The leisurely life of the reborn daddy

Chapter 29 Acting Sophisticated
"Honey, you should watch at home. I'll go to the rural commercial bank in town and find Manager Ma." Cao Shujie said to his wife, Cheng Xiaolin.

"Drive slowly on the road." Cheng Xiaolin told him.

All the application materials for the 'interest-free loan for the development of agriculture, agriculture, rural areas and farmers' have been prepared. Cao Shujie took the materials and drove directly to Ma Changrong, the credit manager.

Ma Changrong is a middle-aged man in his 40s. It may be because of the heavy work pressure that he is already bald on the top of his head, and he is also thin.

When he saw Cao Shujie, Ma Changrong welcomed him in directly: "Mr. Cao, are all the materials ready?"

"Manager Ma, the materials are all ready. There are a few certificates that need to be issued by the government, so it took a few days." Cao Shujie explained.

Ma Changrong knew that the government's procedures were cumbersome and would take a lot of time, so he didn't take it seriously. He brought Cao Shujie to the credit office and made a pot of tea for the two of them to drink slowly.

Ma Changrong asked Cao Shujie to give him all the relevant materials: "Mr. Cao, drink tea first, and let me read the materials first."

"Okay, as long as you are busy, Manager Ma." Cao Shujie was not in a hurry at this time.

Sitting here for a while, Cao Shujie found that Ma Changrong's place was very deserted, except that he hadn't seen the second person yet.

Apart from the business of withdrawing money, the rural commercial bank has no other business.

Probably because of the relationship in the town, the demand for funds is not as strong as that in the city.

Cao Shujie analyzed this discovery, and generally speaking, it was good for him.

Ma Changrong read every document carefully, and it took about 20 minutes before he raised his head and looked at Cao Shujie with a happy expression: "Mr. Cao, I just read the documents and everything is well prepared. , we will find a third party to evaluate, and we will submit the review and release the loan based on the evaluation results."

"Manager Ma, how much do you think I can borrow?" Cao Shujie asked.

Ma Changrong shook his head: "Mr. Cao, it's really hard to say. It mainly depends on how much the third-party evaluation company can give?"

There are many ways here, and Cao Shujie is not a person who does not understand the world, so he directly asked Ma Changrong which third-party evaluation company is better.

"Manager Ma, you have read all my documents. I have contracted a total of 78 acres of mountain land this time. Adding the previous 7 acres, the total is 85 acres. My plan is also in the document. I plan to install barbed wire all together. , dig a well on the mountain, re-lay irrigation and watering channels, and there are many other places that need money in other aspects.”

"Assuming that the additional input cost of 4000 yuan per mu of land is calculated, I have to prepare at least an additional 30 yuan." Cao Shujie said in detail, and also raised the additional cost as much as possible.

He is not stupid, since he has this opportunity, he wants to make more money.

From time to time, he also found supporting documents from the prepared materials: "This money is only the investment cost of the previous year."

"Manager Ma, you also know that when we plant fruits, we generally invest continuously in the first three years, and there is not much output. I also have some money, but if I continue to invest, it will take a long time and I will not be able to sustain it."

"Mr. Cao means that we need to borrow 90 yuan, which is not a small amount. Even if we find a suitable third-party appraisal company, it will not be easy." Ma Changrong was very embarrassed.
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Cao Shujie saw a stack of A4 paper and a gel pen in front of Ma Changrong. He took it directly, wrote '100 million' on the paper, and pushed it in front of Ma Changrong: "I only need 90 here. It is sufficient for the various expenses in the early stage of production, and there is no problem with repayment after production.”

Ma Changrong glanced at Cao Shujie in surprise, never expecting that the young man in front of him looks a bit immature, but he is very sophisticated in his work.

"Mr. Cao, this is really not a small sum..."

"I have already signed the contract, and I have paid the 10 contract fee for the first phase. It is too late to withdraw at this time, so it is better to fight." Cao Shujie didn't seem worried. He said: "Other aspects are not good. It’s easy to say, but when it comes to planting, I’m still very confident.”

"Mr. Cao, I saw just now that you are still a graduate of an undergraduate degree in agriculture. There are not many young people like you who are willing to return to their hometown to start a business." Ma Changrong looked at Cao Shujie with emotion.

Cao Shujie didn't speak, and Ma Changrong continued: "Our special loan for 'supporting the development of agriculture, rural areas and farmers' was originally intended to solve the problem of the shortage of funds for rural entrepreneurs. I think this is in line with the current long-term and effective agricultural development support policy.”

Hearing what Ma Changrong said, Cao Shujie laughed.

He knew in his heart that this matter was basically settled.

As for how to operate in the middle, Cao Shujie didn't care. He took a sip from his teacup: "Manager Ma, when are you free? Let's drink two cups together."

Hearing what Cao Shujie said, Ma Changrong was not in a hurry to refuse. He said: "Wait until you finish this matter. I have such a temper. If there is work on hand and I am not finished, I will not eat well."

"Haha, okay, I'll just wait for Manager Ma's call." Cao Shujie said and left.

Ma Changrong looked at the LaCrosse that Cao Shujie drove away. He didn't know which configuration it was, but he knew that the minimum bare car price of this car was more than 24 yuan.

Someone who can afford to drive this kind of car must have some special skills, and Ma Changrong wants to make friends with him from the bottom of his heart.

When Cao Shujie returned home, it was just time for dinner. His father, Cao Jianguo, and Cao Zhenggang were all eating.

His mother Wang Yuelan, wife Cheng Xiaolin, and daughter Mengmeng were also eating. Mengmeng was chewing a piece of fat meat, and the corners of her mouth were dripping with oil.

Seeing Cao Shujie coming in, Mengmeng ran towards him without even eating, "Dad!"

"Hey, Mengmeng, run slowly, and swallow the meat in your mouth first." Cao Shujie said.

Mengmeng didn't care, and rushed forward, and the oil on the corner of her mouth was all printed on Cao Shujie's pants.

"-_-||" Cao Shujie's face turned dark, and he suspected that Mengmeng did it on purpose.

When Cheng Xiaolin saw it, she burst out laughing. .

Cao Zhenggang turned his head and saw him, and said with a smile, "Shujie, it's just in time for you to come. I have something to look for you."

"Grandpa Zhenggang, what's wrong?" Cao Shujie asked.

Cao Zhenggang said with a smile: "Your house will be finished in a week at most."

"So fast?" Cao Shujie was a little surprised.

But Cao Jianguo, who was eating next to him, said: "Shujie, it will be a month soon, and your grandpa didn't stop in the middle because he was afraid of delaying your move in."

Cao Shujie understood what his father meant, and said solemnly: "Grandpa Zhenggang, the construction will be finished in a few days, let's go to the 'Fuxing Hotel' in the town to have a drink together."

"No, your family usually treats you with good food and drink. If we procrastinate in our work, we'll feel a little embarrassed." Cao Zhenggang said.

But Cao Shujie shook his head, and said, "Grandpa Zhenggang, I have something else I want to ask you for help."

"What do you think?" Cao Zhenggang thought to himself, what else could happen?

Then I heard Cao Shujie say: "Grandpa Zhenggang, as you know, I contracted out the mountain in the back, and I plan to raise some pigs in the later stage. I will definitely not be able to see it by then, so I just think about it. Put barbed wire around it to keep the pigs from running around too."

"When the time comes, you will finish your work here. If you have time, help me install the barbed wire. I can calculate the wages as you like." Cao Shujie said his purpose.

(End of this chapter)