The prince does not fight for the heir

Chapter 145 Mr. Fu is a genius!

Shang Hanlin's Jingyan speech was over, and before Li Hanlin's next Jingyan speech, there was a period of intermission during which the gentlemen were allowed to change their clothes and drink tea, and the students could also discuss and discuss in the audience.

"Sister Xuechen! You spoke so well!" Princess Zhiling turned her head and praised Fu Xuechen.

"It's not that exaggerated, it's really just some immature thoughts." Fu Xuechen was responding modestly, but caught a glimpse of County Lord Yan Siyun beside him suddenly got up and left his seat, and walked forward.

"Huh?" Princess Zhiling also saw Yan Siyun's movements.

Seeing Yan Siyun walking quickly to the seat of the Fourth Prince Yunzhen, Lang Lang smiled with a friendly and curious expression, and called out to Yunzhen: "Cousin!"

Princess Zhiling:! ! !
With sharp eyes and quick hands, Fu Xuechen gave Princess Zhiling a hand, and pulled the highness who was about to jump back to her seat: "Your Highness, don't be angry! The county lord is indeed cousin to the fourth prince, so it's normal for her to say hello. "

Upon hearing the word "cousin", Princess Zhiling suddenly froze and froze in place.

The fourth prince Yunzhen over there was startled when Yan Siyun called him his cousin, and slowly got up and nodded.

Yan Siyun immediately asked: "My name is Yan Siyun, my biological father is Yan Yongxiao, and my biological mother is Zhang Yunyun. I have just been named the head of the county. The empress is my aunt. If you are the empress's own son, then you are my cousin! You know me Is it?"

Yan Siyun's attitude was friendly, his smile was warm, and he didn't reach out his hand to hit the smiling face. Even though Yunzhen was unfamiliar with her, he still lost some of his coldness, and nodded in response: "I already know."

The smile on Yan Siyun's face deepened, and he said: "You know, my parents have passed away, I am alone and have nowhere to go, only because I am the empress's niece, I am able to live in this palace because of His Majesty's sympathy, In fact, I am not related to anyone else, apart from the empress, the only person I have a blood relationship with is my cousin!"

"Although the Empress is kind to me, she is my elder after all, and she is very majestic. I am actually a little in awe of her..." Yan Siyun said to Yunzhen expectantly: "Cousin! Can I get close to you?"

Yan Siyun said that he was being polite. To the queen, apart from the fourth concubine, who in this palace is not afraid of her?Who dares to get close to her?There was a little sympathy in Yunzhen's eyes, he nodded and said, "Of course."

Yan Siyun's eyeballs rolled, and he hurriedly asked: "Then can you take time to visit me in the palace every day?"

Yun Zhen hesitated a little, but finally agreed: "I will try my best."

Yan Siyun smiled sweetly, and chatted with Yunzhen a few words about the rare blood connection between the two. Unfortunately, they have been separated by thousands of miles for more than ten years, and now they finally recognize each other. The sutra feast was about to begin, so she reluctantly let Yun Zhen go and returned to her seat.

This cheeky!Princess Zhiling was furious with slander.

She has always felt that the brother-sister friendship between herself and the fourth prince is extremely precious among all the brothers and sisters, but she has never been as straightforward and passionate as Yan Siyun, who was able to go directly to the fourth brother to make a relationship, but the two over there also have The kinship, being cousins, really drove her crazy, but she was helpless, really uncomfortable!

It was too late to find fault with each other, Li Tao and Li Hanlin had already stepped onto the podium.

What Li Hanlin said was relatively fresh. He talked about the pros and cons of issuing banknotes when the imperial courts in the past dynasties were short of money. Although he was limited by the times and could not touch the core of currency value, he could also perceive one thing, that is, When domestic silver mine production is insufficient and money shortages are caused, the imperial court can print and distribute banknotes instead.

But banknotes are linked to the credit of the imperial court. If the credit of the imperial court collapses, the banknotes will lose their value rapidly. Therefore, the imperial court is not forbidden to print and issue banknotes, but must be cautious not to issue excessive banknotes, which will flood the banknotes. But for a king, because it is too easy to print money to make money, he is often unable to restrain his inner greed, which is very contradictory!
So Li Hanlin gave a warning to all the princes present, never open the opening for printing banknotes unless it is absolutely necessary, and once opened, they must not indulge in it, and must stop in moderation, otherwise the country will be in danger of subjugation.

