Traveling through the Eighth Five-Year Plan: Starting from selling fruit at a stall

Chapter 189 Interest Free Loans
Like many closed clothing stores on the street, Ling Yue had no business at all on the first day of the first lunar month.

The whole family discussed it. Except for Wang Zhaoyang and Ling Yue, the others didn't have many friends in Qingpu City, so they unanimously decided to go to the landlords to pay New Year's greetings first.

There are too many houses to live in. Ling Yue just buys New Year's greetings like sweeping goods. If there is not a tricycle, it would be a bit troublesome to give New Year's greetings to the landlords of the three stores.

Saying it's a New Year's greeting, it's just a simple process, put the things away, and leave with a symbolic cup of tea.

After all the landlords left in the morning.

Wang Zhaoyang had nowhere to go, so he just proposed to go to the affiliated courtyard of the machinery factory. After all, there were his old colleagues there, and it was necessary to maintain the relationship.

Seeing Wang Zhaoyang saying that he was going to the machinery factory, Ling Yue suddenly said, "Zhaoyang, why don't we go to pay Uncle He a New Year's greeting."

He has helped him so much, even if he only showed up for Ji Zhongqiu's face, it wouldn't make sense if he didn't pay him a New Year's greeting.

Wang Zhaoyang didn't say much, and agreed, but looked through the things at home, so he had to go to the department store again, bought two catties of brown sugar, two catties of apples, two bottles of sprinkles with packages, and eight eggs, Then I went to He Yongmin's house.

When they arrived at He Yongmin's house, Ling Yue knocked on the door, and it was a young man who opened the door. Before the other party could speak, Ling Yue took the lead and said, "Happy New Year, Uncle He is at home, right?"

The young man let them in and shouted to the room: "Dad, someone is here to wish you New Year's greetings."

When He Yongmin heard the words and came over, Aunt Xu said quickly when she saw it was them, "Oh, it's Xiaoling. Happy Chinese New Year, please sit down."

He Yongmin also said with a smile on his face: "Xiao Ling, it's fine if you guys come here, what should you bring?"

Ling Yue smiled and said, "Uncle He, don't say that, it's just these courtesy."

After entering the room, Ling Yue realized that He Yongling was there, and greeted her with a smile.

He Yongling said quickly: "Sit, sit down."

He Yongmin took the things from their hands and said to the young man who opened the door: "Xiaohui, this is the Boss Ling I mentioned to you two days ago."

"Xiao Ling, this is my incompetent son, who is in his third year in junior year."

Ling Yue's eyes lit up: "Xiaohui, where do you study?"

"Beijing University." He Qinghui gave her a thumbs up: "Sister Ling, my dad said you are amazing, you bought ten lands in one go!"

Ling Yue smiled and said, "It's just luck."

While the few people were talking, Aunt Xu brought them two cups of tea, "Xiao Ling Xiao Wang, drink tea."

Ling Yue took a sip of the tea and put it on the coffee table. He Yongmin asked, "Xiao Ling, why didn't you go back to celebrate the New Year this year?"

"Don't worry." Ling Yue said honestly, "What about the three stores, if someone steals them, I have nowhere to cry."

He Yongmin nodded: "That's right, that kid San'er left without saying goodbye and didn't even hear from him. If he was here, you would be able to go back to celebrate the New Year."

"Why do you mention this carefully?" Aunt Xu took out melon seeds, peanuts and other things, grabbed a handful and stuffed them into Ling Yue's hands: "Xiao Ling, eat melon seeds."

Ling Yue quickly picked it up: "Auntie, sit down too."

A few people exchanged pleasantries for a while, and Aunt Xu said: "Xiao Ling, it's rare for you to come here, and you will have lunch here before leaving."

Ling Yue smiled: "Okay, Zhaoyang, then let's have a meal at Uncle He's before leaving."

Wang Zhaoyang nodded noncommittally.

"Xiao Ling, when do you plan to start construction on that house?"

Ling Yue thought about it seriously, and said, "I plan to talk about it in half a year."

Now there is no hard goods on the road at the West Railway Station, and it is easy to transport construction materials, but she is better off building it after half a year.

"Is there a gap in funds?"

Ling Yue said frankly: "To be honest, there is indeed a gap in funds, and it's not small."

"There is a shortage of funds. According to your current conditions, you can definitely get a loan."

He Yongling suddenly said, "I don't know if your gap is big or not?"

Ling Yue looked at her in surprise: "Aunt He, can you get a loan now?"

"Yes, it's still interest-free. You know, I'm working in the finance department of a department store now, and I have to communicate with the bank staff every day. I'm so annoyed by them that I can't sleep."

Ling Yue asked strangely: "Aunt He, what's going on?"

"It's not the fault of the loan!" He Yongling said, "Now the four major banks all have the task of 'interest-free loan'. If they can't complete the task, they also have a headache."

"For example, our work is quite special. We have to deal with them almost every day. I listen to their loan policies every day, and my ears feel callused."

"If you have a shortage of funds, I can introduce the president of ICBC in our city to you. I believe it will be easy to get a loan of one hundred and eighty thousand."

One hundred and eighty thousand?

Ling Yue's heart moved, and he looked at Wang Zhaoyang with joy.

She never knew that banks had loan business as early as the [-]s.

"Then how is the interest calculated?"

"Didn't I say that it is an interest-free loan?" He Yongling replied, "It means that the repayment is completed within the specified time, and there is no interest. How about it, do you want a loan?"

"If you want a loan, I'll contact you for you."

She said gently, "Besides, we are also close, so I can inform you as soon as I have any news."

Ling Yue nodded vigorously: "Okay, but I still want to go back and discuss this matter."

Loans are a big deal, and I can't explain it clearly in a few words here, and it's best to find the relevant person in charge to ask clearly.

"Okay," He Yongling said, as if remembering something, he took out a document from his bag and handed it to her: "Look at this document, it's very clear."

Ling Yue took the document and glanced at it before handing it to Wang Zhaoyang: "Zhaoyang, take a look."

"You guys are really too." Aunt Xu said dissatisfiedly, "Today is Chinese New Year, and it's nice to talk about work again."

He Yongling laughed and said, "Sister-in-law taught me the lesson."

As she said, she took off her coat, "Sister-in-law, let me wash the vegetables for you."

Ling Yue wasn't idle either, and followed her to the kitchen.

Aunt Xu kicked him out before he entered the kitchen: "Xiao Ling, you are a guest today, so I don't want you to do anything."

Ling Yue had no choice but to go back to the coffee table, saw Wang Zhaoyang looking at the document, and asked, "How is Zhaoyang, is it easy?"

Wang Zhaoyang quickly read the document, and said seriously: "Xiaoyue, with our current situation, we want to build such a big building. This document came in a timely manner."

Ling Yue understood as soon as she heard it.

Wang Zhaoyang was moved.

He wants to apply for this interest-free loan.

(End of this chapter)