Little Osaka, a Japanese immigrant district, in the west.To the south is the largest municipal sports park in Los Angeles, dotted with high-end tennis clubs and private golf courses.Not to mention going north, beyond the 295-acre Los Angeles Country Club, is the hilltop mansion area known as the Platinum Triangle.

Compared with the city center surrounded by homeless people and full of garbage, urine and discarded needles, the vibrant Century City is obviously a more suitable central business district for top-notch businesses.Especially after the Rodney King riots in 1992, Century City developed even more rapidly.

Today, the production park of 2.5th Century Fox, the West Park Shopping Center, the premier open shopping mall on the West Coast, and the high-end office buildings extending from both sides of Century Park Avenue constitute this area where the per capita income exceeds the national average by [-] times. Fertile soil.

Sony Music, CAA, ICM, McKinsey Consulting, Miramax...

People's impression of Hollywood, and the money, fame, honor, and transactions it carries are all here.

Starting from BCD Tofu House, the Mercedes-Benz S350 arranged by Fernando Gonzalez drove smoothly along Wilshere Avenue without even changing lanes.The 15.83-mile Wilshere Boulevard is originally the main road connecting the city center with West Hollywood.During the 20-minute drive from South Korea Town to Century City, Han Yi closed his eyes and thought in the back seat.

He has walked this road too many times, not to mention the scenery, he is familiar with several intersections by heart.

Time is short, and he hopes to use this journey to plan quickly.

"Mr. Han, we are here."

The car turned left from the Beverly Hills Peninsula Hotel, and after half a mile, it turned into a slightly empty six-lane road.

Century Park Avenue, the destination of this trip.

The S350 stopped slowly in front of Building 2029 in Century Park, and the concierge driver who didn't say a word along the way reminded him softly.

"thank you very much."

Han Yi nodded and was about to get out of the car. Before his hands could touch the handle, someone opened the car door first.

"Fernando Gonzalez." Fernando bowed slightly, and stretched out his hand to Han Yi, "Nice to meet you, Mr. Han."

"Me too, Fernando."

Han Yi looked at Fernando, his appearance was very similar to the portrait he drew in his heart.Slightly short stature, tan skin, black back hair styled with hairspray until it won't be messed up by a tornado, a typical middle-class Mexican.

"Please allow me to introduce you." Fernando turned his head to look at his colleagues standing beside him. Generally speaking, customers don't need such a grand welcome, but this is not an ordinary customer.Fernando Gonzalez has never met Han Yi, and he can't even remember how this client was transferred to him.All he knew was that Han Yi had the highest weight in the internal system, whether it was Chase Private Bank or JPMorgan Chase's wealth management department.

"Your Chase Private Bank Investment Manager Joseph Braun, JPMorgan Chase Private Client Advisor Akash Patel, Real Estate Advisor Ryan O'Connor, Personal Concierge Manager Olivia Rodriguez, and There's Jamal Miller, the business relations manager."

Han Yi shook hands with the team members one by one.Chase Private Bank generally assigns four consultants to its clients, from financial management, investment, real estate to business relations, and is committed to allowing high-net-worth clients to enjoy a full range of services.

For Han Yi, a major client, Chase even formed a luxury team of six people. Except for Ryan O'Connor, who is a real estate consultant, the other four Chase consultants are all senior managers or above, and they are from the financial management department of JPMorgan Chase. Akash Patel, the executive level is the deputy manager.JPMorgan Chase's rank division is relatively simple, from analyst to deputy manager, there is only one level, and the higher is the vice president.

"Mr. Jesús Fratz, the vice president in charge of private client relations, was supposed to attend this meeting, but it happened suddenly. He is currently attending a financial forum in Louisville." Welcoming Han Yi into the elevator, Fernando moved closer to Han Yi , said softly, "Mr. Fratz asked me to convey his apology to you. When he returns to Los Angeles, he will visit you again. I hope you can understand."

"It doesn't matter, this meeting was originally a random act."

Private banking is not a servile service. In fact, the more high-end customers are, the less they need to seek superiority in the so-called reception attitude.They hope that those who provide professional services, especially asset management services, have quality, knowledge and vision, and can communicate with them on an equal footing.

But even so, the caution and even awe shown by Fernando and his colleagues still made Han Yi feel a little uncomfortable.

In the last life, these Century City bankers drove an Aston Martin and roared past his Ford.No sarcasm, no contempt, not even ignorance.Because in their world, Han Yi is just an NPC with no name.