It was the turn of the princes to express their opinions. The second prince felt that if the country was short of money and could not rely on banknotes to solve the problem, issuing banknotes was equivalent to drinking poison to quench thirst. It would be better to go to conquer the surrounding barbarian countries and plunder their gold and silver instead.

The third prince's suggestion is more conservative. He thinks that at this time, we should pay more attention to the word "saving money" in "opening up sources of income and reducing expenditure".

The Fourth Prince is not opposed to printing and issuing banknotes, but he feels that this thing needs absolute supervision, and a special agency is established to calculate a value acceptable to ordinary people, and then control the issuance of banknotes according to the total amount of silver mines currently owned by the country. In this way, the greed of the monarch can be restrained, and paper money will not be flooded and overissued, causing disasters.

The fifth prince felt that if the court was short of money, a bunch of officials could be dismissed by strengthening the administration of officials and strengthening the punishment of corrupt officials, confiscating the property of corrupt officials to fill the treasury, and at the same time increasing business taxes and paying more money from merchants. More money, and then apportion some charitable donation tasks to the gentry and wealthy households, and rely on folk wealth to tide over the difficulties.

The Seventh Prince once again flattered his elder brothers, thinking that what everyone said was very good, and those measures can be carried out at the same time.

What Fu Xuechen didn't expect was that Jize called her name again, wanting to hear her opinion.

Fine!Anyway, Master Ji said that there is no need to worry about classroom discussions, and everyone can speak freely, so she said casually: "I have the same idea as His Highness the Seventh Prince, and the suggestions of the previous Highnesses can actually be carried out at the same time. All together, I have only one or two small differences of opinion.”

Jize asked with a face-saving interface: "What's the difference? Please tell me, Mr. Fu!"

Fu Xuechen smiled slightly and said: "His Royal Highness the Second Prince said that if there is a shortage of silver in the country, you can seek to conquer other countries and plunder their gold and silver to supplement the treasury. Then my suggestion is that if you want to fight for the silver mine, Your Highness the Second Prince might as well choose to fight Fusang. "

"As far as I know, Fusang is sparsely populated, but it is rich in silver mines, so that the people there often don't take silver seriously. With its extraordinary silver holdings, I come to me to buy it in a big way, and everyone in the country The silver that I think is worthless is exchanged for my huge material wealth."

She didn't go into details, and she didn't mention Shijian Yinshan. In fact, the Darong Empire also had Fusang as an envoy. It claimed to be a vassal state of Darong, and there were many students from Japan who were studying in various academies in Darong, and they were quite generous.

"So that's it!" The second prince slammed his fist on the table, his eyes flickered, and he obviously listened to Fu Xuechen's words. Mine, he suddenly realized.

Although Fusang sent envoys to profess to Darong and became Darong's vassal state in name, but for the huge amount of silver and to solve the silver shortage in the country, it is not easy to find an excuse to conquer the other party!

Immediately afterwards, Fu Xuechen praised the fourth prince Yunzhen's insights. She really did not expect that the fourth prince, who is quite economically minded, actually came up with the prototype of the National Bank.

So she said the word "bank" according to the proposal of the fourth prince: "Nowadays, there are money houses all over the world, which is convenient for travelers and merchants from all over the world to exchange money and save a lot of money transportation costs. It is also extremely safe, but in fact , the country needs to build a national currency bank that has the right to issue banknotes..."

People from later generations are not familiar with banks. Just talking about some related functions and structures of banks sounds particularly comprehensive, specific and mature.

Even if Fu Xuechen didn't talk about it in depth, everyone in the hall listened with great interest, and felt that the various ideas about this bank were really refreshing and eye-opening.

Yun Zhen stared at the eloquent Fu Xuechen, feeling even more emotional. He also thought about it for a long time, read countless files and files, and learned countless records of the former household department before he vaguely thought of the need to add a related organization.

Unexpectedly, when he came to Fu Xuechen's place, he would open his mouth and come here in an orderly manner, as if he had already made up his mind. It was just an immature idea for him, but he had already had a comprehensive and mature concept for the other party.

Sure enough, he didn't miss anyone in the past two years. This one in front of him is handsome, intelligent, talented, and his various ideas are often unexpected, but they are often extremely useful. He is really a rare genius!It's a pity that outsiders are always used to judging people by their appearance, and they will only immediately regard her as a stunning beauty, while ignoring her inner beauty that is far beyond ordinary people.

