Chapter 5 Explained
Time passed slowly like this.

On this day, Li Mu suddenly received a call from China that Su's mother had passed away.This made him feel a little bit, things have not changed.

Seeing Li Mu's expression changed, Wu Fei asked in confusion, "Mingzhe, what's wrong?"

Li Mu sorted out his thoughts, sighed softly and said, "Mom is gone!"

"Ah! How is it possible, isn't Mom in good health!"

Wu Fei was really surprised. Before the baby was born, they met once. Although Su's mother walked with professional gentleness, everyone could see that her face was flushed and she was full of energy.

What's more, she is a nurse, she should be the best at taking care of herself, at such a young age, how come she just retired...

Li Mu was silent for a moment, then nodded.

"I'm going back to China to deal with the funeral. In the next period of time, I will have to work hard for you to take care of the baby alone."

Wu Fei nodded, and suddenly remembered something, with a hesitant expression on her face, she opened her mouth, and said, "Mingzhe, I heard that your company is laying off employees, and the scope is quite large. If you return to China during this critical period, will you in trouble!"

Li Mu wanted to explain the company's layoff standards this time. Under normal circumstances, as a key technician, even if he returned to the country at this time, he would not be laid off.

However, he was indeed laid off in the future.Regardless of this point, he doesn't care about this job.

But Wu Fei didn't know this.

For her, the mother-in-law who had only met twice passed away. Apart from worrying about her husband and regretting her mother-in-law's untimely death, she didn't have much thought.

She is more concerned about Mingzhe's work. In the United States, unemployment is a very serious matter for families like them who do not have much savings and need to raise a house, a car, and a child. The expenses are very high.

If you can't find another home and squat there, it will be even more serious.

Not only is the quality of life rapidly declining, but it is also related to the issue of survival.

In the face of Su's mother's death, Mingzhe does not have to be calm, she must be calm.To live in the future, babies also need a good environment for growth.

After a moment of silence, he spoke again: "Mingzhe, you can't come back for a week when you go back to China, and it's a critical period of layoffs. Isn't it just giving someone a handle?"

"What if I lose my job?"

"Our family doesn't have much savings, we still have a baby to raise, and we have to repay the mortgage..."

"I…"

Said the eye circles began to red.

Li Mu sighed softly, stepped forward, gently hugged her into his arms, and patted her on the back.

After a long while, he said, "Don't worry, Feifei, don't worry about money, and you won't have to work so hard in the future."

Wu Fei was also a little puzzled, thinking he was trying to comfort her.

He looked up suspiciously.

Li Mu met her gaze and said, "Do you know about virtual currency? It's the kind that is very popular on the Internet now."

Wu Fei's eyes were bright.

"You mean BTC? I heard that the price of a single coin has exceeded $1."

Li Mudao: "Yes, it also includes cryptocurrencies similar to BTC. Recently, there has been a lot of hype on the Internet. Like Litecoin, Ripple, and Dogecoin, they were worthless in the past two years. They are everywhere online and are easy to get."

"Recently, as the market has become so hot, speculation has followed, and in some months it has risen hundreds of times."

Listening to Li Mu's words, Wu Fei had a certain guess, and her eyes became brighter and brighter.

"I heard that BTC used to be very cheap. Tens of thousands of coins were exchanged for a pizza. Now it is worth hundreds of millions of dollars, which has been multiplied by millions of times."

"Could it be that you used to..." He looked over with burning eyes.

As a graduate student majoring in computer science at Stanford, and in Silicon Valley, a global IT technology center, many technicians have played with virtual currency and studied blockchain in private. Su Mingzhe, who has been here for 10 years, has played with it and holds some , not surprising at all.

Li Mu nodded, looked at Wu Fei who was full of surprise, thought about his words, and tried his best to find a reasonable explanation for this speculative gain.

"I played it before, and I didn't think about making money. Later, when the price rose, I threw it away. I didn't have much money."

"Later, some new cryptocurrencies appeared. If you are interested, you can buy some. The money you earn on BTC is equivalent to no cost. At that time, the price was very cheap, just like picking up for nothing. "

"Although it increased a little later, the total amount was not large, so I didn't care too much."

"I didn't expect that the recent period of time has gone crazy. It's all going up a hundred times and a hundred times. Only then did I realize what a huge amount of money this is."

Li Mu's words made Wu Fei excited. If she is not in charge of the family, she doesn't know how expensive money is. Being in the United States, it is easier to feel the importance and magic of money.

This is a paradise for the rich and rich, not for the middle class like them, let alone the poor.

It took a while before Wu Fei calmed down, her face was flushed with a strange charm.

Then, as if remembering something, she wrinkled her delicate nose and asked with a straight face:
"Why didn't you tell me about this earlier? You know our family situation. We have a good income and a lot of expenses. We don't have much savings at all. There is also a mortgage and a baby..."

Li Mudao: "Isn't this just rising recently? The price was too low before, and there was not much money in total, which is equivalent to a few months' salary."

Wu Fei snorted and said, "The salary has been a lot in a few months, why don't you say it, do you want to hide it as private money?"