But now, they surrounded Han Yi like a star, it seemed that even letting him touch the elevator car was an unforgivable mistake.

Of course, this is not an unpredictable problem.Anyone who thinks about it can guess why they are so unusually cautious.

At Han Yi's age, he has more than one billion dollars in cash assets under his personal name.If the money came from his family, then the family standing behind him must have unimaginable power and background.

If this is his own earned income...

Without this possibility, not even Justin Bieber can do it.The Canadian singer's total net worth, as of 2016, is $2.44 million.Including real estate, vehicles, company equity and music copyrights.

As for Han Yi, it was all cash.

The elevator comes to the ninth floor of No.30, where an entire floor of more than [-] square feet of office space is used by Chase Private Bank and JPMorgan Chase Private Investment.In order to echo the design color of the private bank card surface, almost all the decorations are matched with silver gray and jet black, which is quite different from the sapphire blue and milky white of Chase's main brand.

A group of people led Han Yi into a semi-open meeting room, looking out of the floor-to-ceiling windows, it was full of greenery.It was the 36-hole course of the Los Angeles Country Club. In the distance, the mansions on Beverly Hills were dotted like pearls, shining brightly under the hot California sun.

It's truly a city on a hill.

"Mr. Han, we also prepared some refreshments for this meeting, from Din Tai Fung."

The concierge manager Olivia Rodriguez brought the refreshments, and the white teeth set off the carefully painted red lips. This is a warm smile from south of the border that will never be lacking in California.

When talking about Din Tai Fung, Olivia's speech speed was a little slow. I don't know if it was Cantonese that was convoluted, or she deliberately set aside time to let Han Yi notice her concern and intentions for the customer's cultural background.

As soon as she learned that Han Yi would visit the office, she ordered a variety of snacks suitable for tea breaks from this Chinese restaurant in Xiyuan Shopping Center.

"Special nut snacks, red bean matcha buns, taro steamed buns, and oolong tea."

Speaking of the last two meals, Olivia even used some broken Chinese.

"I can see your intentions, I am very touched." Han Yi pressed his hand on his chest to express his gratitude.Although I am a bit dumbfounded about this arrangement, arranging Din Tai Fung to serve refreshments in a business meeting is full of Americans' distorted assumptions about Chinese culture.But in any case, this also reflects the importance and respect that Chase Private Bank attaches to itself.

Understanding the existence of stereotypes, discerning the nature of each cultural conflict, and adapting to them inclusively is a compulsory course for every foreigner in the United States.

"This visit is to fully understand the rights and interests enjoyed by Chase Bank and the current asset allocation."

Having said that, Han Yi paused, thinking carefully about his words.

"Before 2016, all the assets under my name were managed by the family office. Now I will graduate in three months, and my family hopes that I can learn to independently manage and operate some wealth from now on, so... "

At this point, Han Yi spread his hands and did not end the sentence, leaving enough room for imagination to the other party at the other end of the long table, and also saving ample room for maneuver in his own story.

The detailed information of this wealth was not recorded in the memorandum, and everything Han Yi said was his own speculation.The total amount in the trading account and personal investment account is mixed, obviously the interest and investment income have been settled.Judging from the content of the conversation between Fernando and himself, he is not the first bank manager to handle this fund, which means that the management authority has changed hands at least once.

Although I have seen their ability to modify the world in the memo, but such a huge amount of money wants to be used freely in the United States without attracting the attention of the OCC, IRS, or even the Department of Homeland Security, then a reasonable origin story is necessary.

For Han Yi's current status, it is the most reasonable reason for the family to set up an account in the United States and manage it on their behalf. In order to train his independence before graduation, let him take over the management by himself.

However, Han Yi didn't know how long ago the money was transferred to Chase Bank, and how long ago it was taken over by Fernando.Therefore, he chose to blur his description as much as possible and let the listener fill in the blanks.

Sure enough.

Fernando Gonzalez knew it, and it was exactly the same as what he had guessed.Of course, even if Han Yi told other bizarre stories, Fernando would not believe it. He already had the answer in his heart, but he just needed to confirm it again from Han Yi's mouth.

"Okay, Mr. Han, let me give you a brief introduction to the account situation."

No matter how he pondered in his heart, Fernando Gonzalez's friendly smile remained unchanged. He opened the folder and began to seriously introduce the client.

(End of this chapter)

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