Chapter 652 Buying a House
Qiao Yicheng borrowed money to buy a house.

He and Wen Ju'an have been married for several years. At the beginning, they lived in Wen's house, and later they rented Wang Gang's house. Until now, Wen Ju'an has also come out to work. With income, he plans to buy a house of his own.

"Which house do you like and how much is it?" Wang Gang asked.

"There is a new real estate opened in the Clover Garden. The environment of the community is not bad, about [-] square meters." Qiao Yicheng said:
"I discussed with your sister-in-law and plan to buy a house of about seventy square meters."

Song Qingyuan interjected: "That's not cheap, a house costs more than 20 yuan."

Wang Gang frowned and said, "There are quite a few second-hand houses in Jinling City, and one set costs tens of thousands of dollars. How can you buy such an expensive house?"

Wang Gang also knew that the real estate over the Clover Garden was a key development project in Jinling. It planned to build a modern community comparable to the capital city. The newspapers were full of publicity, so the opening price was relatively expensive.

It is now 92, and the average second-hand housing in Jinling is only in the early 5s. In some areas, the houses are almost as low as [-] square meters, and a house does not cost [-] yuan.

Qiao Yicheng's monthly salary is only about one thousand, and it's not stable.

Wen Ju'an just started working as a primary school teacher, and it only costs 400 yuan a month to become a full-time teacher.

Wang Gang has no objection to Qiao Yicheng buying a house, but he must do what he can. He can buy a cheap one first, and then change it step by step after the economic conditions improve.

What's more, Qiao Yicheng works in a TV station, and if he has the opportunity to share a house in the future, there is no need to rush to buy a house.

You know, once you have a real estate under your name, the unit housing allocation indicators will be gone.

"Your sister-in-law said that renting your house all the time is not an option. Now that the bank is open to lending money, I did the math. With my salary and your sister-in-law's salary, buying a house with a loan is not too stressful, but I almost paid the down payment. "

Wang Gang asked again: "How much is the sister-in-law's family going to pay?"

Qiao Yicheng shook his head and said, "Your sister-in-law only works, so she doesn't have any money."

"Then sister-in-law's parents, don't you want to support me in buying a house?"

Qiao Yicheng yelled strangely: "I'm buying a house, how can I ask for money from your sister-in-law's family?"

"Then whose name is written on your house?" Wang Gang asked another key question.

"Of course write my name." Qiao Yicheng said as it should.

Wang Gang frowned a little, and said, "Are you really planning to buy it, without waiting for the unit to distribute the house?"

Qiao Yicheng gritted his teeth and said, "Your sister-in-law doesn't want to wait, besides, didn't you buy the house yourself, and the unit divided it?"

Wang Gang and Xiang Nanfang looked at each other, and finally understood why Qiao Yicheng was so eager to buy a house.

In the final analysis, I am still envious, and maybe Wen Ju'an also contributed to it.

"You can think about it clearly. With your current salary, you will have to pay back the 20 yuan house for 20 years without eating or drinking." Wang Gang persuaded.

"It's impossible for my salary not to rise all the time. I only got five or six hundred when I first entered the stage, so it's doubled now." Qiao Yicheng said easily.

Wang Gang admitted that wages will definitely increase in the future, and it will be a big increase, but that is not something that happens every year or two.

Before that, Qiao Yicheng may have to suffer for many years.

"How much is your down payment?" Wang Gang asked.

"Fifty thousand." Qiao Yicheng thought for a while and said, "Or thirty thousand."

Wang Gang estimated that Qiao Yicheng should not have much money, never more than [-], which means that he bought a house, regardless of the down payment and the loan, almost all of it was borrowed.

One can imagine the pressure to buy a house under such economic conditions.

"I can lend you the money." Wang Gang sighed, "But I also want to remind you that after buying a house, you and your sister-in-law must be prepared to suffer for a long time."

Qiao Yicheng didn't care and said, "I'm not afraid of suffering. When we were young, we had even more hardships. Why don't we come here?"

"You can endure hardships, so can my sister-in-law?" Wang Gang said: "My sister-in-law has been rich since she was a child, and she has the best food and clothing. With your little salary, after paying off the mortgage, how much do you have left?"

Qiao Yicheng was slightly unhappy when he heard this.

"Er Qiang, don't worry, I will return the money to you as soon as possible." Qiao Yicheng thought that Wang Gang didn't want to borrow money, so he pushed back.

Xiang Nanfang said, "Brother, Er Qiang didn't mean that, but I just think that now is not the best time for you to buy a house."

Song Qingyuan also persuaded: "Yes! There will be housing quotas in Taili soon, so won't it be a good idea to get a house for nothing?"

Wang Gang said: "I only considered buying a new house after I was allocated a house back then."

Qiao Yicheng also knew that buying a house at this time seemed a bit silly to many people.

