Rebirth 1984: Starting from the development of Hanka

Chapter 357 Yu’e Bao

Isn’t Zhao Ye thinking about launching Yu’E Bao and other financial products?

There is absolutely no problem in building “Alipay Financial Services” and introducing state-owned capital and international capital to protect it.

Not only that, Zhao Ye also plans to launch WeChat Finance, Facebook Finance and Galaxy Finance to create the four major international Internet financial giants!

The four major companies all operate independently and introduce different shareholders. In this way, they are not monopolies.

Currently, it is taking the lead in developing Alipay Finance.

Zhao Ye quickly typed on the keyboard on his laptop, wrote a plan, and wrote down the general content of the Alipay APP in his previous life.

Half an hour later, Zhao Ye reviewed it and then smiled: "Perfect! This design is already a mature Internet financial product!"

After speaking, Zhao Ye picked up the phone and informed Alipay CEO Hu Gangyi that Alipay directors and above would come to the chairman's conference room for a meeting at 9 o'clock tomorrow morning.

……

9 o'clock in the morning the next day.

Hu Gangyi and others had arrived at the chairman's conference room in advance.

"Mr. Hu, do you know what meeting Director Zhao has with us?"

"Director Zhao suddenly issued a notice yesterday, and I don't know what it was about." Hu Gangyi shook his head.

Everyone was talking, and Zhao Ye pushed the door open and entered.

Seeing this, everyone stood up one after another and said hello in unison: "Hello, Director Zhao!!!"

"Well, good morning everyone, please take a seat." Zhao Ye nodded and smiled, then walked straight to the front seat and sat down.

"I called everyone here for a meeting today because I have something important to announce."

Zhao Ye paused and said, "Alipay already has 5 million users in China. How to use these 5 million users to obtain value is a question we need to consider! In my opinion, 'Internet + Finance' is the future development of the financial industry. Trend, and Alipay, as the world’s largest third-party payment tool, obviously has unique advantages if it wants to enter the Internet financial industry!!!”

After speaking, Zhao Ye gestured to Liu Yinyin to turn on the projector and play the PPT.

After a while, Zhao Ye introduced: "As shown in the picture, we need to redesign the Alipay APP and add more functions, including transfers, mobile phone recharges, daily payment, financial management functions, etc..."

“For example, financial management functions include Yu’e Bao, funds, gold, stocks, insurance, pensions, etc. In addition, there are also borrowing and Huabei.”

"Most people in China don't know how to manage finances. It can even be said that they have never been exposed to financial management. But do they have any need for financial management? Of course they do! After all, good financial management means making money. Who doesn't like making money!"

"At present, monetary funds have appeared in China, but due to high subscription threshold and low penetration rate, it is difficult for ordinary people to access them. Most of them can only choose bank time deposits and demand deposits."

"Yu'E Bao is a product that provides balance value-added services and current fund management services. It starts at 1 yuan to purchase, and you can manage money on a regular basis. It is easy to operate, has a low threshold, has zero handling fees, and can be taken and used at any time. The birth of Yu'E Bao This will enable grassroots users to manage money easily.”

“In addition to financial management functions, Yu’E Bao can also be used directly for shopping, transfers, bill payments and other consumer payments. It is expected to become a cash management tool in the mobile Internet era!”

Zhao Ye talked eloquently, and Hu Gangyi and others were surprised.

They were all smart people. When Zhao Ye mentioned this a little bit, they immediately understood.Immediately, he couldn't help but admire Zhao Ye very much.

"Director Zhao has created a new business model, and this business model has huge potential! With the emergence of the Internet financial model, the traditional financial model will undergo a general reconstruction..." Hu Gangyi sighed in his heart, and also revealed There is a hint of excitement. As the CEO of Alipay, he will also become a leader in the field of Internet finance. What an honor that is!

In fact, there is no need for Zhao Ye to continue introducing it at this time. Hu Gangyi and others have already understood how to build Alipay Finance.

It is nothing more than moving the traditional financial industry to the Internet, using Internet technology and online platforms to achieve rapid delivery and processing of financial services, and at the same time launching more innovative products under the Internet model.

Of course, the PPT made by Zhao Ye was very detailed, and everyone couldn't help but admire it. It felt that it was very complete and could be used directly.

The meeting lasted for more than an hour, and Hu Gangyi and others had a deep understanding of Internet finance.

At the end of the meeting, Zhao Ye said: "Many Chinese people have never done financial management before, so we should not take too big steps. We should take it step by step, first build Yu'E Bao, and then slowly update other financial products! "

"Okay, Director Zhao!"

After the meeting, the Alipay team cooperated with Galaxy Financial Group that day to select a fund to develop Yu'E Bao products.

The technical difficulty of developing Yu'e Bao is not high. It is rare to get through all the links, but this is not a problem for the Alipay team.

Soon, half a month passed, and the Yu'E Bao product was ready.

