Warhammer: I, Bartor Farmer

Chapter 226 The First Bank of Bretonnia Opening Blocked by the Black Knight Legion

Musilon has neither Tomita nor waterway, but she has a bit of a unique advantage, that is, Musilon represents the most core transportation in Bretonnia.

On the top are Colony, Le Angoulan, and Lyonnes, and on the bottom are the countries of Pordereaux, Carcassonne, and Brionne, which happen to be in the core area of ​​Bretonnia.

There is no doubt that Musilon is definitely not as hopeless as it is today. When Roel, the Duke of Bretonnia, became Musilon's successor, the business here became extremely prosperous.

When people came back to their senses, Musilon was filled with businessmen. When Roel got here, those guys who had eaten the sweetness of the peasant duke's administration came like ants who smelled the smell. All of Bretonnia Goods are distributed and sold in Musillon.

Many times, when a person is strong enough, things will surround him like a planet pulls an asteroid, rather than requiring him to work hard to complete it.

The ship of the kingdom of heaven returned triumphantly, and what awaited Roel was a city as rich as the main city of Cologne, which had changed in just four months. He stood on the deck, with the sea breeze blowing against his face, and the people of Musilon worshiped its majesty.

Here, there is no need to suffer from hunger, no need to fear demons and undead, people have changed from a miserable life just to live to a good life today, although the work is still busy and the food is not rich.

But even the proudest knights will stop here, and then sincerely protect this once dead land.

The residents looked at Duke Roel and couldn't help shouting in the sun.

"Long live Bretonnia!"

The sea of ​​people filled the port, the so-called haze dissipated with the wind, large and small stalls filled here, because there is no castle, this city now belongs to farmers and businessmen completely, but they still yearn for their own tax payment in their hearts. to someone.

For the Bretonnians, the taxation of the nobility equals responsibility and security, and it is impossible to survive in the Warhammer world without a monarch.

They rejoiced, and Roel wore the lord's uniform and led his heroes down the first class. People were surprised that their duke didn't ride a horse, but was like them.

Roel took care of his gorgeous clothes. The former son of a farmer is now an existence that many nobles can't afford.

"Everyone, welcome to welcome me."

"I'm back home. Although I have taken over the position of Duke Bordello, Duke Meroving will never forget my cultivation."

"I look around at Musilon today, and I deeply feel that Bretonnia is changing with each passing day. There is no doubt that you are all contributors to Musilon."

"But I also understand that many people in the territory have abandoned their prejudice against business. If Musilon wants to continue to develop, he must take a different path from other duchies."

"The moment I landed, I felt what this place needs!"

"A bank, one that belongs to Musilon, and will be full of banks in Bretonnia!"

The people of the town don't understand that Bretonnia has no financial system, everything here is based on the gold and silver standard, and nothing has value except precious metals and gold.

And compared to serving farmers, they don’t have any money. There are too few merchants, and they run around. There are few big merchants promoted by the local economy. Even more impossible.

And without funds, they can't operate, and Bretonnia's simple economy doesn't need banks. They need hospitals more than that to improve their sick medical conditions that depend on priests.

But fortunately, the priests in the Warhammer world are either cured of illnesses or demons with medicine, and the Sigma battle priest has a great reputation.

In contrast, although Pastor Sharia is relatively gentle, it is natural to worship force in this world, and gentleness can only give patients a choice between bloodletting and enema.

However, considering that the hospital's attack on the loving father may not be strong, Roel chose to make money first.

asked the farmers. "What is a bank?"

Roel replied. "I will lend you money, so create an institution in unison, in the name of my duke, strength, wealth to control the vast wealth like gold, the wealth of Musillon, you can take the income of your labor out from under the pillow , and then deposit it in the bank, and provide interest according to the year and month of the deposit."

"But I know very well that everyone has little money. The main function of this institution is to let you borrow money. The amount you borrow is calculated according to your current assets, houses, land, clothes, and harvested grains. That is to say, your wealth can Double it, double it in a short period of time, and then you can spend the money as you like during the contract period.”

"For business, it doesn't matter whether you want to buy land or open up wasteland. As long as you pay back the money within the time limit, the interest rate will be set at 3%. Of course, it's okay to borrow money if you don't want to repay it. We have professional hunters and guards. team."

"Always remember that I am not your collaborator, but your Duke. Your safety, wealth, and life are the toys of the Beastmen and Norse barbarians, and I am magnanimous. In addition to giving you safety, I am willing to borrow Money creates wealth for you."

"Remember, no matter what you want to do, whether it is to buy a set of equipment to learn from the three outstanding adventurers I lead, or to get your own shop, or to buy a few farmlands, as long as you are still in Musilon, you can definitely rest assured."

"Of course, those who owe money cannot do without Musillon."

The threat is greater than the explanation. This is the Duke of Bretonnia. No matter how courageous those commoners are, they will never dare not pay back the money. That is the Duke.

But many people have tasted the taste inside. If their funds can be doubled, or even the dilapidated house they live in can be converted into three decrees, many plans that were once restricted by funds can be carried out.

The Bretonnians are poor, but their expectations for adventure are definitely not low. How can a place that will produce a large number of outlaws and adventurers next year be short of gamblers?

And many citizens are also anxious because their families have savings of more than three fiats. They are afraid of loss, robbery, and theft. The bank not only keeps the money in the name of the Duke, but also gets interest.

The Bretonnians look stupid, but they have nothing to do with stupidity at all. These guys are as clever as the most powerful goblins you have ever seen. That's right, the one from Bafeng Mountain.

Roel looked at the thoughtful people and clapped his hands. "Okay, the welcome is over. No matter what you think, the bank will be built in the center of the territory. Secondly, the Duke of Brionne recently bought a piece of land from me, and a theater will be built there."

