Life in the world of film and television

Chapter 2 Making Money
I want to complete the task and live a better life in this world.Li Mu thought for a long time, and the only thing he could do was to make money first.

Originally, the husband and wife were harmonious, the small family was happy, and the face and airs of the eldest son in the family were usually maintained well.

Unexpectedly, in the face of a series of changes, under the embarrassment of money, everything was torn apart, revealing the most embarrassing side.

Su Mingzhe wanted to have a happy family, and worked hard to maintain the face and airs of his eldest son, swollen his face to pretend to be fat, but he didn't have the corresponding strength.

Changes in the big family affected the small family, and the relationship between husband and wife took a sharp turn for the worse.

There are various reasons for all these changes. The most important thing is the word "money".

Although money can't solve all the troubles, it can solve most of the troubles.

……

Thinking of money, earning a bit of wages honestly is naturally not enough. Only in the year of the monkey can wealth and freedom be achieved.

Gotta take some shortcuts!
Li Mu began to think about what speculative opportunities and shortcuts he could take next.

The real world is 2019, here is just 2017, the timeline gap has created many shortcuts.

"Stocks", a word popped into Li Mu's mind, this is the most common speculation for most people.

After thinking for a while, he shook his head helplessly and gave up.

One is that in reality, I don't know much about stocks.

The second is that the two worlds are different, and there are great differences in details. Many well-known companies in reality do not exist.

Or even if it exists, it is different from the reality of the company, better or worse.

The stock market is ever-changing, and a slight gap will cause the stock price to rise or fall.

If you want to speculate on specious news, it is easy to trap yourself.

Lottery: Not to mention that Li Mu doesn't remember the winning numbers, and even if he does, it's not necessarily the same.

Gambling: Not reliable, for example, the 2014 World Cup champion is not the same as Li Mu remembers.

……

After thinking for a while, I was trying my best to find speculative opportunities, and suddenly I heard a colleague next to me shout in surprise: "BTC has risen again today, breaking through the $2500 mark. Virtual currency is too hot this year."

……

This sentence gave Li Mu a flash of inspiration. He remembered that in November and December 2017, the price of BTC hit a new high, close to 11 US dollars per coin.

Although it fell sharply later, it was also a good opportunity for speculation.

Three to two months, six or seven times the return.

Thinking of this, Li Mu immediately began to search for relevant situations and trends, and compared them with some articles he had read in his real memory.

It's not bad, the trend is basically the same.

Immediately excited, this is a good opportunity.

With excitement, Li Mu landed in the United States, which is also the largest cryptocurrency exchange in the world, Coibse, and is familiar with the purchase and transaction of virtual currency.

Only then did I discover that BTC is not the only virtual currency on the platform, there are dozens of them in total.

Li Mu suddenly remembered that he read an article about cryptocurrency when he was bored, focusing on the market in the second half of 2017.

Among them, BTC, which has increased more than ten times throughout the year, is not the highest value-added, and can only be ranked in the middle and bottom among dozens of cryptocurrencies.

In the second half of 2017, driven by the market, all virtual currencies fell into a skyrocketing rise. Especially in October and November, the price increase almost pulled into a straight line.

Among them, the Ripple currency with the highest increase has increased by more than 2017 times in 360.

Litecoin, Dogecoin... also increased by more than [-] times throughout the year.

As long as the amount of funds is not large, it is more suitable than BTC in terms of speculative attributes.

……

Once the goal is determined, there is one condition left, where the money will come from.

Speculation also requires capital!

Although Su Mingzhe and Wu Fei have good salaries, their family consumption is also high, such as maintaining a house, car, raising children, and the daily expenses of the family.

As a result, over the years, there was no money saved at all, and the only tens of thousands of dollars were in Wu Fei's hands as family emergency expenses.

It is impossible for Li Mu to get it, and he does not want to play with the idea of ​​the money, which is the guarantee of the family's daily life.

……

The most valuable property in the family is the house. After buying it for so many years, it has appreciated a lot in the context of the rising real estate market in the United States. The current market evaluation price is about 68 US dollars.

However, the house is also mortgaged, and there is still a $12 mortgage outstanding.

There is no other way to raise funds, only to pay attention to the house.

It is impossible to sell, and if you can't pass Wu Fei's test, you can only take the mortgage.

I just don't know if it can be mortgaged when there is still a mortgage.

……

Later, Li Mu consulted professionals on the Internet, and it was really possible.

At present, many banks have real estate re-mortgage business, especially the banks where you take mortgage mortgages, which are easier to apply for.

It mainly depends on the market appraisal price of the house and the amount of remaining mortgages.

As long as the risk is small and profitable, many banks and financial institutions in the United States can handle real estate re-mortgage business.

In this regard, Li Mu tends to take the route of financial institutions.

Naturally, banks are also good, with lower interest rates, but stricter reviews, longer procedures, and lower quotas.

Although the interest rate of financial institutions is higher, the review is looser, the procedure is short and convenient, and the quota is generally higher than that of banks.

In the face of this rare big market, how many opportunities will be missed if you join one day later, this interest is nothing.

……

Time was running out, Li Mu contacted a relatively reliable local financial institution, made an appointment online to see the house this afternoon, and evaluated the property price, and he was relieved.

Wu Fei also has a job, and she has to go to the nursery to pick up her daughter after work in the evening. She is not at home, so she is not afraid of bumping into her.

After dealing with these things, I finally relaxed a lot from my nervousness, and started to deal with the work at hand according to my memory.

Unexpectedly, in a short period of time, the knowledge about computers in Su Mingzhe's mind was quickly mastered, and it was easy to use.

……

In the afternoon, I took half a day off and accompanied the salesperson of the financial institution and the professional evaluation agency to walk around the house and take pictures.

According to the situation of the lot and the house, make a specific price assessment as the basis for the loan amount.

Later, Li Mu provided copies of his and Wu Fei's personal information, real estate certificates, work certificates, and personal bank account statements for the past six months.

Everything is normal and meets the requirements, and the salesperson of the financial institution is quite satisfied.

Li Mu and his wife have a good income, and the real estate is considered high-quality, so they are relatively high-quality customers.

At Li Mu's request, he said that he would promote the mortgage loan process as soon as possible, and if nothing unexpected happened, the loan would be released within a few days.

(End of this chapter)