The frail counselor you said, you fight against three heroes alone?

Chapter 247 Booming business, a plan to draw salary from the bottom
Xi Yu went on to say: "As for the so-called bank, it has a great impact on business. You have to know that coins are very important to trade, and the right to mint coins is even more important!"

"The money bank is actually a place to store money. We can deposit people's surplus wealth in it. With the bills as the basis, we can exchange money and withdraw money with the bills in hand, and we can also obtain the right to use the money!"

"As for the tools for minting coins, they come from the chamber of commerce, and the team of merchants will provide materials."

"However, this method has not been implemented yet, and it still needs to be tested. After all, Qingzhou and Xuzhou are two relatively small places. The reason why we can do it is because we have enough financial resources and reserves of food. The public is at ease, so I didn't tell anyone else!"

"Feng Xiao and Kong Ming are just doing this, so even you don't know much about it."

Xi Yu smiled frankly, but in fact he was also hiding Cao Ang, but it was not out of anger or anything, but he didn't want Cao Ang to know about it. After all, Cao Ang was his student, but Cao Cao and the Cao family had conflicts with him.

Xi Yu now understands what Xia Houlian's theory means.

The world is indeed like a hunting ground, there is only so much prey, the more you get, the less everyone gets, so you can only fight back and forth.

So there are only two situations, either give up the prey by yourself, or kill all other people who were originally in control.

"If this is the case, then I will go back and reply to my father. If there is no other way, I can only choose talents from the Cao family or the trusted gentry!"

"Actually, this is pretty good. If you really can't choose someone, you can ask Xun Lingjun to help you choose, or focus on selecting some people who were born in the weaker gentry. From now on, you can also let them return to their hearts!"

Xi Yu's heart is also clear.

Xi Yu looked at Cao Ang who was in front of him with a thoughtful look in his eyes, and after a while, he asked again, "Is there anything else you want to ask?"

In fact, Xi Yu is also willing to help Cao Ang solve his doubts.

In any case, he can be regarded as his own student.

However, in fact, Guo Jia can learn more from Zhuge Liang who is beside Xi Yu.

"Not for the time being, thank you, uncle!"

Cao Ang stood up and saluted, his posture was impeccable.

To be honest, Xi Yu valued Cao Ang more precisely because he was a pure filial person and more honest.

I don't know why, Cao Cao seems to be the only one who can really be called a hero.

After Xi Yu and Cao Ang bid farewell, they first went to a government office in the inner city, where Zhuge Liang built the money bank.

People can store their money or food here according to the records.

To be honest, this concept has also been supported by many gentry after it appeared. They believe that it can make the wealth in the territory better circulate.

Due to the construction of the dock, waterways such as the Shandong Peninsula and the Bohai Sea have been opened up, and the role of the canal can also make commerce along the way prosperous.

If those high-ranking nobles or officials in other places want to buy various commodities, they have to come to Xuzhou and Qingzhou first.

So in less than three months, there is a surplus here.

And the people who work in the bank are also some Confucian scholars, and they also use new-style abacus. Under the leadership of that angry man, some outdated ideas of Confucianism have also been reduced a lot.
Therefore, poor families and even some gentry scholars no longer feel that doing business is a very inferior thing.

Business development can even be described as thriving.

Before Xi Yu Xi Yu came to the bank, he saw the huge plaque "Yu Bank".

And the overall building of the bank is extremely luxurious, like a palace.

There are a lot of people coming and going at the door, who come here to deposit and withdraw money, and if they know how to save money, professionals will evaluate the value and then give a receipt.

To be honest, gold and silver have become the most important currency nowadays. After all, there is no shortage of silver mines and gold mines in Qingzhou and Xuzhou, so Xi Yu can be regarded as having the right to "mint coins" and formulate "example money". Even Wuzhuqian gradually faded out of everyone's field of vision.

From the beginning of spring to now when winter is about to enter, the people have basically accepted the concept of money houses.

And Xi Yu spent a lot of painstaking efforts in this process, and even at the beginning, he used his own reputation as a guarantee to convince everyone to trust the bank.

But now it's working.

It is also for this reason that the Confucian students cultivated in the school have basically become the treasurers of the banks in various regions. They are mainly responsible for accounting and reconciliation. Rather tense and busy.

Also includes this headquarters.

Xi Yu walked into the inner courtyard and saw Guo Jia and Zhuge Liang busy there, and only Jia Xu basking in the sun leisurely there.

"My lord!" Seeing Xi Yu approaching, Jia Xu hurriedly got up and saluted.

To be honest, many years have passed, and Jia Xu has also shown his old age, but his personality is still like a child.

After all, Jia Xu is already fifty-three this year.

As for his two sons, Jia Ji and Jia Mu have also become officials.

Although Huang Zhong is about the same age as Jia Xu, he is still physically strong.

Huang Zhong's son, Huang Xu, is also serving in the army now, working with Dian Wei.

