Time flies in the world of film and television

Chapter 278
At ten o'clock in the evening, outside the Jiangjia Mansion, Jiang Nansun walked out with Zhang Anren. Originally, Zhang Anren planned to send her back to Binjiang Yipin, but because Jiang Nansun wanted to talk to his father today, he could only accompany him outside the alley, and let Zhang Anren An Ren drove his own car back to Sanlin.

Seeing this, Zhang Anren couldn't say anything more, Zhu Suosuo accompanied Dai Yin, and the two followed Zhang Anren and Jiang Nansun, whispering while walking.

Although Jiang Pengfei is very optimistic about the stock market, he can't guarantee that he can last until the dawn, so he is counting on Han Tao's help now, because he wants Zhang Anren to sell the house to support him, and he can't do it in a short time. hopefully.

Seeing that Jiang Pengfei and himself were left in the living room, Han Tao went straight to the point and said, "Uncle, since you left me behind, you must have something in mind, so just say it!"

Hearing this, Jiang Pengfei sighed, hesitated for a while, and said in a low voice: "Xiao Han, I won't hide it from you, the Jiang family is bankrupt, and the Jiang family has been an empty shell since a year ago, and they have been tearing down the east wall. , to make up for the Western Wall.

The bull market is coming this year, and in order to keep up with the momentum, I even borrowed a large sum of money from some social lending companies.

I originally planned to use this leveraged bull market to make a lot of money, and I did make a lot of money at the beginning, including when we first talked about stocks, I also made money, but the more I made money, the more I felt that I didn’t make enough money. The more votes, the more it became the current situation.

If the stock market continues to rise and breaks above 5000 points, I can turn around.But today the stock suddenly fell to the limit, and it was too late for me to buy it.

It’s okay if the market opens up next week, but once it falls again, the principal I borrowed for the two limit downs will be gone completely, and I really have no choice.

Can you lend me a sum of money as a deposit? This is an opportunity. The stock market will definitely go up again. I must hurry up and build more positions. Once I succeed, I can return you the principal with interest. "

Seeing him begging and looking at himself, Han Tao did not answer, but asked again: "Uncle, even if the stock market can go back up, are you sure you will close it when you see it, and clear the position in time? Or will it not reach the height you expected in a short time?" , are you sure that your stock income can be paid back?
Ten percent of the annual interest rate of the lending company is good. This is a typical situation where the benefits are not proportional to the risks. The Jiang family is already in debt. No matter how much money I have, I will not use it for nothing, even if it is for welfare. You can get a good reputation, right? "

After all, Han Tao shook his head and looked at Jiang Pengfei. This is a complete gambler. He thought he was just taking out mortgages and borrowing money from acquaintances, but he didn't expect that there are other channels. The so-called loan companies in society are usury. No wonder in the original plot, he didn't have enough to sell the mansion worth hundreds of millions.

What is usury?That is to eat people without spitting out bones, "borrowing nineteen and returning thirteen", this method of compound interest calculation was first used in pawnshops, and later private funds also adopted this method.

That is to say, based on a loan of 1 (9 in hand), if 1 is not repaid when it is due, then the total amount to be repaid after the overdue is 3, and then accumulated overdue, this is the method of rolling interest.If the first installment is three months, that is to say, so much will be paid in four months,
Because this kind of interest calculation is extremely high, under the exploitation of heavy interest, people will go bankrupt if they cannot pay back for a while, but people have nothing to do with those who adopt this method of interest calculation.

Hearing what Han Tao said, Jiang Pengfei immediately said excitedly: "I can mortgage the house to you, as long as you lend me 7000 to [-] million. You have earned so much from the stock market, and you are not short of tens of millions." Right, I can pay you back with [-]% interest, which is better than putting it in the bank."

Han Tao frowned and looked at him, shaking his head: "Uncle, I guess you have already borrowed money with the real estate certificate? What's more, no one knows what will happen to the stock market next. who."

Hearing what Han Tao said, Jiang Pengfei still insisted on fighting for it: "No, the stock market cannot suddenly fall to the bottom, the national team will save the market, and I still have a chance.

But I added leverage, so I must have a sufficient margin, otherwise the securities company will force liquidation before it rises, and then the principal I borrowed will really be gone. You can see that for the sake of Nansun and Suosuo, We can't let the Jiang family end like this! "

Looking at Jiang Pengfei who was in a state of desperation, Han Tao said helplessly, "Uncle, you still have a chance now, so hurry up and clear your positions as soon as the market opens. If you have debts, before the due date, it is enough to sell the house, right?"

Jiang Pengfei shook his head, and begged again: "Xiao Han, if I liquidate my warehouse, those creditors will come to me before I buy a house. They can do anything, and the Jiang family's last dignity will not be worth it." Now, for the sake of Suosuo and Nansun, help uncle once!"

Hearing this, Han Tao frowned and said, "Uncle, tell the truth, how much money did you borrow? How much is routine and how much is usury?"

Jiang Pengfei was silent for a long time, then slumped on the sofa and said, "I owe more than 1000 million conventional loans, and there are 3000 million usury loans. If you don't pay in a month and a half, the house will be gone, so you just need to lend me 7000 million.

No, no, no, just borrow 5000 million. As long as I borrow 5000 million to repay the usury, I can get through this difficulty and survive until the stock rebounds. "

"Uncle, no one knows what's going on in the stock market, not to mention that you have increased leverage. If the stock continues to drop to the limit, you have no hope of turning over. At that time, my 5000 million yuan will be in vain. After all, it is for the sake of Nansun and Suosuo , I can't force you like a lending company.

And the Jiang family has no ability to repay my money. In the end, you live in the house, and I can't get the money. I lost hundreds of millions of funds inside and out, and you are a white wolf with empty hands. I don't think we have such a big friendship. "

Hearing Han Tao's words, Jiang Pengfei lost his mind for a while, not to mention his girlfriend's best friend, how many brothers even turned against each other because of money.

What kind of friendship would you lend him tens of millions? It is true that Han Tao is rich, but those who have the right to share are only the husband and wife and children, and he is the onion?
"Children, yes, husband and wife and children!"

Jiang Pengfei, who was still laughing at himself, thought of this, like a drowning man grabbing the last straw, looked at Han Tao with eagerness and said:

"Xiao Han, I can tell that you like Nansun, right? Uncle can help you. Nansun is a character who prefers softness to hard work. When the Jiang family is in a desperate situation, or even comes to the door to force debts, I told her with reason and emotion, she would not leave the Jiang family alone.

Then you are just sending charcoal in the snow, she will be grateful to you, in fact, I am relieved to give her to you, after all, you sold tens of millions of houses to Suo Suo before you got married, uncle knows you are a responsible person. "

Looking at Jiang Pengfei who had put his daughter at risk, Han Tao wanted to give him two punches, but he also lamented that when a person encounters a desperate situation, he doesn't know what will happen.

However, Han Tao would not sympathize with him, but despise him. Otherwise, poor people must have something to hate. He has ruined a good life by himself, and his good cards are even worse. He even has to rely on his daughter. Out of the woods.

………………

(End of this chapter)