Obviously, the unit can be divided into houses, why spend so much money to buy a house.

But no one can understand his pressure.

For Qiao Yicheng, a house is not just a house, but a home.

A home is complete only if the house is his own, and Wen Ju'an has always complained about renting a house.

"Second Qiang, I've already made up my mind. I want to buy a house of my own." Qiao Yicheng said firmly.

Wang Gang sighed, "Tomorrow I will go to the bank to withdraw money for you."

Qiao Yicheng got Wang Gang's reply, and then left the hospital with Song Qingyuan.

Xiang Nanfang saw that her husband was always depressed, so he comforted him: "Since the eldest brother has already made up his mind, don't think about it too much. Don't you often say that a house is a good investment?"

Wang Gang explained: "Investing in houses is right, and there will be ten times the return in the future, but the premise is to do what you can.

The house price of Alfalfa Garden is actually inflated and not cost-effective.

I was worried that my eldest brother bought a house that he couldn't afford for the sake of face. "

Xiang Nannan leaned on her husband and said, "Anyway, you haven't bought a house yet, so you can persuade him again when you have a chance, and you should pay attention to the method of persuasion."

Wang Gang knew that he was indeed a little hasty just now, which made Qiao Yicheng disgusted.

"Your family has a lot of connections, can you help me find a house suitable for my eldest brother?" Wang Gang said.

"Don't worry! I will pay attention." Xiang Nan said.

"Keep an eye out for a few more sets, we can also take the opportunity to buy some." Wang Gang laughed.

"Understood." Xiang Nan sat up straight and asked, "Be honest, have you made a lot of money recently?"

Wang Gang chuckled and said, "My advertising value has indeed increased a lot recently."

"You are not allowed to keep the small treasury privately." Xiang Nanfang said, "You must save some for the children."

"Don't worry! The child's name is written on the house." Wang Gang scratched his son's little nose, which made him laugh.

"Xiao Tiancheng, Dad will give you a house every year in the future, are you happy?"

How could a newborn baby understand what Wang Gang meant? He thought he was just kidding, so he laughed.

The identities of Wang Gang and Xiang Nanfang are destined to have only one child, who else can give the property to Qiao Tiancheng in the future.

In this life, Wang Gang's status is not convenient for doing business. After thinking about it, he can only build a house and invest all the money he earns in real estate.

Xiang Nanfang stayed in the hospital for three days and was discharged from the hospital. Wang Gang asked for leave and concentrated on paying for his wife and children for a few days. As for the affairs of the Qiao family, he was less concerned.

In the end, Qiao Yicheng refused to listen to the persuasion, bought the house in Clover Garden, and was in debt.

Xiang Nan asked his connections to help Qiao Yicheng find a house, but Wen Ju'an didn't like anything, and even complained a bit.

She felt that Xiang Nan looked down on her, thinking that they couldn't afford a new house, and only recommended second-hand houses to them.

Wang Gang saw that his wife was thankless, so he stopped caring about Qiao Yicheng, and bought all those second-hand houses by himself.

He won three gold medals this time, and he was given a lot of bonuses, as well as interview fees from the media and advertising fees from the manufacturer, which added up to a lot.

On the Qiao's side, Qiao Sanli and Qiao Simi both go to school in the capital, and they take care of each other, so Wang Gang doesn't need to worry too much.

Qiao Zuwang also recognized Wang Gang's energy, and he has become more honest recently, so he didn't dare to use his reputation to mess around.

Now only Qiao Qiqi, who was in the third year of junior high school, was left with a problem on the eve of the senior high school entrance examination.

One month before the high school entrance examination, Qiao Qiqi studied hard, but found that Yang Lingzi hadn't come to him for a long time.

Originally, Qiao Qiqi thought that the high school entrance examination was about to take place, and Yang Lingzi was too busy studying to have time. Then one day he went to Yang Lingzi's house to look for her, but saw a strange boy walking out of Yang Lingzi's house.

For example, Qiao Qiqi, who was struck by lightning, didn't recover for a long time, and didn't know why he knocked on the door of Yang Lingzi's house.

Seeing Qiao Qiqi outside the door, Yang Lingzi panicked at first, but calmed down soon.

"Why are you here?" Yang Lingzi asked Qiao Qiqi.

"Who is that man?" Qiao Qiqi asked dryly.

"Didn't you see it? What are you asking?" Yang Lingzi said nonchalantly.

"Didn't you say yes, let's work hard to take the vocational high school entrance examination together?"

Yang Lingzi said indifferently: "To tell you the truth, I don't like you anymore, and I have someone I like again."

Qiao Qiqi said sadly: "Why?!"

Yang Lingzi said unfeelingly: "You are boring and dull, I am so bored when I am with you."

(End of this chapter)

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