Huang Zhong took his son with him mainly to avoid suspicion. His son Huang Xu was not in good health in his early years, but fortunately he was healed by Zhang Zhongjing and Hua Tuo, and he also practiced Wuqinxi and Taijiquan diligently. Physical fitness has also been a rapid increase,
Although he is not as terrifying as Zhao Yun or Dian Wei, under Huang Zhong's teaching, his archery skills are not inferior to his father's.

So now Xi Yu has a lot of talented people under his command.

Hearing Jia Xu mentioning the word "adult", Zhuge Liang also hurried over and exclaimed: "My lord! This year, it's a good year!"

Guo Jia was also full of excitement: "I didn't think we could make any money before, and even thought it was a shameful thing to do business, but looking at it now, I'm simply stupid!"

"Qingzhou's accounts have been reconciled, and the income has increased by [-]% compared with the past. The total is more than three million taels of gold and more than seven million taels of silver, of which [-]% belongs to the people. As for the rest, it is also ours. Here!"

"It's not too much!" Xi Yu's voice was very calm: "Gold and silver are only equivalent to coins on our side. Only when we obtain the corresponding materials from the outside can we have a breakthrough, otherwise we can only be regarded as self-entertainment happy!"

"However!" Zhuge Liang put away his smile: "Now that the bank is distributing profits, it can indeed make more income for the people. Next year, they will be able to work harder!"

Guo Jia's eyes were puzzled. In fact, although he wanted to implement this strategy in Qingzhou and Xuzhou, he felt that the benefits must be limited. However, looking at the accounts now, he found that each region actually has a lot of surplus.

This can be regarded as a happy event.

In troubled times, materials are the most important thing, and food is the most important thing. Common people and gentry will regard the storage of food as the only standard to determine the value. In fact, gold and silver are only in exchange for food. After all, food is equivalent to life.

This is a very sad thing, but also helpless.

In troubled times, this is the case.

To be honest, if a region starts to study commerce and even coins, it means that the people's livelihood in this region has developed to a good state. At least the people will not suffer from hunger, or they will not consider things other than agriculture.

With agriculture as the foundation, it will naturally be a lot easier.

Moreover, Qingzhou and Xuzhou, through the Grand Canal, can exchange materials with Jiangdong, and even exchange various materials from Jingzhou.

Therefore, commodities will become more abundant.

Previously, Xi Yu improved printing technology, and paper was widely used in Xuzhou, and pen-making and ink-making technologies were also improved.

In fact, this is also due to the Academy of Sciences established by Xi Yu. Countless craftsmen spent several months slowly adjusting the new technology, and Pang Tong worked hard for it.

In fact, people originally thought that paper would be very expensive, but when it really came out, the cheapness of paper still shocked everyone.

After all, the paper was sold in bundles.

Those literati and Confucian scholars also had a wave of book compilation.

For example, Confucian classics, geography, water conservancy books, and even books on agriculture appeared like a hundred flowers blooming.

Once paper is turned into a book, its added value will increase. This unique product is also slowly becoming popular in Xuzhou.

What Xi Yu said made Zhuge Liang and Guo Jia see a better prospect, and even all the gentry changed because of it.

It can even be said that the concept of the gentry has gradually disappeared because of this, and it has been transformed into an aristocratic family.

"Then shall we have a banquet to celebrate?"

"It must be!"

Xi Yu laughed: "But I don't think you earn enough. In fact, it's just not too much for me, but it's within my expectation! So it must be celebrated!"

Xi Yu also explained roughly: "You can think about it carefully, I have already controlled Qingzhou and Xuzhou, and this is the only money I have. If there is no other money, I can only save my capital!"

"I and the people are two different concepts. If there is no way to earn money from other regions, it can only be regarded as a circulation of wealth, and there is no proliferation!"

"That makes sense!"

Zhuge Liang and Guo Jia smiled. It took them a year to understand what "circulation" is.
If they are allowed to toss by themselves, it is true that the common people can earn some money, which can then be turned into taxes, and more diversified commodities will be circulated in the market, but in the process, the common people will also have more money because of this. operating space.

There must be gains.

It seems that they still have a long way to go in the future!
In fact, in the past, Confucian scholars did not think that business was so important, and felt that business was just a "speculative" move.

But now they feel that there are many ways in business.

The wealth of the people is also closely related to Xi Yu.

Xi Yu also talked about this topic before.

If the goods are sold, they will have value. No matter how they change hands, the value still exists, and the transaction will not change for a long time, so there is no need to worry that the goods will not be sold in Jiangdong, Jingzhou or even Youzhou, as long as there is no war.

"Actually, I thought about it before, and even created a mark exclusively for opera players. It's simply called the "play seal", and it's directly stamped on our goods! In this way, everyone can know where these products come from 1"

"Yes!"

Zhuge Liang's eyes flashed with brilliance at that time: "The lord can also be raised because of this!"

Jia Xu also came here, he sighed and said: "But the people of the Cao family will definitely not be enough!"

"But what does it have to do with me?"

In fact, Xi Yu has also adapted to Jia Xu's elusive situation: "It's not like you don't know the order at the beginning of the year!"

"Directly repatriated the more than 100 Confucian scholars I sent out, turning them into refugees. The Cao family and the Xiahou family not only did not treat them with courtesy, but even satirized them. Now there is no one available, and they want to get them back. There are such good things!"