He had once seen such an outstanding and talented girl like her, but in this world, what kind of other woman could fall into his eyes again?Yoon-jeong smiled wryly to himself.

Fu Xuechen mentioned the fifth prince at the end: "...Since the bank has the above functions, therefore, the strategy of donating to the wealthy gentry and wealthy domestically proposed by His Highness the fifth prince can actually be completed by the bank. For example, the total amount of issuance is 100 million Three-year treasury bonds of two silver coins, unlimited number, bearer, let rich people subscribe by themselves..."

She then explained about the issuance and withdrawal of treasury bills. Simply put, this kind of bill is equivalent to the country borrowing money from the future to be used in modern times. Exchange the originally promised interest and principal.

For rich people, if the same amount of silver is deposited in the bank, there will be a custodial fee. Burying it in their own cellar will not increase in value, and taking it out to do business is risky, and they may lose money. But now they But they can use the money to buy treasury bonds from the country. As long as the country is still there in a few years, they can make a steady profit without losing money.

This will greatly mobilize their enthusiasm. Compared with the unprofitable contribution and apportionment, the court's approach is much gentler, and there is no need to worry about arousing their dissatisfaction and resistance to the court.

As far as the country is concerned, national strength is always developing forward. With the increase of population, the tax received every year will always maintain an upward growth.

Even if treasury bills are issued to borrow money back in the future, the principal and interest will be repaid. For the future, the pressure to repay the debt is not heavy, and the repayment process is still controllable. Approve an acceptable repayment amount for the current treasury.

But for now, borrowed money can play a huge role. For example, a water conservancy project that requires a huge investment of five years to complete can't be afforded by the current treasury surplus, but if the six-year treasury bill is issued To raise funds, then this water conservancy project can be launched immediately.

When the project is completed five years later, there is no need for continuous investment in the follow-up, and it will start to play a role, so that the fields within the benefit range will be affected, and the food will increase, so the tax will also increase. At this time, use The surplus of the national treasury is used to repay the national debt, no matter in the past, present or future, it is beneficial to the people of the country.

After Fusang silver mine, bank and treasury bills were mentioned, Fu Xuechen ended her speech. She smiled modestly and said: "These are all my humble opinions, purely on paper, how to do it in practice, because I have never discussed it I don’t know about passing the court, and I don’t know whether it’s right or wrong, and whether it’s useful, it’s just for your reference in the hall!”

Ji Ze was stunned for a moment and came back to his senses, excited: "No, no! This is not just talking on paper! This is strategizing, winning thousands of miles, thinking about what others have not thought about before, and thinking about what others have not thought about! Broaden our horizons, understand Seeing Wanli, Mr. Fu is a great talent for governing the world! If Mr. Fu was born as a man, Mr. Fu should have a place in the military cabinet!"

Fu Xuechen was stunned when he heard that, the praise of Master Ji is too high!She felt a little unbearable.

After all, she didn't study finance in her previous life, and she only had a general understanding of many affairs in the current era. She was really talking on paper, not being humble. Well, she felt that she was only qualified to be a dog-headed military adviser, who made random ideas and ordered blindly. There must be someone who can understand the essence of her words, and then implement them in combination with the actual situation.

"Mr. Ji is too famous!" Fu Xuechen didn't expect that Ji Ze could lift her up like this, and the surprised and admiring eyes around her made her uneasy, and she waved her hands in fright, expressing that she was really trying to talk fast, and her idea might not be feasible.

"It was Mr. who allowed everyone to speak freely. The little girl just boldly expressed some personal thoughts. Among them, there must be some places that are divorced from reality and have incomplete mistakes. I really can't deserve Mr. Ji's praise!"

"Affordable! Completely worthy! Who dares to say that I can't afford it?"

As soon as Fu Xuechen finished speaking, he suddenly heard Lang Lang's loud affirmation, but it was not Jize's voice. Looking at the reputation, he saw a man walking into Mingde Hall with a burly figure and a bright suit. The yellow golden silk ball dragon pattern costume, followed by the chief eunuch Zheng Ze, but it is not Emperor Yuan'an who is!
Thanks to book friends Smile, xxiou001, Qianqian Lovesickness, Yunyang, 2020062013050213, Tingxue Moyan Monthly Pass support!grateful!

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