Li Mu said helplessly: "I didn't want to hide my private money, but I was afraid that you would find out and think that this kind of virtual currency is all a scam. If you don't let it play, you will sell it all to me."

Wu Fei's expression froze. What Li Mu said made sense. She never felt that this kind of thing was of any value. Even if the price was raised to 1 US dollars, she didn't think it had any practical use.

If he had known in advance that Su Mingzhe had so many virtual currencies in his hands, he would not have kept them no matter what, and would have forced him to sell them to subsidize his family.

In that case, how can it catch up with this big market that has increased by a hundred times.

Wu Fei felt inexplicable for a while, it seems that men should not be too tight or too loose.Otherwise, if you don't pay attention, you don't know how many opportunities you miss.

Thinking of this, his face flushed slightly, and he was silent for a moment. He didn't know what he thought of, and said softly, "Have you cashed out yet?"

"not yet!"

Hearing Li Mu's answer, Wu Fei became worried again.

"It's been turned over so many times, why don't you just throw it away, the virtual currency is worthless, the price is all speculated, it's good to be safe."

Seeing Wu Fei's worried expression, Li Mu held her slender white hand and patted the back of it lightly.

"Don't worry, I know it well. After a while, I will find a suitable price and throw it away."

Seeing Li Mu's firm attitude, Wu Fei couldn't say anything, so she could only settle for the next best thing.

"Then can you sell some first, get some cash out, and get it in peace."

Wu Fei's suggestion is more reasonable from the perspective of avoiding risks.

Li Mu could only explain: "Feifei, there is one more thing I didn't tell you. In order not to miss the market, I increased leverage on the exchange some time ago."

Wu Fei was stunned for a moment, then she randomly understood what it meant.

After adding leverage, if you don’t close the leverage and return the funds borrowed from the platform, even if you sell part of it, you cannot withdraw cash from the platform.

She was a little angry for a moment, she opened her mouth, but after all she couldn't express her complaints, she said after a long while:

"Mingzhe, it's too risky for you to do this!"

Li Mu held her hand tightly, half explaining and half comforting: "Feifei, this is a big market. I have studied it for a long time. If everything goes well, we will be rich and free in the future."

"At that time, we will change to a bigger villa, buy a yacht, enjoy life well, and let our daughter have better living conditions and receive a better education."

"We can also choose a place with beautiful scenery, buy a farm, and experience the fun of nature."

"If you want, you can also bring your father-in-law, mother-in-law and dad, and honor them well..."

Listening to Li Mu's description, Wu Fei's eyes flashed with longing and longing.

After a long while, he sighed and said: "You can do whatever you want, it was a windfall, if you really paid it off, let's just pretend it's nothing and continue to live our little life."

"My wife, you are so kind!" Li Mu kissed Wu Fei on the face as he spoke.

Wu Fei gave him a blank look: "I want to understand now, why didn't you tell me about this in advance, and wait until now."

"Isn't it because I'm afraid that if I know, I don't want to take any risks and force you to cash out?"

"Even if you don't sell it, you have been holding it until now, and you will not be allowed to take risks and increase leverage."

"However, since this is the case, I won't make trouble for you. Come according to your idea, as long as you don't fall down."

While talking, he said with some regrets: "At first, I thought I could cash out a sum of money, and you could use it when you return to your country, but now you can only spend the old money at home."

Li Mu remembered something, took her hand and sat on the sofa, opened his notebook, and said:
"The leveraged ones on the exchange can't be moved, but I still have some scattered ones in my computer hard drive, and I can sell them for some travel expenses."

What he was talking about was the last time he spent $8000 alone to buy those Ripple coins, which have risen more than 20 times during this time.

After hearing Li Mu's words, Wu Fei came over curiously to watch his operations.

The transaction went smoothly. Li Mu just put up the list, and soon someone took over, and the transaction was successful.

After deducting transaction fees and commissions, she chose to withdraw cash, and soon the mobile banking text message sounded, and Wu Fei took it over to check.

Seeing the text message notification of the arrival of 18.5 US dollars, the whole person was excited.

No matter how good Li Mu said before, what wealth and freedom!What kind of farm villa... There is no concept at all, and there is no shock from real cash.

Think about it, it’s just some scattered cryptocurrencies in Li Mu’s computer hard drive, and they’ve sold so much. The bulk is still on the exchange, and leverage has been added. How much will it be worth in the future?
After being shocked for a long time, I looked at the figure of 18.5 US dollars and finally calmed down. I asked curiously, "Mingzhe, were these very cheap before?"

Li Mu thought about the price of Ripple in previous years.

"Two or three years ago, it was worth tens of dollars."

Wu Fei was completely stunned.

"A few tens of dollars two or three years ago has become today's 18.5 dollars, a multiple of thousands of times."

However, if you think about how many times BTC has multiplied in seven or eight years, you don't think there is anything.

Reality is more magical than imagination. There is no shortage of miracles in the world, but there is a shortage of people who discover them.

(End of this chapter)

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