"Now, let's disband and go back to our respective homes."

Compared with the duke's meeting, announcement, or anything else, it is more intimate, making people feel less majestic and pretentious, but people dare not go beyond it. There is no doubt that this is power.

Gods?They absolutely do not have the feeling that Roel, the Duke of Bretonnia, has towards the subjects, nor the loyalty of the subjects to the Duke. In this crazy age, only strength and safety can comfort people.

And the news of the opening of the bank quickly spread throughout Musillon. In the ballads of bards and in the discussions of passers-by, it gradually drifted away, but apart from good comments, there were also many bad ones. dissatisfied.

When people realize that this incident has happened, but they cannot change it, some people feel that this incident touches their interests, such as black things such as loan sharks.

But there is someone who is more dissatisfied than them, and that is the black knight, Mr. Maleburg, who sits in his castle in the wilderness, a wicked city formed of black marble, where outlaws, rangers and adventurers are entrenched. small city.

They care about anything they can do. They are ambitious, full of confidence, and full of violent desires. There are many young people in them, and there are also many terrible knights. There are even three honorary knights in silver armor. They are not ordinary Men, but the Grail Knights born in Musilon, are now transformed into Blood Knights, although it is not visible from the outside, and even the Bretonnians still sing about their holiness.

Wherever those three depraved things walked, there were outlaws who bowed their knees, and Maleborg's ambition didn't stop there.

He was writing something at his desk.

Vellum and quill wrote the complex imperial language on the scraps of paper.

【Respected Necromancer, Lich Master, Mr. Heinrich Heimler, Zhan Xinan, I am writing to you today because I am doing a great thing and need your guidance, I know that your spells are unparalleled in the world and can inspire me.

When I was a child, I heard the story of the Lich Master in the Silver Mountains. Although you have been defeated by the Duke of Carcassonne many times, I know that is not your problem. You lack allies, just like the Duke of Carcassonne and Brie. Union of the Dukes of Augène.

I am clear, and I will not covet your wisdom casually. If I am interested in this transaction, I am willing to exchange my loyalty and soldiers for your spells. Loyalty, your servant, DM (Viper. Mahler Borg)]

The knight rolled up the dossier, tied it with a magic ribbon, and opened the cage of the raven beside the table. After a while, the raven hoisted the dossier, flew out of the window very quickly, and flew in the direction of the Silver Mountains. Then the poisonous snake The door was knocked.

Dong dong dong

"who?"

"My lord, it is us, your loyal knights."

"Come in."

After a short conversation, three Holy Grail knights walked in here. They were very big, a head bigger than ordinary Holy Grail knights. Except for their slightly pale skin, they were no different from ordinary people, and even more handsome.

They sat down, because as the Holy Grail Knights, they were at the same level as the Black Knights, but they still had to express their respect, because it was the young people in front of them who transformed them.

"My lord, Duke Roel will hold a ceremony to establish a gold coin storage and lending department called a bank."

"We have been thinking for a long time during this time, what is the use of this thing, but we don't quite understand..."

Maleborg became interested. "Tell me?"

said the knight. "As the duke said, the core of this department is loans, which are similar to the usury in the underground black market, but with lower interest rates and endorsed by the duke."

"However, they will not borrow money from everyone, but refer to the land certificate, work certificate and valuables provided by the borrower to borrow money without seizure."

"We really can't understand the use of lending money to farmers, but anything Roel, the Duke of Miracle, needs to be highly vigilant about, isn't it?"

Maleborg took a sip of his tea. "Well done, you guys are doing well, you're right, everything needs attention."

He pondered the circumstances of the matter in his mind, but he had no such experience, and in fact his ability as a knight was far greater than that of a lord...

But he can still imagine, because he has experienced many black transactions, black areas, he can imagine that the loan will bring huge wealth to the Duke, and the deposit can also be embezzled at will. There is no doubt that if this thing is successfully established, Roy Er's assets will be linked to the funds that the people in the territory were originally unwilling to take out.

Then his combat power will be even more outrageous, and the war is about logistics, and he, who is already at a disadvantage, will become even weaker.

He doesn't want to bet on good things or bad things.

"All staff listened to the order. It will take about four months to complete the construction of the bank. During this period of time, all staff are ready to destroy commercial roads, transport cargo ships, blockade at sea, and destroy those who can enter the city within the construction time."

"No matter what, this plan cannot be completed. I can bet that this must be a matter of harming others and benefiting myself! For the sake of the people of Bretonnia, it must fail!"

The three knights were so impassioned that they stood up and shouted. "Yes, my lord, we swear by my blood and breath! We are doomed to fail the evil duke's plan!"

But the irony is that this plan is not self-interested at the expense of others. On the contrary, Roel needs to invest manpower, material resources and a lot of money, just to allow the people in the territory to generate their own business cycle, and Roel invested money for this.

During this period of time, in addition to construction, well-known local intermediaries and businessmen had to be hired to construct the financial system, draw up contracts, and train professional debt collectors. After all, Bretonnian law was basically unreliable.

That's why those knights couldn't understand, they were really smart and wise, but they were Bretonnians, and Bretonnians were not used to long-term planning.

This is also what Nock has repeatedly emphasized. Roel, as a Bretonnian, thinks too far, even farther than the imperial people, so that he is troubled by many troubles.

But is the bank really urgent for Roel?

Urgent, but it’s not necessary. He just wants to lend money to people to do business and improve productivity. He can set up schools and factories, but the environment here is more suitable for business than those things. This is just his countless business policies. It's just a part of the game, an innocuous part, but the person playing this game can't see clearly.

(End of this chapter)