Reborn Tokyo Golden Age.

Chapter 514
When it comes to using false storage certificates to defraud loans, in fact, Ogami and Kanda were not the first to do this.

Hundreds of kilometers away in Tokyo, such a scene began two years ago.

They still use the credit endorsement of big banks to issue deposit certificates and pledge setting commitment letters, and then go to other banks to obtain loans.

However, there are differences between the two. Here in Osaka, the lender is forging documents, but here in Tokyo, it is the bank staff who is forging relevant procedures.

Fuji Bank Akasaka Branch, Minato-ku, Tokyo.

"Nakamura-san, how much should we take this time?"

In a private office, several figures were gathering together to secretly plot something.

“Each person ranges from 300 billion to 700 billion, and the old rule is to handle business in dispersed time periods and dispersed locations.

Detailed project plans must also be prepared by industry for the purpose of the loan. Which projects are easy to pass and which projects are easy to be rejected? Do you all know these? "

Nakamura Minoru, who was sitting behind his desk, looked at the people in front of him and carefully gave instructions on every precaution.

"Of course! Please rest assured Nakamura-san, this is not the first time we have done this. There is absolutely no problem."

Several men in suits sitting opposite him kept nodding and bowing to show their understanding.

This is not the first time they have done this, and they are very clear.

"Yoshi! After everything is done, we will still follow the old rules and your share will be kept."

Seeing that they all understood the key points, Minoru Nakamura nodded with satisfaction.

Since he had said everything that needed to be said, he didn't hesitate and started serving the food directly.

Opening the drawer under the desk, there were several prepared documents lying inside.

"Now, one for each person. We'll meet here again in two weeks." Minoru Nakamura distributed them to the people in front of him one by one.

After getting the prepared documents, someone eagerly opened them and looked at them.

Seeing the numbers on the deposit slip, everyone laughed from ear to ear.

"Nakamura-san is indeed a leader in the banking industry, even the deposit time was recorded in 87.

With this certificate, those fools at Second Bank would be happy to lend money. "

"Haha, Mu Mu-san is right. With Nakamura-san personally taking action, the matter will be absolutely foolproof."

After hearing the compliments from several people, even Minoru Nakamura, who looked serious just now, couldn't help showing a proud look.

As the branch president of Fuji Bank in Akasaka, how can he not understand the rules of the banking industry?
Since 87, he has used computers to enter fictitious deposit amounts into the Fuji Bank system.

After making the deposit voucher, the previous record was deleted on the grounds of input error.

Although the original records are gone, the vouchers produced before are still there.

These deposit certificates and pledge commitment letters will be kept together and privately hidden in Nakamura Minoru's own safe.

After half a year to a year, it is time for these deposit certificates to see the light of day again.

The people sitting in front of Nakamura Minoru are from several different real estate companies in Tokyo.

After getting these deposit certificates and documents, they will use them as guarantee to get a loan from the second bank.

In order to make it easier to get approved, Minoru Nakamura also prepared project loan applications for them in different industries.

As a member of the banking industry, especially a large bank like Fuji Bank, he knows best which applications are likely to be favored by banks.

In 88 and 89, real estate investment projects were the most popular.

All banks, as long as they see real estate loans, will most likely lend them without even looking at them.

But that won’t work this year, as the Ministry of Finance begins to tighten economic policies.For the same loan, Second Bank is much more careful now.

However, if you look carefully, real estate projects are still high-quality assets within the bank.

Under normal circumstances, such a loan will still be approved.

But just in case, Minoru Nakamura has also begun to participate in loan applications for other projects in real estate projects.

Facts have proved that with him as the mole, these people from the Real Estate Club have no disadvantages in the Second Bank.

In the past two years, this group of people has taken away nearly 5000 billion yen in huge loans from the Second Bank.

After the money is withdrawn, it will then be deposited into the temporary account of Fuji Bank Akasaka Branch, the bank that Minoru Nakamura is currently responsible for.

After a week, the temporary account is terminated, and the money will flow into different channels through various methods.

Among them, the real estate industry is the largest one. After all, it is the most popular investment industry at the moment, and the profits in the property market are not generally high.

Of course, as the person directly responsible, both the real estate practitioners who obtained the loan and Minoru Nakamura himself received a large commission.

Take Nakamura Minoru himself. Every time a large loan is cashed out, he will receive a tap of nearly [-] million yen.

After two years, I have saved hundreds of millions of yen at least.

To be honest, if he relied solely on his position as branch president, his annual salary would only be tens of millions of yen at most.

This is thanks to the bubble era, and it would have been even less in the past.

Therefore, if you rely solely on salary, you will definitely not be able to save hundreds of millions of yen without more than ten years of accumulation.

As the saying goes, a horse will not be fat without night grass, and a man will not be rich without windfall.Bank arbitrage is Nakamura’s night grass and windfall.

As for the hundreds of billions of loans, Minoru Nakamura only received a few hundred million yen, is that too little?
Just kidding, do you really think that a small branch president like him can handle such a big deal?

Without top-down management and no high-level acquiescence, Minoru Nakamura was sunk in Tokyo Bay several times.

Such a huge fraudulent loan requires someone from within the bank to come forward to handle it.

And Nakamura Minoru became the specifically chosen one just because he was bold.

While giving it to the people walking away from the real estate, some of them suddenly stopped.

"By the way, Nakamura-san, when will Hokuto Bank take action?
As the first echelon under Dashou Bank, Beidu Bank has an average background, so it should be easier to deal with, right? "

“Yeah, to be honest, I still feel a little uneasy when I keep going to Second Bank.