Jia Xu nodded: "It's also for this reason that I made some arrangements."

"What is this?"

Xi Yu's heart skipped a beat.

Jia Xu always does this and that behind her back, but she can make some good achievements, so it didn't make Xi Yu feel very angry or anything, so he had to let him do it.

"I asked Xu Jing and the others to send over the investigation of Jizhou's talents! To be honest, there are not many talents. After all, almost all the gentry belonged to Mr. Xi. As for this time, the poor family got the recommendation of the two of them. It can be activated by taking advantage of the situation!"

After Jia Xu considered it for a while, he continued, "I also asked them to tell the local people about it, saying it was your wish."

Guo Jia and Zhuge Liang didn't say much, and turned their attention to Jia Xu.

"Of course, I'm sure it won't be particularly obvious, but I must be grateful to you."

Xi Yu pouted, but didn't say much.

This Jia Xu is quite ruthless!

This is almost a bottom line.

There is no way out for Jizhou at all.

In fact, it was not Cao Cao who surrendered first in Jizhou, but Xi Yu.

Xi Yu seemed to be Cao Cao's subordinate, and the relationship between the two of them seemed to be very close, but Xi Yu didn't tell anyone about it.

After all, when he was named Marquis, he was surrounded by trusted confidants, and what Cao Cao proposed afterwards was to let Xi Yu stick to the rear.

Therefore, Cao Cao was a little angry when Xi Yu was operating here for a while.

And those gentry must listen to Cao Cao to tell the truth, and go to serve as officials in various places. However, after Jia Xu made such a move, the poor family had to belong to Xi Yu.

If Xi Yu had any intentions in the future, he probably only needed to show off one or two times to make Jizhou sour.

"Go, go, go!"

Xi Yu was also helpless.

To be honest, compared with Jia Xu, Guo Jia and Zhuge Liang may be stronger in many aspects, but they are still inferior to old-fashioned viciousness and even long-term.
If I have to describe it, Jia Xu is a little butterfly who stirs up a storm.

His current move is probably also helping Xi Yu buy a long-term line.

This old thing is really dirty!
But Xi Yu likes it very much.

Jia Xu knocked on his forehead again, and then went on to say: "Besides, there is one more thing I want to tell my lord. Didn't we want to mint coins earlier? We have almost done the research here! If Xu Chang said, Xun Yu and I will do the same." After discussing this matter, he will tell the emperor and ask for the edict back."

"That's a good thing!"

Xi Yu was overjoyed, this was what he most wanted to hear.

If there is an edict, then he can rest easy.

To be honest, there are many places with his caravans in the north and south of the world.

"But!" Jia Xu's eyes flashed cold again, and at the same time said in a low voice: "There is a more important news!"

"Go inside and talk."

Xi Yu nodded, and greeted Guo Jia and Zhuge Liang over there. After handing over the accounts to others, the four of them came to the inner hall together.

Jia Xu's affairs are usually only told to Xi Yu, while Guo Jia and Zhuge Liang are usually involved in this,
The four sat down, and a letter was spread out.

"Xiahou, did you employ so many people from the Sima family? Even, Sima Yi made Cao Cao's second son, Cao Pi, the last apprentice?"

Xi Yu was a little confused when he saw it.

Sima Yi, Sima Fu, and Sima Lang were all officials, and even Sima Ke was activated!
"This news comes from Xuchang."

In fact, it's not that Xi Yu didn't plant "surprises" for the quarrel and the Sima family.

At the time of going to Xuchang last year, at the end of the new year, Xi Yujiao sent his men to go there, and hid in various identities.

They also all passed the message back.

And those people have a total of 200 people.

They are Black Rider and White Rider,

One is responsible for assassination and the other is responsible for detection.

Their identities can be considered seamless.

And when he came back, Xi Yu didn't take people with him, but brought another 200 people, pretending to be the original 200 people, to confuse the public.

This is not particularly difficult, after all, Xi Yu's black and white cavalry has already expanded to three thousand.

And these people are all well-trained "dead soldiers", they can even give up their lives for Xi Yu.

And Huang Xu is a captain who leads a hundred cloth subordinates.

Six years ago, he was almost in good health. He looked like a school captain, following Dian Wei.

But in fact, he has also joined the black and white cavalry team.

Moreover, Xi Yu personally taught this knowledge.

In terms of martial arts, Huang Zhong, Zhao Yun, and Dian Wei jointly taught them. For example, the archery came from Huang Zhong, and the spear came from Zhao Yun.

Dian Wei and Xi Yu are also teaching him the strength to fight, and the equestrian skills are also learned from Zhao Yun.

As for Confucianism, Guo Jia and Zhuge Liang personally taught it, while Jia Xu taught him the art of war.

To be honest, he is really lucky, after all, he is the only junior among those who are close to Xi Yu.

Everyone is willing to give him a hand.

As for Huang Xu, he also felt that he had indeed received Xi Yu's kindness, so he worked very hard.

Now, it is no exaggeration to say that he is already the No.1 of Xi Yu's younger generation.

(End of this chapter)