When Hu Gangyi showed the new Alipay APP to Zhao Ye, Zhao Ye tested it several times and was very satisfied. He said to Hu Gangyi: "Let's go online tomorrow. We can use the publicity resources of Wujiang Group to promote it. We must ensure that Yu’e Bao becomes an instant hit!!!”

"Okay, Director Zhao!" Hu Gangyi nodded excitedly.Zhao Ye smiled with a smile on his face, patted the other party's shoulder gently and said: "Do a good job and don't be too nervous. The emergence of Yu'e Bao will definitely become popular all over the country!"

Hu Gangyi smiled, he was not nervous.

Yu'e Bao will be launched tomorrow. Next, he has many things to be busy with, so he said goodbye to Zhao Ye.

At around 11:[-] a.m. the next day, Alipay held a product launch conference, and Zhao Ye personally took the stage to introduce Yu'e Bao to the outside world.

Zhao Ye is a living sign.

His appearance immediately caused a huge sensation at the press conference.

Subsequently, the news that #赵叶attended the Alipay conference# quickly topped the Weibo hot search list, causing shock to the entire network.

"Zhao Ye attended the press conference in person, is he going to make something big happen again?!!"

"It's necessary. Zhao Ye personally takes action, which must mean that this press conference is extraordinary!"

"..."

As the news spread like wildfire, more and more people began to watch the live video of the Alipay launch conference.

Zhao Ye smiled slightly and introduced Yu'e Bao to everyone in detail.

"As the saying goes, 'If you don't manage money, money will ignore you.' But most Chinese people don't know how to manage money. The main reason is because the threshold for financial management is relatively high!"

“But today, Alipay has lowered the threshold for financial management to the lowest level!”

"Next, let me introduce to you Alipay's flagship product - Yu'E Bao!"

"Yue Bao is a product that provides value-added balance services and current fund management services. Simply put, when you deposit money into Yu'E Bao, it is equivalent to purchasing a financial product. However, Yu'E Bao, a financial product, generally It is said that it will not lose money, because it is a monetary fund, with low risk, stable income, and the profit is usually higher than that of banks. Of course, the most important point is that Yu'e Bao starts at 1 yuan and is easy to operate. , low threshold, zero handling fee, and can be taken and used at any time!”

“In addition, Yu’e Bao’s funds can also be used for shopping, transfers, bill payments and other consumer payments, which is very convenient and fast.”

After Zhao Ye finished speaking, the entire press conference was in an uproar.

Alipay is asking consumers to deposit money into Yu'E Bao. It is trying to challenge the banks and touch the bank's cheese~
Everyone couldn't help talking.

However, ordinary people who watched the live broadcast were overjoyed.

“Yue Bao, with a minimum purchase price of one yuan, zero threshold, and the yield is much higher than the bank’s deposit interest, which is a sure profit~ In addition, Yu’e Bao’s funds can also be used for shopping, transfers, bill repayments and other consumer payments. Then what should I be afraid of?"

"Alipay Niu, I feel that all services are better than those of banks, with high interest rates, fast transfers, and zero fees. It's so good! Unlike banks, transfers are slow not to mention, and peer transfers actually charge fees. Banks If we don’t change our past style, we will definitely lose a large number of users! Anyway, I have decided to put part of the funds in Yu’e Bao!”

"Same as above, I also think that the bank's services are not good, and everything requires money. The emergence of Yu'e Bao is a slap in the face. However, I strongly support Yu'e Bao and Alipay. I can save 10 yuan for fun~ "

"Damn it, rich people can spend even [-] and are not afraid of losses. Yu'e Bao sounds really good, but I'm still worried about what if I lose money? It feels a bit unreliable to save money online. If the money inside cannot be withdrawn, then I will have been working in vain for several years..."

"Haha, I don't think there is any need to worry about the safety of the money deposited into Yu'e Bao. This is a product launched by a company under Zhao Ye's name, and it is absolutely guaranteed! With all due respect, this is Zhao Ye helping everyone manage their finances and helping everyone People who don’t believe in making money will definitely regret it!”

"That's right, I'm afraid that if I lose money, I'll ask Zhao Ye for it! He's so rich, so he can't take it out!"

……

At 12 noon, Yu’e Bao was officially launched.

As soon as the user opens the Alipay APP, it will be automatically updated to the latest version.

Millions of people across the country have begun to top up Yu’e Bao.

It can be as little as one yuan, five yuan, ten yuan... or even hundreds of thousands or millions.

The name of a man, the shadow of a tree.

Everyone just trusts Zhao Ye so much.

Zhao Ye's golden signboard is very loud.

An hour later, Yu'ebao's funds reached 156 billion yuan. When Alipay released the data, the financial world was stunned! ! !

At the same time, there was a level [-] storm in the Internet industry.

Alipay made tens of billions of RMB in just one hour with just one Yu'e Bao. It's terrifying!
How high can Yu’e Bao’s funds reach in one year?
Alipay is going to make crazy money! ! ! !
Can't help it!I couldn't help it!Internet companies like us also want this incredible wealth~
(End of this chapter)