With Beidu Bank, even if problems are discovered with arbitrage loans, it should be easier to deal with them, right? "Although it is rumored that Beidu Bank does not favor real estate projects, there is no problem with bank deposits.

In any bank, this is hard currency in collateral.

“Wait a minute for those from Beidu Bank, I always feel that their background is not as simple as it appears.

Even if you want to take action, you must at least ask the big shots above for instructions.

Without their nod, you idiots will just wait to feed the fish in Tokyo Bay~"

"Hai~Hai~" When they heard that they were going to Tokyo Bay to feed the fish, several people unconsciously shrank their necks.

"Go, go~ You are not allowed to worry about these things."

After sending away a few people, Minoru Nakamura silently deduced it in his mind.

After feeling that nothing was missing, he packed up and got ready to leave.

"Sato, I'm going out for a while."

"Hay!"

After greeting the clerk in the bank, Minoru Nakamura carried his briefcase and walked out of the gate of Fuji Bank.

Ten minutes later, Minoru Nakamura, driving a Subaru Alcyone SVX, appeared near Ginza in Chuo Ward.

"Turn left 50 meters ahead, and you will soon reach your destination. Thank you for using the 'Jixing' navigation system this time, and I wish you a happy journey~"

Listening to the pleasant female voice coming from the center console, Minoru Nakamura whistled happily.

Gee, it is indeed the first high-end luxury car to use a GPS navigation system. The experience is just different.

It seems that the previous change of ownership of Fuji Heavy Industries is not a bad thing. With the assistance of SIC and Shirakawa Electric, Subaru has simply completed the rebirth of a phoenix.

That Shirakawa-san was not only successful in banking, but also in industry.

To be honest, Minoru Nakamura is really worried that if he sets up Hokuto Bank in the future, it will drag down Subaru.

If Subaru gets rid of it, won't he be able to drive such a good car in the future?

That’s right, the car that Minoru Nakamura is driving now is Subaru’s latest generation of premium coupes: Alcyone SVX.

Not to mention the mechanical performance, the 9-inch full-color LCD central control screen alone makes it unique among luxury models.

Including the LCD instrument under the steering wheel, the entire car luxuriously uses two full-color LCD instruments.

Especially the central control LCD screen, it is not an exaggeration to say it is a TV.

In addition to being able to perform various controls on the car, it also supports reading discs!
Yes, as long as you have the resources, playing small movies in the car is not a problem.

As for music CDs and the like, let alone that. These are Shirakawa Electric's specialties.

And with a full-color central control screen, how can we miss navigation?
Since the United States released GPS permissions in 83 and allowed civilians to use it, this technology has taken on a new vitality among the people.

It is used in various places, such as shipping, mountain operations, Dengfeng exploration, etc. GPS is everywhere.

However, in just a few years in the automotive field, GPS has not yet been officially introduced for commercial use.

But after Kaede Shirakawa took over Subaru, the first thing that was put on the agenda was various interior reforms and innovations.

The original Subaru cars were mechanically unbeatable, but the interiors were, honestly, too hard.

The rough and shabby style and configuration are completely unworthy of its mechanical performance.

Therefore, the LCD screen, which is the easiest to modify, was the first to be installed in the car. With the LCD screen and central control, it would be a waste if it did not include navigation.

Under Shirakawa Kaede's order, Subaru established a special development team at the end of 88 to study the possibility of GPS navigation.

In order to speed up its research and development process, SIC and Shirakawa Electric have professional technical personnel working with them to develop it.

For example, in the current Alcyone SVX luxury version, the central control CPU is the 32-bit processor SIC80381 from SIC.

The screen development and display layout were completed by Shirakawa Electric, and the map information was pre-stored by a flash memory chip produced by TSIC.

After several years of continuous investment, flash memory was put into commercial use by TSIC as early as 87.

With the update and iteration of technology, SSDs made using flash memory this year can already store 32MB of content.

However, because the chips used in cars do not pay attention to portability, the memory chip installed on Alcyone SVX is much larger.

Of course, correspondingly, the storage space is also much larger.

Two chipsets, [-] MB of content, and the current simple map are more than enough.

With the cooperation of Subaru, SIC, Shirakawa Electric, and TSIC, the first generation of vehicle GPS navigation system "Jixing" came into being.

The auspicious star is shining high, which means good luck, and it also matches the "star" represented by Subaru.

This is Subaru's current first-generation navigation system, and it is also the first car company in the world to use GPS technology for navigation.

This configuration alone costs $2500.Customers can choose whether to install this set of configurations when purchasing a car.

As an owner who is not short of money, Minoru Nakamura naturally chose the top-end luxury version.

Not only him, because of the reputation of Legacy, Subaru's current brand awareness is completely different from before.

The elite of society, those wealthy people, are now extremely popular with Subaru.

The car is not only easy to drive, but also has various novel functional configurations, which is a status symbol.

Therefore, Alcyone SVX has been very popular in the market since its launch.

Not only was it launched this year, Minoru Nakamura bought himself a luxury version worth more than 700 million yen.

Parking the car in a parking space on the side of the road, Nakamura walked into a high-end teahouse in Ginza with a familiarity.

Here, he will meet a big shot.

After the last loan was issued, some management fees still needed to be handled by him personally.

Of course, he also needed to find out from the big shots about the possibility of moving Beidu Bank.

(End of this chapter)