Start an adventure from an American TV series

Chapter 88
After chatting briefly for a while, Deborah found that the usual unfavorable beauty did not seem to have much effect on Locke. The attitude of the other party seemed very enthusiastic, but in fact implied distance.

This is different from the information she collected before. Locke Lee has never had any beautiful women around him since high school, and now he has even raised several, and even has future candidates.

Such a person sees herself, but has such an attitude, which makes her feel unwilling, and has the urge to conquer the other party.

Fortunately, these thoughts did not make her forget her business. After changing the topic to Sky Fund, she suddenly said:

"Your fund company's wealth management projects seem to be very different from other fund companies. I appreciate your investment methods. But if I were an investor, I would prefer dividends rather than fixed income.
Moreover, I carefully read the materials of your fund project, and the investment contract does not have clear regulations on how your company will use investors' funds and choose which investment direction. "

After hearing these words, Locke could see that the other party was eyeing the Sky Fund Company, or in other words, his ability to make money.

Fortunately, he has long been prepared for similar topics, and he has the time to come up with a response:
"The choice of fixed income is also for the sake of investors. You must know that apart from us, there is no foundation on Wall Street that has made a clear promise of guaranteed minimum and fixed income.

Even our management fees are lower than the average in the industry, for which we have taken huge risks, which is the responsibility of our Sky Fund Company, and even when the investment returns are too low, we need to make up for it ourselves.

Everyone in the industry knows that the average income of the entire industry on Wall Street is lower than the fixed income we promised. At the same time, investment always has losses and profits. We can only guarantee that the long-term overall income will meet expectations.

If most of the dividends are given to investors when the income is high, and when the income is low or even a loss occurs, in order to ensure the promised capital preservation, we may even go bankrupt, and investors will suffer losses as a result.

Therefore, I think the minimum guarantee plus fixed income is the choice that is most in line with the interests of both parties.

As for the investment direction that Ms. You Ying mentioned, it involves commercial confidentiality. The investment model of Sky Fund was carefully designed by me, and I spent a lot of energy.

Therefore, I don't want to write a clear investment direction in the contract, which may lead to the possibility of leaking the results of my hard work. I believe those who are willing to invest can understand this. "

This remark was high-sounding and sounded well-founded, but Deborah didn't agree with it, because she guessed that the person in front of her must have the confidence to use the investor's money to earn excess profits.

But this is just her guess. Wall Street has been established for so many years, and there have been people who have seized opportunities by chance and reaped multiple benefits.

However, such an opportunity is often encountered only once in several years or even more than ten years, and it cannot be used as a reference standard.

Under normal circumstances, it is indeed the same as what Locke said. Even for a well-run fund company, it is difficult for the average rate of return to exceed the fixed income promised by Locke, let alone the promise of guarantee.

It's not that no one made the same guess as Deborah, but after rational thinking, Locke's project is really cost-effective.

But Deborah has a stubborn personality. She collected Locke's information and contacted Locke, and she intuitively believed that Locke could get excess benefits from it.

She wanted to take a share of it and proposed to share dividends, but Locke would never agree to this condition. He wanted to use other people's money to make money for himself, not to be a tool to help others make money.

So after continuing to chat for a few words, Locke simply apologized, and pulled Peggy to continue talking with other people.

Sensing the last look in Deborah's eyes, he decided that in the future, Sky Fund's funds should try not to go to banks that are closely related to the Youying family, and at the same time increase investment in the banking industry.

"You are not science at all, you don't understand science at all, the reason why I invite you here is only because I need your money."

A high-pitched voice suddenly made the banquet hall silent, and everyone looked at the person who said this sentence.

After Little Sheldon finished speaking as if venting, he noticed that everyone was staring at him, and he simply continued: "Oh, I'm sorry, but I'm telling the truth, what you just said..."

As soon as he said this, Little Sheldon's mouth was covered by the headmaster who rushed over. With a slight embarrassment, the headmaster said:
"I'm sorry everyone, our little genius doesn't seem to have a good rest physically, and he feels a little unwell mentally. I'd better take him back to rest first."

"Sure enough, you guessed it right." Peggy whispered in Locke's ear, "I'm afraid Sheldon will be in trouble."

"It really won't disappoint."

Locke was not surprised. When Sheldon was doing the same thing at Caltech more than ten years later, he was reluctant to shake hands with the donor, and said confidently, "Take your money."

The principal asked someone to pull little Sheldon away, and told him not to let little Sheldon talk again, and then he walked up to the donor with some trepidation: "I'm really sorry, Mr. Tull, Sheldon... ..."

"It doesn't matter, I appreciate the straightforwardness of this little genius, and he is willing to provide the school with a donation that is 20.00% higher than last year."

The next moment, everyone applauded, praising Mr. Tal for his broad mind.

This was an unexpected surprise for the school.

Peggy couldn't help but say, "Can he do that too?"

"Mr. Tull is willing to donate, and even increased the amount, because he is a smart person, not because he really likes Sheldon's honesty." Locke nodded, and gestured around.

Soon, Peggy figured it out. As Mr. Tull, if she competed with Little Sheldon, she would be inferior. It would be better to do so to gain prestige and honor.

After some twists and turns, the donor banquet returned to normal. Everyone seemed to have forgotten the scene just now, and continued to chat and laugh.

As for what Mr. Tull would think in private, it was beyond anyone else's guess.

To put it bluntly, Little Sheldon has an age advantage.

More than ten years later, Sheldon, who works at Caltech, used the same bad attitude, directly saying that the behavior of asking those people to hand over the money is no different from now.

The later attitude of those donors was not explained in The Big Bang Theory, but some clues can be seen from the fact that the school banned him from participating in similar activities.

That's pretty good, in case any donor gets angry because of Sheldon's attitude, it won't be too easy to deal with Sheldon who can even chase chickens.

(End of this chapter)